Last update: Oct 2026

Cost of Living Comparison Between Sofia and Temara

For one person, living is cheaper in Temara: $746 a month against $1,600 in Sofia, rent and utilities included – about $10,200 less a year. Rent and utilities account for most of the difference.

78

Cost of Living Index in Sofia
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Sofia Living Index
36

Cost of Living Index in Temara
Learn more

Temara Living Index

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Sofia

🇧🇬 Bulgaria

$1,600

/mo nomad

Temara

🇲🇦 Morocco

$746

/mo nomad

Monthly Cost of Living

How much you'll spend in Sofia and in Temara

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sofia and in Temara actually costs, broken down by who's living it.

A single person spends $1,600 per month in Sofia vs $746 in Temara, rent included.

Sofia $1,600
Temara $746

A couple spends around $2,490 per month in Sofia vs $1,155 in Temara, rent included.

Sofia $2,490
Temara $1,155

A family of three spends $3,380 per month in Sofia vs $1,563 in Temara, rent included.

Sofia $3,380
Temara $1,563

Sofia costs about 114% more than Temara, and outside of rent the biggest gap is in eating out.

Sofia sits 18% above the global median, while Temara is 45% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$16.96 BGN 29.51

$4.19 MAD 40.85

304.77%

Three-Course Dinner for Two, Mid-Range

$68.3 BGN 119

$30.65 MAD 299

122.68%

Fast Food Meal (McDonalds, etc)

$11.62 BGN 20.21

$6.02 MAD 58.7

93.02%

Cappuccino

$3.43 BGN 5.98

$1.97 MAD 19.20

74.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.34 BGN 4.08

$0.53 MAD 5.17

341.51%

Water (0.33 liter bottle)

$1.83 BGN 3.19

$0.34 MAD 3.30

438.24%

Local Beer (0.5 liter draught)

$3.41 BGN 5.93

$5.27 MAD 51.4

-35.29%

Imported Beer (0.33 liter bottle)

$4.44 BGN 7.73

$3.10 MAD 30.26

43.23%

Milk (1 liter)

$1.97 BGN 3.42

$0.82 MAD 7.98

140.24%

White Bread (500g)

$1.49 BGN 2.59

$0.74 MAD 7.26

101.35%

Rice (white) (1kg)

$2.33 BGN 4.05

$1.50 MAD 14.64

55.33%

Eggs

$4.41 BGN 7.68

$1.96 MAD 19.07

125.00%

Local Cheese (1kg)

$11.54 BGN 20.08

$9.40 MAD 91.6

22.77%

Chicken Fillets (1kg)

$8.88 BGN 15.44

$5.27 MAD 51.4

68.50%

Beef Round Steak (1kg)

$17.51 BGN 30.46

$11.29 MAD 110

55.09%

Apples (1kg)

$2.15 BGN 3.74

$1.63 MAD 15.89

31.90%

Banana (1kg)

$2.07 BGN 3.60

$1.42 MAD 13.84

45.77%

Oranges (1kg)

$1.93 BGN 3.37

$0.84 MAD 8.16

129.76%

Tomato (1kg)

$4.25 BGN 7.39

$0.83 MAD 8.08

412.05%

Potato (1kg)

$1.03 BGN 1.79

$0.68 MAD 6.59

51.47%

Onion (1kg)

$0.88 BGN 1.54

$0.74 MAD 7.23

18.92%

Lettuce (1 head)

$1.19 BGN 2.07

$0.25 MAD 2.41

376.00%

Water (1.5 liter bottle)

$0.89 BGN 1.55

$0.60 MAD 5.89

48.33%

Cigarettes 20 Pack (Marlboro, Camel)

$4.23 BGN 7.35

$4.13 MAD 40.25

2.42%

Wine (Bottle)

$7.87 BGN 13.69

$7.64 MAD 74.5

3.01%

Local Beer (0.5 liter bottle)

$1.18 BGN 2.06

$2.23 MAD 21.70

-47.09%

Imported Beer (0.33 liter bottle)

$1.89 BGN 3.29

$2.57 MAD 25.11

-26.46%

One-way Ticket (Public Transport)

$0.93 BGN 1.62

$0.56 MAD 5.43

66.07%

Public Transport Monthly Pass (Regular Price)

$28.30 BGN 49.24

$24.58 MAD 240

15.13%

Taxi Start (Normal Tariff)

$1.68 BGN 2.93

$0.80 MAD 7.76

110.00%

Taxi (Normal Tariff) (1km)

$0.96 BGN 1.68

$0.75 MAD 7.30

28.00%

Taxi 1hour Waiting (Normal Tariff)

$15.36 BGN 26.73

$4.11 MAD 40.03

273.72%

Gasoline (1 liter)

$1.77 BGN 3.09

$1.56 MAD 15.21

13.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K BGN 53.1K

$30.6K MAD 298.5K

-0.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K BGN 43.6K

$30.8K MAD 300.0K

-18.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$157 BGN 273

$34.74 MAD 339

352.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.12 BGN 36.74

$9.99 MAD 97.4

111.41%

Internet (50+ Mbps, Unlimited Data)

$15.32 BGN 26.65

$36.70 MAD 358

-58.26%

Gym Membership (Monthly)

$46.39 BGN 80.7

$23.17 MAD 226

100.22%

Tennis Court (1 Hour on Weekend)

$28.09 BGN 48.87

$5.23 MAD 51.0

437.09%

Cinema Ticket

$10.04 BGN 17.46

$6.25 MAD 60.9

60.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$775 BGN 1,348

$112 MAD 1,094

590.31%

International Primary School, 1 Child (Yearly)

$12.5K BGN 21.8K

$8,278 MAD 80.7K

51.51%

Jeans (Levis 501 Or Similar)

$88.1 BGN 153

$31.91 MAD 311

175.99%

Summer Dress (H&M, Zara, etc)

$41.39 BGN 72.0

$44.34 MAD 432

-6.65%

Sport Shoes (Adidas, Nike)

$107 BGN 186

$81.6 MAD 796

30.85%

Men's Leather Business Shoes

$106 BGN 185

$81.8 MAD 797

29.92%

1-bedroom Apartment, City Center (Monthly)

$770 BGN 1,340

$259 MAD 2,529

196.80%

1-bedroom Apartment, Outside City Center (Monthly)

$602 BGN 1,048

$194 MAD 1,887

211.22%

3-bedroom Apartment, City Center (Monthly)

$1,564 BGN 2,721

$406 MAD 3,955

285.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,036 BGN 1,803

$302 MAD 2,941

243.54%

Buy Apartment in City Center (m2)

$4,567 BGN 7,946

$1,180 MAD 11.5K

286.96%

Buy Apartment Outside City Center (m2)

$3,162 BGN 5,502

$935 MAD 9,119

238.10%

Average Monthly Net Salary (After Tax)

$1,742 BGN 3,031

$233 MAD 2,273

647.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.89

4.5

-35.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sofia: October 19, 2026

Last update for Temara: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sofia

$602 37.6%

Temara

$194 25.9% 67.9% $409

Groceries & Markets

Sofia

$291 18.2%

Temara

$185 24.8% 36.3% $106

Eating Out

Sofia

$254 15.9%

Temara

$111 14.9% 56.3% $143

Monthly Utilities & Internet

Sofia

$194 12.1%

Temara

$81 10.9% 57.9% $112

Clothing & Footwear

Sofia

$154 9.6%

Temara

$108 14.5% 30% $46

Sport & Entertainment

Sofia

$66 4.2%

Temara

$36 4.8% 46.3% $31

Getting Around

Sofia

$39 2.4%

Temara

$31 4.2% 18.6% $7.2

Cost Breakdown

A central one-bedroom costs $770 in Sofia versus $259 in Temara. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 647% higher in Sofia, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $68.0 in Sofia versus $31.00 in Temara. Monthly groceries follow the same trend: $291 vs $185 – making Temara the more affordable choice for daily food spending.

Good to know

🇧🇬 Sofia

🇲🇦 Temara

🕒 Local time

00:56 12:56 AM

22:56 10:56 PM

2 h behind Sofia

🌤 Weather

👥 Population

1,286,383 Capital

313,510

💱 Currency

Bulgarian Lev BGN лв.

Moroccan Dirham MAD د.م.

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

100 MAD = 10.26 USD

100 MAD = 9.12 EUR

Exchange rates and currency converter

MAD, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 20, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Moroccan Dirham exchange rates as of October 20, 2026: 1 USD = 9.75 MAD (1 MAD = 0.103 USD). 1 EUR = 10.96 MAD (100 MAD = 9.12 EUR).

USD to BGN in detail →

On the map

Lowest

Highest

Between locations

Sofia Temara 2,800 km ≈ 4 h nonstop flight

From you

Sofia
Temara

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sofia vs Temara: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,600 in Sofia, $746 in Temara – roughly 114% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,400 per month in Sofia and $1,120 in Temara. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Temara, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,600 in Sofia and $746 in Temara. That's a gap of about 114%.

Public transport costs about 15% less in Temara. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Temara, where all-in costs run around $746, than in Sofia at $1,600. In Temara it covers expenses comfortably, while in Sofia it requires careful planning or may not stretch far enough.

It depends on your priorities. Sofia has an edge in some lifestyle areas, with costs from $746 in Temara to $1,600 in Sofia. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Temara. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sofia makes more sense. Both are solid long-term options with distinct trade-offs.