Last update: Oct 2026

Cost of Living Comparison Between Segovia and Chiang Mai

For one person, living is cheaper in Chiang Mai: $936 a month against $1,585 in Segovia, rent and utilities included – about $7,800 less a year. Rent and utilities account for most of the difference.

Segovia, Spain
Chiang Mai, Thailand
Segovia
🇪🇸 Spain
$1,585
/mo nomad
Chiang Mai
🇹🇭 Thailand
$936
/mo nomad
Monthly Cost of Living

How much you'll spend in Segovia and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Segovia and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,585 per month in Segovia vs $936 in Chiang Mai, rent included.

  • Segovia $1,585
  • Chiang Mai $936

A couple spends around $2,296 per month in Segovia vs $1,457 in Chiang Mai, rent included.

  • Segovia $2,296
  • Chiang Mai $1,457

A family of three spends $3,008 per month in Segovia vs $1,979 in Chiang Mai, rent included.

  • Segovia $3,008
  • Chiang Mai $1,979

Segovia costs about 69% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Segovia sits 16% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Segovia
Chiang Mai
Difference
Meal at Budget Restaurant
$16.65 €14.96
$2.24 ฿75.7
643.30%
Three-Course Dinner for Two, Mid-Range
$46.84 €42.08
$19.00 ฿642
146.53%
Fast Food Meal (McDonalds, etc)
$11.34 €10.19
$5.55 ฿188
104.32%
Cappuccino
$2.00 €1.79
$1.67 ฿56.6
19.76%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.41 €2.16
$0.64 ฿21.56
276.56%
Water (0.33 liter bottle)
$1.94 €1.74
$0.31 ฿10.32
525.81%
Local Beer (0.5 liter draught)
$3.39 €3.04
$2.36 ฿79.6
43.64%
Imported Beer (0.33 liter bottle)
$3.28 €2.95
$3.66 ฿124
-10.38%
🛒 Groceries & Markets
Segovia
Chiang Mai
Difference
Milk (1 liter)
$1.15 €1.03
$1.95 ฿65.8
-41.03%
White Bread (500g)
$1.05 €0.95
$1.44 ฿48.51
-27.08%
Rice (white) (1kg)
$1.53 €1.37
$1.33 ฿45.07
15.04%
Eggs
$3.03 €2.72
$2.28 ฿77.1
32.89%
Local Cheese (1kg)
$15.37 €13.81
$16.45 ฿556
-6.57%
Chicken Fillets (1kg)
$11.10 €9.97
$2.78 ฿94.0
299.28%
Beef Round Steak (1kg)
$22.05 €19.81
$9.31 ฿314
136.84%
Apples (1kg)
$2.81 €2.52
$2.35 ฿79.5
19.57%
Banana (1kg)
$2.37 €2.13
$0.97 ฿32.82
144.33%
Oranges (1kg)
$2.19 €1.97
$1.60 ฿53.9
36.87%
Tomato (1kg)
$2.20 €1.97
$1.50 ฿50.7
46.67%
Potato (1kg)
$2.03 €1.83
$1.28 ฿43.15
58.59%
Onion (1kg)
$2.05 €1.84
$1.10 ฿37.22
86.36%
Lettuce (1 head)
$1.71 €1.54
$0.71 ฿23.84
140.85%
Water (1.5 liter bottle)
$0.55 €0.50
$0.49 ฿16.38
12.24%
Cigarettes 20 Pack (Marlboro, Camel)
$6.24 €5.60
$4.14 ฿140
50.72%
Wine (Bottle)
$6.53 €5.87
$17.52 ฿592
-62.73%
Local Beer (0.5 liter bottle)
$1.06 €0.96
$1.61 ฿54.5
-34.16%
Imported Beer (0.33 liter bottle)
$1.63 €1.47
$2.78 ฿94.0
-41.37%
🚌 Getting Around
Segovia
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.09 €0.98
$0.87 ฿29.33
25.29%
Public Transport Monthly Pass (Regular Price)
-
$54.1 ฿1,827
-
Taxi Start (Normal Tariff)
$4.56 €4.10
$1.16 ฿39.08
293.10%
Taxi (Normal Tariff) (1km)
$2.26 €2.03
$0.53 ฿17.82
326.42%
Taxi 1hour Waiting (Normal Tariff)
$22.57 €20.27
$2.42 ฿81.8
832.64%
Gasoline (1 liter)
$1.74 €1.56
$1.45 ฿48.93
20.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.3K €31.7K
$21.1K ฿711.2K
67.58%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.7K €25.8K
$26.9K ฿909.8K
6.50%
🧾 Monthly Utilities & Internet
Segovia
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$117 €105
$62.2 ฿2,100
88.42%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.23 €18.17
$12.17 ฿411
66.23%
Internet (50+ Mbps, Unlimited Data)
$28.12 €25.26
$20.12 ฿680
39.76%
🎉 Sport & Entertainment
Segovia
Chiang Mai
Difference
Gym Membership (Monthly)
$38.46 €34.55
$37.31 ฿1,260
3.08%
Tennis Court (1 Hour on Weekend)
$24.81 €22.29
$3.77 ฿127
558.09%
Cinema Ticket
$7.12 €6.40
$6.49 ฿219
9.71%
🧸 Childcare & Education
Segovia
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$178 €160
$736 ฿24.9K
-75.80%
International Primary School, 1 Child (Yearly)
$6,008 €5,397
$14.8K ฿498.6K
-59.31%
👕👟 Clothing & Footwear
Segovia
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$73.8 €66.3
$53.4 ฿1,802
38.26%
Summer Dress (H&M, Zara, etc)
$35.43 €31.82
$24.64 ฿832
43.79%
Sport Shoes (Adidas, Nike)
$78.4 €70.4
$91.5 ฿3,089
-14.34%
Men's Leather Business Shoes
$78.9 €70.9
$71.9 ฿2,429
9.65%
🏠 Accommodation & Living
Segovia
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$989 €889
$482 ฿16.3K
105.16%
1-bedroom Apartment, Outside City Center (Monthly)
$693 €623
$309 ฿10.4K
124.40%
3-bedroom Apartment, City Center (Monthly)
$1,574 €1,414
$1,006 ฿34.0K
56.46%
3-bedroom Apartment, Outside City Center (Monthly)
$954 €857
$633 ฿21.4K
50.55%
Buy Apartment in City Center (m2)
$4,456 €4,003
$2,363 ฿79.8K
88.55%
Buy Apartment Outside City Center (m2)
$2,202 €1,978
$1,589 ฿53.7K
38.55%
💵 Salaries & Financials
Segovia
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$1,818 €1,633
$590 ฿19.9K
208.33%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.08
5.57
-44.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Segovia: October 27, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Segovia
$693
Chiang Mai
$309 55.4% $384
Groceries & Markets
Segovia
$301
Chiang Mai
$234 22.2% $67
Eating Out
Segovia
$232
Chiang Mai
$78 66.6% $154
Monthly Utilities & Internet
Segovia
$165
Chiang Mai
$94 42.9% $71
Clothing & Footwear
Segovia
$120
Chiang Mai
$109 9.4% $11
Sport & Entertainment
Segovia
$53
Chiang Mai
$50 4.6% $2.4
Getting Around
Segovia
$20 *
Chiang Mai
$61 204% $41

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $989 in Segovia versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Segovia are about 3.1 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $47 in Segovia versus $19 in Chiang Mai. Monthly groceries follow the same trend: $301 vs $234 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇪🇸 Segovia
🇹🇭 Chiang Mai
🕒 Local time
22:22 10:22 PM
04:22 4:22 AM
6 h ahead of Segovia
🌤 Weather
👥 Population
51,011
127,240
💱 Currency
Euro EUR €
Thai Baht THB ฿
Exchange rates and currency converter

THB, USD to EUR – Euro Converter

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.59 THB (100 THB = 2.66 EUR).

On the map
Between locations
  • Segovia Chiang Mai 9,700 km ≈ 13 h nonstop flight
From you
  • Segovia
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Segovia vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Segovia or Chiang Mai?
Segovia costs about 69% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Segovia and in Chiang Mai?
For a comfortable life, plan on about $2,377 per month in Segovia and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Segovia or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $989 in Segovia.
How do dining costs compare in Segovia and in Chiang Mai?
A mid-range dinner for two costs $47 in Segovia and $19 in Chiang Mai. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Segovia or in Chiang Mai?
Groceries cost about 29% more in Segovia, though the gap depends on what you buy.
Can you live on $800/month in Segovia or in Chiang Mai?
$800 is a stretch for both – monthly costs hit $1,585 in Segovia and $936 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city offers a better quality of life: Segovia or Chiang Mai?
It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $936 in Chiang Mai to $1,585 in Segovia. Climate, culture, job market, and personal taste all factor in.
How safe is Segovia compared to Chiang Mai?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Should I move to Segovia or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Segovia makes more sense. Both are solid long-term options with distinct trade-offs.

Segovia vs other spots: cost of living compared

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