Last update: Oct 2026

Cost of Living Comparison Between Spakenburg and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,665 in Spakenburg, rent and utilities included – about $21,000 less a year. Rent and utilities account for most of the difference.

128

Cost of Living Index in Spakenburg
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Spakenburg Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Spakenburg

🇳🇱 Netherlands

$2,665

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Spakenburg and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Spakenburg and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,665 in Spakenburg versus $918 in Cebu.

Spakenburg $2,665
Cebu $918

Estimated couple costs with rent: $3,763 in Spakenburg versus $1,409 in Cebu.

Spakenburg $3,763
Cebu $1,409

Monthly costs for a family of three with rent: $4,862 in Spakenburg versus $1,900 in Cebu.

Spakenburg $4,862
Cebu $1,900

Living in Spakenburg is roughly 190% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Spakenburg is 97% above, Cebu is 32% below.

Meal at Budget Restaurant

$22.49 €20.00

$3.09 ₱194

627.83%

Three-Course Dinner for Two, Mid-Range

$84.7 €75.3

$24.22 ₱1,525

249.50%

Fast Food Meal (McDonalds, etc)

$13.22 €11.76

$3.92 ₱247

237.24%

Cappuccino

$3.95 €3.52

$2.51 ₱158

57.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 €3.44

$1.59 ₱100

142.77%

Water (0.33 liter bottle)

$3.22 €2.86

$0.53 ₱33.43

507.55%

Local Beer (0.5 liter draught)

$6.87 €6.12

$1.78 ₱112

285.96%

Imported Beer (0.33 liter bottle)

$6.16 €5.48

$2.17 ₱137

183.87%

Milk (1 liter)

$1.19 €1.05

$1.92 ₱121

-38.02%

White Bread (500g)

$1.61 €1.43

$1.36 ₱85.4

18.38%

Rice (white) (1kg)

$2.52 €2.24

$1.01 ₱63.5

149.50%

Eggs

$4.84 €4.30

$2.03 ₱128

138.42%

Local Cheese (1kg)

$12.72 €11.31

$9.86 ₱621

29.01%

Chicken Fillets (1kg)

$14.44 €12.84

$4.39 ₱277

228.93%

Beef Round Steak (1kg)

$19.16 €17.04

$7.60 ₱479

152.11%

Apples (1kg)

$1.94 €1.73

$3.30 ₱208

-41.21%

Banana (1kg)

$2.41 €2.15

$1.39 ₱87.8

73.38%

Oranges (1kg)

$1.83 €1.63

$2.33 ₱147

-21.46%

Tomato (1kg)

$4.32 €3.84

$1.50 ₱94.3

188.00%

Potato (1kg)

$1.73 €1.54

$2.36 ₱149

-26.69%

Onion (1kg)

$1.85 €1.64

$1.90 ₱119

-2.63%

Lettuce (1 head)

$1.32 €1.17

$1.19 ₱74.9

10.92%

Water (1.5 liter bottle)

$0.78 €0.70

$0.63 ₱39.71

23.81%

Cigarettes 20 Pack (Marlboro, Camel)

$13.72 €12.20

$3.00 ₱189

357.33%

Wine (Bottle)

$6.54 €5.82

$6.03 ₱379

8.46%

Local Beer (0.5 liter bottle)

$1.35 €1.20

$1.23 ₱77.7

9.76%

Imported Beer (0.33 liter bottle)

$2.65 €2.36

$1.75 ₱110

51.43%

One-way Ticket (Public Transport)

$3.42 €3.04

$0.25 ₱15.86

1268.00%

Public Transport Monthly Pass (Regular Price)

$90.5 €80.5

$12.64 ₱796

615.98%

Taxi Start (Normal Tariff)

$3.68 €3.28

$0.77 ₱48.62

377.92%

Taxi (Normal Tariff) (1km)

$2.73 €2.43

$0.23 ₱14.53

1086.96%

Taxi 1hour Waiting (Normal Tariff)

$29.11 €25.89

$4.46 ₱281

552.69%

Gasoline (1 liter)

$2.48 €2.20

$1.31 ₱82.8

89.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.6K €37.0K

$21.2K ₱1.3M

95.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.7K €34.4K

$19.1K ₱1.2M

102.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$246 €219

$120 ₱7,569

104.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.07 €19.63

$14.00 ₱882

57.64%

Internet (50+ Mbps, Unlimited Data)

$48.15 €42.83

$27.54 ₱1,734

74.84%

Gym Membership (Monthly)

$41.71 €37.10

$32.33 ₱2,035

29.01%

Tennis Court (1 Hour on Weekend)

$23.85 €21.21

$6.65 ₱419

258.65%

Cinema Ticket

$15.57 €13.85

$5.65 ₱356

175.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,346 €2,087

$275 ₱17.3K

752.22%

International Primary School, 1 Child (Yearly)

$7,917 €7,042

$7,918 ₱498.5K

-0.01%

Jeans (Levis 501 Or Similar)

$96.2 €85.6

$49.33 ₱3,106

94.97%

Summer Dress (H&M, Zara, etc)

$45.43 €40.41

$25.24 ₱1,589

79.99%

Sport Shoes (Adidas, Nike)

$88.7 €78.9

$77.0 ₱4,846

15.29%

Men's Leather Business Shoes

$123 €109

$57.2 ₱3,601

114.67%

1-bedroom Apartment, City Center (Monthly)

$1,243 €1,106

$500 ₱31.5K

148.89%

1-bedroom Apartment, Outside City Center (Monthly)

$1,326 €1,179

$309 ₱19.4K

329.31%

3-bedroom Apartment, City Center (Monthly)

$1,637 €1,456

$1,078 ₱67.9K

51.83%

3-bedroom Apartment, Outside City Center (Monthly)

$1,859 €1,654

$615 ₱38.7K

202.23%

Buy Apartment in City Center (m2)

$4,513 €4,015

$2,886 ₱181.7K

56.38%

Buy Apartment Outside City Center (m2)

$3,697 €3,289

$1,917 ₱120.7K

92.92%

Average Monthly Net Salary (After Tax)

$2,878 €2,560

$346 ₱21.8K

731.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.23

7.2

-55.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Spakenburg: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Spakenburg

$1.3K 49.8%

Cebu

$309 33.6% 76.7% $1K

Eating Out

Spakenburg

$342 12.8%

Cebu

$88 9.6% 74.2% $254

Groceries & Markets

Spakenburg

$327 12.3%

Cebu

$206 22.4% 37% $121

Monthly Utilities & Internet

Spakenburg

$316 11.9%

Cebu

$162 17.6% 48.9% $155

Clothing & Footwear

Spakenburg

$159 6%

Cebu

$94 10.2% 40.9% $65

Getting Around

Spakenburg

$122 4.6%

Cebu

$16 1.7% 87.2% $106

Sport & Entertainment

Spakenburg

$73 2.7%

Cebu

$44 4.8% 40.1% $29

Cost Breakdown

A one-bedroom apartment in the center runs $1,243 in Spakenburg and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Spakenburg pays 732% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Spakenburg vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $327 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇳🇱 Spakenburg

🇵🇭 Cebu

🕒 Local time

05:26 5:26 AM

11:26 11:26 AM

6 h ahead of Spakenburg

🌤 Weather

👥 Population

4,375

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Spakenburg Cebu 10,940 km ≈ 14 h nonstop flight

From you

Spakenburg
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Spakenburg vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 190% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 732% higher in Spakenburg, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,243 in Spakenburg versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,665 per month in Spakenburg versus $918 in Cebu – a 190% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 616% less than in Spakenburg. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,665 in Spakenburg, a $1,500 budget is realistic in Cebu but tight or insufficient in Spakenburg. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Spakenburg, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Spakenburg and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 190% less than in Spakenburg. Beyond cost, consider language, visa policies, and how big the international community is in each city.