Last update: Oct 2026

Cost of Living Comparison Between Seattle, WA and Whitby, ON

For one person, living is cheaper in Whitby, ON: $2,798 a month against $3,800 in Seattle, WA, rent and utilities included – about $12,000 less a year. Rent and utilities account for about half of the difference.

185

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index
136

Cost of Living Index in Whitby, ON
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Whitby, ON Living Index

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Seattle, WA

🇺🇸 United States

$3,800

/mo nomad

Whitby, ON

🇨🇦 Canada

$2,798

/mo nomad

Monthly Cost of Living

How much you'll spend in Seattle, WA and in Whitby, ON

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seattle, WA and in Whitby, ON actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,800 in Seattle, WA versus $2,798 in Whitby, ON.

Seattle, WA $3,800
Whitby, ON $2,798

Estimated couple costs with rent: $5,702 in Seattle, WA versus $3,805 in Whitby, ON.

Seattle, WA $5,702
Whitby, ON $3,805

Monthly costs for a family of three with rent: $7,603 in Seattle, WA versus $4,811 in Whitby, ON.

Seattle, WA $7,603
Whitby, ON $4,811

Living in Seattle, WA is roughly 36% more expensive than in Whitby, ON, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Seattle, WA 182% above, Whitby, ON 107% above.

Meal at Budget Restaurant

$25.32 $25.32

$13.83 CA$19.55

83.08%

Three-Course Dinner for Two, Mid-Range

$101 $101

$67.7 CA$95.8

49.84%

Fast Food Meal (McDonalds, etc)

$14.85 $14.85

$8.29 CA$11.72

79.13%

Cappuccino

$6.59 $6.59

$3.50 CA$4.94

88.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.22 $3.22

$1.95 CA$2.75

65.13%

Water (0.33 liter bottle)

$3.14 $3.14

$1.42 CA$2.01

121.13%

Local Beer (0.5 liter draught)

$8.18 $8.18

$5.74 CA$8.11

42.51%

Imported Beer (0.33 liter bottle)

$8.03 $8.03

$6.36 CA$9.00

26.26%

Milk (1 liter)

$1.21 $1.21

$2.62 CA$3.71

-53.82%

White Bread (500g)

$5.12 $5.12

$2.77 CA$3.92

84.84%

Rice (white) (1kg)

$6.30 $6.30

$4.14 CA$5.85

52.17%

Eggs

$4.90 $4.90

$4.26 CA$6.02

15.02%

Local Cheese (1kg)

$19.10 $19.10

$9.06 CA$12.81

110.82%

Chicken Fillets (1kg)

$18.50 $18.50

$10.57 CA$14.94

75.02%

Beef Round Steak (1kg)

$23.03 $23.03

$13.36 CA$18.88

72.38%

Apples (1kg)

$5.81 $5.81

$4.13 CA$5.84

40.68%

Banana (1kg)

$1.95 $1.95

$1.83 CA$2.58

6.56%

Oranges (1kg)

$5.29 $5.29

$3.44 CA$4.86

53.78%

Tomato (1kg)

$6.48 $6.48

$3.64 CA$5.15

78.02%

Potato (1kg)

$3.57 $3.57

$3.35 CA$4.73

6.57%

Onion (1kg)

$3.15 $3.15

$3.08 CA$4.35

2.27%

Lettuce (1 head)

$2.85 $2.85

$2.23 CA$3.15

27.80%

Water (1.5 liter bottle)

$2.42 $2.42

$1.68 CA$2.37

44.05%

Cigarettes 20 Pack (Marlboro, Camel)

$12.75 $12.75

$14.16 CA$20.02

-9.96%

Wine (Bottle)

$14.99 $14.99

$12.49 CA$17.66

20.02%

Local Beer (0.5 liter bottle)

$4.17 $4.17

$3.51 CA$4.97

18.80%

Imported Beer (0.33 liter bottle)

$5.99 $5.99

$3.53 CA$4.99

69.69%

One-way Ticket (Public Transport)

$3.04 $3.04

$5.45 CA$7.70

-44.22%

Public Transport Monthly Pass (Regular Price)

$110 $110

$83.6 CA$118

31.62%

Taxi Start (Normal Tariff)

$2.55 $2.55

$3.57 CA$5.05

-28.57%

Taxi (Normal Tariff) (1km)

$1.64 $1.64

$0.72 CA$1.01

127.78%

Taxi 1hour Waiting (Normal Tariff)

$29.58 $29.58

$17.30 CA$24.46

70.98%

Gasoline (1 liter)

$1.42 $1.42

$1.15 CA$1.63

23.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.7K $35.7K

$27.3K CA$38.6K

30.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$19.0K CA$26.8K

34.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$299 $299

$137 CA$194

118.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$70.8 $70.8

$36.74 CA$51.9

92.76%

Internet (50+ Mbps, Unlimited Data)

$88.3 $88.3

$53.5 CA$75.7

65.00%

Gym Membership (Monthly)

$79.5 $79.5

$47.35 CA$66.9

67.92%

Tennis Court (1 Hour on Weekend)

$35.37 $35.37

Cinema Ticket

$17.12 $17.12

$9.01 CA$12.74

90.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,013 $3,013

$1,016 CA$1,436

196.57%

International Primary School, 1 Child (Yearly)

$31.6K $31.6K

$17.0K CA$24.0K

86.48%

Jeans (Levis 501 Or Similar)

$77.2 $77.2

$56.3 CA$79.6

37.22%

Summer Dress (H&M, Zara, etc)

$55.1 $55.1

$56.0 CA$79.2

-1.57%

Sport Shoes (Adidas, Nike)

$126 $126

$103 CA$145

22.28%

Men's Leather Business Shoes

$163 $163

$130 CA$184

24.79%

1-bedroom Apartment, City Center (Monthly)

$2,464 $2,464

$1,761 CA$2,489

39.97%

1-bedroom Apartment, Outside City Center (Monthly)

$1,956 $1,956

$1,639 CA$2,318

19.32%

3-bedroom Apartment, City Center (Monthly)

$4,711 $4,711

$2,273 CA$3,213

107.27%

3-bedroom Apartment, Outside City Center (Monthly)

$3,550 $3,550

$2,195 CA$3,104

61.70%

Buy Apartment in City Center (m2)

$7,346 $7,346

$7,419 CA$10.5K

-0.98%

Buy Apartment Outside City Center (m2)

$5,048 $5,048

$5,002 CA$7,071

0.92%

Average Monthly Net Salary (After Tax)

$6,286 $6,286

$3,051 CA$4,313

106.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

5.39

27.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: October 13, 2026

Last update for Whitby, ON: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Seattle, WA

$2K 51.5%

Whitby, ON

$1.6K 58.6% 16.2% $317

Groceries & Markets

Seattle, WA

$542 14.3%

Whitby, ON

$366 13.1% 32.4% $176

Monthly Utilities & Internet

Seattle, WA

$458 12.1%

Whitby, ON

$227 8.1% 50.4% $231

Eating Out

Seattle, WA

$409 10.8%

Whitby, ON

$232 8.3% 43.1% $176

Clothing & Footwear

Seattle, WA

$189 5%

Whitby, ON

$155 5.6% 17.9% $34

Getting Around

Seattle, WA

$133 3.5%

Whitby, ON

$113 4% 15.4% $20

Sport & Entertainment

Seattle, WA

$114 3%

Whitby, ON

$65 2.3% 42.5% $48

Cost Breakdown

A one-bedroom apartment in the center runs $2,464 in Seattle, WA and $1,761 in Whitby, ON. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 106% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $101 in Seattle, WA vs $68.0 in Whitby, ON for a mid-range dinner for two. Groceries echo the gap at $542 vs $366 per month, with Whitby, ON cheaper across the board.

Good to know

🇺🇸 Seattle, WA

🇨🇦 Whitby, ON

🕒 Local time

05:24 5:24 AM

08:24 8:24 AM

3 h ahead of Seattle, WA

🌤 Weather

👥 Population

737,015

128,377

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Seattle, WA Whitby, ON 3,350 km ≈ 4 h 45 min nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Whitby, ON: Cost of Living - Frequently Asked Questions

Whitby, ON is cheaper overall, especially in groceries, eating out, and clothing. The 36% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 106% higher in Seattle, WA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,464 in Seattle, WA versus $1,761 in Whitby, ON. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Whitby, ON – a meal for two runs $68.0 versus $101 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,800 per month in Seattle, WA versus $2,798 in Whitby, ON – a 36% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,000. Whitby, ON is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Whitby, ON is more practical. Housing and childcare are both notably cheaper than in Seattle, WA, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Whitby, ON gentler on the wallet – expenses run 36% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.