Last update: Oct 2026

Cost of Living Comparison Between Show Low, AZ and Panama City

For one person, living is cheaper in Panama City: $1,837 a month against $2,962 in Show Low, AZ, rent and utilities included – about $13,500 less a year. Rent and utilities account for most of the difference.

141

Cost of Living Index in Show Low, AZ
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Show Low, AZ Living Index
90

Cost of Living Index in Panama City
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Panama City Living Index

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Show Low, AZ

🇺🇸 United States

$2,962

/mo nomad

Panama City

🇵🇦 Panama

$1,837

/mo nomad

Monthly Cost of Living

How much you'll spend in Show Low, AZ and in Panama City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Show Low, AZ and in Panama City actually costs, broken down by who's living it.

A single person spends $2,962 per month in Show Low, AZ vs $1,837 in Panama City, rent included.

Show Low, AZ $2,962
Panama City $1,837

A couple spends around $4,019 per month in Show Low, AZ vs $2,825 in Panama City, rent included.

Show Low, AZ $4,019
Panama City $2,825

A family of three spends $5,075 per month in Show Low, AZ vs $3,812 in Panama City, rent included.

Show Low, AZ $5,075
Panama City $3,812

Show Low, AZ costs about 61% more than Panama City, and outside of rent the biggest gap is in eating out.

Both Show Low, AZ and Panama City sit above the global median – Show Low, AZ by 121%, Panama City by 37%.

Meal at Budget Restaurant

$17.36 $17.36

$11.34 PAB 11.34

53.09%

Three-Course Dinner for Two, Mid-Range

$81.2 $81.2

$47.85 PAB 47.85

69.74%

Fast Food Meal (McDonalds, etc)

$18.65 $18.65

$8.07 PAB 8.07

131.10%

Cappuccino

$6.09 $6.09

$4.02 PAB 4.02

51.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.42 $3.42

$1.94 PAB 1.94

76.29%

Water (0.33 liter bottle)

$2.70 $2.70

$1.62 PAB 1.62

66.67%

Local Beer (0.5 liter draught)

$5.92 $5.92

$3.26 PAB 3.26

81.60%

Imported Beer (0.33 liter bottle)

$6.93 $6.93

$3.99 PAB 3.99

73.68%

Milk (1 liter)

$1.47 $1.47

$1.83 PAB 1.83

-19.67%

White Bread (500g)

$4.49 $4.49

$2.57 PAB 2.57

74.71%

Rice (white) (1kg)

$4.41 $4.41

$3.33 PAB 3.33

32.43%

Eggs

$4.18 $4.18

$2.69 PAB 2.69

55.39%

Local Cheese (1kg)

$13.77 $13.77

$12.33 PAB 12.33

11.68%

Chicken Fillets (1kg)

$11.51 $11.51

$6.69 PAB 6.69

72.05%

Beef Round Steak (1kg)

$15.74 $15.74

$10.40 PAB 10.40

51.35%

Apples (1kg)

$4.72 $4.72

$4.16 PAB 4.16

13.46%

Banana (1kg)

$1.58 $1.58

$1.84 PAB 1.84

-14.13%

Oranges (1kg)

$4.22 $4.22

$4.18 PAB 4.18

0.96%

Tomato (1kg)

$5.01 $5.01

$4.08 PAB 4.08

22.79%

Potato (1kg)

$3.03 $3.03

$3.50 PAB 3.50

-13.43%

Onion (1kg)

$2.92 $2.92

$4.37 PAB 4.37

-33.18%

Lettuce (1 head)

$1.99 $1.99

$2.34 PAB 2.34

-14.96%

Water (1.5 liter bottle)

$2.24 $2.24

$1.75 PAB 1.75

28.00%

Cigarettes 20 Pack (Marlboro, Camel)

$10.79 $10.79

$6.06 PAB 6.06

78.05%

Wine (Bottle)

$15.19 $15.19

$11.72 PAB 11.72

29.61%

Local Beer (0.5 liter bottle)

$2.01 $2.01

$1.37 PAB 1.37

46.72%

Imported Beer (0.33 liter bottle)

$3.32 $3.32

$2.84 PAB 2.84

16.90%

One-way Ticket (Public Transport)

$2.11 $2.11

$0.36 PAB 0.36

486.11%

Public Transport Monthly Pass (Regular Price)

$20.96 PAB 20.96

Taxi Start (Normal Tariff)

$3.39 $3.39

$2.52 PAB 2.52

34.52%

Taxi (Normal Tariff) (1km)

$1.57 $1.57

$1.79 PAB 1.79

-12.29%

Taxi 1hour Waiting (Normal Tariff)

$32.81 $32.81

$22.01 PAB 22.01

49.07%

Gasoline (1 liter)

$1.09 $1.09

$1.25 PAB 1.25

-12.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.7K $32.7K

$21.5K PAB 21.5K

52.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K $25.2K

$21.2K PAB 21.2K

19.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$199 $199

$131 PAB 131

52.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.5 $57.5

$27.68 PAB 27.68

107.73%

Internet (50+ Mbps, Unlimited Data)

$99.1 $99.1

$48.59 PAB 48.59

103.85%

Gym Membership (Monthly)

$44.11 $44.11

$46.11 PAB 46.11

-4.34%

Tennis Court (1 Hour on Weekend)

$35.01 PAB 35.01

Cinema Ticket

$8.73 $8.73

$8.73 PAB 8.73

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,265 $1,265

$551 PAB 551

129.70%

International Primary School, 1 Child (Yearly)

$25.6K $25.6K

$9,560 PAB 9,560

167.92%

Jeans (Levis 501 Or Similar)

$49.18 $49.18

$67.6 PAB 67.6

-27.26%

Summer Dress (H&M, Zara, etc)

$40.02 $40.02

$48.03 PAB 48.03

-16.68%

Sport Shoes (Adidas, Nike)

$88.5 $88.5

$94.9 PAB 94.9

-6.76%

Men's Leather Business Shoes

$104 $104

$113 PAB 113

-7.79%

1-bedroom Apartment, City Center (Monthly)

$1,478 $1,478

$1,238 PAB 1,238

19.42%

1-bedroom Apartment, Outside City Center (Monthly)

$1,620 $1,620

$873 PAB 873

85.57%

3-bedroom Apartment, City Center (Monthly)

$2,454 $2,454

$2,197 PAB 2,197

11.70%

3-bedroom Apartment, Outside City Center (Monthly)

$2,247 $2,247

$1,538 PAB 1,538

46.08%

Buy Apartment in City Center (m2)

$2,881 $2,881

$3,116 PAB 3,116

-7.53%

Buy Apartment Outside City Center (m2)

$2,450 $2,450

$1,725 PAB 1,725

42.04%

Average Monthly Net Salary (After Tax)

$934 PAB 934

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

6.39

2.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Show Low, AZ: October 3, 2026

Last update for Panama City: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Show Low, AZ

$1.6K 55.3%

Panama City

$873 47.2% 46.1% $747

Groceries & Markets

Show Low, AZ

$412 14.1%

Panama City

$324 17.5% 21.3% $88

Monthly Utilities & Internet

Show Low, AZ

$356 12.1%

Panama City

$207 11.2% 41.7% $148

Eating Out

Show Low, AZ

$336 11.5%

Panama City

$202 10.9% 40% $134

Clothing & Footwear

Show Low, AZ

$127 4.3%

Panama City

$146 7.9% 14.8% $19

Sport & Entertainment

Show Low, AZ

$62 2.1%

Panama City

$64 3.4% 3.2% $2

Getting Around

Show Low, AZ

$20 * 0.7%

Panama City

$34 1.8% 72.2% $14

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,478 in Show Low, AZ versus $1,238 in Panama City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $81.0 in Show Low, AZ versus $48.00 in Panama City. Monthly groceries follow the same trend: $412 vs $324 – making Panama City the more affordable choice for daily food spending.

Good to know

🇺🇸 Show Low, AZ

🇵🇦 Panama City

🕒 Local time

22:53 10:53 PM

00:53 12:53 AM

2 h ahead of Show Low, AZ

🌤 Weather

👥 Population

11,732

1,086,990 Capital

💱 Currency

United States Dollar USD $

Panamanian Balboa PAB B/.

📈 Exchange rate

1 USD = 0.892 EUR

1 PAB = 1 USD

1 PAB = 0.892 EUR

Exchange rates and currency converter

PAB, EUR to USD – United States Dollar Converter

🇵🇦 Panamanian Balboa (B/.)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Panamanian Balboa exchange rates as of October 10, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.892 EUR).

PAB to USD in detail →

On the map

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Highest

Between locations

Show Low, AZ Panama City 4,190 km ≈ 6 h nonstop flight

From you

Show Low, AZ
Panama City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Show Low, AZ vs Panama City: Cost of Living - Frequently Asked Questions

Yes – Show Low, AZ is pricier by about 61%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $4,444 per month in Show Low, AZ and $2,756 in Panama City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Panama City, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,962 in Show Low, AZ and $1,837 in Panama City. That's a gap of about 61%.

Kindergarten costs $1,265 per month in Show Low, AZ and $551 in Panama City. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,500 monthly budget goes further in Panama City, where all-in costs run around $1,837, than in Show Low, AZ at $2,962. In Panama City it covers expenses comfortably, while in Show Low, AZ it requires careful planning or may not stretch far enough.

Families tend to lean toward Panama City – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Panama City. If higher salaries, better infrastructure, or specific career opportunities are the priority, Show Low, AZ makes more sense. Both are solid long-term options with distinct trade-offs.