Last update: Nov 2026

Cost of Living Comparison Between Severn, MD and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,441 in Severn, MD, rent and utilities included – about $13,300 less a year. Rent and utilities account for about half of the difference.

124

Cost of Living Index in Severn, MD
Learn more

Severn, MD Living Index
64

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Severn, MD

🇺🇸 United States

$2,441

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Severn, MD and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Severn, MD and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,441 in Severn, MD versus $1,331 in Ubud, Bali.

Severn, MD $2,441
Ubud, Bali $1,331

Estimated couple costs with rent: $3,690 in Severn, MD versus $2,255 in Ubud, Bali.

Severn, MD $3,690
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $4,939 in Severn, MD versus $3,180 in Ubud, Bali.

Severn, MD $4,939
Ubud, Bali $3,180

Living in Severn, MD is roughly 83% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Severn, MD is 81% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$17.74 $17.74

$3.38 Rp 60.9K

424.85%

Three-Course Dinner for Two, Mid-Range

$95.8 $95.8

$34.65 Rp 625.4K

176.51%

Fast Food Meal (McDonalds, etc)

$10.62 $10.62

$5.57 Rp 100.6K

90.66%

Cappuccino

$5.23 $5.23

$2.62 Rp 47.3K

99.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.10 $3.10

$1.54 Rp 27.8K

101.30%

Water (0.33 liter bottle)

$2.50 $2.50

$0.64 Rp 11.6K

290.62%

Local Beer (0.5 liter draught)

$7.18 $7.18

$2.67 Rp 48.1K

168.91%

Imported Beer (0.33 liter bottle)

$7.82 $7.82

$4.26 Rp 76.9K

83.57%

Milk (1 liter)

$1.11 $1.11

$1.46 Rp 26.4K

-23.97%

White Bread (500g)

$4.01 $4.01

$2.29 Rp 41.4K

75.11%

Rice (white) (1kg)

$4.22 $4.22

$1.11 Rp 20.0K

280.18%

Eggs

$4.99 $4.99

$2.10 Rp 37.9K

137.62%

Local Cheese (1kg)

$12.73 $12.73

$15.94 Rp 287.7K

-20.14%

Chicken Fillets (1kg)

$12.80 $12.80

$3.88 Rp 70.1K

229.90%

Beef Round Steak (1kg)

$18.70 $18.70

$11.40 Rp 205.8K

64.04%

Apples (1kg)

$5.45 $5.45

$3.55 Rp 64.1K

53.52%

Banana (1kg)

$1.57 $1.57

$1.54 Rp 27.7K

1.95%

Oranges (1kg)

$4.63 $4.63

$2.23 Rp 40.2K

107.62%

Tomato (1kg)

$4.81 $4.81

$1.97 Rp 35.6K

144.16%

Potato (1kg)

$2.82 $2.82

$1.86 Rp 33.5K

51.61%

Onion (1kg)

$2.81 $2.81

$2.42 Rp 43.6K

16.12%

Lettuce (1 head)

$2.27 $2.27

$1.02 Rp 18.5K

122.55%

Water (1.5 liter bottle)

$2.33 $2.33

$0.52 Rp 9,427

348.08%

Cigarettes 20 Pack (Marlboro, Camel)

$9.55 $9.55

$2.20 Rp 39.7K

334.09%

Wine (Bottle)

$15.78 $15.78

$21.79 Rp 393.2K

-27.58%

Local Beer (0.5 liter bottle)

$2.59 $2.59

$2.33 Rp 42.0K

11.16%

Imported Beer (0.33 liter bottle)

$2.91 $2.91

$2.97 Rp 53.6K

-2.02%

One-way Ticket (Public Transport)

$1.87 $1.87

$0.25 Rp 4,519

648.00%

Public Transport Monthly Pass (Regular Price)

$55.8 $55.8

$8.17 Rp 147.5K

583.11%

Taxi Start (Normal Tariff)

$1.83 $1.83

$0.44 Rp 7,901

315.91%

Taxi (Normal Tariff) (1km)

$1.35 $1.35

$0.47 Rp 8,446

187.23%

Taxi 1hour Waiting (Normal Tariff)

$23.68 $23.68

$5.60 Rp 101.1K

322.86%

Gasoline (1 liter)

$1.01 $1.01

$0.83 Rp 14.9K

21.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.4K $29.4K

$24.4K Rp 441.3M

20.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$31.7K Rp 572.1M

-17.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$166 $166

$77.5 Rp 1.4M

114.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.6 $51.6

$6.14 Rp 110.9K

740.07%

Internet (50+ Mbps, Unlimited Data)

$63.0 $63.0

$18.92 Rp 341.4K

232.72%

Gym Membership (Monthly)

$40.08 $40.08

$51.0 Rp 920.4K

-21.40%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

Cinema Ticket

$14.72 $14.72

$4.38 Rp 79.1K

236.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,856 $1,856

$492 Rp 8.9M

277.00%

International Primary School, 1 Child (Yearly)

$23.8K $23.8K

$12.2K Rp 220.6M

94.95%

Jeans (Levis 501 Or Similar)

$52.1 $52.1

$45.16 Rp 815.1K

15.35%

Summer Dress (H&M, Zara, etc)

$63.5 $63.5

$34.89 Rp 629.7K

81.97%

Sport Shoes (Adidas, Nike)

$93.2 $93.2

$78.3 Rp 1.4M

19.04%

Men's Leather Business Shoes

$112 $112

$77.9 Rp 1.4M

44.43%

1-bedroom Apartment, City Center (Monthly)

$1,561 $1,561

$1,078 Rp 19.4M

44.85%

1-bedroom Apartment, Outside City Center (Monthly)

$1,137 $1,137

$665 Rp 12.0M

71.00%

3-bedroom Apartment, City Center (Monthly)

$2,229 $2,229

$3,510 Rp 63.4M

-36.51%

3-bedroom Apartment, Outside City Center (Monthly)

$1,921 $1,921

$1,671 Rp 30.2M

14.95%

Buy Apartment in City Center (m2)

$2,703 $2,703

$2,340 Rp 42.2M

15.53%

Buy Apartment Outside City Center (m2)

$2,518 $2,518

$2,236 Rp 40.4M

12.58%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

13.78

-50.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Severn, MD: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Severn, MD

$1.1K 46.6%

Ubud, Bali

$665 50% 41.5% $472

Groceries & Markets

Severn, MD

$427 17.5%

Ubud, Bali

$279 21% 34.5% $148

Eating Out

Severn, MD

$311 12.7%

Ubud, Bali

$106 8% 65.9% $205

Monthly Utilities & Internet

Severn, MD

$281 11.5%

Ubud, Bali

$103 7.7% 63.5% $178

Clothing & Footwear

Severn, MD

$145 5.9%

Ubud, Bali

$106 8% 26.5% $38

Getting Around

Severn, MD

$72 2.9%

Ubud, Bali

$12 0.9% 83.4% $60

Sport & Entertainment

Severn, MD

$70 2.9%

Ubud, Bali

$60 4.5% 14% $9.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,561 in Severn, MD and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $96 in Severn, MD vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $427 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Severn, MD

🇮🇩 Ubud, Bali

🕒 Local time

22:08 10:08 PM

11:08 11:08 AM

13 h ahead of Severn, MD

🌤 Weather

👥 Population

44,231

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.891 EUR

100,000 IDR = 5.54 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,262 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

Lowest

Highest

Between locations

Severn, MD Ubud, Bali 16,410 km ≈ 21 h nonstop flight

From you

Severn, MD
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Severn, MD vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 45% lower than in Severn, MD. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $3,662 in Severn, MD and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,561 in Severn, MD versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 53% higher in Severn, MD. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $96 in Severn, MD. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 45% less than in Severn, MD. Beyond cost, consider language, visa policies, and how big the international community is in each city.