Cost of Living Comparison Between Seattle, WA and Toledo, OH Cost of Living Comparison Between Seattle, WA and Toledo, OH

Monthly Cost of Living

Monthly costs for one person with rent: $3,539 in Seattle, WA versus $1,869 in Toledo, OH.

Estimated couple costs with rent: $5,510 in Seattle, WA versus $2,870 in Toledo, OH.

Monthly costs for a family of three with rent: $7,481 in Seattle, WA versus $3,871 in Toledo, OH.

Living in Seattle, WA is roughly 89% more expensive than Toledo, OH, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Seattle, WA 163% above, Toledo, OH 39% above.

Meal at Budget Restaurant

$25.25 $25.25

$19.87 $19.87

27.08%

Three-Course Dinner for Two, Mid-Range

$120 $120

$65.0 $65.0

84.49%

Fast Food Meal (McDonalds, etc)

$13.79 $13.79

$10.07 $10.07

36.94%

Cappuccino

$5.61 $5.61

$4.35 $4.35

28.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.00 $3.00

$2.28 $2.28

31.58%

Water (0.33 liter bottle)

$2.50 $2.50

$1.34 $1.34

86.57%

Local Beer (0.5 liter draught)

$7.85 $7.85

$4.89 $4.89

60.53%

Imported Beer (0.33 liter bottle)

$7.92 $7.92

$5.09 $5.09

55.60%

Milk (1 liter)

$1.36 $1.36

$0.82 $0.82

65.85%

White Bread (500g)

$4.86 $4.86

$2.91 $2.91

67.01%

Rice (white) (1kg)

$5.31 $5.31

$4.05 $4.05

31.11%

Eggs

$6.61 $6.61

$2.68 $2.68

146.64%

Local Cheese (1kg)

$24.48 $24.48

$12.28 $12.28

99.35%

Chicken Fillets (1kg)

$16.02 $16.02

$11.39 $11.39

40.65%

Beef Round Steak (1kg)

$20.57 $20.57

$15.14 $15.14

35.87%

Apples (1kg)

$6.10 $6.10

$3.83 $3.83

59.27%

Banana (1kg)

$2.88 $2.88

$1.86 $1.86

54.84%

Oranges (1kg)

$5.57 $5.57

$3.39 $3.39

64.31%

Tomato (1kg)

$6.74 $6.74

$3.81 $3.81

76.90%

Potato (1kg)

$3.20 $3.20

$2.30 $2.30

39.13%

Onion (1kg)

$3.79 $3.79

$2.03 $2.03

86.70%

Lettuce (1 head)

$2.72 $2.72

$2.47 $2.47

10.12%

Water (1.5 liter bottle)

$2.62 $2.62

$2.13 $2.13

23.00%

Cigarettes 20 Pack (Marlboro, Camel)

$11.71 $11.71

$10.06 $10.06

16.40%

Wine (Bottle)

$15.81 $15.81

$13.48 $13.48

17.28%

Local Beer (0.5 liter bottle)

$2.85 $2.85

$1.92 $1.92

48.44%

Imported Beer (0.33 liter bottle)

$4.38 $4.38

$3.20 $3.20

36.87%

One-way Ticket (Public Transport)

$2.69 $2.69

$1.23 $1.23

118.70%

Public Transport Monthly Pass (Regular Price)

$98.9 $98.9

$58.4 $58.4

69.41%

Taxi Start (Normal Tariff)

$2.63 $2.63

$2.56 $2.56

2.73%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$2.43 $2.43

-32.10%

Taxi 1hour Waiting (Normal Tariff)

$29.86 $29.86

$40.43 $40.43

-26.14%

Gasoline (1 liter)

$1.14 $1.14

$0.81 $0.81

40.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.6K $32.6K

$29.4K $29.4K

10.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K $26.4K

$25.9K $25.9K

2.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$264 $264

$200 $200

31.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.6 $60.6

$49.36 $49.36

22.67%

Internet (50+ Mbps, Unlimited Data)

$76.1 $76.1

$75.0 $75.0

1.55%

Gym Membership (Monthly)

$78.0 $78.0

$31.32 $31.32

149.01%

Tennis Court (1 Hour on Weekend)

$40.01 $40.01

$19.77 $19.77

102.38%

Cinema Ticket

$16.19 $16.19

$10.94 $10.94

47.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,253 $2,253

$1,477 $1,477

52.62%

International Primary School, 1 Child (Yearly)

$29.7K $29.7K

$14.5K $14.5K

105.48%

Jeans (Levis 501 Or Similar)

$70.5 $70.5

$43.48 $43.48

62.10%

Summer Dress (H&M, Zara, etc)

$51.8 $51.8

$39.62 $39.62

30.77%

Sport Shoes (Adidas, Nike)

$119 $119

$70.2 $70.2

69.38%

Men's Leather Business Shoes

$143 $143

$66.9 $66.9

113.33%

1-bedroom Apartment, City Center (Monthly)

$2,381 $2,381

$842 $842

182.69%

1-bedroom Apartment, Outside City Center (Monthly)

$1,887 $1,887

$654 $654

188.41%

3-bedroom Apartment, City Center (Monthly)

$4,752 $4,752

$1,489 $1,489

219.20%

3-bedroom Apartment, Outside City Center (Monthly)

$3,585 $3,585

$1,296 $1,296

176.55%

Buy Apartment in City Center (m2)

$7,850 $7,850

$1,579 $1,579

397.28%

Buy Apartment Outside City Center (m2)

$5,213 $5,213

$1,567 $1,567

232.58%

Average Monthly Net Salary (After Tax)

$6,446 $6,446

$3,278 $3,278

96.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.42

6.51

-1.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: April 13, 2026

Last update for Toledo, OH: April 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,381 in Seattle, WA and $842 in Toledo, OH. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 97% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $120 in Seattle, WA vs $65 in Toledo, OH for a mid-range dinner for two. Groceries echo the gap at $543 vs $356 per month, with Toledo, OH cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Toledo, OH: Cost of Living - Frequently Asked Questions

Toledo, OH is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 89% gap adds up to real monthly savings that compound significantly over time.

Seattle, WA pays 97% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,381 in Seattle, WA versus $842 in Toledo, OH. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Toledo, OH – a meal for two runs $65.0 versus $120 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,539 per month in Seattle, WA versus $1,869 in Toledo, OH – a 89% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,869 in Toledo, OH versus $3,539 in Seattle, WA, a $2,500 budget is realistic in Toledo, OH but tight or insufficient in Seattle, WA. The gap between the two cities makes Toledo, OH the clear choice for anyone on this budget.

For families, Toledo, OH is more practical. Housing and childcare are both notably cheaper than in Seattle, WA, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Toledo, OH gentler on the wallet – expenses run 89% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.