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Cost of Living Comparison Between Silver Spring, MD and Chicago, IL Cost of Living Comparison Between Silver Spring, MD and Chicago, IL

😐 Solo nomad: Silver Spring, MD is 1.7% more expensive than Chicago, IL without rent, and 9% cheaper with rent.
😐 Family of 3: Silver Spring, MD is 9.3% more expensive than Chicago, IL without rent, and 0.2% cheaper with rent.
Currency
🍽 Eating Out
Silver Spring, MD
Chicago, IL
Difference
Meal at Budget Restaurant
$19.66 $19.66
$20.59 $20.59
-4.52%
Three-Course Dinner for Two, Mid-Range
$91.4 $91.4
$99.0 $99.0
-7.69%
Fast Food Meal (McDonalds, etc)
$9.04 $9.04
$11.90 $11.90
-24.03%
Cappuccino
$5.43 $5.43
$5.83 $5.83
-6.86%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.99 $2.99
$3.02 $3.02
-0.99%
Water (0.33 liter bottle)
$2.45 $2.45
$2.48 $2.48
-1.21%
Local Beer (0.5 liter draught)
$6.37 $6.37
$6.80 $6.80
-6.32%
Imported Beer (0.33 liter bottle)
$8.66 $8.66
$8.13 $8.13
6.52%
🛒 Groceries & Markets
Silver Spring, MD
Chicago, IL
Difference
Milk (1 liter)
$0.91 $0.91
$1.08 $1.08
-15.74%
White Bread (500g)
$4.95 $4.95
$4.05 $4.05
22.22%
Rice (white) (1kg)
$5.90 $5.90
$5.58 $5.58
5.73%
Eggs
$6.15 $6.15
$4.57 $4.57
34.57%
Local Cheese (1kg)
$18.33 $18.33
$14.16 $14.16
29.45%
Chicken Fillets (1kg)
$15.51 $15.51
$15.25 $15.25
1.70%
Beef Round Steak (1kg)
$22.51 $22.51
$18.90 $18.90
19.10%
Apples (1kg)
$7.50 $7.50
$5.27 $5.27
42.31%
Banana (1kg)
$1.73 $1.73
$1.70 $1.70
1.76%
Oranges (1kg)
$8.20 $8.20
$4.25 $4.25
92.94%
Tomato (1kg)
$6.75 $6.75
$4.58 $4.58
47.38%
Potato (1kg)
$3.23 $3.23
$2.44 $2.44
32.38%
Onion (1kg)
$2.82 $2.82
$2.83 $2.83
-0.35%
Lettuce (1 head)
$2.22 $2.22
$2.51 $2.51
-11.55%
Water (1.5 liter bottle)
$2.50 $2.50
$2.71 $2.71
-7.75%
Cigarettes 20 Pack (Marlboro, Camel)
$10.92 $10.92
$15.02 $15.02
-27.30%
Wine (Bottle)
$14.82 $14.82
$16.28 $16.28
-8.97%
Local Beer (0.5 liter bottle)
$1.75 $1.75
$2.39 $2.39
-26.78%
Imported Beer (0.33 liter bottle)
$5.12 $5.12
$3.56 $3.56
43.82%
🚌 Getting Around
Silver Spring, MD
Chicago, IL
Difference
One-way Ticket (Public Transport)
$5.05 $5.05
$2.51 $2.51
101.20%
Public Transport Monthly Pass (Regular Price)
$174 $174
$75.1 $75.1
131.17%
Taxi Start (Normal Tariff)
$4.42 $4.42
$3.19 $3.19
38.56%
Taxi (Normal Tariff) (1km)
$1.39 $1.39
$1.42 $1.42
-2.11%
Taxi 1hour Waiting (Normal Tariff)
$29.48 $29.48
$25.48 $25.48
15.70%
Gasoline (1 liter)
$0.81 $0.81
$1.10 $1.10
-26.36%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K $26.6K
$31.6K $31.6K
-15.78%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.5K $24.5K
$26.1K $26.1K
-6.28%
🧾 Monthly Utilities & Internet
Silver Spring, MD
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$206 $206
$186 $186
10.85%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$53.5 $53.5
$61.5 $61.5
-12.96%
Internet (50+ Mbps, Unlimited Data)
$65.7 $65.7
$66.5 $66.5
-1.29%
🎉 Sport & Entertainment
Silver Spring, MD
Chicago, IL
Difference
Gym Membership (Monthly)
$32.93 $32.93
$77.8 $77.8
-57.68%
Tennis Court (1 Hour on Weekend)
$21.90 $21.90
$12.93 $12.93
69.37%
Cinema Ticket
$16.96 $16.96
$14.86 $14.86
14.13%
🧸 Childcare & Education
Silver Spring, MD
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,256 $2,256
$2,094 $2,094
7.69%
International Primary School, 1 Child (Yearly)
$59.7K $59.7K
$39.3K $39.3K
51.93%
👕👟 Clothing & Footwear
Silver Spring, MD
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$46.45 $46.45
$65.2 $65.2
-28.79%
Summer Dress (H&M, Zara, etc)
$36.84 $36.84
$50.7 $50.7
-27.28%
Sport Shoes (Adidas, Nike)
$93.4 $93.4
$96.6 $96.6
-3.27%
Men's Leather Business Shoes
$120 $120
$143 $143
-16.49%
🏠 Accommodation & Living
Silver Spring, MD
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,956 $1,956
$2,309 $2,309
-15.29%
1-bedroom Apartment, Outside City Center (Monthly)
$1,132 $1,132
$1,597 $1,597
-29.11%
3-bedroom Apartment, City Center (Monthly)
$3,734 $3,734
$4,723 $4,723
-20.95%
3-bedroom Apartment, Outside City Center (Monthly)
$2,578 $2,578
$2,806 $2,806
-8.10%
Buy Apartment in City Center (m2)
$5,305 $5,305
$3,787 $3,787
40.08%
Buy Apartment Outside City Center (m2)
$4,236 $4,236
$2,494 $2,494
69.88%
💵 Salaries & Financials
Silver Spring, MD
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$4,814 $4,814
$5,384 $5,384
-10.59%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.61
6.6
0.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Silver Spring, MD: January 12, 2026

Last update for Chicago, IL: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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