Cost of Living Comparison Between Seattle, WA and White Plains, NY Cost of Living Comparison Between Seattle, WA and White Plains, NY

Monthly Cost of Living

Monthly costs for one person with rent: $3,565 in Seattle, WA versus $3,418 in White Plains, NY.

Estimated couple costs with rent: $5,605 in Seattle, WA versus $5,655 in White Plains, NY.

Monthly costs for a family of three with rent: $7,645 in Seattle, WA versus $7,892 in White Plains, NY.

Living in Seattle, WA is roughly 4% more expensive than in White Plains, NY, driven mainly by Sport & Entertainment.

Both cities are pricier than the global median: Seattle, WA 167% above, White Plains, NY 156% above.

Meal at Budget Restaurant

$24.79 $24.79

$19.97 $19.97

24.14%

Three-Course Dinner for Two, Mid-Range

$119 $119

$80.1 $80.1

48.47%

Fast Food Meal (McDonalds, etc)

$14.15 $14.15

$11.08 $11.08

27.71%

Cappuccino

$5.71 $5.71

$5.28 $5.28

8.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.93 $2.93

$2.63 $2.63

11.41%

Water (0.33 liter bottle)

$2.52 $2.52

$2.03 $2.03

24.14%

Local Beer (0.5 liter draught)

$7.89 $7.89

$7.96 $7.96

-0.88%

Imported Beer (0.33 liter bottle)

$8.05 $8.05

$7.56 $7.56

6.48%

Milk (1 liter)

$1.36 $1.36

$1.26 $1.26

7.94%

White Bread (500g)

$5.07 $5.07

$4.68 $4.68

8.33%

Rice (white) (1kg)

$5.25 $5.25

$6.54 $6.54

-19.72%

Eggs

$6.91 $6.91

$5.46 $5.46

26.56%

Local Cheese (1kg)

$24.95 $24.95

$13.63 $13.63

83.05%

Chicken Fillets (1kg)

$15.75 $15.75

$12.65 $12.65

24.51%

Beef Round Steak (1kg)

$20.72 $20.72

$14.80 $14.80

40.00%

Apples (1kg)

$6.19 $6.19

$5.89 $5.89

5.09%

Banana (1kg)

$2.79 $2.79

$2.30 $2.30

21.30%

Oranges (1kg)

$5.52 $5.52

$5.66 $5.66

-2.47%

Tomato (1kg)

$6.42 $6.42

$6.20 $6.20

3.55%

Potato (1kg)

$3.16 $3.16

$5.13 $5.13

-38.40%

Onion (1kg)

$3.89 $3.89

$4.83 $4.83

-19.46%

Lettuce (1 head)

$2.70 $2.70

$2.75 $2.75

-1.82%

Water (1.5 liter bottle)

$2.53 $2.53

$2.39 $2.39

5.86%

Cigarettes 20 Pack (Marlboro, Camel)

$11.37 $11.37

$15.79 $15.79

-27.99%

Wine (Bottle)

$15.67 $15.67

$20.78 $20.78

-24.59%

Local Beer (0.5 liter bottle)

$2.87 $2.87

$1.68 $1.68

70.83%

Imported Beer (0.33 liter bottle)

$4.26 $4.26

$3.55 $3.55

20.00%

One-way Ticket (Public Transport)

$2.71 $2.71

$2.84 $2.84

-4.58%

Public Transport Monthly Pass (Regular Price)

$98.8 $98.8

$155 $155

-36.25%

Taxi Start (Normal Tariff)

$2.58 $2.58

$3.08 $3.08

-16.23%

Taxi (Normal Tariff) (1km)

$1.63 $1.63

$2.11 $2.11

-22.75%

Taxi 1hour Waiting (Normal Tariff)

$29.68 $29.68

$18.14 $18.14

63.62%

Gasoline (1 liter)

$1.14 $1.14

$0.91 $0.91

25.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.8K $32.8K

$25.7K $25.7K

27.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K $26.4K

$24.1K $24.1K

9.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$264 $264

$163 $163

62.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.6 $61.6

$55.5 $55.5

10.94%

Internet (50+ Mbps, Unlimited Data)

$75.5 $75.5

$68.1 $68.1

10.86%

Gym Membership (Monthly)

$78.0 $78.0

$150 $150

-48.02%

Tennis Court (1 Hour on Weekend)

$40.28 $40.28

Cinema Ticket

$16.11 $16.11

$19.81 $19.81

-18.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,212 $2,212

$1,905 $1,905

16.09%

International Primary School, 1 Child (Yearly)

$29.0K $29.0K

$14.3K $14.3K

103.32%

Jeans (Levis 501 Or Similar)

$69.3 $69.3

$60.8 $60.8

13.96%

Summer Dress (H&M, Zara, etc)

$53.8 $53.8

$52.3 $52.3

2.79%

Sport Shoes (Adidas, Nike)

$119 $119

$112 $112

6.38%

Men's Leather Business Shoes

$142 $142

$131 $131

8.56%

1-bedroom Apartment, City Center (Monthly)

$2,357 $2,357

$2,228 $2,228

5.79%

1-bedroom Apartment, Outside City Center (Monthly)

$1,834 $1,834

$1,869 $1,869

-1.88%

3-bedroom Apartment, City Center (Monthly)

$4,686 $4,686

$5,562 $5,562

-15.74%

3-bedroom Apartment, Outside City Center (Monthly)

$3,571 $3,571

$4,370 $4,370

-18.29%

Buy Apartment in City Center (m2)

$7,539 $7,539

Buy Apartment Outside City Center (m2)

$5,046 $5,046

Average Monthly Net Salary (After Tax)

$6,473 $6,473

$6,047 $6,047

7.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.42

6.2

3.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: July 12, 2026

Last update for White Plains, NY: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,357 in Seattle, WA and $2,228 in White Plains, NY. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 7% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $119 in Seattle, WA vs $80.0 in White Plains, NY for a mid-range dinner for two. Groceries echo the gap at $543 vs $475 per month, with White Plains, NY cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs White Plains, NY: Cost of Living - Frequently Asked Questions

White Plains, NY is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet. The 4% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 7% higher in Seattle, WA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,357 in Seattle, WA versus $2,228 in White Plains, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in White Plains, NY – a meal for two runs $80.0 versus $119 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,565 per month in Seattle, WA versus $3,418 in White Plains, NY – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,000. White Plains, NY is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, White Plains, NY is more practical. Housing and childcare are both notably cheaper than in Seattle, WA, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Seattle, WA and White Plains, NY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find White Plains, NY gentler on the wallet – expenses run 4% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.