Last update: Nov 2026

Cost of Living Comparison Between Steamboat Springs, CO and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,702 in Steamboat Springs, CO, rent and utilities included – about $16,500 less a year. Rent and utilities account for about half of the difference.

129

Cost of Living Index in Steamboat Springs, CO
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Steamboat Springs, CO Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Steamboat Springs, CO

🇺🇸 United States

$2,702

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Steamboat Springs, CO and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Steamboat Springs, CO and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,702 per month in Steamboat Springs, CO vs $1,331 in Ubud, Bali, rent included.

Steamboat Springs, CO $2,702
Ubud, Bali $1,331

A couple spends around $4,084 per month in Steamboat Springs, CO vs $2,255 in Ubud, Bali, rent included.

Steamboat Springs, CO $4,084
Ubud, Bali $2,255

A family of three spends $5,465 per month in Steamboat Springs, CO vs $3,180 in Ubud, Bali, rent included.

Steamboat Springs, CO $5,465
Ubud, Bali $3,180

Steamboat Springs, CO costs about 103% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Steamboat Springs, CO sits 100% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$24.15 $24.15

$3.38 Rp 61.3K

614.50%

Three-Course Dinner for Two, Mid-Range

$126 $126

$34.65 Rp 629.3K

263.67%

Fast Food Meal (McDonalds, etc)

$15.08 $15.08

$5.57 Rp 101.2K

170.74%

Cappuccino

$6.86 $6.86

$2.62 Rp 47.6K

161.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.48 $4.48

$1.54 Rp 28.0K

190.91%

Water (0.33 liter bottle)

$2.84 $2.84

$0.64 Rp 11.6K

343.75%

Local Beer (0.5 liter draught)

$7.33 $7.33

$2.67 Rp 48.4K

174.53%

Imported Beer (0.33 liter bottle)

$7.55 $7.55

$4.26 Rp 77.4K

77.23%

Milk (1 liter)

$1.04 $1.04

$1.46 Rp 26.6K

-28.77%

White Bread (500g)

$3.59 $3.59

$2.29 Rp 41.6K

56.77%

Rice (white) (1kg)

$4.38 $4.38

$1.11 Rp 20.1K

294.59%

Eggs

$4.08 $4.08

$2.10 Rp 38.1K

94.29%

Local Cheese (1kg)

$12.58 $12.58

$15.94 Rp 289.5K

-21.08%

Chicken Fillets (1kg)

$11.81 $11.81

$3.88 Rp 70.5K

204.38%

Beef Round Steak (1kg)

$17.11 $17.11

$11.40 Rp 207.1K

50.09%

Apples (1kg)

$4.72 $4.72

$3.55 Rp 64.5K

32.96%

Banana (1kg)

$1.62 $1.62

$1.54 Rp 27.9K

5.19%

Oranges (1kg)

$4.80 $4.80

$2.23 Rp 40.5K

115.25%

Tomato (1kg)

$5.18 $5.18

$1.97 Rp 35.8K

162.94%

Potato (1kg)

$2.94 $2.94

$1.86 Rp 33.7K

58.06%

Onion (1kg)

$3.01 $3.01

$2.42 Rp 43.9K

24.38%

Lettuce (1 head)

$1.99 $1.99

$1.02 Rp 18.6K

95.10%

Water (1.5 liter bottle)

$2.29 $2.29

$0.52 Rp 9,486

340.38%

Cigarettes 20 Pack (Marlboro, Camel)

$9.87 $9.87

$2.20 Rp 39.9K

348.64%

Wine (Bottle)

$20.76 $20.76

$21.79 Rp 395.7K

-4.73%

Local Beer (0.5 liter bottle)

$2.10 $2.10

$2.33 Rp 42.2K

-9.87%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$2.97 Rp 53.9K

15.82%

One-way Ticket (Public Transport)

$2.22 $2.22

$0.25 Rp 4,547

788.00%

Public Transport Monthly Pass (Regular Price)

$56.0 $56.0

$8.17 Rp 148.5K

585.92%

Taxi Start (Normal Tariff)

$3.21 $3.21

$0.44 Rp 7,950

629.55%

Taxi (Normal Tariff) (1km)

$1.93 $1.93

$0.47 Rp 8,499

310.64%

Taxi 1hour Waiting (Normal Tariff)

$30.19 $30.19

$5.60 Rp 101.7K

439.11%

Gasoline (1 liter)

$1.08 $1.08

$0.83 Rp 15.0K

30.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K $28.6K

$24.4K Rp 444.0M

16.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$31.7K Rp 575.6M

-17.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$201 $201

$77.5 Rp 1.4M

159.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.3 $58.3

$6.14 Rp 111.6K

849.02%

Internet (50+ Mbps, Unlimited Data)

$73.6 $73.6

$18.92 Rp 343.5K

289.11%

Gym Membership (Monthly)

$39.33 $39.33

$51.0 Rp 926.1K

-22.87%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.4K

Cinema Ticket

$13.92 $13.92

$4.38 Rp 79.6K

217.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,371 $1,371

$492 Rp 8.9M

178.32%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$12.2K Rp 222.0M

75.67%

Jeans (Levis 501 Or Similar)

$52.4 $52.4

$45.16 Rp 820.2K

16.01%

Summer Dress (H&M, Zara, etc)

$41.60 $41.60

$34.89 Rp 633.6K

19.23%

Sport Shoes (Adidas, Nike)

$89.3 $89.3

$78.3 Rp 1.4M

14.02%

Men's Leather Business Shoes

$116 $116

$77.9 Rp 1.4M

48.86%

1-bedroom Apartment, City Center (Monthly)

$2,200 $2,200

$1,078 Rp 19.6M

104.14%

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

$665 Rp 12.1M

91.25%

3-bedroom Apartment, City Center (Monthly)

$5,223 $5,223

$3,510 Rp 63.7M

48.79%

3-bedroom Apartment, Outside City Center (Monthly)

$2,099 $2,099

$1,671 Rp 30.3M

25.63%

Buy Apartment in City Center (m2)

$2,857 $2,857

$2,340 Rp 42.5M

22.08%

Buy Apartment Outside City Center (m2)

$2,350 $2,350

$2,236 Rp 40.6M

5.07%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

13.78

-52.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Steamboat Springs, CO: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Steamboat Springs, CO

$1.3K 47.1%

Ubud, Bali

$665 50% 47.7% $607

Groceries & Markets

Steamboat Springs, CO

$416 15.4%

Ubud, Bali

$279 21% 32.8% $136

Eating Out

Steamboat Springs, CO

$402 14.9%

Ubud, Bali

$106 8% 73.7% $296

Monthly Utilities & Internet

Steamboat Springs, CO

$333 12.3%

Ubud, Bali

$103 7.7% 69.2% $231

Clothing & Footwear

Steamboat Springs, CO

$135 5%

Ubud, Bali

$106 8% 21% $28

Getting Around

Steamboat Springs, CO

$78 2.9%

Ubud, Bali

$12 0.9% 84.6% $66

Sport & Entertainment

Steamboat Springs, CO

$67 2.5%

Ubud, Bali

$60 4.5% 11% $7.4

Cost Breakdown

A central one-bedroom costs $2,200 in Steamboat Springs, CO versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $126 in Steamboat Springs, CO versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $416 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Steamboat Springs, CO

🇮🇩 Ubud, Bali

🕒 Local time

10:56 10:56 AM

01:56 1:56 AM

15 h ahead of Steamboat Springs, CO

🌤 Weather

👥 Population

13,000

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.893 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 3, 2026: 1 EUR = 1.12 USD (1 USD = 0.893 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,333 IDR (100,000 IDR = 4.92 EUR).

IDR to USD in detail →

On the map

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Between locations

Steamboat Springs, CO Ubud, Bali 14,550 km ≈ 19 h nonstop flight

From you

Steamboat Springs, CO
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Steamboat Springs, CO vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Steamboat Springs, CO costs about 103% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,053 per month in Steamboat Springs, CO and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $2,200 in Steamboat Springs, CO.

Monthly expenses with rent come to $2,702 in Steamboat Springs, CO and $1,331 in Ubud, Bali. That makes Ubud, Bali about 51% cheaper.

Public transport costs about 85% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $2,702 in Steamboat Springs, CO and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Ubud, Bali is the easier option financially – housing and daily costs are lower, and overall it costs about 51% less, which matters a lot on a fixed budget or early-career salary.