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Cost of Living Comparison Between St. Gallen and Zurich Cost of Living Comparison Between St. Gallen and Zurich

๐Ÿ™‚ Solo nomad: St. Gallen is 4.1% cheaper than Zurich without rent, and 17.8% cheaper with rent.
๐Ÿ™‚ Family of 3: St. Gallen is 1.9% cheaper than Zurich without rent, and 18.7% cheaper with rent.
Currency
๐Ÿฝ Eating Out
St. Gallen
Zurich
Difference
Meal at Budget Restaurant
$30.78 CHFย 24.72
$30.44 CHFย 24.44
1.12%
Three-Course Dinner for Two, Mid-Range
$146 CHFย 118
$145 CHFย 117
0.85%
Fast Food Meal (McDonalds, etc)
$18.18 CHFย 14.60
$20.65 CHFย 16.58
-11.96%
Cappuccino
$6.27 CHFย 5.03
$6.98 CHFย 5.61
-10.17%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.92 CHFย 4.76
$5.77 CHFย 4.64
2.60%
Water (0.33 liter bottle)
$5.22 CHFย 4.19
$5.17 CHFย 4.15
0.97%
Local Beer (0.5 liter draught)
$7.31 CHFย 5.87
$10.08 CHFย 8.09
-27.48%
Imported Beer (0.33 liter bottle)
$7.02 CHFย 5.64
$8.64 CHFย 6.93
-18.75%
๐Ÿ›’ Groceries & Markets
St. Gallen
Zurich
Difference
Milk (1 liter)
$2.20 CHFย 1.77
$2.15 CHFย 1.73
2.33%
White Bread (500g)
$2.65 CHFย 2.13
$3.37 CHFย 2.71
-21.36%
Rice (white) (1kg)
$3.51 CHFย 2.82
$4.02 CHFย 3.23
-12.69%
Eggs
$8.00 CHFย 6.43
$7.54 CHFย 6.05
6.10%
Local Cheese (1kg)
$27.85 CHFย 22.37
$29.47 CHFย 23.67
-5.50%
Chicken Fillets (1kg)
$31.93 CHFย 25.64
$33.72 CHFย 27.08
-5.31%
Beef Round Steak (1kg)
$40.97 CHFย 32.90
$50.2 CHFย 40.31
-18.39%
Apples (1kg)
$3.15 CHFย 2.53
$4.17 CHFย 3.35
-24.46%
Banana (1kg)
$1.84 CHFย 1.48
$2.87 CHFย 2.31
-35.89%
Oranges (1kg)
$2.55 CHFย 2.04
$2.99 CHFย 2.40
-14.72%
Tomato (1kg)
$7.01 CHFย 5.63
$5.10 CHFย 4.09
37.45%
Potato (1kg)
$2.48 CHFย 1.99
$2.84 CHFย 2.28
-12.68%
Onion (1kg)
$2.26 CHFย 1.81
$2.29 CHFย 1.84
-1.31%
Lettuce (1 head)
$2.31 CHFย 1.85
$2.59 CHFย 2.08
-10.81%
Water (1.5 liter bottle)
$1.14 CHFย 0.92
$1.71 CHFย 1.37
-33.33%
Cigarettes 20 Pack (Marlboro, Camel)
$10.97 CHFย 8.81
$11.06 CHFย 8.88
-0.81%
Wine (Bottle)
$11.16 CHFย 8.96
$14.25 CHFย 11.44
-21.68%
Local Beer (0.5 liter bottle)
$2.17 CHFย 1.74
$2.62 CHFย 2.11
-17.18%
Imported Beer (0.33 liter bottle)
$2.37 CHFย 1.90
$3.25 CHFย 2.61
-27.08%
๐ŸšŒ Getting Around
St. Gallen
Zurich
Difference
One-way Ticket (Public Transport)
$4.31 CHFย 3.46
$4.86 CHFย 3.91
-11.32%
Public Transport Monthly Pass (Regular Price)
$81.7 CHFย 65.6
$109 CHFย 87.7
-25.15%
Taxi Start (Normal Tariff)
$6.64 CHFย 5.33
$7.61 CHFย 6.11
-12.75%
Taxi (Normal Tariff) (1km)
$4.18 CHFย 3.36
$4.15 CHFย 3.33
0.72%
Taxi 1hour Waiting (Normal Tariff)
$80.7 CHFย 64.8
$88.7 CHFย 71.2
-8.96%
Gasoline (1 liter)
$2.14 CHFย 1.72
$2.25 CHFย 1.80
-4.89%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$41.1K CHFย 33.0K
$40.7K CHFย 32.7K
0.97%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$42.2K CHFย 33.9K
$39.6K CHFย 31.8K
6.62%
๐Ÿงพ Monthly Utilities & Internet
St. Gallen
Zurich
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$325 CHFย 261
$256 CHFย 206
26.82%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$58.6 CHFย 47.02
$35.59 CHFย 28.58
64.54%
Internet (50+ Mbps, Unlimited Data)
$54.2 CHFย 43.48
$58.2 CHFย 46.72
-6.94%
๐ŸŽ‰ Sport & Entertainment
St. Gallen
Zurich
Difference
Gym Membership (Monthly)
$81.4 CHFย 65.3
$90.3 CHFย 72.5
-9.92%
Tennis Court (1 Hour on Weekend)
$100 CHFย 80.4
$49.68 CHFย 39.89
101.41%
Cinema Ticket
$31.17 CHFย 25.03
$24.49 CHFย 19.66
27.28%
๐Ÿงธ Childcare & Education
St. Gallen
Zurich
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,839 CHFย 2,280
$3,412 CHFย 2,739
-16.78%
International Primary School, 1 Child (Yearly)
$34.2K CHFย 27.5K
$39.3K CHFย 31.5K
-12.93%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
St. Gallen
Zurich
Difference
Jeans (Levis 501 Or Similar)
$146 CHFย 117
$142 CHFย 114
2.58%
Summer Dress (H&M, Zara, etc)
$64.4 CHFย 51.7
$60.6 CHFย 48.66
6.30%
Sport Shoes (Adidas, Nike)
$154 CHFย 124
$149 CHFย 120
3.25%
Men's Leather Business Shoes
$232 CHFย 186
$198 CHFย 159
16.79%
๐Ÿ  Accommodation & Living
St. Gallen
Zurich
Difference
1-bedroom Apartment, City Center (Monthly)
$1,822 CHFย 1,463
$2,720 CHFย 2,184
-33.02%
1-bedroom Apartment, Outside City Center (Monthly)
$1,496 CHFย 1,202
$2,250 CHFย 1,807
-33.50%
3-bedroom Apartment, City Center (Monthly)
$2,758 CHFย 2,214
$4,982 CHFย 4,000
-44.65%
3-bedroom Apartment, Outside City Center (Monthly)
$2,331 CHFย 1,872
$3,719 CHFย 2,986
-37.32%
Buy Apartment in City Center (m2)
$10.8K CHFย 8,641
$25.5K CHFย 20.4K
-57.74%
Buy Apartment Outside City Center (m2)
$8,564 CHFย 6,877
$16.1K CHFย 12.9K
-46.79%
๐Ÿ’ต Salaries & Financials
St. Gallen
Zurich
Difference
Average Monthly Net Salary (After Tax)
$6,622 CHFย 5,318
$8,135 CHFย 6,532
-18.59%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.5
2.09
19.62%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for St. Gallen: January 12, 2026

Last update for Zurich: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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