Last update: Oct 2026

Cost of Living Comparison Between Seville and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,537 in Seville, rent and utilities included – about $7,200 less a year. Rent and utilities account for most of the difference.

76

Cost of Living Index in Seville
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Seville Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Seville

🇪🇸 Spain

$1,537

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Seville and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seville and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,537 in Seville versus $934 in Cebu.

Seville $1,537
Cebu $934

Estimated couple costs with rent: $2,391 in Seville versus $1,415 in Cebu.

Seville $2,391
Cebu $1,415

Monthly costs for a family of three with rent: $3,246 in Seville versus $1,896 in Cebu.

Seville $3,246
Cebu $1,896

Living in Seville is roughly 65% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Seville is 15% above, Cebu is 30% below.

Meal at Budget Restaurant

$13.28 €11.85

$3.03 ₱190

338.28%

Three-Course Dinner for Two, Mid-Range

$67.5 €60.2

$23.48 ₱1,473

187.48%

Fast Food Meal (McDonalds, etc)

$8.93 €7.97

$4.09 ₱256

118.34%

Cappuccino

$1.86 €1.66

$2.52 ₱158

-26.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.06 €1.84

$1.54 ₱96.9

33.77%

Water (0.33 liter bottle)

$1.54 €1.38

$0.49 ₱30.98

214.29%

Local Beer (0.5 liter draught)

$3.02 €2.70

$1.79 ₱112

68.72%

Imported Beer (0.33 liter bottle)

$3.41 €3.05

$2.26 ₱142

50.88%

Milk (1 liter)

$1.16 €1.03

$1.95 ₱122

-40.51%

White Bread (500g)

$1.69 €1.51

$1.43 ₱89.7

18.18%

Rice (white) (1kg)

$1.52 €1.36

$1.02 ₱63.8

49.02%

Eggs

$3.32 €2.97

$2.06 ₱129

61.17%

Local Cheese (1kg)

$13.70 €12.23

$9.81 ₱615

39.65%

Chicken Fillets (1kg)

$8.45 €7.54

$4.61 ₱289

83.30%

Beef Round Steak (1kg)

$15.81 €14.11

$7.70 ₱483

105.32%

Apples (1kg)

$2.36 €2.10

$3.31 ₱207

-28.70%

Banana (1kg)

$2.05 €1.83

$1.45 ₱90.9

41.38%

Oranges (1kg)

$1.81 €1.62

$2.36 ₱148

-23.31%

Tomato (1kg)

$2.60 €2.32

$1.54 ₱96.4

68.83%

Potato (1kg)

$1.86 €1.66

$2.36 ₱148

-21.19%

Onion (1kg)

$2.12 €1.89

$1.99 ₱125

6.53%

Lettuce (1 head)

$1.50 €1.34

$1.15 ₱72.1

30.43%

Water (1.5 liter bottle)

$0.73 €0.65

$0.67 ₱42.15

8.96%

Cigarettes 20 Pack (Marlboro, Camel)

$6.64 €5.92

$3.00 ₱188

121.33%

Wine (Bottle)

$5.75 €5.13

$6.35 ₱398

-9.45%

Local Beer (0.5 liter bottle)

$1.19 €1.07

$1.31 ₱81.9

-9.16%

Imported Beer (0.33 liter bottle)

$1.94 €1.73

$1.73 ₱108

12.14%

One-way Ticket (Public Transport)

$1.54 €1.37

$0.25 ₱15.78

516.00%

Public Transport Monthly Pass (Regular Price)

$40.34 €36.00

$12.65 ₱793

218.89%

Taxi Start (Normal Tariff)

$1.74 €1.55

$0.74 ₱46.32

135.14%

Taxi (Normal Tariff) (1km)

$1.06 €0.94

$0.21 ₱13.11

404.76%

Taxi 1hour Waiting (Normal Tariff)

$14.69 €13.11

$4.33 ₱271

239.26%

Gasoline (1 liter)

$1.81 €1.61

$1.33 ₱83.5

36.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K €31.0K

$21.8K ₱1.4M

59.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.4K €26.2K

$19.4K ₱1.2M

51.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 €107

$121 ₱7,563

-0.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.27 €14.52

$14.45 ₱907

12.60%

Internet (50+ Mbps, Unlimited Data)

$32.43 €28.94

$28.29 ₱1,774

14.63%

Gym Membership (Monthly)

$40.86 €36.46

$32.68 ₱2,050

25.03%

Tennis Court (1 Hour on Weekend)

$13.25 €11.82

$6.39 ₱401

107.36%

Cinema Ticket

$7.74 €6.90

$5.46 ₱342

41.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$553 €494

$273 ₱17.1K

102.35%

International Primary School, 1 Child (Yearly)

$7,911 €7,060

$8,156 ₱511.5K

-3.00%

Jeans (Levis 501 Or Similar)

$89.1 €79.5

$49.57 ₱3,109

79.75%

Summer Dress (H&M, Zara, etc)

$39.28 €35.06

$24.87 ₱1,560

57.94%

Sport Shoes (Adidas, Nike)

$95.5 €85.3

$76.6 ₱4,804

24.74%

Men's Leather Business Shoes

$113 €101

$59.3 ₱3,717

90.15%

1-bedroom Apartment, City Center (Monthly)

$933 €832

$506 ₱31.7K

84.41%

1-bedroom Apartment, Outside City Center (Monthly)

$665 €594

$309 ₱19.4K

115.07%

3-bedroom Apartment, City Center (Monthly)

$1,491 €1,331

$1,052 ₱66.0K

41.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,067 €952

$619 ₱38.8K

72.42%

Buy Apartment in City Center (m2)

$4,589 €4,095

$2,915 ₱182.9K

57.40%

Buy Apartment Outside City Center (m2)

$1,955 €1,745

$1,867 ₱117.1K

4.71%

Average Monthly Net Salary (After Tax)

$1,779 €1,587

$341 ₱21.4K

421.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.34

7.2

-53.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seville: October 6, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Seville

$665 42.8%

Cebu

$309 33.5% 53.5% $356

Groceries & Markets

Seville

$269 17.3%

Cebu

$210 22.7% 21.8% $59

Eating Out

Seville

$192 12.3%

Cebu

$88 9.6% 53.9% $103

Monthly Utilities & Internet

Seville

$169 10.8%

Cebu

$163 17.7% 3.1% $5.2

Clothing & Footwear

Seville

$151 9.7%

Cebu

$95 10.2% 37.5% $57

Sport & Entertainment

Seville

$56 3.6%

Cebu

$44 4.7% 22.6% $13

Getting Around

Seville

$54 3.4%

Cebu

$15 1.7% 71.1% $38

Cost Breakdown

A one-bedroom apartment in the center runs $933 in Seville and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Seville pays 421% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $68.0 in Seville vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $269 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇪🇸 Seville

🇵🇭 Cebu

🕒 Local time

09:29 9:29 AM

15:29 3:29 PM

6 h ahead of Seville

🌤 Weather

👥 Population

684,025

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Between locations

Seville Cebu 12,580 km ≈ 16 h nonstop flight

From you

Seville
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seville vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 65% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 421% higher in Seville, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $933 in Seville versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,537 per month in Seville versus $934 in Cebu – a 65% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 219% less than in Seville. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,537 in Seville, a $1,500 budget is realistic in Cebu but tight or insufficient in Seville. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Seville, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Seville and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 65% less than in Seville. Beyond cost, consider language, visa policies, and how big the international community is in each city.