Cost of Living Comparison Between Springfield, MA and Chicago, IL Cost of Living Comparison Between Springfield, MA and Chicago, IL

🙂 Solo nomad: Springfield, MA is 1.3% cheaper than Chicago, IL without rent, and 5.1% more expensive with rent.
🙂 Family of 3: Springfield, MA is 10% cheaper than Chicago, IL without rent, and 12.6% cheaper with rent.
Currency
🍽 Eating Out
Springfield, MA
Chicago, IL
Difference
Meal at Budget Restaurant
$19.33 $19.33
$20.82 $20.82
-7.16%
Three-Course Dinner for Two, Mid-Range
$79.6 $79.6
$100 $100
-20.72%
Fast Food Meal (McDonalds, etc)
$13.07 $13.07
$11.97 $11.97
9.19%
Cappuccino
$5.85 $5.85
$5.56 $5.56
5.22%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.82 $2.82
$3.11 $3.11
-9.32%
Water (0.33 liter bottle)
$1.93 $1.93
$2.42 $2.42
-20.25%
Local Beer (0.5 liter draught)
$4.97 $4.97
$6.86 $6.86
-27.55%
Imported Beer (0.33 liter bottle)
$5.93 $5.93
$8.45 $8.45
-29.82%
🛒 Groceries & Markets
Springfield, MA
Chicago, IL
Difference
Milk (1 liter)
$1.01 $1.01
$1.04 $1.04
-2.88%
White Bread (500g)
$2.6 $2.6
$4.15 $4.15
-37.35%
Rice (white) (1kg)
$4.83 $4.83
$5.52 $5.52
-12.50%
Eggs
$3.43 $3.43
$4.65 $4.65
-26.24%
Local Cheese (1kg)
$14.08 $14.08
$14.33 $14.33
-1.74%
Chicken Fillets (1kg)
$13.16 $13.16
$14.88 $14.88
-11.56%
Beef Round Steak (1kg)
$17.69 $17.69
$19.34 $19.34
-8.53%
Apples (1kg)
$4.73 $4.73
$5.17 $5.17
-8.51%
Banana (1kg)
$1.42 $1.42
$1.71 $1.71
-16.96%
Oranges (1kg)
$4.5 $4.5
$4.41 $4.41
2.04%
Tomato (1kg)
$4.95 $4.95
$4.51 $4.51
9.76%
Potato (1kg)
$2.91 $2.91
$2.53 $2.53
15.02%
Onion (1kg)
$2.89 $2.89
$2.74 $2.74
5.47%
Lettuce (1 head)
$1.95 $1.95
$2.43 $2.43
-19.75%
Water (1.5 liter bottle)
$1.22 $1.22
$2.7 $2.7
-54.81%
Cigarettes 20 Pack (Marlboro, Camel)
$12.32 $12.32
$15.19 $15.19
-18.89%
Wine (Bottle)
$13.14 $13.14
$16.42 $16.42
-19.98%
Local Beer (0.5 liter bottle)
$1.76 $1.76
$2.35 $2.35
-25.11%
Imported Beer (0.33 liter bottle)
$4.02 $4.02
$3.7 $3.7
8.65%
🚌 Getting Around
Springfield, MA
Chicago, IL
Difference
One-way Ticket (Public Transport)
$1.46 $1.46
$2.53 $2.53
-42.29%
Public Transport Monthly Pass (Regular Price)
$53 $53
$74.1 $74.1
-28.54%
Taxi Start (Normal Tariff)
$4.87 $4.87
$3.34 $3.34
45.81%
Taxi (Normal Tariff) (1km)
$2.06 $2.06
$1.42 $1.42
45.07%
Taxi 1hour Waiting (Normal Tariff)
$27.22 $27.22
$25.42 $25.42
7.08%
Gasoline (1 liter)
$0.84 $0.84
$1.08 $1.08
-22.22%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.4K $28.4K
$32.4K $32.4K
-12.55%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6K $25.6K
$26.2K $26.2K
-2.25%
🧾 Monthly Utilities & Internet
Springfield, MA
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$212 $212
$188 $188
12.56%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$57 $57
$63.7 $63.7
-10.49%
Internet (50+ Mbps, Unlimited Data)
$75.6 $75.6
$65.2 $65.2
15.89%
🎉 Sport & Entertainment
Springfield, MA
Chicago, IL
Difference
Gym Membership (Monthly)
$27.47 $27.47
$76.7 $76.7
-64.19%
Tennis Court (1 Hour on Weekend)
-
$13.03 $13.03
-
Cinema Ticket
$14.92 $14.92
$14.93 $14.93
-0.07%
🧸 Childcare & Education
Springfield, MA
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,428 $1,428
$2,063 $2,063
-30.79%
International Primary School, 1 Child (Yearly)
$27.5K $27.5K
$39.2K $39.2K
-29.76%
👕👟 Clothing & Footwear
Springfield, MA
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$50.4 $50.4
$64.3 $64.3
-21.69%
Summer Dress (H&M, Zara, etc)
$45.63 $45.63
$52.4 $52.4
-12.90%
Sport Shoes (Adidas, Nike)
$84.6 $84.6
$95.2 $95.2
-11.11%
Men's Leather Business Shoes
$102 $102
$145 $145
-29.81%
🏠 Accommodation & Living
Springfield, MA
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,307 $1,307
$2,378 $2,378
-45.04%
1-bedroom Apartment, Outside City Center (Monthly)
$1,832 $1,832
$1,584 $1,584
15.62%
3-bedroom Apartment, City Center (Monthly)
$2,480 $2,480
$4,763 $4,763
-47.94%
3-bedroom Apartment, Outside City Center (Monthly)
$2,618 $2,618
$2,815 $2,815
-6.99%
Buy Apartment in City Center (m2)
$2,402 $2,402
$3,588 $3,588
-33.05%
Buy Apartment Outside City Center (m2)
$2,444 $2,444
$2,490 $2,490
-1.86%
💵 Salaries & Financials
Springfield, MA
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$3,421 $3,421
$5,275 $5,275
-35.14%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.45
6.6
-2.27%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Springfield, MA: October 28, 2025

Last update for Chicago, IL: October 29, 2025

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