Last update: Oct 2026

Cost of Living Comparison Between Seattle, WA and White Plains, NY

For one person, living costs are similar in Seattle, WA and in White Plains, NY: $3,785 and $3,728 a month, rent and utilities included.

184

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index
180

Cost of Living Index in White Plains, NY
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White Plains, NY Living Index

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Seattle, WA

🇺🇸 United States

$3,785

/mo nomad

White Plains, NY

🇺🇸 United States

$3,728

/mo nomad

Monthly Cost of Living

How much you'll spend in Seattle, WA and in White Plains, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seattle, WA and in White Plains, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,785 in Seattle, WA versus $3,728 in White Plains, NY.

Seattle, WA $3,785
White Plains, NY $3,728

Estimated couple costs with rent: $5,688 in Seattle, WA versus $6,000 in White Plains, NY.

Seattle, WA $5,688
White Plains, NY $6,000

Monthly costs for a family of three with rent: $7,592 in Seattle, WA versus $8,271 in White Plains, NY.

Seattle, WA $7,592
White Plains, NY $8,271

Monthly costs are close between Seattle, WA and White Plains, NY; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Seattle, WA 178% above, White Plains, NY 174% above.

Meal at Budget Restaurant

$25.30 $25.30

$19.65 $19.65

28.75%

Three-Course Dinner for Two, Mid-Range

$101 $101

$99.1 $99.1

1.78%

Fast Food Meal (McDonalds, etc)

$14.76 $14.76

$11.92 $11.92

23.83%

Cappuccino

$6.50 $6.50

$5.46 $5.46

19.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.21 $3.21

$2.57 $2.57

24.90%

Water (0.33 liter bottle)

$3.14 $3.14

$2.29 $2.29

37.12%

Local Beer (0.5 liter draught)

$7.97 $7.97

$7.91 $7.91

0.76%

Imported Beer (0.33 liter bottle)

$8.13 $8.13

$8.78 $8.78

-7.40%

Milk (1 liter)

$1.17 $1.17

$1.05 $1.05

11.43%

White Bread (500g)

$5.30 $5.30

$4.17 $4.17

27.10%

Rice (white) (1kg)

$6.40 $6.40

$7.08 $7.08

-9.60%

Eggs

$5.06 $5.06

$6.58 $6.58

-23.10%

Local Cheese (1kg)

$18.71 $18.71

$16.79 $16.79

11.44%

Chicken Fillets (1kg)

$18.72 $18.72

$17.05 $17.05

9.79%

Beef Round Steak (1kg)

$22.88 $22.88

$20.26 $20.26

12.93%

Apples (1kg)

$6.06 $6.06

$7.78 $7.78

-22.11%

Banana (1kg)

$1.95 $1.95

$2.31 $2.31

-15.58%

Oranges (1kg)

$5.51 $5.51

$5.28 $5.28

4.36%

Tomato (1kg)

$6.52 $6.52

$6.10 $6.10

6.89%

Potato (1kg)

$3.49 $3.49

$3.98 $3.98

-12.31%

Onion (1kg)

$3.29 $3.29

$4.69 $4.69

-29.85%

Lettuce (1 head)

$2.80 $2.80

$2.52 $2.52

11.11%

Water (1.5 liter bottle)

$2.58 $2.58

$2.52 $2.52

2.38%

Cigarettes 20 Pack (Marlboro, Camel)

$12.49 $12.49

$14.64 $14.64

-14.69%

Wine (Bottle)

$14.87 $14.87

$21.12 $21.12

-29.59%

Local Beer (0.5 liter bottle)

$4.19 $4.19

$1.76 $1.76

138.07%

Imported Beer (0.33 liter bottle)

$5.80 $5.80

$3.28 $3.28

76.83%

One-way Ticket (Public Transport)

$3.05 $3.05

$2.96 $2.96

3.04%

Public Transport Monthly Pass (Regular Price)

$106 $106

$146 $146

-27.21%

Taxi Start (Normal Tariff)

$2.58 $2.58

$2.95 $2.95

-12.54%

Taxi (Normal Tariff) (1km)

$1.64 $1.64

$2.20 $2.20

-25.45%

Taxi 1hour Waiting (Normal Tariff)

$30.12 $30.12

$18.21 $18.21

65.40%

Gasoline (1 liter)

$1.41 $1.41

$1.07 $1.07

31.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.8K $36.8K

$26.2K $26.2K

40.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$25.7K $25.7K

3.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$308 $308

$244 $244

26.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.2 $69.2

$60.0 $60.0

15.24%

Internet (50+ Mbps, Unlimited Data)

$86.1 $86.1

$61.0 $61.0

41.00%

Gym Membership (Monthly)

$76.5 $76.5

$173 $173

-55.84%

Tennis Court (1 Hour on Weekend)

$35.50 $35.50

$49.48 $49.48

-28.25%

Cinema Ticket

$18.02 $18.02

$20.39 $20.39

-11.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,746 $2,746

$2,029 $2,029

35.31%

International Primary School, 1 Child (Yearly)

$30.6K $30.6K

$29.9K $29.9K

2.14%

Jeans (Levis 501 Or Similar)

$79.2 $79.2

$69.1 $69.1

14.58%

Summer Dress (H&M, Zara, etc)

$54.3 $54.3

$57.5 $57.5

-5.50%

Sport Shoes (Adidas, Nike)

$127 $127

$120 $120

5.57%

Men's Leather Business Shoes

$159 $159

$122 $122

30.50%

1-bedroom Apartment, City Center (Monthly)

$2,508 $2,508

$2,747 $2,747

-8.69%

1-bedroom Apartment, Outside City Center (Monthly)

$1,938 $1,938

$1,951 $1,951

-0.65%

3-bedroom Apartment, City Center (Monthly)

$5,117 $5,117

$5,660 $5,660

-9.58%

3-bedroom Apartment, Outside City Center (Monthly)

$3,542 $3,542

$4,269 $4,269

-17.02%

Buy Apartment in City Center (m2)

$7,374 $7,374

Buy Apartment Outside City Center (m2)

$5,002 $5,002

Average Monthly Net Salary (After Tax)

$6,470 $6,470

$5,911 $5,911

9.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.08

13.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: October 26, 2026

Last update for White Plains, NY: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Seattle, WA

$1.9K 51.2%

White Plains, NY

$2K 52.3% 0.6% $13

Groceries & Markets

Seattle, WA

$547 14.5%

White Plains, NY

$527 14.1% 3.7% $20

Monthly Utilities & Internet

Seattle, WA

$463 12.2%

White Plains, NY

$365 9.8% 21.2% $98

Eating Out

Seattle, WA

$406 10.7%

White Plains, NY

$335 9% 17.5% $71

Clothing & Footwear

Seattle, WA

$189 5%

White Plains, NY

$166 4.5% 12.1% $23

Getting Around

Seattle, WA

$129 3.4%

White Plains, NY

$171 4.6% 32.8% $42

Sport & Entertainment

Seattle, WA

$112 3%

White Plains, NY

$214 5.7% 90.2% $101

Cost Breakdown

A one-bedroom apartment in the center runs $2,508 in Seattle, WA and $2,747 in White Plains, NY. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 9% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $101 in Seattle, WA vs $99 in White Plains, NY for a mid-range dinner for two. Groceries echo the gap at $547 vs $527 per month, with White Plains, NY cheaper across the board.

Good to know

🇺🇸 Seattle, WA

🇺🇸 White Plains, NY

🕒 Local time

03:42 3:42 AM

06:42 6:42 AM

3 h ahead of Seattle, WA

🌤 Weather

👥 Population

737,015

59,559

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

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Seattle, WA White Plains, NY 3,870 km ≈ 5 h nonstop flight

From you

Seattle, WA
White Plains, NY

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs White Plains, NY: Cost of Living - Frequently Asked Questions

Average pay runs 9% higher in Seattle, WA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,508 in Seattle, WA versus $2,747 in White Plains, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Seattle, WA runs roughly 27% less than in White Plains, NY. The price difference matters if you commute daily and watch your budget.

Childcare runs $2,746 in Seattle, WA versus $2,029 in White Plains, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $2,000. White Plains, NY is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – White Plains, NY wins on affordability, Seattle, WA on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.