Cost of Living Comparison Between Sebha and Chiang Mai Cost of Living Comparison Between Sebha and Chiang Mai

Name: Chiang Mai
Address: Chiang Mai, TH

Monthly Cost of Living

A single person spends $208 per month in Sebha vs $869 in Chiang Mai, rent included.

A couple spends around $288 per month in Sebha vs $1,362 in Chiang Mai, rent included.

A family of three spends $367 per month in Sebha vs $1,855 in Chiang Mai, rent included.

Sebha is about 76% cheaper than Chiang Mai, driven mainly by Groceries & Markets.

Both Sebha and Chiang Mai are more affordable than the global median – Sebha 85% lower, Chiang Mai 35% lower.

Meal at Budget Restaurant

$1.98 ฿64.3

Three-Course Dinner for Two, Mid-Range

$18.80 ฿612

Fast Food Meal (McDonalds, etc)

$7.75 ฿252

Cappuccino

$1.92 ฿62.5

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.79 ฿25.79

Water (0.33 liter bottle)

$0.36 ฿11.62

Local Beer (0.5 liter draught)

$2.21 ฿72.1

Imported Beer (0.33 liter bottle)

$3.66 ฿119

Milk (1 liter)

$0.91 LYD 5.80

$1.65 ฿53.8

-44.85%

White Bread (500g)

$1.63 ฿53.2

Rice (white) (1kg)

$0.82 LYD 5.24

$1.19 ฿38.86

-31.09%

Eggs

$1.35 LYD 8.60

$2.00 ฿65.1

-32.50%

Local Cheese (1kg)

$15.98 ฿520

Chicken Fillets (1kg)

$3.03 ฿98.5

Beef Round Steak (1kg)

$8.58 LYD 54.6

$10.86 ฿354

-20.99%

Apples (1kg)

$1.96 LYD 12.45

$2.76 ฿90.0

-28.99%

Banana (1kg)

$1.32 LYD 8.40

$1.18 ฿38.42

11.86%

Oranges (1kg)

$0.92 LYD 5.87

$1.64 ฿53.5

-43.90%

Tomato (1kg)

$0.49 LYD 3.09

$1.52 ฿49.51

-67.76%

Potato (1kg)

$0.49 LYD 3.09

$1.38 ฿45.10

-64.49%

Onion (1kg)

$0.48 LYD 3.05

$1.19 ฿38.84

-59.66%

Lettuce (1 head)

$0.70 ฿22.86

Water (1.5 liter bottle)

$0.31 LYD 2.00

$0.56 ฿18.13

-44.64%

Cigarettes 20 Pack (Marlboro, Camel)

$4.58 ฿149

Wine (Bottle)

$16.56 ฿539

Local Beer (0.5 liter bottle)

$1.83 ฿59.5

Imported Beer (0.33 liter bottle)

$3.20 ฿104

One-way Ticket (Public Transport)

$0.88 ฿28.56

Public Transport Monthly Pass (Regular Price)

$18.72 ฿610

Taxi Start (Normal Tariff)

$1.36 ฿44.16

Taxi (Normal Tariff) (1km)

$1.03 LYD 6.55

$1.34 ฿43.65

-23.13%

Taxi 1hour Waiting (Normal Tariff)

$7.84 ฿256

Gasoline (1 liter)

$0.03 LYD 0.20

$1.23 ฿39.92

-97.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K ฿704.3K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K ฿734.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$24.96 LYD 159

$70.5 ฿2,298

-64.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.68 ฿445

Internet (50+ Mbps, Unlimited Data)

$17.45 ฿568

Gym Membership (Monthly)

$8.11 LYD 51.6

$41.33 ฿1,346

-80.38%

Tennis Court (1 Hour on Weekend)

$6.96 ฿227

Cinema Ticket

$5.77 ฿188

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$307 ฿10.0K

International Primary School, 1 Child (Yearly)

$14.6K ฿475.9K

Jeans (Levis 501 Or Similar)

$55.8 ฿1,817

Summer Dress (H&M, Zara, etc)

$26.21 ฿854

Sport Shoes (Adidas, Nike)

$85.8 ฿2,793

Men's Leather Business Shoes

$72.2 ฿2,353

1-bedroom Apartment, City Center (Monthly)

$141 LYD 899

$430 ฿14.0K

-67.11%

1-bedroom Apartment, Outside City Center (Monthly)

$101 LYD 642

$239 ฿7,774

-57.72%

3-bedroom Apartment, City Center (Monthly)

$198 LYD 1,260

$817 ฿26.6K

-75.76%

3-bedroom Apartment, Outside City Center (Monthly)

$119 LYD 759

$511 ฿16.6K

-76.65%

Buy Apartment in City Center (m2)

$1,983 ฿64.6K

Buy Apartment Outside City Center (m2)

$1,484 ฿48.3K

Average Monthly Net Salary (After Tax)

$619 ฿20.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sebha: June 8, 2026

Last update for Chiang Mai: June 7, 2026

Cost Breakdown

A central one-bedroom costs $141 in Sebha versus $430 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sebha vs Chiang Mai: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 318% more than Sebha, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $312 per month in Sebha and $1,303 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sebha, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $208 in Sebha and $869 in Chiang Mai. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 227% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,200 covers both cities comfortably – all-in costs are $208 in Sebha and $869 in Chiang Mai, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Sebha costs $208 versus $869 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sebha. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.