Last update: Nov 2026

Cost of Living Comparison Between Singapore and Homagama

For one person, living is cheaper in Homagama: $511 a month against $3,594 in Singapore, rent and utilities included – about $37,000 less a year. Rent and utilities account for most of the difference.

Singapore, Singapore
Homagama, Sri Lanka
Singapore
🇸🇬 Singapore
$3,594
/mo nomad
Homagama
🇱🇰 Sri Lanka
$511
/mo nomad
Monthly Cost of Living

How much you'll spend in Singapore and in Homagama

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Homagama actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,594 in Singapore versus $511 in Homagama.

  • Singapore $3,594
  • Homagama $511

Estimated couple costs with rent: $5,314 in Singapore versus $829 in Homagama.

  • Singapore $5,314
  • Homagama $829

Monthly costs for a family of three with rent: $7,033 in Singapore versus $1,147 in Homagama.

  • Singapore $7,033
  • Homagama $1,147

Living in Singapore is roughly 604% more expensive than in Homagama, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Singapore is 166% above, Homagama is 62% below.

Currency
🍽 Eating Out
Singapore
Homagama
Difference
Meal at Budget Restaurant
$11.58 SGD 14.85
$3.87 LKR 1,288
199.22%
Three-Course Dinner for Two, Mid-Range
$70.7 SGD 90.6
$24.68 LKR 8,207
186.26%
Fast Food Meal (McDonalds, etc)
$8.46 SGD 10.85
$7.42 LKR 2,466
14.02%
Cappuccino
$5.18 SGD 6.65
$2.48 LKR 826
108.87%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.84 SGD 2.36
$0.69 LKR 229
166.67%
Water (0.33 liter bottle)
$1.23 SGD 1.58
$0.27 LKR 90.1
355.56%
Local Beer (0.5 liter draught)
$9.50 SGD 12.18
$2.24 LKR 744
324.11%
Imported Beer (0.33 liter bottle)
$9.86 SGD 12.65
$2.95 LKR 982
234.24%
🛒 Groceries & Markets
Singapore
Homagama
Difference
Milk (1 liter)
$3.02 SGD 3.87
$1.55 LKR 517
94.84%
White Bread (500g)
$2.67 SGD 3.42
$0.53 LKR 176
403.77%
Rice (white) (1kg)
$2.77 SGD 3.55
$0.76 LKR 252
264.47%
Eggs
$3.72 SGD 4.77
$1.65 LKR 548
125.45%
Local Cheese (1kg)
$21.01 SGD 26.94
$15.52 LKR 5,160
35.37%
Chicken Fillets (1kg)
$9.95 SGD 12.76
$4.93 LKR 1,640
101.83%
Beef Round Steak (1kg)
$25.13 SGD 32.23
$7.62 LKR 2,535
229.79%
Apples (1kg)
$4.59 SGD 5.89
$6.75 LKR 2,245
-32.00%
Banana (1kg)
$3.09 SGD 3.96
$0.82 LKR 273
276.83%
Oranges (1kg)
$4.64 SGD 5.95
$4.17 LKR 1,387
11.27%
Tomato (1kg)
$2.18 SGD 2.79
$1.32 LKR 439
65.15%
Potato (1kg)
$2.33 SGD 2.99
$1.07 LKR 356
117.76%
Onion (1kg)
$2.31 SGD 2.97
$0.83 LKR 277
178.31%
Lettuce (1 head)
$1.86 SGD 2.39
$1.21 LKR 402
53.72%
Water (1.5 liter bottle)
$1.55 SGD 1.98
$0.45 LKR 151
244.44%
Cigarettes 20 Pack (Marlboro, Camel)
$14.11 SGD 18.10
$10.36 LKR 3,446
36.20%
Wine (Bottle)
$23.24 SGD 29.81
$13.37 LKR 4,447
73.82%
Local Beer (0.5 liter bottle)
$4.73 SGD 6.07
$1.94 LKR 645
143.81%
Imported Beer (0.33 liter bottle)
$4.79 SGD 6.14
$2.92 LKR 971
64.04%
🚌 Getting Around
Singapore
Homagama
Difference
One-way Ticket (Public Transport)
$1.53 SGD 1.96
-
-
Public Transport Monthly Pass (Regular Price)
$96.5 SGD 124
-
-
Taxi Start (Normal Tariff)
$3.58 SGD 4.60
$0.40 LKR 134
795.00%
Taxi (Normal Tariff) (1km)
$0.76 SGD 0.98
$0.33 LKR 111
130.30%
Taxi 1hour Waiting (Normal Tariff)
$16.98 SGD 21.77
$0.86 LKR 284
1874.42%
Gasoline (1 liter)
$2.46 SGD 3.15
$1.38 LKR 460
78.26%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$159.4K SGD 204.4K
$44.3K LKR 14.7M
259.98%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$155.7K SGD 199.7K
$44.8K LKR 14.9M
247.29%
🧾 Monthly Utilities & Internet
Singapore
Homagama
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$168 SGD 215
$57.2 LKR 19.0K
193.76%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.24 SGD 15.69
$4.11 LKR 1,365
197.81%
Internet (50+ Mbps, Unlimited Data)
$28.18 SGD 36.14
$20.45 LKR 6,800
37.80%
🎉 Sport & Entertainment
Singapore
Homagama
Difference
Gym Membership (Monthly)
$111 SGD 142
-
-
Tennis Court (1 Hour on Weekend)
$11.60 SGD 14.88
-
-
Cinema Ticket
$12.24 SGD 15.70
$4.43 LKR 1,474
176.30%
🧸 Childcare & Education
Singapore
Homagama
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,899 SGD 2,435
$40.72 LKR 13.5K
4562.87%
International Primary School, 1 Child (Yearly)
$39.1K SGD 50.2K
$17.4K LKR 5.8M
125.19%
👕👟 Clothing & Footwear
Singapore
Homagama
Difference
Jeans (Levis 501 Or Similar)
$79.6 SGD 102
$18.36 LKR 6,106
333.77%
Summer Dress (H&M, Zara, etc)
$50.7 SGD 65.0
$17.40 LKR 5,785
191.32%
Sport Shoes (Adidas, Nike)
$112 SGD 143
$78.6 LKR 26.1K
41.93%
Men's Leather Business Shoes
$125 SGD 160
$41.13 LKR 13.7K
202.80%
🏠 Accommodation & Living
Singapore
Homagama
Difference
1-bedroom Apartment, City Center (Monthly)
$3,191 SGD 4,093
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$2,257 SGD 2,895
-
-
3-bedroom Apartment, City Center (Monthly)
$6,173 SGD 7,917
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$4,035 SGD 5,175
-
-
Buy Apartment in City Center (m2)
$23.6K SGD 30.2K
-
-
Buy Apartment Outside City Center (m2)
$16.5K SGD 21.2K
-
-
💵 Salaries & Financials
Singapore
Homagama
Difference
Average Monthly Net Salary (After Tax)
$4,526 SGD 5,804
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
2.44
12.5
-80.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: November 2, 2026

Last update for Homagama: October 31, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Singapore
$2.3K
Homagama
- * 100%
Groceries & Markets
Singapore
$459
Homagama
$244 46.9% $215
Eating Out
Singapore
$260
Homagama
$104 60% $156
Monthly Utilities & Internet
Singapore
$208
Homagama
$82 60.8% $127
Clothing & Footwear
Singapore
$165
Homagama
$70 57.6% $95
Sport & Entertainment
Singapore
$135
Homagama
$8.9 * 93.4% $126
Getting Around
Singapore
$110
Homagama
$2.1 * 98.1% $108

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $71 in Singapore vs $25 in Homagama for a mid-range dinner for two. Groceries echo the gap at $459 vs $244 per month, with Homagama cheaper across the board.

Good to know
🇸🇬 Singapore
🇱🇰 Homagama
🕒 Local time
08:49 8:49 AM
06:19 6:19 AM
2 h 30 min behind Singapore
🌤 Weather
👥 Population
5,535,002 Capital
25,000
💱 Currency
Exchange rates and currency converter

LKR, USD, EUR to SGD – Singapore Dollar Converter

Singapore Dollar exchange rates as of November 7, 2026: 1 USD = 1.28 SGD (1 SGD = 0.78 USD). 1 EUR = 1.43 SGD (1 SGD = 0.698 EUR).

Sri Lankan Rupee exchange rates as of November 7, 2026: 1 USD = 333 LKR (1,000 LKR = 3.01 USD). 1 EUR = 372 LKR (1,000 LKR = 2.69 EUR).

On the map
Between locations
  • Singapore Homagama 2,720 km ≈ 4 h nonstop flight
From you
  • Singapore
  • Homagama

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Singapore vs Homagama: Cost of Living - Frequently Asked Questions
Is Homagama cheaper than Singapore?
Homagama is about 86% cheaper overall, especially in groceries, eating out, and leisure. That difference adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You’d need roughly $5,392 in Singapore and $766 in Homagama to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
Which city has cheaper kindergarten?
Childcare runs $1,899 in Singapore versus $41 in Homagama. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Singapore or in Homagama?
Dining out is cheaper in Homagama – a meal for two runs $25 versus $71 in Singapore. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,000 a realistic budget for living in Singapore or in Homagama?
At $511 in Homagama versus $3,594 in Singapore, a $1,000 budget is realistic in Homagama but tight or insufficient in Singapore. The gap between the two cities makes Homagama the clear choice for anyone on this budget.
Is it better to live in Singapore or in Homagama?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Singapore or Homagama?
Safety-wise, Singapore and Homagama are both considered safe, so it’s unlikely to be the deciding factor between them.

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