Last update: Oct 2026

Cost of Living Comparison Between Springfield, MA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,093 in Springfield, MA, rent and utilities included – about $20,900 less a year. Rent and utilities account for most of the difference.

149

Cost of Living Index in Springfield, MA
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Springfield, MA Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Springfield, MA

🇺🇸 United States

$3,093

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Springfield, MA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Springfield, MA and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $3,093 per month in Springfield, MA vs $1,349 in Ubud, Bali, rent included.

Springfield, MA $3,093
Ubud, Bali $1,349

A couple spends around $4,347 per month in Springfield, MA vs $2,305 in Ubud, Bali, rent included.

Springfield, MA $4,347
Ubud, Bali $2,305

A family of three spends $5,600 per month in Springfield, MA vs $3,261 in Ubud, Bali, rent included.

Springfield, MA $5,600
Ubud, Bali $3,261

Springfield, MA costs about 129% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$22.85 $22.85

$3.32 Rp 60.2K

588.25%

Three-Course Dinner for Two, Mid-Range

$83.3 $83.3

$35.64 Rp 645.8K

133.70%

Fast Food Meal (McDonalds, etc)

$14.28 $14.28

$5.53 Rp 100.3K

158.23%

Cappuccino

$6.44 $6.44

$2.72 Rp 49.3K

136.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.71 $2.71

$1.70 Rp 30.8K

59.41%

Water (0.33 liter bottle)

$2.05 $2.05

$0.76 Rp 13.8K

169.74%

Local Beer (0.5 liter draught)

$6.18 $6.18

$2.65 Rp 48.1K

133.21%

Imported Beer (0.33 liter bottle)

$9.22 $9.22

$4.38 Rp 79.4K

110.50%

Milk (1 liter)

$1.01 $1.01

$1.49 Rp 27.0K

-32.21%

White Bread (500g)

$2.71 $2.71

$2.28 Rp 41.2K

18.86%

Rice (white) (1kg)

$2.26 $2.26

$1.19 Rp 21.6K

89.92%

Eggs

$3.53 $3.53

$2.04 Rp 36.9K

73.04%

Local Cheese (1kg)

$16.57 $16.57

$17.70 Rp 320.8K

-6.38%

Chicken Fillets (1kg)

$10.78 $10.78

$3.96 Rp 71.8K

172.22%

Beef Round Steak (1kg)

$18.55 $18.55

$12.19 Rp 220.9K

52.17%

Apples (1kg)

$4.87 $4.87

$3.66 Rp 66.2K

33.06%

Banana (1kg)

$1.38 $1.38

$1.52 Rp 27.5K

-9.21%

Oranges (1kg)

$5.58 $5.58

$2.23 Rp 40.4K

150.22%

Tomato (1kg)

$4.61 $4.61

$1.97 Rp 35.7K

134.01%

Potato (1kg)

$3.15 $3.15

$1.85 Rp 33.5K

70.27%

Onion (1kg)

$3.69 $3.69

$2.42 Rp 43.9K

52.48%

Lettuce (1 head)

$2.24 $2.24

$0.99 Rp 17.9K

126.26%

Water (1.5 liter bottle)

$1.98 $1.98

$0.51 Rp 9,303

288.24%

Cigarettes 20 Pack (Marlboro, Camel)

$13.77 $13.77

$2.22 Rp 40.3K

520.27%

Wine (Bottle)

$14.23 $14.23

$22.24 Rp 403.0K

-36.02%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$2.26 Rp 41.0K

-21.24%

Imported Beer (0.33 liter bottle)

$3.84 $3.84

$2.97 Rp 53.8K

29.29%

One-way Ticket (Public Transport)

$1.98 $1.98

$0.25 Rp 4,548

692.00%

Public Transport Monthly Pass (Regular Price)

$54.2 $54.2

$7.82 Rp 141.8K

593.09%

Taxi Start (Normal Tariff)

$5.06 $5.06

$0.44 Rp 7,964

1050.00%

Taxi (Normal Tariff) (1km)

$1.40 $1.40

$0.43 Rp 7,793

225.58%

Taxi 1hour Waiting (Normal Tariff)

$29.86 $29.86

$5.41 Rp 98.0K

451.94%

Gasoline (1 liter)

$0.95 $0.95

$0.82 Rp 14.9K

15.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K $27.4K

$23.8K Rp 432.0M

14.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$31.7K Rp 575.3M

-18.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$210 $210

$79.1 Rp 1.4M

165.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.0 $69.0

$6.45 Rp 116.8K

969.15%

Internet (50+ Mbps, Unlimited Data)

$73.1 $73.1

$18.58 Rp 336.7K

293.49%

Gym Membership (Monthly)

$28.21 $28.21

$49.48 Rp 896.7K

-42.99%

Tennis Court (1 Hour on Weekend)

$18.78 $18.78

$17.65 Rp 319.8K

6.40%

Cinema Ticket

$14.82 $14.82

$4.27 Rp 77.4K

247.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,516 $1,516

$491 Rp 8.9M

209.06%

International Primary School, 1 Child (Yearly)

$17.2K $17.2K

$5,674 Rp 102.8M

202.99%

Jeans (Levis 501 Or Similar)

$50.6 $50.6

$44.64 Rp 808.9K

13.33%

Summer Dress (H&M, Zara, etc)

$39.37 $39.37

$34.95 Rp 633.4K

12.65%

Sport Shoes (Adidas, Nike)

$114 $114

$79.9 Rp 1.4M

42.50%

Men's Leather Business Shoes

$109 $109

$79.4 Rp 1.4M

36.94%

1-bedroom Apartment, City Center (Monthly)

$1,799 $1,799

$1,125 Rp 20.4M

59.95%

1-bedroom Apartment, Outside City Center (Monthly)

$1,705 $1,705

$671 Rp 12.2M

153.94%

3-bedroom Apartment, City Center (Monthly)

$2,427 $2,427

$3,565 Rp 64.6M

-31.92%

3-bedroom Apartment, Outside City Center (Monthly)

$2,501 $2,501

$1,723 Rp 31.2M

45.15%

Buy Apartment in City Center (m2)

$2,499 $2,499

$2,732 Rp 49.5M

-8.52%

Buy Apartment Outside City Center (m2)

$2,570 $2,570

$2,284 Rp 41.4M

12.51%

Average Monthly Net Salary (After Tax)

$3,892 $3,892

$164 Rp 3.0M

2275.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.28

13.78

-54.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Springfield, MA: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Springfield, MA

$1.7K 55.1%

Ubud, Bali

$672 49.8% 60.6% $1K

Groceries & Markets

Springfield, MA

$392 12.7%

Ubud, Bali

$288 21.4% 26.5% $104

Eating Out

Springfield, MA

$371 12%

Ubud, Bali

$108 8% 71% $264

Monthly Utilities & Internet

Springfield, MA

$352 11.4%

Ubud, Bali

$104 7.7% 70.4% $248

Clothing & Footwear

Springfield, MA

$141 4.6%

Ubud, Bali

$108 8% 23.6% $33

Getting Around

Springfield, MA

$74 2.4%

Ubud, Bali

$11 0.9% 84.6% $63

Sport & Entertainment

Springfield, MA

$58 1.9%

Ubud, Bali

$58 4.3% 0.3% $0.2

Cost Breakdown

A central one-bedroom costs $1,799 in Springfield, MA versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Springfield, MA are about 24 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $83 in Springfield, MA versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $392 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Springfield, MA

🇮🇩 Ubud, Bali

🕒 Local time

20:23 8:23 PM

09:23 9:23 AM

13 h ahead of Springfield, MA

🌤 Weather

👥 Population

116,482

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.896 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

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Springfield, MA Ubud, Bali 16,200 km ≈ 21 h nonstop flight

From you

Springfield, MA
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Springfield, MA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Springfield, MA is pricier by about 129%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $4,640 per month in Springfield, MA and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,799 in Springfield, MA.

Groceries cost about 36% more in Springfield, MA, though the gap depends on what you buy.

A mid-range dinner for two costs $83 in Springfield, MA and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $3,093 in Springfield, MA and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Springfield, MA makes more sense. Both are solid long-term options with distinct trade-offs.