Last update: Oct 2026

Cost of Living Comparison Between Seattle, WA and The Villages, FL

For one person, living is cheaper in The Villages, FL: $2,190 a month against $3,782 in Seattle, WA, rent and utilities included – about $19,100 less a year. Rent and utilities account for most of the difference.

184

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index
106

Cost of Living Index in The Villages, FL
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The Villages, FL Living Index

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Seattle, WA

🇺🇸 United States

$3,782

/mo nomad

The Villages, FL

🇺🇸 United States

$2,190

/mo nomad

Monthly Cost of Living

How much you'll spend in Seattle, WA and in The Villages, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seattle, WA and in The Villages, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,782 in Seattle, WA versus $2,190 in The Villages, FL.

Seattle, WA $3,782
The Villages, FL $2,190

Estimated couple costs with rent: $5,636 in Seattle, WA versus $3,452 in The Villages, FL.

Seattle, WA $5,636
The Villages, FL $3,452

Monthly costs for a family of three with rent: $7,489 in Seattle, WA versus $4,714 in The Villages, FL.

Seattle, WA $7,489
The Villages, FL $4,714

Living in Seattle, WA is roughly 73% more expensive than in The Villages, FL, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Seattle, WA 179% above, The Villages, FL 62% above.

Meal at Budget Restaurant

$24.52 $24.52

$12.08 $12.08

102.98%

Three-Course Dinner for Two, Mid-Range

$98.2 $98.2

$75.2 $75.2

30.61%

Fast Food Meal (McDonalds, etc)

$14.79 $14.79

$8.71 $8.71

69.80%

Cappuccino

$6.52 $6.52

$4.45 $4.45

46.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.23 $3.23

$2.57 $2.57

25.68%

Water (0.33 liter bottle)

$3.17 $3.17

$2.46 $2.46

28.86%

Local Beer (0.5 liter draught)

$7.85 $7.85

$4.97 $4.97

57.95%

Imported Beer (0.33 liter bottle)

$8.03 $8.03

$7.08 $7.08

13.42%

Milk (1 liter)

$1.21 $1.21

$1.02 $1.02

18.63%

White Bread (500g)

$5.14 $5.14

$3.55 $3.55

44.79%

Rice (white) (1kg)

$6.05 $6.05

$4.31 $4.31

40.37%

Eggs

$4.88 $4.88

$4.26 $4.26

14.55%

Local Cheese (1kg)

$19.18 $19.18

$12.54 $12.54

52.95%

Chicken Fillets (1kg)

$18.91 $18.91

$11.41 $11.41

65.73%

Beef Round Steak (1kg)

$23.31 $23.31

$17.25 $17.25

35.13%

Apples (1kg)

$5.99 $5.99

$4.90 $4.90

22.24%

Banana (1kg)

$1.93 $1.93

$1.29 $1.29

49.61%

Oranges (1kg)

$5.25 $5.25

$4.38 $4.38

19.86%

Tomato (1kg)

$6.57 $6.57

$4.81 $4.81

36.59%

Potato (1kg)

$3.62 $3.62

$3.05 $3.05

18.69%

Onion (1kg)

$3.31 $3.31

$2.70 $2.70

22.59%

Lettuce (1 head)

$2.78 $2.78

$2.19 $2.19

26.94%

Water (1.5 liter bottle)

$2.51 $2.51

$2.41 $2.41

4.15%

Cigarettes 20 Pack (Marlboro, Camel)

$12.18 $12.18

$10.05 $10.05

21.19%

Wine (Bottle)

$14.83 $14.83

$15.16 $15.16

-2.18%

Local Beer (0.5 liter bottle)

$4.22 $4.22

$2.16 $2.16

95.37%

Imported Beer (0.33 liter bottle)

$5.77 $5.77

$3.65 $3.65

58.08%

One-way Ticket (Public Transport)

$2.95 $2.95

$1.91 $1.91

54.45%

Public Transport Monthly Pass (Regular Price)

$106 $106

Taxi Start (Normal Tariff)

$2.65 $2.65

$3.08 $3.08

-13.96%

Taxi (Normal Tariff) (1km)

$1.72 $1.72

$1.85 $1.85

-7.03%

Taxi 1hour Waiting (Normal Tariff)

$29.72 $29.72

$26.49 $26.49

12.19%

Gasoline (1 liter)

$1.49 $1.49

$0.88 $0.88

69.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.9K $35.9K

$25.4K $25.4K

41.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$24.8K $24.8K

5.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$302 $302

$195 $195

54.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$70.1 $70.1

$59.2 $59.2

18.43%

Internet (50+ Mbps, Unlimited Data)

$85.3 $85.3

$69.8 $69.8

22.11%

Gym Membership (Monthly)

$77.8 $77.8

$41.22 $41.22

88.84%

Tennis Court (1 Hour on Weekend)

$34.58 $34.58

Cinema Ticket

$17.84 $17.84

$13.72 $13.72

30.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,973 $2,973

$1,260 $1,260

135.89%

International Primary School, 1 Child (Yearly)

$31.3K $31.3K

$22.3K $22.3K

40.19%

Jeans (Levis 501 Or Similar)

$76.6 $76.6

$53.9 $53.9

42.15%

Summer Dress (H&M, Zara, etc)

$54.1 $54.1

$41.33 $41.33

30.78%

Sport Shoes (Adidas, Nike)

$128 $128

$84.9 $84.9

51.00%

Men's Leather Business Shoes

$164 $164

$116 $116

41.63%

1-bedroom Apartment, City Center (Monthly)

$2,445 $2,445

$1,426 $1,426

71.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,947 $1,947

$1,008 $1,008

93.20%

3-bedroom Apartment, City Center (Monthly)

$4,744 $4,744

$2,785 $2,785

70.33%

3-bedroom Apartment, Outside City Center (Monthly)

$3,469 $3,469

$2,096 $2,096

65.48%

Buy Apartment in City Center (m2)

$7,367 $7,367

$2,721 $2,721

170.77%

Buy Apartment Outside City Center (m2)

$5,127 $5,127

$2,336 $2,336

119.49%

Average Monthly Net Salary (After Tax)

$6,506 $6,506

$6,414 $6,414

1.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.47

6.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: October 19, 2026

Last update for The Villages, FL: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Seattle, WA

$1.9K 51.5%

The Villages, FL

$1K 46% 48.2% $939

Groceries & Markets

Seattle, WA

$546 14.4%

The Villages, FL

$401 18.3% 26.5% $145

Monthly Utilities & Internet

Seattle, WA

$457 12.1%

The Villages, FL

$325 14.8% 29% $133

Eating Out

Seattle, WA

$400 10.6%

The Villages, FL

$235 10.7% 41.1% $164

Clothing & Footwear

Seattle, WA

$190 5%

The Villages, FL

$133 6.1% 30% $57

Getting Around

Seattle, WA

$129 3.4%

The Villages, FL

$20 * 0.9% 84.6% $109

Sport & Entertainment

Seattle, WA

$114 3%

The Villages, FL

$69 3.1% 39.5% $45

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,445 in Seattle, WA and $1,426 in The Villages, FL. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 1% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $98.0 in Seattle, WA vs $75.0 in The Villages, FL for a mid-range dinner for two. Groceries echo the gap at $546 vs $401 per month, with The Villages, FL cheaper across the board.

Good to know

🇺🇸 Seattle, WA

🇺🇸 The Villages, FL

🕒 Local time

06:17 6:17 AM

09:17 9:17 AM

3 h ahead of Seattle, WA

🌤 Weather

👥 Population

737,015

79,077

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Seattle, WA The Villages, FL 4,020 km ≈ 6 h nonstop flight

From you

Seattle, WA
The Villages, FL

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs The Villages, FL: Cost of Living - Frequently Asked Questions

The Villages, FL is cheaper overall, especially in groceries, eating out, and clothing. The 73% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1% higher in Seattle, WA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,445 in Seattle, WA versus $1,426 in The Villages, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,973 in Seattle, WA versus $1,260 in The Villages, FL. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in The Villages, FL – a meal for two runs $75.0 versus $98.0 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,190 in The Villages, FL versus $3,782 in Seattle, WA, a $2,500 budget is realistic in The Villages, FL but tight or insufficient in Seattle, WA. The gap between the two cities makes The Villages, FL the clear choice for anyone on this budget.

For families, The Villages, FL is more practical. Housing and childcare are both notably cheaper than in Seattle, WA, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find The Villages, FL gentler on the wallet – expenses run 73% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.