Cost of Living Comparison Between Steamboat Springs, CO and Ubud, Bali Cost of Living Comparison Between Steamboat Springs, CO and Ubud, Bali

Monthly Cost of Living

A single person spends $2,547 per month in Steamboat Springs, CO vs $1,404 in Ubud, Bali, rent included.

A couple spends around $3,758 per month in Steamboat Springs, CO vs $2,549 in Ubud, Bali, rent included.

A family of three spends $4,968 per month in Steamboat Springs, CO vs $3,694 in Ubud, Bali, rent included.

Steamboat Springs, CO costs about 81% more than Ubud, Bali, driven mainly by Eating Out.

Both Steamboat Springs, CO and Ubud, Bali sit above the global median – Steamboat Springs, CO by 90%, Ubud, Bali by 4%.

Currency
🍽 Eating Out
Steamboat Springs, CO
Ubud, Bali
Difference
Meal at Budget Restaurant
$19.30 $19.30
$3.57 Rp 64.0K
440.62%
Three-Course Dinner for Two, Mid-Range
$76.0 $76.0
$32.50 Rp 582.3K
133.82%
Fast Food Meal (McDonalds, etc)
$10.80 $10.80
$4.86 Rp 87.1K
122.22%
Cappuccino
$5.14 $5.14
$2.75 Rp 49.2K
86.91%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.61 $2.61
$1.32 Rp 23.7K
97.73%
Water (0.33 liter bottle)
$2.05 $2.05
$0.70 Rp 12.6K
192.86%
Local Beer (0.5 liter draught)
$5.84 $5.84
$2.91 Rp 52.2K
100.69%
Imported Beer (0.33 liter bottle)
$7.03 $7.03
$3.79 Rp 68.0K
85.49%
🛒 Groceries & Markets
Steamboat Springs, CO
Ubud, Bali
Difference
Milk (1 liter)
$1.00 $1.00
$1.71 Rp 30.6K
-41.52%
White Bread (500g)
$3.44 $3.44
$2.47 Rp 44.3K
39.27%
Rice (white) (1kg)
$4.41 $4.41
$1.20 Rp 21.5K
267.50%
Eggs
$4.11 $4.11
$2.44 Rp 43.8K
68.44%
Local Cheese (1kg)
$12.44 $12.44
$14.38 Rp 257.7K
-13.49%
Chicken Fillets (1kg)
$11.47 $11.47
$4.31 Rp 77.1K
166.13%
Beef Round Steak (1kg)
$15.62 $15.62
$12.21 Rp 218.7K
27.93%
Apples (1kg)
$4.88 $4.88
$3.68 Rp 66.0K
32.61%
Banana (1kg)
$1.57 $1.57
$1.55 Rp 27.8K
1.29%
Oranges (1kg)
$4.31 $4.31
$2.79 Rp 49.9K
54.48%
Tomato (1kg)
$4.58 $4.58
$2.33 Rp 41.8K
96.57%
Potato (1kg)
$2.90 $2.90
$1.97 Rp 35.3K
47.21%
Onion (1kg)
$2.89 $2.89
$2.31 Rp 41.4K
25.11%
Lettuce (1 head)
$2.00 $2.00
$1.06 Rp 19.1K
88.68%
Water (1.5 liter bottle)
$2.18 $2.18
$0.73 Rp 13.1K
198.63%
Cigarettes 20 Pack (Marlboro, Camel)
$9.40 $9.40
$3.28 Rp 58.8K
186.59%
Wine (Bottle)
$21.04 $21.04
$22.79 Rp 408.4K
-7.68%
Local Beer (0.5 liter bottle)
$1.85 $1.85
$2.81 Rp 50.3K
-34.16%
Imported Beer (0.33 liter bottle)
$3.40 $3.40
$2.78 Rp 49.9K
22.30%
🚌 Getting Around
Steamboat Springs, CO
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.02 $2.02
$0.29 Rp 5,217
596.55%
Public Transport Monthly Pass (Regular Price)
-
$8.06 Rp 144.4K
-
Taxi Start (Normal Tariff)
$3.46 $3.46
$0.45 Rp 8,047
668.89%
Taxi (Normal Tariff) (1km)
$1.60 $1.60
$0.45 Rp 8,094
255.56%
Taxi 1hour Waiting (Normal Tariff)
$28.89 $28.89
$6.24 Rp 111.7K
362.98%
Gasoline (1 liter)
$0.90 $0.90
$0.85 Rp 15.2K
5.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.7K $29.7K
$26.0K Rp 465.4M
14.49%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6K $25.6K
$31.7K Rp 567.2M
-19.05%
🧾 Monthly Utilities & Internet
Steamboat Springs, CO
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$187 $187
$80.8 Rp 1.4M
131.58%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$52.4 $52.4
$4.06 Rp 72.7K
1189.41%
Internet (50+ Mbps, Unlimited Data)
$66.5 $66.5
$24.42 Rp 437.6K
172.36%
🎉 Sport & Entertainment
Steamboat Springs, CO
Ubud, Bali
Difference
Gym Membership (Monthly)
$42.24 $42.24
$97.7 Rp 1.7M
-56.75%
Tennis Court (1 Hour on Weekend)
-
$6.45 Rp 115.5K
-
Cinema Ticket
$13.38 $13.38
$4.04 Rp 72.4K
231.19%
🧸 Childcare & Education
Steamboat Springs, CO
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,283 $1,283
$304 Rp 5.4M
321.84%
International Primary School, 1 Child (Yearly)
$23.8K $23.8K
$6,621 Rp 118.6M
259.39%
👕👟 Clothing & Footwear
Steamboat Springs, CO
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$50.2 $50.2
$54.2 Rp 971.7K
-7.36%
Summer Dress (H&M, Zara, etc)
$40.45 $40.45
$38.78 Rp 694.7K
4.31%
Sport Shoes (Adidas, Nike)
$86.0 $86.0
$86.1 Rp 1.5M
-0.13%
Men's Leather Business Shoes
$111 $111
$76.7 Rp 1.4M
44.20%
🏠 Accommodation & Living
Steamboat Springs, CO
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,629 $1,629
$986 Rp 17.7M
65.28%
1-bedroom Apartment, Outside City Center (Monthly)
$1,338 $1,338
$658 Rp 11.8M
103.41%
3-bedroom Apartment, City Center (Monthly)
$2,598 $2,598
$3,369 Rp 60.4M
-22.91%
3-bedroom Apartment, Outside City Center (Monthly)
$2,249 $2,249
$2,066 Rp 37.0M
8.85%
Buy Apartment in City Center (m2)
$2,669 $2,669
$2,741 Rp 49.1M
-2.64%
Buy Apartment Outside City Center (m2)
$2,331 $2,331
$2,228 Rp 39.9M
4.64%
💵 Salaries & Financials
Steamboat Springs, CO
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$163 Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.51
13.28
-50.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Steamboat Springs, CO: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A central one-bedroom costs $1,629 in Steamboat Springs, CO versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $76.0 in Steamboat Springs, CO versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $401 vs $297 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Steamboat Springs, CO vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Steamboat Springs, CO or Ubud, Bali?
Steamboat Springs, CO costs about 81% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Steamboat Springs, CO vs Ubud, Bali?
For a comfortable life, plan on about $3,821 per month in Steamboat Springs, CO and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Steamboat Springs, CO or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Steamboat Springs, CO compared to Ubud, Bali?
Monthly expenses with rent come to $2,547 in Steamboat Springs, CO and $1,404 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do childcare costs compare in Steamboat Springs, CO and Ubud, Bali?
Kindergarten costs $1,283 per month in Steamboat Springs, CO and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Steamboat Springs, CO or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,404, than in Steamboat Springs, CO at $2,547. In Ubud, Bali it covers expenses comfortably, while in Steamboat Springs, CO it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Steamboat Springs, CO or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,404 versus $2,547 in Steamboat Springs, CO. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Steamboat Springs, CO compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Steamboat Springs, CO or Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Steamboat Springs, CO makes more sense. Both are solid long-term options with distinct trade-offs.

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