Cost of Living Comparison Between Somerset, KY and Chicago, IL Cost of Living Comparison Between Somerset, KY and Chicago, IL

🙂 Solo nomad: Somerset, KY is 30.7% cheaper than Chicago, IL without rent, and 22.7% cheaper with rent.

🙂 Family of 3: Somerset, KY is 27.7% cheaper than Chicago, IL without rent, and 30.4% cheaper with rent.

Meal at Budget Restaurant

$15.27 $15.27

$20.82 $20.82

-26.66%

Three-Course Dinner for Two, Mid-Range

$59.6 $59.6

$100 $100

-40.56%

Fast Food Meal (McDonalds, etc)

$7.94 $7.94

$11.97 $11.97

-33.67%

Cappuccino

$3.97 $3.97

$5.56 $5.56

-28.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 $2.16

$3.11 $3.11

-30.55%

Water (0.33 liter bottle)

$2.06 $2.06

$2.42 $2.42

-14.88%

Local Beer (0.5 liter draught)

$3.6 $3.6

$6.86 $6.86

-47.52%

Imported Beer (0.33 liter bottle)

$4.1 $4.1

$8.45 $8.45

-51.48%

Milk (1 liter)

$0.83 $0.83

$1.04 $1.04

-20.19%

White Bread (500g)

$2.19 $2.19

$4.15 $4.15

-47.23%

Rice (white) (1kg)

$3.8 $3.8

$5.52 $5.52

-31.16%

Eggs

$3.31 $3.31

$4.65 $4.65

-28.82%

Local Cheese (1kg)

$10.34 $10.34

$14.33 $14.33

-27.84%

Chicken Fillets (1kg)

$8.89 $8.89

$14.88 $14.88

-40.26%

Beef Round Steak (1kg)

$15.6 $15.6

$19.34 $19.34

-19.34%

Apples (1kg)

$4.63 $4.63

$5.17 $5.17

-10.44%

Banana (1kg)

$1.2 $1.2

$1.71 $1.71

-29.82%

Oranges (1kg)

$4.01 $4.01

$4.41 $4.41

-9.07%

Tomato (1kg)

$4.81 $4.81

$4.51 $4.51

6.65%

Potato (1kg)

$2.07 $2.07

$2.53 $2.53

-18.18%

Onion (1kg)

$3.05 $3.05

$2.74 $2.74

11.31%

Lettuce (1 head)

$1.83 $1.83

$2.43 $2.43

-24.69%

Water (1.5 liter bottle)

$1.44 $1.44

$2.7 $2.7

-46.67%

Cigarettes 20 Pack (Marlboro, Camel)

$7.13 $7.13

$15.19 $15.19

-53.06%

Wine (Bottle)

$12.15 $12.15

$16.42 $16.42

-26.00%

Local Beer (0.5 liter bottle)

$2.07 $2.07

$2.35 $2.35

-11.91%

Imported Beer (0.33 liter bottle)

$1.47 $1.47

$3.7 $3.7

-60.27%

One-way Ticket (Public Transport)

$1.95 $1.95

$2.53 $2.53

-22.92%

Public Transport Monthly Pass (Regular Price)

$74.1 $74.1

Taxi Start (Normal Tariff)

$3.67 $3.67

$3.34 $3.34

9.88%

Taxi (Normal Tariff) (1km)

$1.59 $1.59

$1.42 $1.42

11.97%

Taxi 1hour Waiting (Normal Tariff)

$24.76 $24.76

$25.42 $25.42

-2.60%

Gasoline (1 liter)

$0.82 $0.82

$1.08 $1.08

-24.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.5K $25.5K

$32.4K $32.4K

-21.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K $25.1K

$26.2K $26.2K

-4.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 $118

$188 $188

-37.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$56.1 $56.1

$63.7 $63.7

-11.96%

Internet (50+ Mbps, Unlimited Data)

$56.8 $56.8

$65.2 $65.2

-12.90%

Gym Membership (Monthly)

$43.75 $43.75

$76.7 $76.7

-42.97%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$8.3 $8.3

$14.93 $14.93

-44.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$661 $661

$2,063 $2,063

-67.95%

International Primary School, 1 Child (Yearly)

$17.3K $17.3K

$39.2K $39.2K

-55.74%

Jeans (Levis 501 Or Similar)

$27.97 $27.97

$64.3 $64.3

-56.51%

Summer Dress (H&M, Zara, etc)

$30.39 $30.39

$52.4 $52.4

-41.99%

Sport Shoes (Adidas, Nike)

$62.4 $62.4

$95.2 $95.2

-34.49%

Men's Leather Business Shoes

$102 $102

$145 $145

-29.74%

1-bedroom Apartment, City Center (Monthly)

$597 $597

$2,378 $2,378

-74.91%

1-bedroom Apartment, Outside City Center (Monthly)

$1,363 $1,363

$1,584 $1,584

-13.95%

3-bedroom Apartment, City Center (Monthly)

$1,005 $1,005

$4,763 $4,763

-78.90%

3-bedroom Apartment, Outside City Center (Monthly)

$2,261 $2,261

$2,815 $2,815

-19.67%

Buy Apartment in City Center (m2)

$2,749 $2,749

$3,588 $3,588

-23.39%

Buy Apartment Outside City Center (m2)

$2,406 $2,406

$2,490 $2,490

-3.39%

Average Monthly Net Salary (After Tax)

$4,503 $4,503

$5,275 $5,275

-14.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

-24.24%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Somerset, KY: October 28, 2025

Last update for Chicago, IL: October 29, 2025

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