Last update: Oct 2026

Cost of Living Comparison Between Staefa and Cebu

For one person, living is cheaper in Cebu: $915 a month against $3,334 in Staefa, rent and utilities included – about $29,000 less a year. Rent and utilities account for about half of the difference.

Staefa
🇨🇭 Switzerland
$3,334
/mo nomad
Cebu
🇵🇭 Philippines
$915
/mo nomad
Monthly Cost of Living

How much you'll spend in Staefa and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Staefa and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,334 in Staefa versus $915 in Cebu.

  • Staefa $3,334
  • Cebu $915

Estimated couple costs with rent: $5,350 in Staefa versus $1,418 in Cebu.

  • Staefa $5,350
  • Cebu $1,418

Monthly costs for a family of three with rent: $7,365 in Staefa versus $1,921 in Cebu.

  • Staefa $7,365
  • Cebu $1,921

Living in Staefa is roughly 265% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Staefa is 146% above, Cebu is 33% below.

Currency
🍽 Eating Out
Staefa
Cebu
Difference
Meal at Budget Restaurant
$32.82 CHF 27.03
$3.05 ₱192
976.07%
Three-Course Dinner for Two, Mid-Range
$121 CHF 99.3
$24.00 ₱1,511
402.25%
Fast Food Meal (McDonalds, etc)
$16.37 CHF 13.49
$3.99 ₱251
310.28%
Cappuccino
$6.22 CHF 5.12
$2.50 ₱157
148.80%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.88 CHF 4.84
$1.54 ₱97.1
281.82%
Water (0.33 liter bottle)
$5.00 CHF 4.12
$0.50 ₱31.37
900.00%
Local Beer (0.5 liter draught)
$8.26 CHF 6.80
$1.78 ₱112
364.04%
Imported Beer (0.33 liter bottle)
$8.41 CHF 6.93
$2.17 ₱136
287.56%
🛒 Groceries & Markets
Staefa
Cebu
Difference
Milk (1 liter)
$2.23 CHF 1.84
$2.00 ₱126
11.50%
White Bread (500g)
$3.45 CHF 2.84
$1.37 ₱86.2
151.82%
Rice (white) (1kg)
$3.77 CHF 3.11
$1.03 ₱64.9
266.02%
Eggs
$8.37 CHF 6.90
$2.03 ₱128
312.32%
Local Cheese (1kg)
$26.91 CHF 22.17
$10.20 ₱642
163.82%
Chicken Fillets (1kg)
$25.91 CHF 21.34
$4.45 ₱280
482.25%
Beef Round Steak (1kg)
$55.2 CHF 45.46
$7.67 ₱483
619.56%
Apples (1kg)
$3.47 CHF 2.86
$3.31 ₱208
4.83%
Banana (1kg)
$2.75 CHF 2.27
$1.46 ₱91.8
88.36%
Oranges (1kg)
$3.58 CHF 2.95
$2.32 ₱146
54.31%
Tomato (1kg)
$4.48 CHF 3.69
$1.49 ₱94.0
200.67%
Potato (1kg)
$2.49 CHF 2.05
$2.34 ₱147
6.41%
Onion (1kg)
$2.28 CHF 1.88
$1.94 ₱122
17.53%
Lettuce (1 head)
$2.48 CHF 2.05
$1.16 ₱73.0
113.79%
Water (1.5 liter bottle)
$1.29 CHF 1.06
$0.68 ₱42.89
89.71%
Cigarettes 20 Pack (Marlboro, Camel)
$10.79 CHF 8.88
$2.99 ₱188
260.87%
Wine (Bottle)
$13.68 CHF 11.27
$6.24 ₱393
119.23%
Local Beer (0.5 liter bottle)
$2.74 CHF 2.26
$1.23 ₱77.3
122.76%
Imported Beer (0.33 liter bottle)
$3.21 CHF 2.64
$1.73 ₱109
85.55%
🚌 Getting Around
Staefa
Cebu
Difference
One-way Ticket (Public Transport)
$4.37 CHF 3.60
$0.23 ₱14.36
1800.00%
Public Transport Monthly Pass (Regular Price)
$100 CHF 82.5
$12.34 ₱777
711.18%
Taxi Start (Normal Tariff)
$7.40 CHF 6.10
$0.79 ₱49.96
836.71%
Taxi (Normal Tariff) (1km)
$4.73 CHF 3.89
$0.22 ₱13.86
2050.00%
Taxi 1hour Waiting (Normal Tariff)
$87.0 CHF 71.7
$4.54 ₱286
1816.52%
Gasoline (1 liter)
$2.34 CHF 1.93
$1.32 ₱82.9
77.27%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$39.6K CHF 32.6K
$21.0K ₱1.3M
88.59%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.5K CHF 32.5K
$19.4K ₱1.2M
103.48%
🧾 Monthly Utilities & Internet
Staefa
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$236 CHF 194
$119 ₱7,464
99.06%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$31.65 CHF 26.06
$14.22 ₱896
122.57%
Internet (50+ Mbps, Unlimited Data)
$56.5 CHF 46.52
$27.47 ₱1,730
105.61%
🎉 Sport & Entertainment
Staefa
Cebu
Difference
Gym Membership (Monthly)
$79.0 CHF 65.1
$32.31 ₱2,034
144.60%
Tennis Court (1 Hour on Weekend)
$44.96 CHF 37.03
$6.50 ₱409
591.69%
Cinema Ticket
$22.08 CHF 18.18
$5.40 ₱340
308.89%
🧸 Childcare & Education
Staefa
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,812 CHF 2,316
$276 ₱17.4K
918.78%
International Primary School, 1 Child (Yearly)
$42.2K CHF 34.7K
$7,866 ₱495.3K
436.02%
👕👟 Clothing & Footwear
Staefa
Cebu
Difference
Jeans (Levis 501 Or Similar)
$138 CHF 113
$49.37 ₱3,108
179.08%
Summer Dress (H&M, Zara, etc)
$59.9 CHF 49.37
$24.58 ₱1,548
143.86%
Sport Shoes (Adidas, Nike)
$147 CHF 121
$76.6 ₱4,825
92.15%
Men's Leather Business Shoes
$171 CHF 141
$58.9 ₱3,706
190.27%
🏠 Accommodation & Living
Staefa
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$1,581 CHF 1,302
$503 ₱31.7K
214.03%
1-bedroom Apartment, Outside City Center (Monthly)
$1,382 CHF 1,138
$305 ₱19.2K
353.70%
3-bedroom Apartment, City Center (Monthly)
$2,894 CHF 2,383
$1,075 ₱67.7K
169.22%
3-bedroom Apartment, Outside City Center (Monthly)
$2,779 CHF 2,289
$632 ₱39.8K
339.69%
Buy Apartment in City Center (m2)
$17.3K CHF 14.3K
$2,870 ₱180.7K
503.44%
Buy Apartment Outside City Center (m2)
$14.1K CHF 11.6K
$1,877 ₱118.2K
648.49%
💵 Salaries & Financials
Staefa
Cebu
Difference
Average Monthly Net Salary (After Tax)
-
$336 ₱21.1K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
1.72
7.2
-76.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Staefa: October 20, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Staefa
$1.4K
Cebu
$305 78% $1.1K
Groceries & Markets
Staefa
$637
Cebu
$210 67.1% $427
Eating Out
Staefa
$488
Cebu
$88 82% $400
Monthly Utilities & Internet
Staefa
$324
Cebu
$160 50.6% $164
Clothing & Footwear
Staefa
$232
Cebu
$94 59.4% $138
Getting Around
Staefa
$149
Cebu
$15 89.8% $133
Sport & Entertainment
Staefa
$123
Cebu
$43 65% $80

Cost Breakdown

A one-bedroom apartment in the center runs $1,581 in Staefa and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $121 in Staefa vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $637 vs $210 per month, with Cebu cheaper across the board.

Good to know
🇨🇭 Staefa
🇵🇭 Cebu
🕒 Local time
16:14 4:14 PM
22:14 10:14 PM
6 h ahead of Staefa
🌤 Weather
👥 Population
11,567
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to CHF – Swiss Franc Converter

Swiss Franc exchange rates as of October 20, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Staefa Cebu 10,990 km ≈ 14 h nonstop flight
From you
  • Staefa
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Staefa vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Staefa?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 265% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $5,002 in Staefa and $1,372 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Staefa and Cebu?
Rent for a central apartment: $1,581 in Staefa versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Staefa and in Cebu?
All in, you'll spend $3,334 per month in Staefa versus $915 in Cebu – a 265% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 711% less than in Staefa. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Staefa or in Cebu?
At $915 in Cebu versus $3,334 in Staefa, a $1,500 budget is realistic in Cebu but tight or insufficient in Staefa. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Staefa or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Staefa, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Staefa or Cebu?
Safety-wise, Staefa and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 265% less than in Staefa. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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