Last update: Oct 2026

Cost of Living Comparison Between Setubal and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,626 in Setubal, rent and utilities included – about $3,300 less a year. Rent and utilities account for most of the difference.

79

Cost of Living Index in Setubal
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Setubal Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Setubal

🇵🇹 Portugal

$1,626

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Setubal and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Setubal and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,626 per month in Setubal vs $1,349 in Ubud, Bali, rent included.

Setubal $1,626
Ubud, Bali $1,349

A couple spends around $2,344 per month in Setubal vs $2,305 in Ubud, Bali, rent included.

Setubal $2,344
Ubud, Bali $2,305

A family of three spends $3,062 per month in Setubal vs $3,261 in Ubud, Bali, rent included.

Setubal $3,062
Ubud, Bali $3,261

Setubal costs about 21% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$12.12 €10.86

$3.32 Rp 60.2K

265.06%

Three-Course Dinner for Two, Mid-Range

$47.89 €42.89

$35.64 Rp 645.8K

34.37%

Fast Food Meal (McDonalds, etc)

$8.74 €7.82

$5.53 Rp 100.3K

58.05%

Cappuccino

$2.01 €1.80

$2.72 Rp 49.3K

-26.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.98 €1.77

$1.70 Rp 30.8K

16.47%

Water (0.33 liter bottle)

$1.53 €1.37

$0.76 Rp 13.8K

101.32%

Local Beer (0.5 liter draught)

$2.29 €2.05

$2.65 Rp 48.1K

-13.58%

Imported Beer (0.33 liter bottle)

$3.32 €2.97

$4.38 Rp 79.4K

-24.20%

Milk (1 liter)

$1.02 €0.92

$1.49 Rp 27.0K

-31.54%

White Bread (500g)

$1.51 €1.35

$2.28 Rp 41.2K

-33.77%

Rice (white) (1kg)

$1.75 €1.57

$1.19 Rp 21.6K

47.06%

Eggs

$3.39 €3.04

$2.04 Rp 36.9K

66.18%

Local Cheese (1kg)

$11.56 €10.36

$17.70 Rp 320.8K

-34.69%

Chicken Fillets (1kg)

$7.51 €6.72

$3.96 Rp 71.8K

89.65%

Beef Round Steak (1kg)

$14.55 €13.03

$12.19 Rp 220.9K

19.36%

Apples (1kg)

$2.37 €2.13

$3.66 Rp 66.2K

-35.25%

Banana (1kg)

$1.34 €1.20

$1.52 Rp 27.5K

-11.84%

Oranges (1kg)

$1.84 €1.65

$2.23 Rp 40.4K

-17.49%

Tomato (1kg)

$2.71 €2.42

$1.97 Rp 35.7K

37.56%

Potato (1kg)

$1.65 €1.48

$1.85 Rp 33.5K

-10.81%

Onion (1kg)

$1.99 €1.78

$2.42 Rp 43.9K

-17.77%

Lettuce (1 head)

$1.51 €1.35

$0.99 Rp 17.9K

52.53%

Water (1.5 liter bottle)

$0.71 €0.64

$0.51 Rp 9,303

39.22%

Cigarettes 20 Pack (Marlboro, Camel)

$5.90 €5.29

$2.22 Rp 40.3K

165.77%

Wine (Bottle)

$4.54 €4.06

$22.24 Rp 403.0K

-79.59%

Local Beer (0.5 liter bottle)

$0.93 €0.84

$2.26 Rp 41.0K

-58.85%

Imported Beer (0.33 liter bottle)

$2.16 €1.93

$2.97 Rp 53.8K

-27.27%

One-way Ticket (Public Transport)

$4.34 €3.89

$0.25 Rp 4,548

1636.00%

Public Transport Monthly Pass (Regular Price)

$45.44 €40.69

$7.82 Rp 141.8K

481.07%

Taxi Start (Normal Tariff)

$3.71 €3.32

$0.44 Rp 7,964

743.18%

Taxi (Normal Tariff) (1km)

$1.42 €1.28

$0.43 Rp 7,793

230.23%

Taxi 1hour Waiting (Normal Tariff)

$13.83 €12.38

$5.41 Rp 98.0K

155.64%

Gasoline (1 liter)

$2.09 €1.87

$0.82 Rp 14.9K

154.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K €29.5K

$23.8K Rp 432.0M

38.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.3K €34.3K

$31.7K Rp 575.3M

20.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.6 €88.3

$79.1 Rp 1.4M

24.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.71 €18.55

$6.45 Rp 116.8K

221.09%

Internet (50+ Mbps, Unlimited Data)

$33.10 €29.64

$18.58 Rp 336.7K

78.15%

Gym Membership (Monthly)

$30.86 €27.64

$49.48 Rp 896.7K

-37.63%

Tennis Court (1 Hour on Weekend)

$15.87 €14.21

$17.65 Rp 319.8K

-10.08%

Cinema Ticket

$7.65 €6.85

$4.27 Rp 77.4K

79.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$595 €533

$491 Rp 8.9M

21.33%

International Primary School, 1 Child (Yearly)

$10.9K €9,739

$5,674 Rp 102.8M

91.65%

Jeans (Levis 501 Or Similar)

$67.2 €60.2

$44.64 Rp 808.9K

50.52%

Summer Dress (H&M, Zara, etc)

$37.07 €33.20

$34.95 Rp 633.4K

6.07%

Sport Shoes (Adidas, Nike)

$71.9 €64.4

$79.9 Rp 1.4M

-10.03%

Men's Leather Business Shoes

$93.3 €83.6

$79.4 Rp 1.4M

17.53%

1-bedroom Apartment, City Center (Monthly)

$985 €882

$1,125 Rp 20.4M

-12.47%

1-bedroom Apartment, Outside City Center (Monthly)

$809 €724

$671 Rp 12.2M

20.44%

3-bedroom Apartment, City Center (Monthly)

$1,590 €1,424

$3,565 Rp 64.6M

-55.40%

3-bedroom Apartment, Outside City Center (Monthly)

$1,171 €1,049

$1,723 Rp 31.2M

-32.05%

Buy Apartment in City Center (m2)

$4,192 €3,755

$2,732 Rp 49.5M

53.47%

Buy Apartment Outside City Center (m2)

$2,341 €2,096

$2,284 Rp 41.4M

2.49%

Average Monthly Net Salary (After Tax)

$1,296 €1,161

$164 Rp 3.0M

691.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

13.78

-72.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Setubal: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Setubal

$809 49.7%

Ubud, Bali

$672 49.8% 17% $137

Groceries & Markets

Setubal

$244 15%

Ubud, Bali

$288 21.4% 18.2% $44

Eating Out

Setubal

$179 11%

Ubud, Bali

$108 8% 40% $72

Monthly Utilities & Internet

Setubal

$152 9.4%

Ubud, Bali

$104 7.7% 31.7% $48

Clothing & Footwear

Setubal

$121 7.5%

Ubud, Bali

$108 8% 11.3% $14

Getting Around

Setubal

$74 4.5%

Ubud, Bali

$11 0.9% 84.5% $62

Sport & Entertainment

Setubal

$46 2.8%

Ubud, Bali

$58 4.3% 25.7% $12

Cost Breakdown

A central one-bedroom costs $985 in Setubal versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Setubal are about 7.9 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $48 in Setubal versus $36 in Ubud, Bali. Groceries tell a different story – $244 in Setubal vs $288 in Ubud, Bali – so Setubal wins on supermarket bills even if dining out costs more.

Good to know

🇵🇹 Setubal

🇮🇩 Ubud, Bali

🕒 Local time

18:23 6:23 PM

02:23 2:23 AM

8 h ahead of Setubal

🌤 Weather

👥 Population

123,519

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 1, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

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Setubal Ubud, Bali 13,540 km ≈ 17 h nonstop flight

From you

Setubal
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Setubal vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,626 in Setubal, $1,349 in Ubud, Bali – Ubud, Bali comes out roughly 17% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,439 per month in Setubal and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Setubal, especially for central apartments: a one-bedroom in the center costs $985 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $48 in Setubal and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,626 in Setubal and $1,349 in Ubud, Bali. That makes Ubud, Bali about 17% cheaper.

$1,000 is a stretch for both – monthly costs hit $1,626 in Setubal and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,626 in Setubal. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Setubal makes more sense. Both are solid long-term options with distinct trade-offs.