Last update: Oct 2026

Cost of Living Comparison Between Siaya and Cebu

44

Cost of Living Index in Cebu
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Cebu Living Index

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Siaya

🇰🇪 Kenya

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Meal at Budget Restaurant

$3.05 ₱192

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

Cappuccino

$2.50 ₱157

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

Water (0.33 liter bottle)

$0.50 ₱31.37

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱136

Milk (1 liter)

$2.00 ₱126

White Bread (500g)

$1.37 ₱86.2

Rice (white) (1kg)

$1.03 ₱64.9

Eggs

$2.03 ₱128

Local Cheese (1kg)

$10.20 ₱642

Chicken Fillets (1kg)

$4.45 ₱280

Beef Round Steak (1kg)

$7.67 ₱483

Apples (1kg)

$3.31 ₱208

Banana (1kg)

$1.46 ₱91.8

Oranges (1kg)

$2.32 ₱146

Tomato (1kg)

$1.49 ₱94.0

Potato (1kg)

$2.34 ₱147

Onion (1kg)

$1.94 ₱122

Lettuce (1 head)

$1.16 ₱73.0

Water (1.5 liter bottle)

$0.68 ₱42.89

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

Wine (Bottle)

$6.24 ₱393

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

Imported Beer (0.33 liter bottle)

$1.73 ₱109

One-way Ticket (Public Transport)

$0.23 ₱14.36

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

Taxi Start (Normal Tariff)

$0.79 ₱49.96

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

Gasoline (1 liter)

$1.32 ₱82.9

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

Gym Membership (Monthly)

$32.31 ₱2,034

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$5.40 ₱340

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

Men's Leather Business Shoes

$58.9 ₱3,706

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Siaya: October 17, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Siaya

–

Cebu

$305 33.3%

Groceries & Markets

Siaya

–

Cebu

$210 22.9%

Monthly Utilities & Internet

Siaya

–

Cebu

$160 17.5%

Clothing & Footwear

Siaya

–

Cebu

$94 10.3%

Eating Out

Siaya

–

Cebu

$88 9.6%

Sport & Entertainment

Siaya

–

Cebu

$43 4.7%

Getting Around

Siaya

–

Cebu

$15 1.7%

Good to know

🇰🇪 Siaya

🇵🇭 Cebu

🕒 Local time

00:44 12:44 AM

05:44 5:44 AM

5 h ahead of Siaya

🌤 Weather

👥 Population

22,586

964,169

💱 Currency

Kenyan Shilling KES Sh

Philippine Peso PHP ₱

📈 Exchange rate

1,000 KES = 7.71 USD

1,000 KES = 6.86 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to KES – Kenyan Shilling Converter

🇺🇸 United States Dollar ($)

🇰🇪 Kenyan Shilling (Sh)

Kenyan Shilling exchange rates as of October 20, 2026: 1 USD = 130 KES (1,000 KES = 7.71 USD). 1 EUR = 146 KES (1,000 KES = 6.86 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to KES in detail →

On the map

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Highest

Between locations

Siaya Cebu 9,960 km ≈ 13 h nonstop flight

From you

Siaya
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Siaya vs Cebu: Cost of Living - Frequently Asked Questions

For families, Siaya is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Siaya and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Siaya wins on affordability, Cebu on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.