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Cost of Living Comparison Between St.Catharines and Toronto Cost of Living Comparison Between St.Catharines and Toronto

🙂 Solo nomad: St.Catharines is 9.9% cheaper than Toronto without rent, and 17.3% cheaper with rent.
🙂 Family of 3: St.Catharines is 25.2% cheaper than Toronto without rent, and 25.2% cheaper with rent.
Currency
🍽 Eating Out
St.Catharines
Toronto
Difference
Meal at Budget Restaurant
$15.23 CA$21.32
$18.88 CA$26.44
-19.33%
Three-Course Dinner for Two, Mid-Range
$44.96 CA$63
$83.5 CA$117
-46.18%
Fast Food Meal (McDonalds, etc)
$11.06 CA$15.49
$10.95 CA$15.33
1.00%
Cappuccino
$3.39 CA$4.75
$3.97 CA$5.56
-14.61%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.72 CA$2.41
$2.15 CA$3.01
-20.00%
Water (0.33 liter bottle)
$1.3 CA$1.82
$1.68 CA$2.36
-22.62%
Local Beer (0.5 liter draught)
$4.75 CA$6.66
$6.02 CA$8.43
-21.10%
Imported Beer (0.33 liter bottle)
$5.41 CA$7.58
$6.44 CA$9.01
-15.99%
🛒 Groceries & Markets
St.Catharines
Toronto
Difference
Milk (1 liter)
$2.07 CA$2.89
$2.82 CA$3.95
-26.60%
White Bread (500g)
$2.13 CA$2.99
$2.77 CA$3.88
-23.10%
Rice (white) (1kg)
$2.83 CA$3.97
$3.66 CA$5.12
-22.68%
Eggs
$3.61 CA$5.06
$3.56 CA$4.99
1.40%
Local Cheese (1kg)
$8.3 CA$11.62
$13.5 CA$18.9
-38.52%
Chicken Fillets (1kg)
$9.43 CA$13.2
$13.35 CA$18.69
-29.36%
Beef Round Steak (1kg)
$14.55 CA$20.37
$16.75 CA$23.45
-13.13%
Apples (1kg)
$4.11 CA$5.76
$3.98 CA$5.57
3.27%
Banana (1kg)
$1 CA$1.4
$1.17 CA$1.63
-14.53%
Oranges (1kg)
$3.3 CA$4.62
$3.26 CA$4.56
1.23%
Tomato (1kg)
$3.42 CA$4.79
$4.18 CA$5.85
-18.18%
Potato (1kg)
$2.11 CA$2.95
$2.45 CA$3.43
-13.88%
Onion (1kg)
$2.16 CA$3.02
$2.84 CA$3.98
-23.94%
Lettuce (1 head)
$1.86 CA$2.6
$2.34 CA$3.28
-20.51%
Water (1.5 liter bottle)
$1.11 CA$1.56
$1.9 CA$2.66
-41.58%
Cigarettes 20 Pack (Marlboro, Camel)
$13.23 CA$18.53
$14.52 CA$20.33
-8.88%
Wine (Bottle)
$13.01 CA$18.21
$12.94 CA$18.12
0.54%
Local Beer (0.5 liter bottle)
$2.6 CA$3.64
$2.72 CA$3.81
-4.41%
Imported Beer (0.33 liter bottle)
$2.95 CA$4.12
$3.12 CA$4.36
-5.45%
🚌 Getting Around
St.Catharines
Toronto
Difference
One-way Ticket (Public Transport)
$2.18 CA$3.05
$2.46 CA$3.44
-11.38%
Public Transport Monthly Pass (Regular Price)
$64.9 CA$90.8
$115 CA$160
-43.38%
Taxi Start (Normal Tariff)
$2.85 CA$3.98
$3.67 CA$5.14
-22.34%
Taxi (Normal Tariff) (1km)
$1.24 CA$1.74
$1.41 CA$1.97
-12.06%
Taxi 1hour Waiting (Normal Tariff)
$22.06 CA$30.88
$26.04 CA$36.46
-15.28%
Gasoline (1 liter)
$1.09 CA$1.52
$1.14 CA$1.59
-4.39%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25K CA$35K
$25.5K CA$35.7K
-1.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.2K CA$28.3K
$21.1K CA$29.6K
-4.15%
🧾 Monthly Utilities & Internet
St.Catharines
Toronto
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$176 CA$246
$117 CA$164
50.22%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.97 CA$47.56
$38.01 CA$53.2
-10.63%
Internet (50+ Mbps, Unlimited Data)
$51.7 CA$72.4
$53.4 CA$74.7
-3.15%
🎉 Sport & Entertainment
St.Catharines
Toronto
Difference
Gym Membership (Monthly)
$29.28 CA$40.99
$57.3 CA$80.2
-48.91%
Tennis Court (1 Hour on Weekend)
$44.37 CA$62.1
$21.08 CA$29.52
110.48%
Cinema Ticket
$11.9 CA$16.66
$11.67 CA$16.33
1.97%
🧸 Childcare & Education
St.Catharines
Toronto
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$765 CA$1,071
$1,126 CA$1,576
-32.03%
International Primary School, 1 Child (Yearly)
$11.7K CA$16.3K
$18.4K CA$25.8K
-36.66%
👕👟 Clothing & Footwear
St.Catharines
Toronto
Difference
Jeans (Levis 501 Or Similar)
$61.5 CA$86.1
$57.1 CA$79.9
7.71%
Summer Dress (H&M, Zara, etc)
$43.49 CA$60.9
$39.11 CA$54.8
11.20%
Sport Shoes (Adidas, Nike)
$75.4 CA$106
$87.6 CA$123
-13.88%
Men's Leather Business Shoes
$86.2 CA$121
$114 CA$159
-24.14%
🏠 Accommodation & Living
St.Catharines
Toronto
Difference
1-bedroom Apartment, City Center (Monthly)
$1,169 CA$1,636
$1,782 CA$2,495
-34.43%
1-bedroom Apartment, Outside City Center (Monthly)
$1,228 CA$1,719
$1,577 CA$2,208
-22.15%
3-bedroom Apartment, City Center (Monthly)
$1,805 CA$2,528
$3,016 CA$4,223
-40.15%
3-bedroom Apartment, Outside City Center (Monthly)
$1,724 CA$2,414
$2,483 CA$3,477
-30.57%
Buy Apartment in City Center (m2)
$3,054 CA$4,275
$7,934 CA$11.1K
-61.51%
Buy Apartment Outside City Center (m2)
$2,700 CA$3,780
$6,968 CA$9,755
-61.25%
💵 Salaries & Financials
St.Catharines
Toronto
Difference
Average Monthly Net Salary (After Tax)
$2,866 CA$4,013
$3,434 CA$4,808
-16.52%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.51
5.16
26.16%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for St.Catharines: November 29, 2025

Last update for Toronto: December 1, 2025

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