Last update: Oct 2026

Cost of Living Comparison Between Subotica and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,095 in Subotica, rent and utilities included – about $2,100 less a year. Other living expenses account for most of the difference.

53

Cost of Living Index in Subotica
Learn more

Subotica Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Subotica

🇷🇸 Serbia

$1,095

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Subotica and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Subotica and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,095 in Subotica versus $918 in Cebu.

Subotica $1,095
Cebu $918

Estimated couple costs with rent: $1,651 in Subotica versus $1,409 in Cebu.

Subotica $1,651
Cebu $1,409

Monthly costs for a family of three with rent: $2,208 in Subotica versus $1,900 in Cebu.

Subotica $2,208
Cebu $1,900

Living in Subotica is roughly 19% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Subotica 19% lower, Cebu 32% lower.

Meal at Budget Restaurant

$9.37 RSD 977

$3.09 ₱194

203.24%

Three-Course Dinner for Two, Mid-Range

$33.62 RSD 3,505

$24.22 ₱1,525

38.81%

Fast Food Meal (McDonalds, etc)

$11.09 RSD 1,156

$3.92 ₱247

182.91%

Cappuccino

$1.95 RSD 204

$2.51 ₱158

-22.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.90 RSD 198

$1.59 ₱100

19.50%

Water (0.33 liter bottle)

$1.71 RSD 179

$0.53 ₱33.43

222.64%

Local Beer (0.5 liter draught)

$2.50 RSD 260

$1.78 ₱112

40.45%

Imported Beer (0.33 liter bottle)

$2.90 RSD 303

$2.17 ₱137

33.64%

Milk (1 liter)

$1.34 RSD 139

$1.92 ₱121

-30.21%

White Bread (500g)

$1.12 RSD 117

$1.36 ₱85.4

-17.65%

Rice (white) (1kg)

$2.03 RSD 212

$1.01 ₱63.5

100.99%

Eggs

$3.03 RSD 316

$2.03 ₱128

49.26%

Local Cheese (1kg)

$12.20 RSD 1,272

$9.86 ₱621

23.73%

Chicken Fillets (1kg)

$6.66 RSD 694

$4.39 ₱277

51.71%

Beef Round Steak (1kg)

$12.69 RSD 1,323

$7.60 ₱479

66.97%

Apples (1kg)

$1.39 RSD 145

$3.30 ₱208

-57.88%

Banana (1kg)

$1.95 RSD 204

$1.39 ₱87.8

40.29%

Oranges (1kg)

$1.42 RSD 148

$2.33 ₱147

-39.06%

Tomato (1kg)

$2.17 RSD 226

$1.50 ₱94.3

44.67%

Potato (1kg)

$0.98 RSD 103

$2.36 ₱149

-58.47%

Onion (1kg)

$0.65 RSD 67.7

$1.90 ₱119

-65.79%

Lettuce (1 head)

$0.58 RSD 60.8

$1.19 ₱74.9

-51.26%

Water (1.5 liter bottle)

$0.65 RSD 68.0

$0.63 ₱39.71

3.17%

Cigarettes 20 Pack (Marlboro, Camel)

$4.12 RSD 430

$3.00 ₱189

37.33%

Wine (Bottle)

$5.35 RSD 558

$6.03 ₱379

-11.28%

Local Beer (0.5 liter bottle)

$0.84 RSD 87.1

$1.23 ₱77.7

-31.71%

Imported Beer (0.33 liter bottle)

$2.38 RSD 248

$1.75 ₱110

36.00%

One-way Ticket (Public Transport)

$1.11 RSD 116

$0.25 ₱15.86

344.00%

Public Transport Monthly Pass (Regular Price)

$33.89 RSD 3,533

$12.64 ₱796

168.12%

Taxi Start (Normal Tariff)

$1.95 RSD 203

$0.77 ₱48.62

153.25%

Taxi (Normal Tariff) (1km)

$1.21 RSD 126

$0.23 ₱14.53

426.09%

Taxi 1hour Waiting (Normal Tariff)

$11.07 RSD 1,154

$4.46 ₱281

148.21%

Gasoline (1 liter)

$1.83 RSD 191

$1.31 ₱82.8

39.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K RSD 3.1M

$21.2K ₱1.3M

40.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K RSD 2.6M

$19.1K ₱1.2M

32.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$168 RSD 17.5K

$120 ₱7,569

39.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.69 RSD 1,636

$14.00 ₱882

12.07%

Internet (50+ Mbps, Unlimited Data)

$37.29 RSD 3,888

$27.54 ₱1,734

35.40%

Gym Membership (Monthly)

$33.23 RSD 3,464

$32.33 ₱2,035

2.78%

Tennis Court (1 Hour on Weekend)

$9.23 RSD 962

$6.65 ₱419

38.80%

Cinema Ticket

$4.87 RSD 508

$5.65 ₱356

-13.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$233 RSD 24.3K

$275 ₱17.3K

-15.35%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

Jeans (Levis 501 Or Similar)

$43.37 RSD 4,521

$49.33 ₱3,106

-12.08%

Summer Dress (H&M, Zara, etc)

$21.88 RSD 2,281

$25.24 ₱1,589

-13.31%

Sport Shoes (Adidas, Nike)

$92.7 RSD 9,660

$77.0 ₱4,846

20.41%

Men's Leather Business Shoes

$70.3 RSD 7,333

$57.2 ₱3,601

22.97%

1-bedroom Apartment, City Center (Monthly)

$420 RSD 43.8K

$500 ₱31.5K

-15.88%

1-bedroom Apartment, Outside City Center (Monthly)

$296 RSD 30.8K

$309 ₱19.4K

-4.31%

3-bedroom Apartment, City Center (Monthly)

$600 RSD 62.5K

$1,078 ₱67.9K

-44.33%

3-bedroom Apartment, Outside City Center (Monthly)

$535 RSD 55.8K

$615 ₱38.7K

-13.06%

Buy Apartment in City Center (m2)

$2,445 RSD 254.9K

$2,886 ₱181.7K

-15.28%

Buy Apartment Outside City Center (m2)

$1,616 RSD 168.5K

$1,917 ₱120.7K

-15.68%

Average Monthly Net Salary (After Tax)

$903 RSD 94.1K

$346 ₱21.8K

160.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.79

7.2

-33.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Subotica: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Subotica

$296 27%

Cebu

$309 33.6% 4.5% $13

Groceries & Markets

Subotica

$222 20.3%

Cebu

$206 22.4% 7.3% $16

Monthly Utilities & Internet

Subotica

$221 20.2%

Cebu

$162 17.6% 26.8% $59

Eating Out

Subotica

$164 15%

Cebu

$88 9.6% 46.3% $76

Clothing & Footwear

Subotica

$103 9.4%

Cebu

$94 10.2% 8.6% $8.8

Getting Around

Subotica

$46 4.2%

Cebu

$16 1.7% 66.4% $31

Sport & Entertainment

Subotica

$43 3.9%

Cebu

$44 4.8% 1.5% $0.6

Cost Breakdown

A one-bedroom apartment in the center runs $420 in Subotica and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Subotica pays 161% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $34.00 in Subotica vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $222 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇷🇸 Subotica

🇵🇭 Cebu

🕒 Local time

01:38 1:38 AM

07:38 7:38 AM

6 h ahead of Subotica

🌤 Weather

👥 Population

88,752

964,169

💱 Currency

Serbian Dinar RSD din

Philippine Peso PHP ₱

📈 Exchange rate

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of October 19, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to RSD in detail →

On the map

Lowest

Highest

Between locations

Subotica Cebu 10,260 km ≈ 13 h nonstop flight

From you

Subotica
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Subotica vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 19% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 161% higher in Subotica, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $420 in Subotica versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,095 per month in Subotica versus $918 in Cebu – a 19% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 168% less than in Subotica. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,095 in Subotica, a $1,500 budget is realistic in Cebu but tight or insufficient in Subotica. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Subotica, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Subotica and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 19% less than in Subotica. Beyond cost, consider language, visa policies, and how big the international community is in each city.