Last update: Oct 2026

Cost of Living Comparison Between Seattle, WA and Toledo, OH

For one person, living is cheaper in Toledo, OH: $1,899 a month against $3,785 in Seattle, WA, rent and utilities included – about $22,600 less a year. Rent and utilities account for most of the difference.

184

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index
92

Cost of Living Index in Toledo, OH
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Toledo, OH Living Index

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Seattle, WA

🇺🇸 United States

$3,785

/mo nomad

Toledo, OH

🇺🇸 United States

$1,899

/mo nomad

Monthly Cost of Living

How much you'll spend in Seattle, WA and in Toledo, OH

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seattle, WA and in Toledo, OH actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,785 in Seattle, WA versus $1,899 in Toledo, OH.

Seattle, WA $3,785
Toledo, OH $1,899

Estimated couple costs with rent: $5,688 in Seattle, WA versus $2,892 in Toledo, OH.

Seattle, WA $5,688
Toledo, OH $2,892

Monthly costs for a family of three with rent: $7,592 in Seattle, WA versus $3,885 in Toledo, OH.

Seattle, WA $7,592
Toledo, OH $3,885

Living in Seattle, WA is roughly 99% more expensive than in Toledo, OH, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Seattle, WA 178% above, Toledo, OH 40% above.

Meal at Budget Restaurant

$25.30 $25.30

$19.64 $19.64

28.82%

Three-Course Dinner for Two, Mid-Range

$101 $101

$66.3 $66.3

52.30%

Fast Food Meal (McDonalds, etc)

$14.76 $14.76

$9.87 $9.87

49.54%

Cappuccino

$6.50 $6.50

$5.29 $5.29

22.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.21 $3.21

$2.13 $2.13

50.70%

Water (0.33 liter bottle)

$3.14 $3.14

$1.58 $1.58

98.73%

Local Beer (0.5 liter draught)

$7.97 $7.97

$4.99 $4.99

59.72%

Imported Beer (0.33 liter bottle)

$8.13 $8.13

$5.07 $5.07

60.36%

Milk (1 liter)

$1.17 $1.17

$0.94 $0.94

24.47%

White Bread (500g)

$5.30 $5.30

$3.33 $3.33

59.16%

Rice (white) (1kg)

$6.40 $6.40

$4.15 $4.15

54.22%

Eggs

$5.06 $5.06

$3.32 $3.32

52.41%

Local Cheese (1kg)

$18.71 $18.71

$11.21 $11.21

66.90%

Chicken Fillets (1kg)

$18.72 $18.72

$10.03 $10.03

86.64%

Beef Round Steak (1kg)

$22.88 $22.88

$16.53 $16.53

38.42%

Apples (1kg)

$6.06 $6.06

$3.43 $3.43

76.68%

Banana (1kg)

$1.95 $1.95

$1.45 $1.45

34.48%

Oranges (1kg)

$5.51 $5.51

$4.45 $4.45

23.82%

Tomato (1kg)

$6.52 $6.52

$3.83 $3.83

70.23%

Potato (1kg)

$3.49 $3.49

$2.58 $2.58

35.27%

Onion (1kg)

$3.29 $3.29

$1.96 $1.96

67.86%

Lettuce (1 head)

$2.80 $2.80

$2.60 $2.60

7.69%

Water (1.5 liter bottle)

$2.58 $2.58

$2.21 $2.21

16.74%

Cigarettes 20 Pack (Marlboro, Camel)

$12.49 $12.49

$9.89 $9.89

26.29%

Wine (Bottle)

$14.87 $14.87

$13.44 $13.44

10.64%

Local Beer (0.5 liter bottle)

$4.19 $4.19

$1.95 $1.95

114.87%

Imported Beer (0.33 liter bottle)

$5.80 $5.80

$3.04 $3.04

90.79%

One-way Ticket (Public Transport)

$3.05 $3.05

$1.54 $1.54

98.05%

Public Transport Monthly Pass (Regular Price)

$106 $106

$45.57 $45.57

132.48%

Taxi Start (Normal Tariff)

$2.58 $2.58

$2.44 $2.44

5.74%

Taxi (Normal Tariff) (1km)

$1.64 $1.64

$2.45 $2.45

-33.06%

Taxi 1hour Waiting (Normal Tariff)

$30.12 $30.12

$39.64 $39.64

-24.02%

Gasoline (1 liter)

$1.41 $1.41

$1.02 $1.02

38.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.8K $36.8K

$31.1K $31.1K

18.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$25.9K $25.9K

2.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$308 $308

$181 $181

69.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.2 $69.2

$61.7 $61.7

12.03%

Internet (50+ Mbps, Unlimited Data)

$86.1 $86.1

$64.8 $64.8

32.71%

Gym Membership (Monthly)

$76.5 $76.5

$24.19 $24.19

216.04%

Tennis Court (1 Hour on Weekend)

$35.50 $35.50

$19.71 $19.71

80.11%

Cinema Ticket

$18.02 $18.02

$12.09 $12.09

49.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,746 $2,746

$1,688 $1,688

62.68%

International Primary School, 1 Child (Yearly)

$30.6K $30.6K

$14.2K $14.2K

115.87%

Jeans (Levis 501 Or Similar)

$79.2 $79.2

$45.52 $45.52

73.88%

Summer Dress (H&M, Zara, etc)

$54.3 $54.3

$39.79 $39.79

36.49%

Sport Shoes (Adidas, Nike)

$127 $127

$71.1 $71.1

78.32%

Men's Leather Business Shoes

$159 $159

$78.5 $78.5

102.63%

1-bedroom Apartment, City Center (Monthly)

$2,508 $2,508

$955 $955

162.76%

1-bedroom Apartment, Outside City Center (Monthly)

$1,938 $1,938

$710 $710

172.83%

3-bedroom Apartment, City Center (Monthly)

$5,117 $5,117

$1,193 $1,193

329.05%

3-bedroom Apartment, Outside City Center (Monthly)

$3,542 $3,542

$1,267 $1,267

179.47%

Buy Apartment in City Center (m2)

$7,374 $7,374

$1,768 $1,768

317.19%

Buy Apartment Outside City Center (m2)

$5,002 $5,002

$1,303 $1,303

283.95%

Average Monthly Net Salary (After Tax)

$6,470 $6,470

$3,434 $3,434

88.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.51

5.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: October 26, 2026

Last update for Toledo, OH: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Seattle, WA

$1.9K 51.2%

Toledo, OH

$710 37.4% 63.3% $1.2K

Groceries & Markets

Seattle, WA

$547 14.5%

Toledo, OH

$360 19% 34.2% $187

Monthly Utilities & Internet

Seattle, WA

$463 12.2%

Toledo, OH

$308 16.2% 33.5% $155

Eating Out

Seattle, WA

$406 10.7%

Toledo, OH

$300 15.8% 26.1% $106

Clothing & Footwear

Seattle, WA

$189 5%

Toledo, OH

$106 5.6% 44% $83

Getting Around

Seattle, WA

$129 3.4%

Toledo, OH

$66 3.5% 48.5% $63

Sport & Entertainment

Seattle, WA

$112 3%

Toledo, OH

$48 2.6% 57% $64

Cost Breakdown

A one-bedroom apartment in the center runs $2,508 in Seattle, WA and $955 in Toledo, OH. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 88% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $101 in Seattle, WA vs $66 in Toledo, OH for a mid-range dinner for two. Groceries echo the gap at $547 vs $360 per month, with Toledo, OH cheaper across the board.

Good to know

🇺🇸 Seattle, WA

🇺🇸 Toledo, OH

🕒 Local time

09:07 9:07 AM

12:07 12:07 PM

3 h ahead of Seattle, WA

🌤 Weather

👥 Population

737,015

268,508

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.899 EUR

Exchange rates and currency converter

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Between locations

Seattle, WA Toledo, OH 3,110 km ≈ 4 h 30 min nonstop flight

From you

Seattle, WA
Toledo, OH

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Toledo, OH: Cost of Living - Frequently Asked Questions

Toledo, OH is cheaper overall, especially in groceries, eating out, and clothing. The 99% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 88% higher in Seattle, WA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,508 in Seattle, WA versus $955 in Toledo, OH. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Toledo, OH – a meal for two runs $66 versus $101 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $3,785 per month in Seattle, WA versus $1,899 in Toledo, OH – a 99% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,899 in Toledo, OH versus $3,785 in Seattle, WA, a $2,500 budget is realistic in Toledo, OH but tight or insufficient in Seattle, WA. The gap between the two cities makes Toledo, OH the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toledo, OH gentler on the wallet – expenses run 50% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.