Last update: Oct 2026

Cost of Living Comparison Between Sofia and Oyo

For one person, living is cheaper in Oyo: $626 a month against $1,594 in Sofia, rent and utilities included – about $11,600 less a year. Rent and utilities account for about half of the difference.

78

Cost of Living Index in Sofia
Learn more

Sofia Living Index
30

Cost of Living Index in Oyo
Learn more

Oyo Living Index

Jump to prices

Sofia

🇧🇬 Bulgaria

$1,594

/mo nomad

Oyo

🇳🇬 Nigeria

$626

/mo nomad

Monthly Cost of Living

How much you'll spend in Sofia and in Oyo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sofia and in Oyo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,594 in Sofia versus $626 in Oyo.

Sofia $1,594
Oyo $626

Estimated couple costs with rent: $2,478 in Sofia versus $1,161 in Oyo.

Sofia $2,478
Oyo $1,161

Monthly costs for a family of three with rent: $3,361 in Sofia versus $1,695 in Oyo.

Sofia $3,361
Oyo $1,695

Living in Sofia is roughly 155% more expensive than in Oyo, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Sofia is 18% above, Oyo is 54% below.

Meal at Budget Restaurant

$16.87 BGN 29.35

$3.72 ₦4,947

353.49%

Three-Course Dinner for Two, Mid-Range

$65.8 BGN 115

$50.8 ₦67.5K

29.65%

Fast Food Meal (McDonalds, etc)

$11.32 BGN 19.69

$7.48 ₦9,946

51.34%

Cappuccino

$3.43 BGN 5.98

$2.79 ₦3,711

22.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.41 BGN 4.19

$0.40 ₦536

502.50%

Water (0.33 liter bottle)

$1.85 BGN 3.22

$0.12 ₦166

1441.67%

Local Beer (0.5 liter draught)

$3.70 BGN 6.44

$0.39 ₦520

848.72%

Imported Beer (0.33 liter bottle)

$4.58 BGN 7.97

$0.51 ₦677

798.04%

Milk (1 liter)

$2.02 BGN 3.51

$3.08 ₦4,090

-34.42%

White Bread (500g)

$1.56 BGN 2.72

$0.52 ₦691

200.00%

Rice (white) (1kg)

$2.33 BGN 4.05

$0.89 ₦1,182

161.80%

Eggs

$4.36 BGN 7.59

$2.25 ₦2,994

93.78%

Local Cheese (1kg)

$11.76 BGN 20.47

$3.61 ₦4,799

225.76%

Chicken Fillets (1kg)

$8.83 BGN 15.37

$3.88 ₦5,167

127.58%

Beef Round Steak (1kg)

$17.46 BGN 30.38

$4.54 ₦6,035

284.58%

Apples (1kg)

$2.15 BGN 3.74

$1.65 ₦2,189

30.30%

Banana (1kg)

$1.98 BGN 3.44

$1.28 ₦1,703

54.69%

Oranges (1kg)

$1.93 BGN 3.37

$1.14 ₦1,519

69.30%

Tomato (1kg)

$4.24 BGN 7.37

$1.29 ₦1,714

228.68%

Potato (1kg)

$1.04 BGN 1.80

$1.32 ₦1,754

-21.21%

Onion (1kg)

$0.85 BGN 1.48

$1.35 ₦1,792

-37.04%

Lettuce (1 head)

$1.15 BGN 2.00

$0.89 ₦1,181

29.21%

Water (1.5 liter bottle)

$0.89 BGN 1.56

$0.31 ₦417

187.10%

Cigarettes 20 Pack (Marlboro, Camel)

$4.21 BGN 7.33

$0.55 ₦731

665.45%

Wine (Bottle)

$7.46 BGN 12.98

$2.52 ₦3,350

196.03%

Local Beer (0.5 liter bottle)

$1.15 BGN 2.01

$0.36 ₦484

219.44%

Imported Beer (0.33 liter bottle)

$1.85 BGN 3.23

$0.49 ₦656

277.55%

One-way Ticket (Public Transport)

$0.87 BGN 1.51

$0.37 ₦488

135.14%

Public Transport Monthly Pass (Regular Price)

$28.53 BGN 49.65

$14.98 ₦19.9K

90.45%

Taxi Start (Normal Tariff)

$1.68 BGN 2.93

$0.67 ₦891

150.75%

Taxi (Normal Tariff) (1km)

$0.94 BGN 1.63

$0.92 ₦1,222

2.17%

Taxi 1hour Waiting (Normal Tariff)

$15.35 BGN 26.70

$2.24 ₦2,982

585.27%

Gasoline (1 liter)

$1.69 BGN 2.94

$0.82 ₦1,096

106.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.8K BGN 51.9K

$11.4K ₦15.1M

162.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K BGN 45.5K

$13.9K ₦18.4M

88.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$156 BGN 272

$14.96 ₦19.9K

943.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.56 BGN 37.52

$14.73 ₦19.6K

46.37%

Internet (50+ Mbps, Unlimited Data)

$15.24 BGN 26.51

$33.32 ₦44.3K

-54.26%

Gym Membership (Monthly)

$46.08 BGN 80.2

$14.81 ₦19.7K

211.14%

Tennis Court (1 Hour on Weekend)

$27.92 BGN 48.58

$4.69 ₦6,235

495.31%

Cinema Ticket

$10.18 BGN 17.72

$6.19 ₦8,230

64.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$774 BGN 1,347

$658 ₦875.1K

17.67%

International Primary School, 1 Child (Yearly)

$12.8K BGN 22.3K

$19.9K ₦26.5M

-35.74%

Jeans (Levis 501 Or Similar)

$89.9 BGN 157

$6.07 ₦8,075

1381.71%

Summer Dress (H&M, Zara, etc)

$41.29 BGN 71.8

$17.88 ₦23.8K

130.93%

Sport Shoes (Adidas, Nike)

$105 BGN 183

$14.98 ₦19.9K

601.80%

Men's Leather Business Shoes

$107 BGN 186

$10.71 ₦14.2K

896.36%

1-bedroom Apartment, City Center (Monthly)

$783 BGN 1,362

$432 ₦574.1K

81.31%

1-bedroom Apartment, Outside City Center (Monthly)

$597 BGN 1,038

$260 ₦345.9K

129.50%

3-bedroom Apartment, City Center (Monthly)

$1,516 BGN 2,638

$1,111 ₦1.5M

36.52%

3-bedroom Apartment, Outside City Center (Monthly)

$1,030 BGN 1,792

$689 ₦916.8K

49.44%

Buy Apartment in City Center (m2)

$4,350 BGN 7,568

$751 ₦998.8K

479.23%

Buy Apartment Outside City Center (m2)

$3,177 BGN 5,528

$187 ₦249.1K

1596.44%

Average Monthly Net Salary (After Tax)

$1,735 BGN 3,019

$33.32 ₦44.3K

5107.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.89

-71.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sofia: October 13, 2026

Last update for Oyo: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sofia

$597 37.4%

Oyo

$260 41.5% 56.4% $337

Groceries & Markets

Sofia

$290 18.2%

Oyo

$141 22.5% 51.4% $149

Eating Out

Sofia

$255 16%

Oyo

$91 14.5% 64.4% $164

Monthly Utilities & Internet

Sofia

$193 12.1%

Oyo

$63 10.1% 67.3% $130

Clothing & Footwear

Sofia

$154 9.7%

Oyo

$22 3.6% 85.5% $132

Sport & Entertainment

Sofia

$66 4.2%

Oyo

$27 4.3% 59.1% $39

Getting Around

Sofia

$38 2.4%

Oyo

$22 3.5% 43.4% $17

Cost Breakdown

A one-bedroom apartment in the center runs $783 in Sofia and $432 in Oyo. Housing cost is often the main lever when comparing two cities.

Sofia pays 5108% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $66.0 in Sofia vs $51.0 in Oyo for a mid-range dinner for two. Groceries echo the gap at $290 vs $141 per month, with Oyo cheaper across the board.

Good to know

🇧🇬 Sofia

🇳🇬 Oyo

🕒 Local time

21:38 9:38 PM

19:38 7:38 PM

2 h behind Sofia

🌤 Weather

👥 Population

1,286,383 Capital

736,100

💱 Currency

Bulgarian Lev BGN лв.

Nigerian Naira NGN ₦

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

10,000 NGN = 7.52 USD

10,000 NGN = 6.69 EUR

Exchange rates and currency converter

NGN, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 17, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Nigerian Naira exchange rates as of October 17, 2026: 1 USD = 1,330 NGN (10,000 NGN = 7.52 USD). 1 EUR = 1,496 NGN (10,000 NGN = 6.69 EUR).

USD to BGN in detail →

On the map

Lowest

Highest

Between locations

Sofia Oyo 4,310 km ≈ 6 h nonstop flight

From you

Sofia
Oyo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sofia vs Oyo: Cost of Living - Frequently Asked Questions

Oyo is cheaper overall, especially in groceries, eating out, and clothing. The 155% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 5108% higher in Sofia, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $783 in Sofia versus $432 in Oyo. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Oyo – a meal for two runs $51.0 versus $66.0 in Sofia. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,594 per month in Sofia versus $626 in Oyo – a 155% gap that adds up to real savings over time for anyone picking the cheaper option.

At $626 in Oyo versus $1,594 in Sofia, a $1,500 budget is realistic in Oyo but tight or insufficient in Sofia. The gap between the two cities makes Oyo the clear choice for anyone on this budget.

For families, Oyo is more practical. Housing and childcare are both notably cheaper than in Sofia, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Sofia and Oyo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Oyo gentler on the wallet – expenses run 155% less than in Sofia. Beyond cost, consider language, visa policies, and how big the international community is in each city.