Last update: Oct 2026

Cost of Living Comparison Between Sofia and Havirov

For one person, living is cheaper in Havirov: $1,211 a month against $1,594 in Sofia, rent and utilities included – about $4,600 less a year. Rent and utilities account for most of the difference.

78

Cost of Living Index in Sofia
Learn more

Sofia Living Index
59

Cost of Living Index in Havirov
Learn more

Havirov Living Index

Jump to prices

Sofia

🇧🇬 Bulgaria

$1,594

/mo nomad

Havirov

🇨🇿 Czech Republic

$1,211

/mo nomad

Monthly Cost of Living

How much you'll spend in Sofia and in Havirov

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sofia and in Havirov actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,594 in Sofia versus $1,211 in Havirov.

Sofia $1,594
Havirov $1,211

Estimated couple costs with rent: $2,478 in Sofia versus $1,834 in Havirov.

Sofia $2,478
Havirov $1,834

Monthly costs for a family of three with rent: $3,361 in Sofia versus $2,456 in Havirov.

Sofia $3,361
Havirov $2,456

Living in Sofia is roughly 32% more expensive than in Havirov, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Sofia is 18% above, Havirov is 10% below.

Meal at Budget Restaurant

$16.87 BGN 29.35

$8.04 Kč 174

109.83%

Three-Course Dinner for Two, Mid-Range

$65.8 BGN 115

$46.21 Kč 999

42.42%

Fast Food Meal (McDonalds, etc)

$11.32 BGN 19.69

$8.02 Kč 173

41.15%

Cappuccino

$3.43 BGN 5.98

$2.73 Kč 59.1

25.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.41 BGN 4.19

$1.91 Kč 41.23

26.18%

Water (0.33 liter bottle)

$1.85 BGN 3.22

$1.39 Kč 30.07

33.09%

Local Beer (0.5 liter draught)

$3.70 BGN 6.44

$2.36 Kč 51.0

56.78%

Imported Beer (0.33 liter bottle)

$4.58 BGN 7.97

$2.08 Kč 45.07

120.19%

Milk (1 liter)

$2.02 BGN 3.51

$1.08 Kč 23.25

87.04%

White Bread (500g)

$1.56 BGN 2.72

$1.52 Kč 32.90

2.63%

Rice (white) (1kg)

$2.33 BGN 4.05

$2.56 Kč 55.3

-8.98%

Eggs

$4.36 BGN 7.59

$3.16 Kč 68.4

37.97%

Local Cheese (1kg)

$11.76 BGN 20.47

$11.65 Kč 252

0.94%

Chicken Fillets (1kg)

$8.83 BGN 15.37

$8.33 Kč 180

6.00%

Beef Round Steak (1kg)

$17.46 BGN 30.38

$13.25 Kč 286

31.77%

Apples (1kg)

$2.15 BGN 3.74

$1.65 Kč 35.69

30.30%

Banana (1kg)

$1.98 BGN 3.44

$1.74 Kč 37.65

13.79%

Oranges (1kg)

$1.93 BGN 3.37

$2.22 Kč 48.01

-13.06%

Tomato (1kg)

$4.24 BGN 7.37

$3.82 Kč 82.6

10.99%

Potato (1kg)

$1.04 BGN 1.80

$0.95 Kč 20.47

9.47%

Onion (1kg)

$0.85 BGN 1.48

$0.90 Kč 19.49

-5.56%

Lettuce (1 head)

$1.15 BGN 2.00

$1.59 Kč 34.36

-27.67%

Water (1.5 liter bottle)

$0.89 BGN 1.56

$0.73 Kč 15.81

21.92%

Cigarettes 20 Pack (Marlboro, Camel)

$4.21 BGN 7.33

$7.80 Kč 169

-46.03%

Wine (Bottle)

$7.46 BGN 12.98

$6.27 Kč 136

18.98%

Local Beer (0.5 liter bottle)

$1.15 BGN 2.01

$0.97 Kč 20.90

18.56%

Imported Beer (0.33 liter bottle)

$1.85 BGN 3.23

$1.89 Kč 40.86

-2.12%

One-way Ticket (Public Transport)

$0.87 BGN 1.51

$1.11 Kč 23.98

-21.62%

Public Transport Monthly Pass (Regular Price)

$28.53 BGN 49.65

$24.79 Kč 536

15.09%

Taxi Start (Normal Tariff)

$1.68 BGN 2.93

$2.22 Kč 48.08

-24.32%

Taxi (Normal Tariff) (1km)

$0.94 BGN 1.63

$1.31 Kč 28.43

-28.24%

Taxi 1hour Waiting (Normal Tariff)

$15.35 BGN 26.70

$13.88 Kč 300

10.59%

Gasoline (1 liter)

$1.69 BGN 2.94

$1.73 Kč 37.39

-2.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.8K BGN 51.9K

$31.2K Kč 674.6K

-4.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K BGN 45.5K

$29.9K Kč 646.1K

-12.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$156 BGN 272

$278 Kč 6,016

-43.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.56 BGN 37.52

$24.81 Kč 536

-13.10%

Internet (50+ Mbps, Unlimited Data)

$15.24 BGN 26.51

$18.03 Kč 390

-15.47%

Gym Membership (Monthly)

$46.08 BGN 80.2

$29.67 Kč 642

55.31%

Tennis Court (1 Hour on Weekend)

$27.92 BGN 48.58

$17.39 Kč 376

60.55%

Cinema Ticket

$10.18 BGN 17.72

$8.88 Kč 192

14.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$774 BGN 1,347

$309 Kč 6,679

150.67%

International Primary School, 1 Child (Yearly)

$12.8K BGN 22.3K

$9,457 Kč 204.5K

35.39%

Jeans (Levis 501 Or Similar)

$89.9 BGN 157

$76.1 Kč 1,647

18.12%

Summer Dress (H&M, Zara, etc)

$41.29 BGN 71.8

$36.65 Kč 793

12.66%

Sport Shoes (Adidas, Nike)

$105 BGN 183

$96.2 Kč 2,081

9.27%

Men's Leather Business Shoes

$107 BGN 186

$104 Kč 2,247

2.70%

1-bedroom Apartment, City Center (Monthly)

$783 BGN 1,362

$302 Kč 6,521

159.54%

1-bedroom Apartment, Outside City Center (Monthly)

$597 BGN 1,038

$261 Kč 5,637

128.96%

3-bedroom Apartment, City Center (Monthly)

$1,516 BGN 2,638

$582 Kč 12.6K

160.40%

3-bedroom Apartment, Outside City Center (Monthly)

$1,030 BGN 1,792

$486 Kč 10.5K

112.16%

Buy Apartment in City Center (m2)

$4,350 BGN 7,568

$2,025 Kč 43.8K

114.82%

Buy Apartment Outside City Center (m2)

$3,177 BGN 5,528

$1,524 Kč 33.0K

108.49%

Average Monthly Net Salary (After Tax)

$1,735 BGN 3,019

$1,135 Kč 24.5K

52.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.89

5.06

-42.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sofia: October 13, 2026

Last update for Havirov: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sofia

$597 37.4%

Havirov

$261 21.5% 56.3% $336

Groceries & Markets

Sofia

$290 18.2%

Havirov

$253 20.9% 13% $38

Eating Out

Sofia

$255 16%

Havirov

$150 12.4% 41% $104

Monthly Utilities & Internet

Sofia

$193 12.1%

Havirov

$321 26.5% 66.4% $128

Clothing & Footwear

Sofia

$154 9.7%

Havirov

$141 11.6% 8.8% $14

Sport & Entertainment

Sofia

$66 4.2%

Havirov

$47 3.9% 28.6% $19

Getting Around

Sofia

$38 2.4%

Havirov

$38 3.1% 0.9% $0.4

Cost Breakdown

A one-bedroom apartment in the center runs $783 in Sofia and $302 in Havirov. Housing cost is often the main lever when comparing two cities.

Sofia pays 53% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $66.0 in Sofia vs $46.00 in Havirov for a mid-range dinner for two. Groceries echo the gap at $290 vs $253 per month, with Havirov cheaper across the board.

Good to know

🇧🇬 Sofia

🇨🇿 Havirov

🕒 Local time

19:00 7:00 PM

18:00 6:00 PM

1 h behind Sofia

🌤 Weather

👥 Population

1,286,383 Capital

80,549

💱 Currency

Bulgarian Lev BGN лв.

Czech Koruna CZK Kč

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

100 CZK = 4.62 USD

100 CZK = 4.11 EUR

Exchange rates and currency converter

CZK, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 18, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Czech Koruna exchange rates as of October 18, 2026: 1 USD = 21.63 CZK (100 CZK = 4.62 USD). 1 EUR = 24.31 CZK (100 CZK = 4.11 EUR).

USD to BGN in detail →

On the map

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Between locations

Sofia Havirov 870 km ≈ 1 h 30 min nonstop flight

From you

Sofia
Havirov

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sofia vs Havirov: Cost of Living - Frequently Asked Questions

Havirov is cheaper overall, especially in groceries, eating out, and clothing. The 32% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 53% higher in Sofia, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $783 in Sofia versus $302 in Havirov. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,594 per month in Sofia versus $1,211 in Havirov – a 32% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Havirov runs roughly 15% less than in Sofia. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,211 in Havirov versus $1,594 in Sofia, a $1,500 budget is realistic in Havirov but tight or insufficient in Sofia. The gap between the two cities makes Havirov the clear choice for anyone on this budget.

For families, Havirov is more practical. Housing and childcare are both notably cheaper than in Sofia, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Sofia and Havirov are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Havirov gentler on the wallet – expenses run 32% less than in Sofia. Beyond cost, consider language, visa policies, and how big the international community is in each city.