Last update: Nov 2026

Cost of Living Comparison Between Sofia and Az-Zarqa

For one person, living is cheaper in Az-Zarqa: $716 a month against $1,585 in Sofia, rent and utilities included – about $10,400 less a year. Rent and utilities account for most of the difference.

Sofia, Bulgaria
Az-Zarqa, Jordan
Sofia
🇧🇬 Bulgaria
$1,585
/mo nomad
Az-Zarqa
🇯🇴 Jordan
$716
/mo nomad
Monthly Cost of Living

How much you'll spend in Sofia and in Az-Zarqa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sofia and in Az-Zarqa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,585 in Sofia versus $716 in Az-Zarqa.

  • Sofia $1,585
  • Az-Zarqa $716

Estimated couple costs with rent: $2,486 in Sofia versus $1,083 in Az-Zarqa.

  • Sofia $2,486
  • Az-Zarqa $1,083

Monthly costs for a family of three with rent: $3,387 in Sofia versus $1,450 in Az-Zarqa.

  • Sofia $3,387
  • Az-Zarqa $1,450

Living in Sofia is roughly 122% more expensive than in Az-Zarqa, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Sofia is 17% above, Az-Zarqa is 47% below.

Currency
🍽 Eating Out
Sofia
Az-Zarqa
Difference
Meal at Budget Restaurant
$16.57 BGN 28.84
$4.30 JOD 3.04
285.35%
Three-Course Dinner for Two, Mid-Range
$67.7 BGN 118
$24.92 JOD 17.64
171.59%
Fast Food Meal (McDonalds, etc)
$11.68 BGN 20.33
$5.59 JOD 3.95
108.94%
Cappuccino
$3.41 BGN 5.93
$0.80 JOD 0.57
326.25%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.36 BGN 4.11
$0.44 JOD 0.31
436.36%
Water (0.33 liter bottle)
$1.67 BGN 2.91
$0.35 JOD 0.25
377.14%
Local Beer (0.5 liter draught)
$3.99 BGN 6.94
$4.16 JOD 2.95
-4.09%
Imported Beer (0.33 liter bottle)
$4.53 BGN 7.88
$10.85 JOD 7.68
-58.25%
🛒 Groceries & Markets
Sofia
Az-Zarqa
Difference
Milk (1 liter)
$1.94 BGN 3.38
$1.44 JOD 1.02
34.72%
White Bread (500g)
$1.55 BGN 2.70
$0.44 JOD 0.31
252.27%
Rice (white) (1kg)
$2.35 BGN 4.09
$1.54 JOD 1.09
52.60%
Eggs
$4.60 BGN 8.00
$1.78 JOD 1.26
158.43%
Local Cheese (1kg)
$11.47 BGN 19.96
$5.05 JOD 3.58
127.13%
Chicken Fillets (1kg)
$8.65 BGN 15.04
$5.33 JOD 3.77
62.29%
Beef Round Steak (1kg)
$17.34 BGN 30.17
$8.41 JOD 5.95
106.18%
Apples (1kg)
$2.15 BGN 3.73
$1.49 JOD 1.06
44.30%
Banana (1kg)
$1.98 BGN 3.45
$1.28 JOD 0.90
54.69%
Oranges (1kg)
$1.83 BGN 3.18
$1.19 JOD 0.84
53.78%
Tomato (1kg)
$4.27 BGN 7.43
$0.63 JOD 0.45
577.78%
Potato (1kg)
$1.04 BGN 1.82
$0.85 JOD 0.60
22.35%
Onion (1kg)
$0.89 BGN 1.54
$0.87 JOD 0.61
2.30%
Lettuce (1 head)
$1.19 BGN 2.06
$0.59 JOD 0.42
101.69%
Water (1.5 liter bottle)
$0.83 BGN 1.45
$0.50 JOD 0.36
66.00%
Cigarettes 20 Pack (Marlboro, Camel)
$4.40 BGN 7.66
$3.57 JOD 2.53
23.25%
Wine (Bottle)
$7.42 BGN 12.91
$7.02 JOD 4.97
5.70%
Local Beer (0.5 liter bottle)
$1.16 BGN 2.01
$4.31 JOD 3.05
-73.09%
Imported Beer (0.33 liter bottle)
$1.90 BGN 3.30
$4.28 JOD 3.03
-55.61%
🚌 Getting Around
Sofia
Az-Zarqa
Difference
One-way Ticket (Public Transport)
$0.92 BGN 1.60
$0.60 JOD 0.42
53.33%
Public Transport Monthly Pass (Regular Price)
$28.11 BGN 48.91
$21.43 JOD 15.17
31.17%
Taxi Start (Normal Tariff)
$1.67 BGN 2.90
$0.63 JOD 0.45
165.08%
Taxi (Normal Tariff) (1km)
$0.85 BGN 1.49
$1.37 JOD 0.97
-37.96%
Taxi 1hour Waiting (Normal Tariff)
$16.59 BGN 28.87
$5.03 JOD 3.56
229.82%
Gasoline (1 liter)
$1.74 BGN 3.03
$1.46 JOD 1.03
19.18%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.9K BGN 52.1K
$16.9K JOD 11.9K
77.63%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.0K BGN 43.5K
$22.1K JOD 15.7K
13.03%
🧾 Monthly Utilities & Internet
Sofia
Az-Zarqa
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$158 BGN 275
$132 JOD 93.6
19.38%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$21.27 BGN 37.01
$12.99 JOD 9.20
63.74%
Internet (50+ Mbps, Unlimited Data)
$15.12 BGN 26.30
$28.75 JOD 20.35
-47.41%
🎉 Sport & Entertainment
Sofia
Az-Zarqa
Difference
Gym Membership (Monthly)
$46.85 BGN 81.5
$28.65 JOD 20.28
63.53%
Tennis Court (1 Hour on Weekend)
$27.82 BGN 48.41
$13.83 JOD 9.79
101.16%
Cinema Ticket
$10.00 BGN 17.39
$9.75 JOD 6.90
2.56%
🧸 Childcare & Education
Sofia
Az-Zarqa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$815 BGN 1,419
$213 JOD 151
283.17%
International Primary School, 1 Child (Yearly)
$14.6K BGN 25.5K
$4,297 JOD 3,041
240.84%
👕👟 Clothing & Footwear
Sofia
Az-Zarqa
Difference
Jeans (Levis 501 Or Similar)
$87.1 BGN 152
$21.45 JOD 15.18
306.01%
Summer Dress (H&M, Zara, etc)
$38.28 BGN 66.6
$13.97 JOD 9.89
174.02%
Sport Shoes (Adidas, Nike)
$106 BGN 184
$44.20 JOD 31.28
138.91%
Men's Leather Business Shoes
$107 BGN 187
$40.72 JOD 28.82
163.21%
🏠 Accommodation & Living
Sofia
Az-Zarqa
Difference
1-bedroom Apartment, City Center (Monthly)
$769 BGN 1,338
$164 JOD 116
368.40%
1-bedroom Apartment, Outside City Center (Monthly)
$593 BGN 1,032
$123 JOD 86.9
383.26%
3-bedroom Apartment, City Center (Monthly)
$1,530 BGN 2,662
$305 JOD 216
400.77%
3-bedroom Apartment, Outside City Center (Monthly)
$1,061 BGN 1,846
$243 JOD 172
336.70%
Buy Apartment in City Center (m2)
$4,526 BGN 7,875
$564 JOD 399
702.75%
Buy Apartment Outside City Center (m2)
$3,109 BGN 5,410
$348 JOD 246
793.11%
💵 Salaries & Financials
Sofia
Az-Zarqa
Difference
Average Monthly Net Salary (After Tax)
$1,780 BGN 3,098
$499 JOD 353
256.61%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.89
6.94
-58.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sofia: November 1, 2026

Last update for Az-Zarqa: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Sofia
$593
Az-Zarqa
$123 79.3% $470
Groceries & Markets
Sofia
$288
Az-Zarqa
$179 37.8% $109
Eating Out
Sofia
$254
Az-Zarqa
$106 58% $147
Monthly Utilities & Internet
Sofia
$194
Az-Zarqa
$174 10.4% $20
Clothing & Footwear
Sofia
$152
Az-Zarqa
$54 64.4% $98
Sport & Entertainment
Sofia
$67
Az-Zarqa
$48 28% $19
Getting Around
Sofia
$38
Az-Zarqa
$31 17% $6.4

Cost Breakdown

A one-bedroom apartment in the center runs $769 in Sofia and $164 in Az-Zarqa. Housing cost is often the main lever when comparing two cities.

Sofia pays about 3.6 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $68 in Sofia vs $25 in Az-Zarqa for a mid-range dinner for two. Groceries echo the gap at $288 vs $179 per month, with Az-Zarqa cheaper across the board.

Good to know
🇧🇬 Sofia
🇯🇴 Az-Zarqa
🕒 Local time
06:34 6:34 AM
07:34 7:34 AM
1 h ahead of Sofia
🌤 Weather
👥 Population
1,286,383 Capital
395,227
💱 Currency
Bulgarian Lev BGN лв.
Exchange rates and currency converter

JOD, USD, EUR to BGN – Bulgarian Lev Converter

Bulgarian Lev exchange rates as of November 6, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.95 BGN (1 BGN = 0.512 EUR).

Jordanian Dinar exchange rates as of November 6, 2026: 1 USD = 0.708 JOD (1 JOD = 1.41 USD). 1 EUR = 0.795 JOD (1 JOD = 1.26 EUR).

On the map
Between locations
  • Sofia Az-Zarqa 1,630 km ≈ 2 h 30 min nonstop flight
From you
  • Sofia
  • Az-Zarqa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sofia vs Az-Zarqa: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Sofia and in Az-Zarqa?
Total monthly costs including rent come to $1,585 in Sofia and $716 in Az-Zarqa, so Az-Zarqa is about 55% cheaper – a gap that matters a lot on a fixed or modest income.
Which city pays better: Sofia or Az-Zarqa?
Average pay in Sofia is about 3.6 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Sofia and in Az-Zarqa?
Rent for a central apartment: $769 in Sofia versus $164 in Az-Zarqa. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: Sofia or Az-Zarqa?
All in, you’ll spend $1,585 per month in Sofia versus $716 in Az-Zarqa – Az-Zarqa is about 55% cheaper, which adds up to real savings over time.
How do commuting costs compare in Sofia and in Az-Zarqa?
A monthly transit pass in Az-Zarqa runs roughly 24% less than in Sofia. The price difference matters if you commute daily and watch your budget.
Which city is more doable on $1,200 per month?
At $716 in Az-Zarqa versus $1,585 in Sofia, a $1,200 budget is realistic in Az-Zarqa but tight or insufficient in Sofia. The gap between the two cities makes Az-Zarqa the clear choice for anyone on this budget.
How does quality of life compare between Sofia and Az-Zarqa?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Sofia or Az-Zarqa?
Expats usually find Az-Zarqa gentler on the wallet – expenses run 55% less than in Sofia. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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