Last update: Oct 2026

Cost of Living Comparison Between Spijkenisse and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,460 in Spijkenisse, rent and utilities included – about $18,500 less a year. Rent and utilities account for most of the difference.

120

Cost of Living Index in Spijkenisse
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Spijkenisse Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Spijkenisse

🇳🇱 Netherlands

$2,460

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Spijkenisse and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Spijkenisse and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,460 in Spijkenisse versus $918 in Cebu.

Spijkenisse $2,460
Cebu $918

Estimated couple costs with rent: $3,655 in Spijkenisse versus $1,409 in Cebu.

Spijkenisse $3,655
Cebu $1,409

Monthly costs for a family of three with rent: $4,850 in Spijkenisse versus $1,900 in Cebu.

Spijkenisse $4,850
Cebu $1,900

Living in Spijkenisse is roughly 168% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Spijkenisse is 82% above, Cebu is 32% below.

Meal at Budget Restaurant

$19.28 €17.15

$3.09 ₱194

523.95%

Three-Course Dinner for Two, Mid-Range

$89.2 €79.3

$24.22 ₱1,525

268.25%

Fast Food Meal (McDonalds, etc)

$13.14 €11.69

$3.92 ₱247

235.20%

Cappuccino

$3.89 €3.46

$2.51 ₱158

54.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.44 €3.06

$1.59 ₱100

116.35%

Water (0.33 liter bottle)

$3.04 €2.70

$0.53 ₱33.43

473.58%

Local Beer (0.5 liter draught)

$6.06 €5.39

$1.78 ₱112

240.45%

Imported Beer (0.33 liter bottle)

$5.05 €4.49

$2.17 ₱137

132.72%

Milk (1 liter)

$1.24 €1.11

$1.92 ₱121

-35.42%

White Bread (500g)

$2.15 €1.91

$1.36 ₱85.4

58.09%

Rice (white) (1kg)

$2.90 €2.58

$1.01 ₱63.5

187.13%

Eggs

$5.18 €4.60

$2.03 ₱128

155.17%

Local Cheese (1kg)

$14.46 €12.86

$9.86 ₱621

46.65%

Chicken Fillets (1kg)

$15.36 €13.66

$4.39 ₱277

249.89%

Beef Round Steak (1kg)

$17.60 €15.65

$7.60 ₱479

131.58%

Apples (1kg)

$2.92 €2.60

$3.30 ₱208

-11.52%

Banana (1kg)

$2.34 €2.08

$1.39 ₱87.8

68.35%

Oranges (1kg)

$1.90 €1.69

$2.33 ₱147

-18.45%

Tomato (1kg)

$4.56 €4.05

$1.50 ₱94.3

204.00%

Potato (1kg)

$2.01 €1.79

$2.36 ₱149

-14.83%

Onion (1kg)

$2.26 €2.01

$1.90 ₱119

18.95%

Lettuce (1 head)

$1.26 €1.12

$1.19 ₱74.9

5.88%

Water (1.5 liter bottle)

$0.78 €0.69

$0.63 ₱39.71

23.81%

Cigarettes 20 Pack (Marlboro, Camel)

$13.84 €12.31

$3.00 ₱189

361.33%

Wine (Bottle)

$6.86 €6.10

$6.03 ₱379

13.76%

Local Beer (0.5 liter bottle)

$1.49 €1.33

$1.23 ₱77.7

21.14%

Imported Beer (0.33 liter bottle)

$2.55 €2.26

$1.75 ₱110

45.71%

One-way Ticket (Public Transport)

$3.55 €3.16

$0.25 ₱15.86

1320.00%

Public Transport Monthly Pass (Regular Price)

$90.9 €80.8

$12.64 ₱796

618.91%

Taxi Start (Normal Tariff)

$2.02 €1.80

$0.77 ₱48.62

162.34%

Taxi (Normal Tariff) (1km)

$1.32 €1.17

$0.23 ₱14.53

473.91%

Taxi 1hour Waiting (Normal Tariff)

$20.13 €17.91

$4.46 ₱281

351.35%

Gasoline (1 liter)

$2.38 €2.11

$1.31 ₱82.8

81.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.8K €37.2K

$21.2K ₱1.3M

96.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.8K €34.5K

$19.1K ₱1.2M

102.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$268 €239

$120 ₱7,569

123.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.49 €14.67

$14.00 ₱882

17.79%

Internet (50+ Mbps, Unlimited Data)

$42.29 €37.62

$27.54 ₱1,734

53.56%

Gym Membership (Monthly)

$23.42 €20.83

$32.33 ₱2,035

-27.56%

Tennis Court (1 Hour on Weekend)

$23.54 €20.94

$6.65 ₱419

253.98%

Cinema Ticket

$14.28 €12.70

$5.65 ₱356

152.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,555 €1,383

$275 ₱17.3K

464.84%

International Primary School, 1 Child (Yearly)

$6,608 €5,878

$7,918 ₱498.5K

-16.55%

Jeans (Levis 501 Or Similar)

$86.5 €76.9

$49.33 ₱3,106

75.33%

Summer Dress (H&M, Zara, etc)

$46.75 €41.58

$25.24 ₱1,589

85.22%

Sport Shoes (Adidas, Nike)

$90.7 €80.7

$77.0 ₱4,846

17.88%

Men's Leather Business Shoes

$139 €124

$57.2 ₱3,601

143.43%

1-bedroom Apartment, City Center (Monthly)

$1,104 €982

$500 ₱31.5K

121.07%

1-bedroom Apartment, Outside City Center (Monthly)

$1,147 €1,021

$309 ₱19.4K

271.57%

3-bedroom Apartment, City Center (Monthly)

$2,409 €2,143

$1,078 ₱67.9K

123.55%

3-bedroom Apartment, Outside City Center (Monthly)

$1,890 €1,681

$615 ₱38.7K

207.13%

Buy Apartment in City Center (m2)

$5,282 €4,699

$2,886 ₱181.7K

83.03%

Buy Apartment Outside City Center (m2)

$4,438 €3,947

$1,917 ₱120.7K

131.54%

Average Monthly Net Salary (After Tax)

$4,500 €4,003

$346 ₱21.8K

1200.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.8

7.2

-61.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Spijkenisse: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Spijkenisse

$1.1K 46.7%

Cebu

$309 33.6% 73.1% $839

Groceries & Markets

Spijkenisse

$349 14.2%

Cebu

$206 22.4% 41.1% $144

Monthly Utilities & Internet

Spijkenisse

$327 13.3%

Cebu

$162 17.6% 50.6% $165

Eating Out

Spijkenisse

$307 12.5%

Cebu

$88 9.6% 71.2% $218

Clothing & Footwear

Spijkenisse

$163 6.6%

Cebu

$94 10.2% 42.5% $70

Getting Around

Spijkenisse

$114 4.6%

Cebu

$16 1.7% 86.3% $98

Sport & Entertainment

Spijkenisse

$52 2.1%

Cebu

$44 4.8% 16.1% $8.4

Cost Breakdown

A one-bedroom apartment in the center runs $1,104 in Spijkenisse and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Spijkenisse pays 1201% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $89.0 in Spijkenisse vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $349 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇳🇱 Spijkenisse

🇵🇭 Cebu

🕒 Local time

09:36 9:36 AM

15:36 3:36 PM

6 h ahead of Spijkenisse

🌤 Weather

👥 Population

71,647

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Spijkenisse Cebu 11,030 km ≈ 14 h nonstop flight

From you

Spijkenisse
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Spijkenisse vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 168% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1201% higher in Spijkenisse, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,104 in Spijkenisse versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,460 per month in Spijkenisse versus $918 in Cebu – a 168% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 619% less than in Spijkenisse. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,460 in Spijkenisse, a $1,500 budget is realistic in Cebu but tight or insufficient in Spijkenisse. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Spijkenisse, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Spijkenisse and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 168% less than in Spijkenisse. Beyond cost, consider language, visa policies, and how big the international community is in each city.