Last update: Oct 2026

Cost of Living Comparison Between Sofia and Rugby

For one person, living is cheaper in Sofia: $1,594 a month against $2,325 in Rugby, rent and utilities included – about $8,800 less a year. Rent and utilities account for most of the difference.

78

Cost of Living Index in Sofia
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Sofia Living Index
113

Cost of Living Index in Rugby
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Rugby Living Index

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Sofia

🇧🇬 Bulgaria

$1,594

/mo nomad

Rugby

🇬🇧 United Kingdom

$2,325

/mo nomad

Monthly Cost of Living

How much you'll spend in Sofia and in Rugby

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sofia and in Rugby actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,594 in Sofia versus $2,325 in Rugby.

Sofia $1,594
Rugby $2,325

Estimated couple costs with rent: $2,478 in Sofia versus $3,479 in Rugby.

Sofia $2,478
Rugby $3,479

Monthly costs for a family of three with rent: $3,361 in Sofia versus $4,633 in Rugby.

Sofia $3,361
Rugby $4,633

Living in Sofia costs roughly 31% less than in Rugby, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Sofia 18% above, Rugby 72% above.

Meal at Budget Restaurant

$16.87 BGN 29.35

$20.21 £15.16

-16.53%

Three-Course Dinner for Two, Mid-Range

$65.8 BGN 115

$77.8 £58.4

-15.39%

Fast Food Meal (McDonalds, etc)

$11.32 BGN 19.69

$9.15 £6.87

23.72%

Cappuccino

$3.43 BGN 5.98

$4.91 £3.68

-30.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.41 BGN 4.19

$2.14 £1.61

12.62%

Water (0.33 liter bottle)

$1.85 BGN 3.22

$1.47 £1.10

25.85%

Local Beer (0.5 liter draught)

$3.70 BGN 6.44

$6.07 £4.56

-39.04%

Imported Beer (0.33 liter bottle)

$4.58 BGN 7.97

$6.25 £4.69

-26.72%

Milk (1 liter)

$2.02 BGN 3.51

$1.70 £1.28

18.82%

White Bread (500g)

$1.56 BGN 2.72

$1.75 £1.31

-10.86%

Rice (white) (1kg)

$2.33 BGN 4.05

$2.54 £1.91

-8.27%

Eggs

$4.36 BGN 7.59

$3.95 £2.97

10.38%

Local Cheese (1kg)

$11.76 BGN 20.47

$9.00 £6.75

30.67%

Chicken Fillets (1kg)

$8.83 BGN 15.37

$7.95 £5.97

11.07%

Beef Round Steak (1kg)

$17.46 BGN 30.38

$14.82 £11.12

17.81%

Apples (1kg)

$2.15 BGN 3.74

$2.50 £1.87

-14.00%

Banana (1kg)

$1.98 BGN 3.44

$1.75 £1.31

13.14%

Oranges (1kg)

$1.93 BGN 3.37

$2.40 £1.80

-19.58%

Tomato (1kg)

$4.24 BGN 7.37

$3.07 £2.31

38.11%

Potato (1kg)

$1.04 BGN 1.80

$1.59 £1.19

-34.59%

Onion (1kg)

$0.85 BGN 1.48

$1.72 £1.29

-50.58%

Lettuce (1 head)

$1.15 BGN 2.00

$1.29 £0.97

-10.85%

Water (1.5 liter bottle)

$0.89 BGN 1.56

$1.56 £1.17

-42.95%

Cigarettes 20 Pack (Marlboro, Camel)

$4.21 BGN 7.33

$22.02 £16.52

-80.88%

Wine (Bottle)

$7.46 BGN 12.98

$12.03 £9.03

-37.99%

Local Beer (0.5 liter bottle)

$1.15 BGN 2.01

$3.53 £2.65

-67.42%

Imported Beer (0.33 liter bottle)

$1.85 BGN 3.23

$3.30 £2.47

-43.94%

One-way Ticket (Public Transport)

$0.87 BGN 1.51

$2.56 £1.92

-66.02%

Public Transport Monthly Pass (Regular Price)

$28.53 BGN 49.65

$95.9 £71.9

-70.24%

Taxi Start (Normal Tariff)

$1.68 BGN 2.93

$4.66 £3.50

-63.95%

Taxi (Normal Tariff) (1km)

$0.94 BGN 1.63

$1.67 £1.25

-43.71%

Taxi 1hour Waiting (Normal Tariff)

$15.35 BGN 26.70

$23.98 £17.99

-35.99%

Gasoline (1 liter)

$1.69 BGN 2.94

$2.09 £1.57

-19.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.8K BGN 51.9K

$37.7K £28.3K

-20.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K BGN 45.5K

$40.6K £30.4K

-35.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$156 BGN 272

$267 £200

-41.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.56 BGN 37.52

$20.15 £15.12

7.00%

Internet (50+ Mbps, Unlimited Data)

$15.24 BGN 26.51

$47.12 £35.35

-67.66%

Gym Membership (Monthly)

$46.08 BGN 80.2

$56.8 £42.61

-18.87%

Tennis Court (1 Hour on Weekend)

$27.92 BGN 48.58

Cinema Ticket

$10.18 BGN 17.72

$14.75 £11.06

-30.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$774 BGN 1,347

$1,566 £1,175

-50.57%

International Primary School, 1 Child (Yearly)

$12.8K BGN 22.3K

$22.5K £16.9K

-43.15%

Jeans (Levis 501 Or Similar)

$89.9 BGN 157

$105 £79.0

-14.53%

Summer Dress (H&M, Zara, etc)

$41.29 BGN 71.8

$30.79 £23.10

34.10%

Sport Shoes (Adidas, Nike)

$105 BGN 183

$84.6 £63.5

24.27%

Men's Leather Business Shoes

$107 BGN 186

$110 £82.6

-3.11%

1-bedroom Apartment, City Center (Monthly)

$783 BGN 1,362

$1,135 £851

-31.03%

1-bedroom Apartment, Outside City Center (Monthly)

$597 BGN 1,038

$1,031 £774

-42.12%

3-bedroom Apartment, City Center (Monthly)

$1,516 BGN 2,638

$1,773 £1,330

-14.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,030 BGN 1,792

$1,839 £1,380

-43.99%

Buy Apartment in City Center (m2)

$4,350 BGN 7,568

$5,108 £3,832

-14.85%

Buy Apartment Outside City Center (m2)

$3,177 BGN 5,528

$3,853 £2,891

-17.54%

Average Monthly Net Salary (After Tax)

$1,735 BGN 3,019

$4,630 £3,474

-62.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.89

5.09

-43.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sofia: October 13, 2026

Last update for Rugby: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sofia

$597 37.4%

Rugby

$1K 44.4% 72.8% $434

Groceries & Markets

Sofia

$290 18.2%

Rugby

$300 12.9% 3.3% $9.6

Eating Out

Sofia

$255 16%

Rugby

$305 13.1% 19.8% $50

Monthly Utilities & Internet

Sofia

$193 12.1%

Rugby

$334 14.4% 73% $141

Clothing & Footwear

Sofia

$154 9.7%

Rugby

$149 6.4% 3.6% $5.5

Sport & Entertainment

Sofia

$66 4.2%

Rugby

$86 3.7% 29.9% $20

Getting Around

Sofia

$38 2.4%

Rugby

$119 5.1% 210% $81

Cost Breakdown

A one-bedroom apartment in the center runs $783 in Sofia and $1,135 in Rugby. Housing cost is often the main lever when comparing two cities.

Rugby pays 167% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $66.0 in Sofia vs $78.0 in Rugby for a mid-range dinner for two. Groceries echo the gap at $290 vs $300 per month, with Sofia cheaper across the board.

Good to know

🇧🇬 Sofia

🇬🇧 Rugby

🕒 Local time

07:05 7:05 AM

05:05 5:05 AM

2 h behind Sofia

🌤 Weather

👥 Population

1,286,383 Capital

70,628

💱 Currency

Bulgarian Lev BGN лв.

British Pound GBP £

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 18, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

British Pound exchange rates as of October 18, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

USD to BGN in detail →

On the map

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Between locations

Sofia Rugby 2,120 km ≈ 3 h 15 min nonstop flight

From you

Sofia
Rugby

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sofia vs Rugby: Cost of Living - Frequently Asked Questions

Sofia is cheaper overall, especially in groceries, eating out, and leisure. The 46% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 167% lower in Rugby. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $783 in Sofia versus $1,135 in Rugby. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Sofia – a meal for two runs $66.0 versus $78.0 in Rugby. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,594 per month in Sofia versus $2,325 in Rugby – a 46% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,594 in Sofia versus $2,325 in Rugby, a $2,000 budget is realistic in Sofia but tight or insufficient in Rugby. The gap between the two cities makes Sofia the clear choice for anyone on this budget.

For families, Sofia is more practical. Housing and childcare are both notably cheaper than in Rugby, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Sofia and Rugby are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sofia gentler on the wallet – expenses run 46% less than in Rugby. Beyond cost, consider language, visa policies, and how big the international community is in each city.