Cost of Living Comparison Between Setubal and Ubud, Bali Cost of Living Comparison Between Setubal and Ubud, Bali

Monthly Cost of Living

A single person spends $1,668 per month in Setubal vs $1,419 in Ubud, Bali, rent included.

A couple spends around $2,390 per month in Setubal vs $2,540 in Ubud, Bali, rent included.

A family of three spends $3,113 per month in Setubal vs $3,660 in Ubud, Bali, rent included.

Setubal costs about 18% more than Ubud, Bali, driven mainly by Eating Out.

Both Setubal and Ubud, Bali sit above the global median – Setubal by 24%, Ubud, Bali by 6%.

Currency
🍽 Eating Out
Setubal
Ubud, Bali
Difference
Meal at Budget Restaurant
$11.37 €9.78
$3.56 Rp 63.7K
219.38%
Three-Course Dinner for Two, Mid-Range
$46.04 €39.60
$32.73 Rp 584.5K
40.67%
Fast Food Meal (McDonalds, etc)
$8.98 €7.73
$4.95 Rp 88.4K
81.41%
Cappuccino
$2.00 €1.72
$2.71 Rp 48.4K
-26.20%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 €1.51
$1.34 Rp 24.0K
30.60%
Water (0.33 liter bottle)
$1.28 €1.10
$0.70 Rp 12.5K
82.86%
Local Beer (0.5 liter draught)
$2.37 €2.04
$2.92 Rp 52.1K
-18.84%
Imported Beer (0.33 liter bottle)
$3.57 €3.07
$3.96 Rp 70.7K
-9.85%
🛒 Groceries & Markets
Setubal
Ubud, Bali
Difference
Milk (1 liter)
$1.06 €0.91
$1.81 Rp 32.3K
-41.44%
White Bread (500g)
$1.77 €1.52
$2.52 Rp 45.0K
-29.76%
Rice (white) (1kg)
$1.92 €1.65
$1.16 Rp 20.7K
65.52%
Eggs
$3.01 €2.59
$2.46 Rp 43.9K
22.36%
Local Cheese (1kg)
$11.27 €9.70
$14.71 Rp 262.7K
-23.39%
Chicken Fillets (1kg)
$7.98 €6.86
$4.32 Rp 77.1K
84.72%
Beef Round Steak (1kg)
$14.08 €12.11
$12.14 Rp 216.7K
15.98%
Apples (1kg)
$2.57 €2.21
$3.84 Rp 68.6K
-33.07%
Banana (1kg)
$1.51 €1.30
$1.56 Rp 27.8K
-3.21%
Oranges (1kg)
$1.76 €1.52
$2.83 Rp 50.6K
-37.81%
Tomato (1kg)
$2.99 €2.58
$2.33 Rp 41.5K
28.33%
Potato (1kg)
$1.31 €1.13
$1.91 Rp 34.2K
-31.41%
Onion (1kg)
$1.80 €1.55
$2.20 Rp 39.3K
-18.18%
Lettuce (1 head)
$1.60 €1.38
$1.01 Rp 18.1K
58.42%
Water (1.5 liter bottle)
$0.88 €0.76
$0.78 Rp 13.8K
12.82%
Cigarettes 20 Pack (Marlboro, Camel)
$6.20 €5.33
$3.32 Rp 59.2K
86.75%
Wine (Bottle)
$4.68 €4.03
$23.74 Rp 423.9K
-80.29%
Local Beer (0.5 liter bottle)
$1.09 €0.93
$2.79 Rp 49.8K
-60.93%
Imported Beer (0.33 liter bottle)
$2.70 €2.32
$2.86 Rp 51.1K
-5.59%
🚌 Getting Around
Setubal
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.29 €3.69
$0.27 Rp 4,800
1488.89%
Public Transport Monthly Pass (Regular Price)
$47.11 €40.52
$8.03 Rp 143.4K
486.67%
Taxi Start (Normal Tariff)
$3.68 €3.16
$0.46 Rp 8,150
700.00%
Taxi (Normal Tariff) (1km)
$1.03 €0.89
$0.45 Rp 8,037
128.89%
Taxi 1hour Waiting (Normal Tariff)
$14.54 €12.51
$6.10 Rp 108.9K
138.36%
Gasoline (1 liter)
$1.97 €1.70
$0.79 Rp 14.2K
149.37%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.8K €33.4K
$26.1K Rp 467.0M
48.48%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.9K €34.3K
$32.1K Rp 573.6M
24.17%
🧾 Monthly Utilities & Internet
Setubal
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$102 €87.7
$79.9 Rp 1.4M
27.53%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$21.19 €18.23
$4.06 Rp 72.6K
421.92%
Internet (50+ Mbps, Unlimited Data)
$41.62 €35.80
$23.52 Rp 420.0K
76.96%
🎉 Sport & Entertainment
Setubal
Ubud, Bali
Difference
Gym Membership (Monthly)
$31.03 €26.69
$98.7 Rp 1.8M
-68.56%
Tennis Court (1 Hour on Weekend)
$16.35 €14.06
$6.63 Rp 118.4K
146.61%
Cinema Ticket
$7.97 €6.85
$4.15 Rp 74.1K
92.05%
🧸 Childcare & Education
Setubal
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$350 €301
$304 Rp 5.4M
15.09%
International Primary School, 1 Child (Yearly)
$7,286 €6,268
$6,613 Rp 118.1M
10.18%
👕👟 Clothing & Footwear
Setubal
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$69.6 €59.8
$55.5 Rp 991.8K
25.24%
Summer Dress (H&M, Zara, etc)
$33.84 €29.11
$38.31 Rp 684.1K
-11.67%
Sport Shoes (Adidas, Nike)
$71.2 €61.2
$88.6 Rp 1.6M
-19.68%
Men's Leather Business Shoes
$99.0 €85.2
$77.9 Rp 1.4M
27.12%
🏠 Accommodation & Living
Setubal
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$957 €823
$1,006 Rp 18.0M
-4.88%
1-bedroom Apartment, Outside City Center (Monthly)
$829 €713
$675 Rp 12.1M
22.76%
3-bedroom Apartment, City Center (Monthly)
$1,381 €1,188
$3,442 Rp 61.5M
-59.87%
3-bedroom Apartment, Outside City Center (Monthly)
$1,144 €984
$2,039 Rp 36.4M
-43.88%
Buy Apartment in City Center (m2)
$4,333 €3,727
$2,841 Rp 50.7M
52.50%
Buy Apartment Outside City Center (m2)
$2,441 €2,100
$2,264 Rp 40.4M
7.82%
💵 Salaries & Financials
Setubal
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,343 €1,156
$165 Rp 3.0M
713.02%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.01
13.28
-62.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Setubal: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $957 in Setubal versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 713% higher in Setubal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $46.00 in Setubal versus $33.00 in Ubud, Bali. Groceries tell a different story – $253 in Setubal vs $302 in Ubud, Bali – so Setubal wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Setubal vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Setubal and Ubud, Bali compare overall?
Monthly costs with rent: $1,668 in Setubal, $1,419 in Ubud, Bali – roughly 18% apart. Setubal costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Setubal compared to Ubud, Bali?
For a comfortable life, plan on about $2,502 per month in Setubal and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Setubal and Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $46.00 in Setubal and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Setubal or Ubud, Bali?
Monthly expenses with rent come to $1,668 in Setubal and $1,419 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Setubal at $1,668. In Ubud, Bali it covers expenses comfortably, while in Setubal it requires careful planning or may not stretch far enough.
How does quality of life compare between Setubal and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,419 in Ubud, Bali to $1,668 in Setubal. Climate, culture, job market, and personal taste all factor in.
Is Setubal or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Setubal and Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Setubal makes more sense. Both are solid long-term options with distinct trade-offs.

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