Last update: Oct 2026

Cost of Living Comparison Between Seattle, WA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,785 in Seattle, WA, rent and utilities included – about $29,200 less a year. Rent and utilities account for most of the difference.

184

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Seattle, WA

🇺🇸 United States

$3,785

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Seattle, WA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seattle, WA and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,785 in Seattle, WA versus $1,349 in Ubud, Bali.

Seattle, WA $3,785
Ubud, Bali $1,349

Estimated couple costs with rent: $5,688 in Seattle, WA versus $2,305 in Ubud, Bali.

Seattle, WA $5,688
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $7,592 in Seattle, WA versus $3,261 in Ubud, Bali.

Seattle, WA $7,592
Ubud, Bali $3,261

Living in Seattle, WA is roughly 181% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$25.30 $25.30

$3.32 Rp 59.9K

662.05%

Three-Course Dinner for Two, Mid-Range

$101 $101

$35.64 Rp 642.4K

183.11%

Fast Food Meal (McDonalds, etc)

$14.76 $14.76

$5.53 Rp 99.7K

166.91%

Cappuccino

$6.50 $6.50

$2.72 Rp 49.0K

138.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.21 $3.21

$1.70 Rp 30.7K

88.82%

Water (0.33 liter bottle)

$3.14 $3.14

$0.76 Rp 13.7K

313.16%

Local Beer (0.5 liter draught)

$7.97 $7.97

$2.65 Rp 47.8K

200.75%

Imported Beer (0.33 liter bottle)

$8.13 $8.13

$4.38 Rp 79.0K

85.62%

Milk (1 liter)

$1.17 $1.17

$1.49 Rp 26.9K

-21.48%

White Bread (500g)

$5.30 $5.30

$2.28 Rp 41.0K

132.46%

Rice (white) (1kg)

$6.40 $6.40

$1.19 Rp 21.5K

437.82%

Eggs

$5.06 $5.06

$2.04 Rp 36.7K

148.04%

Local Cheese (1kg)

$18.71 $18.71

$17.70 Rp 319.1K

5.71%

Chicken Fillets (1kg)

$18.72 $18.72

$3.96 Rp 71.4K

372.73%

Beef Round Steak (1kg)

$22.88 $22.88

$12.19 Rp 219.7K

87.69%

Apples (1kg)

$6.06 $6.06

$3.66 Rp 65.9K

65.57%

Banana (1kg)

$1.95 $1.95

$1.52 Rp 27.4K

28.29%

Oranges (1kg)

$5.51 $5.51

$2.23 Rp 40.2K

147.09%

Tomato (1kg)

$6.52 $6.52

$1.97 Rp 35.6K

230.96%

Potato (1kg)

$3.49 $3.49

$1.85 Rp 33.3K

88.65%

Onion (1kg)

$3.29 $3.29

$2.42 Rp 43.7K

35.95%

Lettuce (1 head)

$2.80 $2.80

$0.99 Rp 17.8K

182.83%

Water (1.5 liter bottle)

$2.58 $2.58

$0.51 Rp 9,255

405.88%

Cigarettes 20 Pack (Marlboro, Camel)

$12.49 $12.49

$2.22 Rp 40.0K

462.61%

Wine (Bottle)

$14.87 $14.87

$22.24 Rp 400.9K

-33.14%

Local Beer (0.5 liter bottle)

$4.19 $4.19

$2.26 Rp 40.7K

85.40%

Imported Beer (0.33 liter bottle)

$5.80 $5.80

$2.97 Rp 53.5K

95.29%

One-way Ticket (Public Transport)

$3.05 $3.05

$0.25 Rp 4,525

1120.00%

Public Transport Monthly Pass (Regular Price)

$106 $106

$7.82 Rp 141.0K

1254.73%

Taxi Start (Normal Tariff)

$2.58 $2.58

$0.44 Rp 7,923

486.36%

Taxi (Normal Tariff) (1km)

$1.64 $1.64

$0.43 Rp 7,753

281.40%

Taxi 1hour Waiting (Normal Tariff)

$30.12 $30.12

$5.41 Rp 97.5K

456.75%

Gasoline (1 liter)

$1.41 $1.41

$0.82 Rp 14.9K

71.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.8K $36.8K

$23.8K Rp 429.7M

54.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$31.7K Rp 572.3M

-16.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$308 $308

$79.1 Rp 1.4M

289.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.2 $69.2

$6.45 Rp 116.2K

972.40%

Internet (50+ Mbps, Unlimited Data)

$86.1 $86.1

$18.58 Rp 334.9K

363.13%

Gym Membership (Monthly)

$76.5 $76.5

$49.48 Rp 892.0K

54.51%

Tennis Court (1 Hour on Weekend)

$35.50 $35.50

$17.65 Rp 318.1K

101.13%

Cinema Ticket

$18.02 $18.02

$4.27 Rp 77.0K

322.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,746 $2,746

$491 Rp 8.8M

459.74%

International Primary School, 1 Child (Yearly)

$30.6K $30.6K

$5,674 Rp 102.3M

439.06%

Jeans (Levis 501 Or Similar)

$79.2 $79.2

$44.64 Rp 804.7K

77.31%

Summer Dress (H&M, Zara, etc)

$54.3 $54.3

$34.95 Rp 630.1K

55.39%

Sport Shoes (Adidas, Nike)

$127 $127

$79.9 Rp 1.4M

58.72%

Men's Leather Business Shoes

$159 $159

$79.4 Rp 1.4M

100.15%

1-bedroom Apartment, City Center (Monthly)

$2,508 $2,508

$1,125 Rp 20.3M

123.00%

1-bedroom Apartment, Outside City Center (Monthly)

$1,938 $1,938

$671 Rp 12.1M

188.67%

3-bedroom Apartment, City Center (Monthly)

$5,117 $5,117

$3,565 Rp 64.3M

43.56%

3-bedroom Apartment, Outside City Center (Monthly)

$3,542 $3,542

$1,723 Rp 31.1M

105.55%

Buy Apartment in City Center (m2)

$7,374 $7,374

$2,732 Rp 49.2M

169.94%

Buy Apartment Outside City Center (m2)

$5,002 $5,002

$2,284 Rp 41.2M

119.00%

Average Monthly Net Salary (After Tax)

$6,470 $6,470

$164 Rp 3.0M

3848.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

13.78

-50.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Seattle, WA

$1.9K 51.2%

Ubud, Bali

$672 49.8% 65.4% $1.3K

Groceries & Markets

Seattle, WA

$547 14.5%

Ubud, Bali

$288 21.4% 47.3% $259

Monthly Utilities & Internet

Seattle, WA

$463 12.2%

Ubud, Bali

$104 7.7% 77.5% $359

Eating Out

Seattle, WA

$406 10.7%

Ubud, Bali

$108 8% 73.5% $299

Clothing & Footwear

Seattle, WA

$189 5%

Ubud, Bali

$108 8% 43% $81

Getting Around

Seattle, WA

$129 3.4%

Ubud, Bali

$11 0.9% 91.1% $118

Sport & Entertainment

Seattle, WA

$112 3%

Ubud, Bali

$58 4.3% 48.4% $54

Cost Breakdown

A one-bedroom apartment in the center runs $2,508 in Seattle, WA and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays about 39 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $101 in Seattle, WA vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $547 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Seattle, WA

🇮🇩 Ubud, Bali

🕒 Local time

03:07 3:07 AM

18:07 6:07 PM

15 h ahead of Seattle, WA

🌤 Weather

👥 Population

737,015

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.899 EUR

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

IDR to USD in detail →

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Seattle, WA Ubud, Bali 13,100 km ≈ 17 h nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in eating out, groceries, and utilities. The 181% gap adds up to real monthly savings that compound significantly over time.

Average pay in Seattle, WA is about 39 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,508 in Seattle, WA versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $101 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $3,785 per month in Seattle, WA versus $1,349 in Ubud, Bali – a 181% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Seattle, WA, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 64% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.