Last update: Oct 2026

Cost of Living Comparison Between St. Cloud, MN and Asuncion

For one person, living is cheaper in Asuncion: $1,049 a month against $1,929 in St. Cloud, MN, rent and utilities included – about $10,600 less a year. Rent and utilities account for most of the difference.

St. Cloud, MN
🇺🇸 United States
$1,929
/mo nomad
Asuncion
🇵🇾 Paraguay
$1,049
/mo nomad
Monthly Cost of Living

How much you'll spend in St. Cloud, MN and in Asuncion

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St. Cloud, MN and in Asuncion actually costs, broken down by who's living it.

A single person spends $1,929 per month in St. Cloud, MN vs $1,049 in Asuncion, rent included.

  • St. Cloud, MN $1,929
  • Asuncion $1,049

A couple spends around $3,044 per month in St. Cloud, MN vs $1,635 in Asuncion, rent included.

  • St. Cloud, MN $3,044
  • Asuncion $1,635

A family of three spends $4,158 per month in St. Cloud, MN vs $2,221 in Asuncion, rent included.

  • St. Cloud, MN $4,158
  • Asuncion $2,221

St. Cloud, MN costs about 84% more than Asuncion, and outside of rent the biggest gap is in eating out.

St. Cloud, MN sits 44% above the global median, while Asuncion is 22% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
St. Cloud, MN
Asuncion
Difference
Meal at Budget Restaurant
$20.17 $20.17
$6.66 ₲37.8K
202.85%
Three-Course Dinner for Two, Mid-Range
$74.1 $74.1
$43.46 ₲246.7K
70.52%
Fast Food Meal (McDonalds, etc)
$11.08 $11.08
$6.63 ₲37.6K
67.12%
Cappuccino
$5.87 $5.87
$3.44 ₲19.5K
70.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.81 $2.81
$1.07 ₲6,047
162.62%
Water (0.33 liter bottle)
$2.46 $2.46
$0.58 ₲3,299
324.14%
Local Beer (0.5 liter draught)
$6.86 $6.86
$1.85 ₲10.5K
270.81%
Imported Beer (0.33 liter bottle)
$8.08 $8.08
$1.70 ₲9,643
375.29%
🛒 Groceries & Markets
St. Cloud, MN
Asuncion
Difference
Milk (1 liter)
$0.76 $0.76
$1.25 ₲7,087
-39.20%
White Bread (500g)
$2.79 $2.79
$1.49 ₲8,448
87.25%
Rice (white) (1kg)
$3.28 $3.28
$1.35 ₲7,645
142.96%
Eggs
$2.31 $2.31
$2.32 ₲13.2K
-0.43%
Local Cheese (1kg)
$4.83 $4.83
$9.85 ₲55.9K
-50.96%
Chicken Fillets (1kg)
$9.61 $9.61
$5.20 ₲29.5K
84.81%
Beef Round Steak (1kg)
$17.95 $17.95
$9.91 ₲56.3K
81.13%
Apples (1kg)
$3.80 $3.80
$2.99 ₲17.0K
27.09%
Banana (1kg)
$1.29 $1.29
$1.23 ₲6,961
4.88%
Oranges (1kg)
$3.39 $3.39
$1.21 ₲6,866
180.17%
Tomato (1kg)
$2.16 $2.16
$2.45 ₲13.9K
-11.84%
Potato (1kg)
$0.79 $0.79
$1.30 ₲7,405
-39.23%
Onion (1kg)
$1.67 $1.67
$1.34 ₲7,583
24.63%
Lettuce (1 head)
$2.03 $2.03
$0.84 ₲4,746
141.67%
Water (1.5 liter bottle)
$1.83 $1.83
$0.69 ₲3,926
165.22%
Cigarettes 20 Pack (Marlboro, Camel)
$9.97 $9.97
$2.24 ₲12.7K
345.09%
Wine (Bottle)
$11.87 $11.87
$9.02 ₲51.2K
31.60%
Local Beer (0.5 liter bottle)
$1.78 $1.78
$1.33 ₲7,537
33.83%
Imported Beer (0.33 liter bottle)
$3.27 $3.27
$1.68 ₲9,516
94.64%
🚌 Getting Around
St. Cloud, MN
Asuncion
Difference
One-way Ticket (Public Transport)
$2.07 $2.07
$0.57 ₲3,213
263.16%
Public Transport Monthly Pass (Regular Price)
-
$38.02 ₲215.8K
-
Taxi Start (Normal Tariff)
$3.01 $3.01
$1.45 ₲8,222
107.59%
Taxi (Normal Tariff) (1km)
$1.93 $1.93
$1.57 ₲8,936
22.93%
Taxi 1hour Waiting (Normal Tariff)
$32.78 $32.78
$10.04 ₲57.0K
226.49%
Gasoline (1 liter)
$0.88 $0.88
$1.21 ₲6,842
-27.27%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4K $32.4K
$16.9K ₲96.1M
91.64%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K $22.5K
$35.3K ₲200.5M
-36.21%
🧾 Monthly Utilities & Internet
St. Cloud, MN
Asuncion
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$168 $168
$50.1 ₲284.3K
236.04%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$45.83 $45.83
$16.94 ₲96.2K
170.54%
Internet (50+ Mbps, Unlimited Data)
$44.18 $44.18
$21.75 ₲123.5K
103.13%
🎉 Sport & Entertainment
St. Cloud, MN
Asuncion
Difference
Gym Membership (Monthly)
$41.54 $41.54
$36.50 ₲207.2K
13.81%
Tennis Court (1 Hour on Weekend)
-
$14.89 ₲84.5K
-
Cinema Ticket
$14.03 $14.03
$8.59 ₲48.8K
63.33%
🧸 Childcare & Education
St. Cloud, MN
Asuncion
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,697 $1,697
$184 ₲1.0M
821.31%
International Primary School, 1 Child (Yearly)
$24.3K $24.3K
$5,873 ₲33.3M
314.57%
👕👟 Clothing & Footwear
St. Cloud, MN
Asuncion
Difference
Jeans (Levis 501 Or Similar)
$62.6 $62.6
$62.4 ₲354.4K
0.21%
Summer Dress (H&M, Zara, etc)
$62.2 $62.2
$55.4 ₲314.2K
12.36%
Sport Shoes (Adidas, Nike)
$73.9 $73.9
$104 ₲592.2K
-29.20%
Men's Leather Business Shoes
$85.4 $85.4
$69.2 ₲392.6K
23.39%
🏠 Accommodation & Living
St. Cloud, MN
Asuncion
Difference
1-bedroom Apartment, City Center (Monthly)
$992 $992
$620 ₲3.5M
59.95%
1-bedroom Apartment, Outside City Center (Monthly)
$819 $819
$373 ₲2.1M
119.48%
3-bedroom Apartment, City Center (Monthly)
$1,892 $1,892
$1,050 ₲6.0M
80.23%
3-bedroom Apartment, Outside City Center (Monthly)
$1,626 $1,626
$624 ₲3.5M
160.48%
Buy Apartment in City Center (m2)
$2,638 $2,638
$1,716 ₲9.7M
53.75%
Buy Apartment Outside City Center (m2)
$2,594 $2,594
$1,242 ₲7.0M
108.94%
💵 Salaries & Financials
St. Cloud, MN
Asuncion
Difference
Average Monthly Net Salary (After Tax)
$6,096 $6,096
$723 ₲4.1M
743.38%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.61
10.15
-34.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Cloud, MN: October 5, 2026

Last update for Asuncion: October 4, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
St. Cloud, MN
$819
Asuncion
$373 54.4% $446
Eating Out
St. Cloud, MN
$337
Asuncion
$134 60.3% $203
Groceries & Markets
St. Cloud, MN
$300
Asuncion
$213 29.1% $87
Monthly Utilities & Internet
St. Cloud, MN
$258
Asuncion
$89 65.6% $170
Clothing & Footwear
St. Cloud, MN
$128
Asuncion
$131 2.6% $3.3
Sport & Entertainment
St. Cloud, MN
$70
Asuncion
$54 22.9% $16
Getting Around
St. Cloud, MN
$21 *
Asuncion
$50 137% $29

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $992 in St. Cloud, MN versus $620 in Asuncion. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 743% higher in St. Cloud, MN, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $74.0 in St. Cloud, MN versus $43.00 in Asuncion. Monthly groceries follow the same trend: $300 vs $213 – making Asuncion the more affordable choice for daily food spending.

Good to know
🇺🇸 St. Cloud, MN
🇵🇾 Asuncion
🕒 Local time
04:43 4:43 AM
06:43 6:43 AM
2 h ahead of St. Cloud, MN
🌤 Weather
👥 Population
65,842
742,023 Capital
Exchange rates and currency converter

PYG, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Paraguayan Guarani exchange rates as of October 12, 2026: 1 USD = 5,676 PYG (10,000 PYG = 1.76 USD). 1 EUR = 6,361 PYG (10,000 PYG = 1.57 EUR).

On the map
Between locations
  • St. Cloud, MN Asuncion 8,700 km ≈ 11 h nonstop flight
From you
  • St. Cloud, MN
  • Asuncion

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
St. Cloud, MN vs Asuncion: Cost of Living - Frequently Asked Questions
Is Asuncion cheaper than St. Cloud, MN?
Yes – St. Cloud, MN is pricier by about 84%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $2,893 per month in St. Cloud, MN and $1,574 in Asuncion. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Asuncion, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in St. Cloud, MN and in Asuncion?
Monthly expenses with rent come to $1,929 in St. Cloud, MN and $1,049 in Asuncion. That's a gap of about 84%.
Which city has cheaper kindergarten?
Kindergarten costs $1,697 per month in St. Cloud, MN and $184 in Asuncion. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in St. Cloud, MN or in Asuncion?
A $1,500 monthly budget goes further in Asuncion, where all-in costs run around $1,049, than in St. Cloud, MN at $1,929. In Asuncion it covers expenses comfortably, while in St. Cloud, MN it requires careful planning or may not stretch far enough.
Is St. Cloud, MN or Asuncion more family-friendly?
Families tend to lean toward Asuncion – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Asuncion. If higher salaries, better infrastructure, or specific career opportunities are the priority, St. Cloud, MN makes more sense. Both are solid long-term options with distinct trade-offs.

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