Last update: Oct 2026

Cost of Living Comparison Between St. Joseph, MO and Playa del Carmen

For one person, living is cheaper in Playa del Carmen: $1,204 a month against $2,577 in St. Joseph, MO, rent and utilities included – about $16,500 less a year. Rent and utilities account for most of the difference.

St. Joseph, MO
🇺🇸 United States
$2,577
/mo nomad
Playa del Carmen
🇲🇽 Mexico
$1,204
/mo nomad
Monthly Cost of Living

How much you'll spend in St. Joseph, MO and in Playa del Carmen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St. Joseph, MO and in Playa del Carmen actually costs, broken down by who's living it.

A single person spends $2,577 per month in St. Joseph, MO vs $1,204 in Playa del Carmen, rent included.

  • St. Joseph, MO $2,577
  • Playa del Carmen $1,204

A couple spends around $3,741 per month in St. Joseph, MO vs $2,102 in Playa del Carmen, rent included.

  • St. Joseph, MO $3,741
  • Playa del Carmen $2,102

A family of three spends $4,905 per month in St. Joseph, MO vs $3,000 in Playa del Carmen, rent included.

  • St. Joseph, MO $4,905
  • Playa del Carmen $3,000

St. Joseph, MO costs about 114% more than Playa del Carmen, and outside of rent the biggest gap is in groceries.

St. Joseph, MO sits 90% above the global median, while Playa del Carmen is 11% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
St. Joseph, MO
Playa del Carmen
Difference
Meal at Budget Restaurant
$18.63 $18.63
$10.86 MX$201
71.55%
Three-Course Dinner for Two, Mid-Range
$74.9 $74.9
$44.21 MX$817
69.44%
Fast Food Meal (McDonalds, etc)
$11.14 $11.14
$11.76 MX$217
-5.27%
Cappuccino
$5.18 $5.18
$3.68 MX$68.0
40.76%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.47 $2.47
$1.34 MX$24.79
84.33%
Water (0.33 liter bottle)
$1.94 $1.94
$0.82 MX$15.24
136.59%
Local Beer (0.5 liter draught)
$6.15 $6.15
$3.06 MX$56.6
100.98%
Imported Beer (0.33 liter bottle)
$6.96 $6.96
$4.94 MX$91.2
40.89%
🛒 Groceries & Markets
St. Joseph, MO
Playa del Carmen
Difference
Milk (1 liter)
$1.00 $1.00
$1.47 MX$27.17
-31.97%
White Bread (500g)
$3.59 $3.59
$2.22 MX$40.95
61.71%
Rice (white) (1kg)
$4.28 $4.28
$1.48 MX$27.32
189.19%
Eggs
$4.13 $4.13
$2.49 MX$45.99
65.86%
Local Cheese (1kg)
$12.08 $12.08
$7.52 MX$139
60.64%
Chicken Fillets (1kg)
$11.34 $11.34
$7.96 MX$147
42.46%
Beef Round Steak (1kg)
$15.23 $15.23
$12.57 MX$232
21.16%
Apples (1kg)
$5.01 $5.01
$2.78 MX$51.3
80.22%
Banana (1kg)
$1.63 $1.63
$1.43 MX$26.37
13.99%
Oranges (1kg)
$4.16 $4.16
$2.62 MX$48.37
58.78%
Tomato (1kg)
$4.75 $4.75
$2.14 MX$39.49
121.96%
Potato (1kg)
$2.78 $2.78
$2.02 MX$37.38
37.62%
Onion (1kg)
$2.76 $2.76
$1.99 MX$36.74
38.69%
Lettuce (1 head)
$2.04 $2.04
$1.14 MX$21.01
78.95%
Water (1.5 liter bottle)
$2.16 $2.16
$1.20 MX$22.18
80.00%
Cigarettes 20 Pack (Marlboro, Camel)
$9.40 $9.40
$4.26 MX$78.7
120.66%
Wine (Bottle)
$14.04 $14.04
$10.02 MX$185
40.12%
Local Beer (0.5 liter bottle)
$1.84 $1.84
$1.54 MX$28.41
19.48%
Imported Beer (0.33 liter bottle)
$3.45 $3.45
$2.66 MX$49.17
29.70%
🚌 Getting Around
St. Joseph, MO
Playa del Carmen
Difference
One-way Ticket (Public Transport)
$2.05 $2.05
$0.53 MX$9.73
286.79%
Public Transport Monthly Pass (Regular Price)
-
$27.51 MX$508
-
Taxi Start (Normal Tariff)
$3.45 $3.45
$4.90 MX$90.6
-29.59%
Taxi (Normal Tariff) (1km)
$1.58 $1.58
$3.43 MX$63.5
-53.94%
Taxi 1hour Waiting (Normal Tariff)
$28.82 $28.82
$5.38 MX$99.4
435.69%
Gasoline (1 liter)
$0.85 $0.85
$1.45 MX$26.76
-41.38%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.4K $29.4K
$21.2K MX$391.0K
38.96%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K $26.1K
$23.0K MX$425.3K
13.25%
🧾 Monthly Utilities & Internet
St. Joseph, MO
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$185 $185
$85.4 MX$1,577
116.40%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$51.9 $51.9
$23.46 MX$434
121.06%
Internet (50+ Mbps, Unlimited Data)
$68.0 $68.0
$28.43 MX$525
139.04%
🎉 Sport & Entertainment
St. Joseph, MO
Playa del Carmen
Difference
Gym Membership (Monthly)
$43.46 $43.46
$62.2 MX$1,149
-30.12%
Tennis Court (1 Hour on Weekend)
-
$28.68 MX$530
-
Cinema Ticket
$13.55 $13.55
$5.10 MX$94.3
165.69%
🧸 Childcare & Education
St. Joseph, MO
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,299 $1,299
$201 MX$3,715
546.24%
International Primary School, 1 Child (Yearly)
$23.2K $23.2K
$3,947 MX$72.9K
488.18%
👕👟 Clothing & Footwear
St. Joseph, MO
Playa del Carmen
Difference
Jeans (Levis 501 Or Similar)
$51.0 $51.0
$44.39 MX$820
14.91%
Summer Dress (H&M, Zara, etc)
$40.79 $40.79
$41.35 MX$764
-1.35%
Sport Shoes (Adidas, Nike)
$87.5 $87.5
$72.7 MX$1,344
20.24%
Men's Leather Business Shoes
$112 $112
$89.6 MX$1,656
25.35%
🏠 Accommodation & Living
St. Joseph, MO
Playa del Carmen
Difference
1-bedroom Apartment, City Center (Monthly)
$1,623 $1,623
$979 MX$18.1K
65.69%
1-bedroom Apartment, Outside City Center (Monthly)
$1,358 $1,358
$373 MX$6,887
264.43%
3-bedroom Apartment, City Center (Monthly)
$2,595 $2,595
$1,681 MX$31.1K
54.38%
3-bedroom Apartment, Outside City Center (Monthly)
$2,196 $2,196
$1,095 MX$20.2K
100.55%
Buy Apartment in City Center (m2)
$2,784 $2,784
$3,949 MX$73.0K
-29.51%
Buy Apartment Outside City Center (m2)
$2,474 $2,474
$6,137 MX$113.4K
-59.68%
💵 Salaries & Financials
St. Joseph, MO
Playa del Carmen
Difference
Average Monthly Net Salary (After Tax)
-
$738 MX$13.6K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.51
11.45
-43.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Joseph, MO: October 20, 2026

Last update for Playa del Carmen: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
St. Joseph, MO
$1.4K
Playa del Carmen
$373 72.6% $986
Groceries & Markets
St. Joseph, MO
$386
Playa del Carmen
$258 33% $127
Eating Out
St. Joseph, MO
$307
Playa del Carmen
$200 34.8% $107
Monthly Utilities & Internet
St. Joseph, MO
$305
Playa del Carmen
$137 54.9% $167
Clothing & Footwear
St. Joseph, MO
$131
Playa del Carmen
$112 14.9% $20
Sport & Entertainment
St. Joseph, MO
$71
Playa del Carmen
$72 2.6% $1.8
Getting Around
St. Joseph, MO
$20 *
Playa del Carmen
$52 165% $32

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,623 in St. Joseph, MO versus $979 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $75.0 in St. Joseph, MO versus $44.00 in Playa del Carmen. Monthly groceries follow the same trend: $386 vs $258 – making Playa del Carmen the more affordable choice for daily food spending.

Good to know
🇺🇸 St. Joseph, MO
🇲🇽 Playa del Carmen
🕒 Local time
03:47 3:47 AM
03:47 3:47 AM
Same time as St. Joseph, MO
🌤 Weather
👥 Population
71,542
149,923
💱 Currency
Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Mexican Peso exchange rates as of October 22, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

On the map
Between locations
  • St. Joseph, MO Playa del Carmen 2,250 km ≈ 3 h 15 min nonstop flight
From you
  • St. Joseph, MO
  • Playa del Carmen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
St. Joseph, MO vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than St. Joseph, MO?
Yes – St. Joseph, MO is pricier by about 114%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $3,865 per month in St. Joseph, MO and $1,806 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Playa del Carmen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in St. Joseph, MO and in Playa del Carmen?
Monthly expenses with rent come to $2,577 in St. Joseph, MO and $1,204 in Playa del Carmen. That's a gap of about 114%.
Which city has cheaper kindergarten?
Kindergarten costs $1,299 per month in St. Joseph, MO and $201 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in St. Joseph, MO or in Playa del Carmen?
A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,204, than in St. Joseph, MO at $2,577. In Playa del Carmen it covers expenses comfortably, while in St. Joseph, MO it requires careful planning or may not stretch far enough.
Is St. Joseph, MO or Playa del Carmen more family-friendly?
Families tend to lean toward Playa del Carmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Playa del Carmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, St. Joseph, MO makes more sense. Both are solid long-term options with distinct trade-offs.

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