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Cost of Living Comparison Between St. Thomas and Toronto Cost of Living Comparison Between St. Thomas and Toronto

๐Ÿ™‚ Solo nomad: St. Thomas is 18.3% cheaper than Toronto without rent, and 17.4% cheaper with rent.
๐Ÿ™‚ Family of 3: St. Thomas is 0.9% cheaper than Toronto without rent, and 16.4% cheaper with rent.
Currency
๐Ÿฝ Eating Out
St. Thomas
Toronto
Difference
Meal at Budget Restaurant
$19.94 CA$27.92
$18.88 CA$26.44
5.61%
Three-Course Dinner for Two, Mid-Range
$73.6 CA$103
$83.5 CA$117
-11.94%
Fast Food Meal (McDonalds, etc)
$11.29 CA$15.81
$10.95 CA$15.33
3.11%
Cappuccino
$3.49 CA$4.89
$3.97 CA$5.56
-12.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.77 CA$2.48
$2.15 CA$3.01
-17.67%
Water (0.33 liter bottle)
$1.81 CA$2.53
$1.68 CA$2.36
7.74%
Local Beer (0.5 liter draught)
$5.19 CA$7.26
$6.02 CA$8.43
-13.79%
Imported Beer (0.33 liter bottle)
$5.74 CA$8.04
$6.44 CA$9.01
-10.87%
๐Ÿ›’ Groceries & Markets
St. Thomas
Toronto
Difference
Milk (1 liter)
$1.99 CA$2.78
$2.82 CA$3.95
-29.43%
White Bread (500g)
$2.67 CA$3.73
$2.77 CA$3.88
-3.61%
Rice (white) (1kg)
$3.36 CA$4.71
$3.66 CA$5.12
-8.20%
Eggs
$3.12 CA$4.37
$3.56 CA$4.99
-12.36%
Local Cheese (1kg)
$9.75 CA$13.66
$13.5 CA$18.9
-27.78%
Chicken Fillets (1kg)
$11.26 CA$15.77
$13.35 CA$18.69
-15.66%
Beef Round Steak (1kg)
$15.51 CA$21.72
$16.75 CA$23.45
-7.40%
Apples (1kg)
$4.19 CA$5.87
$3.98 CA$5.57
5.28%
Banana (1kg)
$1.28 CA$1.79
$1.17 CA$1.63
9.40%
Oranges (1kg)
$3.35 CA$4.7
$3.26 CA$4.56
2.76%
Tomato (1kg)
$3.79 CA$5.31
$4.18 CA$5.85
-9.33%
Potato (1kg)
$2.95 CA$4.13
$2.45 CA$3.43
20.41%
Onion (1kg)
$2.65 CA$3.71
$2.84 CA$3.98
-6.69%
Lettuce (1 head)
$2.31 CA$3.23
$2.34 CA$3.28
-1.28%
Water (1.5 liter bottle)
$1.5 CA$2.1
$1.9 CA$2.66
-21.05%
Cigarettes 20 Pack (Marlboro, Camel)
$10.89 CA$15.24
$14.52 CA$20.33
-25.00%
Wine (Bottle)
$13.05 CA$18.28
$12.94 CA$18.12
0.85%
Local Beer (0.5 liter bottle)
$2.07 CA$2.89
$2.72 CA$3.81
-23.90%
Imported Beer (0.33 liter bottle)
$2.61 CA$3.66
$3.12 CA$4.36
-16.35%
๐ŸšŒ Getting Around
St. Thomas
Toronto
Difference
One-way Ticket (Public Transport)
$2.31 CA$3.24
$2.46 CA$3.44
-6.10%
Public Transport Monthly Pass (Regular Price)
$62 CA$86.8
$115 CA$160
-45.92%
Taxi Start (Normal Tariff)
$2.3 CA$3.22
$3.67 CA$5.14
-37.33%
Taxi (Normal Tariff) (1km)
$1.68 CA$2.36
$1.41 CA$1.97
19.15%
Taxi 1hour Waiting (Normal Tariff)
$31.7 CA$44.39
$26.04 CA$36.46
21.74%
Gasoline (1 liter)
$1.11 CA$1.55
$1.14 CA$1.59
-2.63%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.8K CA$34.7K
$25.5K CA$35.7K
-2.80%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.1K CA$28.2K
$21.1K CA$29.6K
-4.76%
๐Ÿงพ Monthly Utilities & Internet
St. Thomas
Toronto
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$133 CA$186
$117 CA$164
13.16%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$55 CA$77
$38.01 CA$53.2
44.65%
Internet (50+ Mbps, Unlimited Data)
$56.9 CA$79.7
$53.4 CA$74.7
6.60%
๐ŸŽ‰ Sport & Entertainment
St. Thomas
Toronto
Difference
Gym Membership (Monthly)
$41.39 CA$58
$57.3 CA$80.2
-27.78%
Tennis Court (1 Hour on Weekend)
-
$21.08 CA$29.52
-
Cinema Ticket
$11.19 CA$15.66
$11.67 CA$16.33
-4.11%
๐Ÿงธ Childcare & Education
St. Thomas
Toronto
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$545 CA$763
$1,126 CA$1,576
-51.57%
International Primary School, 1 Child (Yearly)
$11.2K CA$15.7K
$18.4K CA$25.8K
-38.88%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
St. Thomas
Toronto
Difference
Jeans (Levis 501 Or Similar)
$54.3 CA$76
$57.1 CA$79.9
-4.87%
Summer Dress (H&M, Zara, etc)
$38.18 CA$53.5
$39.11 CA$54.8
-2.38%
Sport Shoes (Adidas, Nike)
$84 CA$118
$87.6 CA$123
-4.10%
Men's Leather Business Shoes
$80.7 CA$113
$114 CA$159
-29.01%
๐Ÿ  Accommodation & Living
St. Thomas
Toronto
Difference
1-bedroom Apartment, City Center (Monthly)
$1,171 CA$1,639
$1,782 CA$2,495
-34.32%
1-bedroom Apartment, Outside City Center (Monthly)
$1,170 CA$1,639
$1,577 CA$2,208
-25.79%
3-bedroom Apartment, City Center (Monthly)
$2,045 CA$2,864
$3,016 CA$4,223
-32.19%
3-bedroom Apartment, Outside City Center (Monthly)
$1,846 CA$2,585
$2,483 CA$3,477
-25.65%
Buy Apartment in City Center (m2)
$4,729 CA$6,620
$7,934 CA$11.1K
-40.40%
Buy Apartment Outside City Center (m2)
$3,521 CA$4,930
$6,968 CA$9,755
-49.47%
๐Ÿ’ต Salaries & Financials
St. Thomas
Toronto
Difference
Average Monthly Net Salary (After Tax)
$2,882 CA$4,035
$3,434 CA$4,808
-16.07%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.55
5.16
26.94%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for St. Thomas: December 1, 2025

Last update for Toronto: December 1, 2025

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