Last update: Oct 2026

Cost of Living Comparison Between St. Joseph, MO and San Jose

For one person, living is cheaper in San Jose: $1,924 a month against $2,577 in St. Joseph, MO, rent and utilities included – about $7,800 less a year. Higher rent and utilities in St. Joseph, MO outweigh lower spending on other living expenses.

St. Joseph, MO
🇺🇸 United States
$2,577
/mo nomad
San Jose
🇨🇷 Costa Rica
$1,924
/mo nomad
Monthly Cost of Living

How much you'll spend in St. Joseph, MO and in San Jose

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St. Joseph, MO and in San Jose actually costs, broken down by who's living it.

A single person spends $2,577 per month in St. Joseph, MO vs $1,924 in San Jose, rent included.

  • St. Joseph, MO $2,577
  • San Jose $1,924

A couple spends around $3,741 per month in St. Joseph, MO vs $2,926 in San Jose, rent included.

  • St. Joseph, MO $3,741
  • San Jose $2,926

A family of three spends $4,905 per month in St. Joseph, MO vs $3,929 in San Jose, rent included.

  • St. Joseph, MO $4,905
  • San Jose $3,929

St. Joseph, MO costs about 34% more than San Jose, and outside of rent the biggest gap is in eating out.

Both St. Joseph, MO and San Jose sit above the global median – St. Joseph, MO by 90%, San Jose by 42%.

Currency
🍽 Eating Out
St. Joseph, MO
San Jose
Difference
Meal at Budget Restaurant
$18.63 $18.63
$12.29 ₡5,513
51.59%
Three-Course Dinner for Two, Mid-Range
$74.9 $74.9
$62.3 ₡27.9K
20.30%
Fast Food Meal (McDonalds, etc)
$11.14 $11.14
$11.53 ₡5,171
-3.38%
Cappuccino
$5.18 $5.18
$4.35 ₡1,953
19.08%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.47 $2.47
$2.64 ₡1,183
-6.44%
Water (0.33 liter bottle)
$1.94 $1.94
$1.86 ₡836
4.30%
Local Beer (0.5 liter draught)
$6.15 $6.15
$3.32 ₡1,490
85.24%
Imported Beer (0.33 liter bottle)
$6.96 $6.96
$4.52 ₡2,026
53.98%
🛒 Groceries & Markets
St. Joseph, MO
San Jose
Difference
Milk (1 liter)
$1.00 $1.00
$2.39 ₡1,073
-58.16%
White Bread (500g)
$3.59 $3.59
$3.08 ₡1,381
16.56%
Rice (white) (1kg)
$4.28 $4.28
$2.50 ₡1,119
71.20%
Eggs
$4.13 $4.13
$3.48 ₡1,562
18.68%
Local Cheese (1kg)
$12.08 $12.08
$10.74 ₡4,815
12.48%
Chicken Fillets (1kg)
$11.34 $11.34
$10.32 ₡4,629
9.88%
Beef Round Steak (1kg)
$15.23 $15.23
$14.10 ₡6,325
8.01%
Apples (1kg)
$5.01 $5.01
$5.03 ₡2,256
-0.40%
Banana (1kg)
$1.63 $1.63
$1.59 ₡714
2.52%
Oranges (1kg)
$4.16 $4.16
$4.84 ₡2,171
-14.05%
Tomato (1kg)
$4.75 $4.75
$3.96 ₡1,776
19.95%
Potato (1kg)
$2.78 $2.78
$3.76 ₡1,684
-26.06%
Onion (1kg)
$2.76 $2.76
$3.73 ₡1,674
-26.01%
Lettuce (1 head)
$2.04 $2.04
$1.08 ₡485
88.89%
Water (1.5 liter bottle)
$2.16 $2.16
$3.25 ₡1,456
-33.54%
Cigarettes 20 Pack (Marlboro, Camel)
$9.40 $9.40
$5.86 ₡2,627
60.41%
Wine (Bottle)
$14.04 $14.04
$20.28 ₡9,095
-30.77%
Local Beer (0.5 liter bottle)
$1.84 $1.84
$2.90 ₡1,300
-36.55%
Imported Beer (0.33 liter bottle)
$3.45 $3.45
$3.73 ₡1,673
-7.51%
🚌 Getting Around
St. Joseph, MO
San Jose
Difference
One-way Ticket (Public Transport)
$2.05 $2.05
$1.08 ₡486
89.81%
Public Transport Monthly Pass (Regular Price)
-
$65.5 ₡29.4K
-
Taxi Start (Normal Tariff)
$3.45 $3.45
$2.50 ₡1,123
38.00%
Taxi (Normal Tariff) (1km)
$1.58 $1.58
$1.63 ₡732
-3.07%
Taxi 1hour Waiting (Normal Tariff)
$28.82 $28.82
$8.71 ₡3,904
230.88%
Gasoline (1 liter)
$0.85 $0.85
$1.58 ₡709
-46.20%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.4K $29.4K
$33.6K ₡15.1M
-12.50%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K $26.1K
$41.7K ₡18.7M
-37.44%
🧾 Monthly Utilities & Internet
St. Joseph, MO
San Jose
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$185 $185
$93.7 ₡42.0K
97.25%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$51.9 $51.9
$35.42 ₡15.9K
46.41%
Internet (50+ Mbps, Unlimited Data)
$68.0 $68.0
$60.0 ₡26.9K
13.32%
🎉 Sport & Entertainment
St. Joseph, MO
San Jose
Difference
Gym Membership (Monthly)
$43.46 $43.46
$72.6 ₡32.6K
-40.13%
Tennis Court (1 Hour on Weekend)
-
$25.83 ₡11.6K
-
Cinema Ticket
$13.55 $13.55
$7.74 ₡3,471
75.06%
🧸 Childcare & Education
St. Joseph, MO
San Jose
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,299 $1,299
$1,005 ₡450.9K
29.25%
International Primary School, 1 Child (Yearly)
$23.2K $23.2K
$16.9K ₡7.6M
37.26%
👕👟 Clothing & Footwear
St. Joseph, MO
San Jose
Difference
Jeans (Levis 501 Or Similar)
$51.0 $51.0
$73.1 ₡32.8K
-30.17%
Summer Dress (H&M, Zara, etc)
$40.79 $40.79
$55.4 ₡24.9K
-26.42%
Sport Shoes (Adidas, Nike)
$87.5 $87.5
$128 ₡57.5K
-31.81%
Men's Leather Business Shoes
$112 $112
$130 ₡58.5K
-13.86%
🏠 Accommodation & Living
St. Joseph, MO
San Jose
Difference
1-bedroom Apartment, City Center (Monthly)
$1,623 $1,623
$932 ₡418.0K
74.08%
1-bedroom Apartment, Outside City Center (Monthly)
$1,358 $1,358
$760 ₡340.8K
78.73%
3-bedroom Apartment, City Center (Monthly)
$2,595 $2,595
$1,922 ₡862.0K
35.01%
3-bedroom Apartment, Outside City Center (Monthly)
$2,196 $2,196
$1,276 ₡572.1K
72.18%
Buy Apartment in City Center (m2)
$2,784 $2,784
$2,301 ₡1.0M
20.97%
Buy Apartment Outside City Center (m2)
$2,474 $2,474
$1,833 ₡821.9K
35.01%
💵 Salaries & Financials
St. Joseph, MO
San Jose
Difference
Average Monthly Net Salary (After Tax)
-
$1,029 ₡461.3K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.51
8.62
-24.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Joseph, MO: October 20, 2026

Last update for San Jose: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
St. Joseph, MO
$1.4K
San Jose
$760 44% $598
Groceries & Markets
St. Joseph, MO
$386
San Jose
$403 4.6% $18
Eating Out
St. Joseph, MO
$307
San Jose
$229 25.4% $78
Monthly Utilities & Internet
St. Joseph, MO
$305
San Jose
$189 37.9% $115
Clothing & Footwear
St. Joseph, MO
$131
San Jose
$174 32.8% $43
Sport & Entertainment
St. Joseph, MO
$71
San Jose
$88 24.8% $18
Getting Around
St. Joseph, MO
$20 *
San Jose
$80 312% $61

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,623 in St. Joseph, MO versus $932 in San Jose. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $75.0 in St. Joseph, MO versus $62.0 in San Jose. Groceries tell a different story – $386 in St. Joseph, MO vs $403 in San Jose – so St. Joseph, MO wins on supermarket bills even if dining out costs more.

Good to know
🇺🇸 St. Joseph, MO
🇨🇷 San Jose
🕒 Local time
03:45 3:45 AM
02:45 2:45 AM
1 h behind St. Joseph, MO
🌤 Weather
👥 Population
71,542
342,188 Capital
Exchange rates and currency converter

CRC, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Costa Rican Colón exchange rates as of October 22, 2026: 1 USD = 448 CRC (1,000 CRC = 2.23 USD). 1 EUR = 504 CRC (1,000 CRC = 1.98 EUR).

On the map
Between locations
  • St. Joseph, MO San Jose 3,480 km ≈ 4 h 45 min nonstop flight
From you
  • St. Joseph, MO
  • San Jose

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
St. Joseph, MO vs San Jose: Cost of Living - Frequently Asked Questions
Is San Jose cheaper than St. Joseph, MO?
Yes – St. Joseph, MO is pricier by about 34%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $3,865 per month in St. Joseph, MO and $2,886 in San Jose. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in San Jose, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in St. Joseph, MO and in San Jose?
Monthly expenses with rent come to $2,577 in St. Joseph, MO and $1,924 in San Jose. That's a gap of about 34%.
Which city has cheaper kindergarten?
Kindergarten costs $1,299 per month in St. Joseph, MO and $1,005 in San Jose. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,500 a realistic budget for living in St. Joseph, MO or in San Jose?
A $2,500 monthly budget goes further in San Jose, where all-in costs run around $1,924, than in St. Joseph, MO at $2,577. In San Jose it covers expenses comfortably, while in St. Joseph, MO it requires careful planning or may not stretch far enough.
Is St. Joseph, MO or San Jose more family-friendly?
Families tend to lean toward San Jose – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with San Jose. If higher salaries, better infrastructure, or specific career opportunities are the priority, St. Joseph, MO makes more sense. Both are solid long-term options with distinct trade-offs.

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