Last update: Oct 2026

Cost of Living Comparison Between Sumba and Cebu

For one person, living is cheaper in Sumba: $213 a month against $934 in Cebu, rent and utilities included – about $8,700 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Cebu
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Cebu Living Index

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Sumba

🇫🇴 Faroe Islands

$213

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Sumba and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sumba and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $213 in Sumba versus $934 in Cebu.

Sumba $213
Cebu $934

Estimated couple costs with rent: $285 in Sumba versus $1,415 in Cebu.

Sumba $285
Cebu $1,415

Monthly costs for a family of three with rent: $357 in Sumba versus $1,896 in Cebu.

Sumba $357
Cebu $1,896

Living in Sumba costs roughly 77% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Sumba 84% lower, Cebu 30% lower.

Meal at Budget Restaurant

$3.03 ₱190

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

Cappuccino

$2.52 ₱158

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

Water (0.33 liter bottle)

$0.49 ₱30.98

Local Beer (0.5 liter draught)

$1.79 ₱112

Imported Beer (0.33 liter bottle)

$2.26 ₱142

Milk (1 liter)

$2.32 FOK 15.52

$1.95 ₱122

18.97%

White Bread (500g)

$1.43 ₱89.7

Rice (white) (1kg)

$1.02 ₱63.8

Eggs

$2.06 ₱129

Local Cheese (1kg)

$9.81 ₱615

Chicken Fillets (1kg)

$4.61 ₱289

Beef Round Steak (1kg)

$7.70 ₱483

Apples (1kg)

$3.31 ₱207

Banana (1kg)

$1.45 ₱90.9

Oranges (1kg)

$2.36 ₱148

Tomato (1kg)

$1.54 ₱96.4

Potato (1kg)

$2.36 ₱148

Onion (1kg)

$1.99 ₱125

Lettuce (1 head)

$1.15 ₱72.1

Water (1.5 liter bottle)

$0.67 ₱42.15

Cigarettes 20 Pack (Marlboro, Camel)

$10.63 FOK 71.0

$3.00 ₱188

254.33%

Wine (Bottle)

$12.06 FOK 80.6

$6.35 ₱398

89.92%

Local Beer (0.5 liter bottle)

$2.26 FOK 15.13

$1.31 ₱81.9

72.52%

Imported Beer (0.33 liter bottle)

$1.84 FOK 12.31

$1.73 ₱108

6.36%

One-way Ticket (Public Transport)

$4.51 FOK 30.10

$0.25 ₱15.78

1704.00%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.74 ₱46.32

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

Gasoline (1 liter)

$1.92 FOK 12.86

$1.33 ₱83.5

44.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

Internet (50+ Mbps, Unlimited Data)

$61.9 FOK 414

$28.29 ₱1,774

118.88%

Gym Membership (Monthly)

$37.94 FOK 253

$32.68 ₱2,050

16.10%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$15.51 FOK 104

$5.46 ₱342

184.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

Men's Leather Business Shoes

$59.3 ₱3,717

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sumba: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sumba

–

Cebu

$309 33.5%

Groceries & Markets

Sumba

–

Cebu

$210 22.7%

Monthly Utilities & Internet

Sumba

–

Cebu

$163 17.7%

Clothing & Footwear

Sumba

–

Cebu

$95 10.2%

Eating Out

Sumba

–

Cebu

$88 9.6%

Sport & Entertainment

Sumba

–

Cebu

$44 4.7%

Getting Around

Sumba

–

Cebu

$15 1.7%

Good to know

🇫🇴 Sumba

🇵🇭 Cebu

🕒 Local time

05:53 5:53 AM

12:53 12:53 PM

7 h ahead of Sumba

🌤 Weather

👥 Population

300

964,169

💱 Currency

Faroese Króna FOK kr

Philippine Peso PHP ₱

📈 Exchange rate

1 FOK = 0.15 USD

1 FOK = 0.133 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to FOK – Faroese Króna Converter

🇺🇸 United States Dollar ($)

🇫🇴 Faroese Króna (kr)

Faroese Króna exchange rates as of October 10, 2026: 1 USD = 6.68 FOK (1 FOK = 0.15 USD). 1 EUR = 7.49 FOK (1 FOK = 0.133 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to FOK in detail →

On the map

Lowest

Highest

Between locations

Sumba Cebu 10,960 km ≈ 14 h nonstop flight

From you

Sumba
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sumba vs Cebu: Cost of Living - Frequently Asked Questions

Sumba is cheaper overall, especially in groceries, eating out, and clothing. The 339% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $319 in Sumba and $1,401 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 237% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $213 per month in Sumba versus $934 in Cebu – a 339% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Sumba gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Sumba is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Sumba and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sumba gentler on the wallet – expenses run 339% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.