Cost of Living Comparison Between Seattle, WA and Silver Spring, MD Cost of Living Comparison Between Seattle, WA and Silver Spring, MD

Monthly Cost of Living

Monthly costs for one person with rent: $3,886 in Seattle, WA versus $2,505 in Silver Spring, MD.

Estimated couple costs with rent: $5,699 in Seattle, WA versus $4,174 in Silver Spring, MD.

Monthly costs for a family of three with rent: $7,513 in Seattle, WA versus $5,842 in Silver Spring, MD.

Living in Seattle, WA is roughly 55% more expensive than in Silver Spring, MD, driven mainly by Eating Out.

Both cities are pricier than the global median: Seattle, WA 182% above, Silver Spring, MD 82% above.

Meal at Budget Restaurant

$25.37 $25.37

$13.26 $13.26

91.33%

Three-Course Dinner for Two, Mid-Range

$101 $101

$91.5 $91.5

10.33%

Fast Food Meal (McDonalds, etc)

$14.80 $14.80

$12.09 $12.09

22.42%

Cappuccino

$6.63 $6.63

$6.08 $6.08

9.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.08 $3.08

$2.67 $2.67

15.36%

Water (0.33 liter bottle)

$2.96 $2.96

$2.69 $2.69

10.04%

Local Beer (0.5 liter draught)

$7.94 $7.94

$6.69 $6.69

18.68%

Imported Beer (0.33 liter bottle)

$7.88 $7.88

$8.56 $8.56

-7.94%

Milk (1 liter)

$1.22 $1.22

$1.09 $1.09

11.93%

White Bread (500g)

$5.14 $5.14

$4.47 $4.47

14.99%

Rice (white) (1kg)

$6.16 $6.16

$6.30 $6.30

-2.22%

Eggs

$5.08 $5.08

$5.52 $5.52

-7.97%

Local Cheese (1kg)

$21.31 $21.31

$16.60 $16.60

28.37%

Chicken Fillets (1kg)

$18.42 $18.42

$16.33 $16.33

12.80%

Beef Round Steak (1kg)

$23.04 $23.04

$19.17 $19.17

20.19%

Apples (1kg)

$6.04 $6.04

$4.91 $4.91

23.01%

Banana (1kg)

$1.88 $1.88

$1.68 $1.68

11.90%

Oranges (1kg)

$5.20 $5.20

$6.42 $6.42

-19.00%

Tomato (1kg)

$6.37 $6.37

$5.25 $5.25

21.33%

Potato (1kg)

$3.78 $3.78

$3.10 $3.10

21.94%

Onion (1kg)

$3.30 $3.30

$2.09 $2.09

57.89%

Lettuce (1 head)

$2.87 $2.87

$2.18 $2.18

31.65%

Water (1.5 liter bottle)

$2.66 $2.66

$2.80 $2.80

-5.00%

Cigarettes 20 Pack (Marlboro, Camel)

$13.91 $13.91

$9.91 $9.91

40.36%

Wine (Bottle)

$15.05 $15.05

$15.18 $15.18

-0.86%

Local Beer (0.5 liter bottle)

$4.17 $4.17

$1.71 $1.71

143.86%

Imported Beer (0.33 liter bottle)

$5.64 $5.64

$4.73 $4.73

19.24%

One-way Ticket (Public Transport)

$2.97 $2.97

$5.15 $5.15

-42.33%

Public Transport Monthly Pass (Regular Price)

$107 $107

$179 $179

-40.02%

Taxi Start (Normal Tariff)

$2.57 $2.57

$3.05 $3.05

-15.74%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$1.47 $1.47

12.24%

Taxi 1hour Waiting (Normal Tariff)

$29.49 $29.49

$22.05 $22.05

33.74%

Gasoline (1 liter)

$1.46 $1.46

$1.01 $1.01

44.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$36.7K $36.7K

-1.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

0.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$306 $306

$147 $147

108.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$70.2 $70.2

$49.20 $49.20

42.60%

Internet (50+ Mbps, Unlimited Data)

$87.4 $87.4

$60.6 $60.6

44.26%

Gym Membership (Monthly)

$79.9 $79.9

$33.30 $33.30

140.00%

Tennis Court (1 Hour on Weekend)

$34.74 $34.74

$22.16 $22.16

56.77%

Cinema Ticket

$17.85 $17.85

$16.67 $16.67

7.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,018 $3,018

$2,005 $2,005

50.51%

International Primary School, 1 Child (Yearly)

$31.1K $31.1K

$31.7K $31.7K

-1.77%

Jeans (Levis 501 Or Similar)

$76.6 $76.6

$48.00 $48.00

59.67%

Summer Dress (H&M, Zara, etc)

$53.8 $53.8

$36.11 $36.11

49.07%

Sport Shoes (Adidas, Nike)

$126 $126

$111 $111

13.35%

Men's Leather Business Shoes

$162 $162

$122 $122

33.24%

1-bedroom Apartment, City Center (Monthly)

$2,456 $2,456

$1,925 $1,925

27.60%

1-bedroom Apartment, Outside City Center (Monthly)

$1,981 $1,981

$1,063 $1,063

86.32%

3-bedroom Apartment, City Center (Monthly)

$4,881 $4,881

$4,107 $4,107

18.83%

3-bedroom Apartment, Outside City Center (Monthly)

$3,625 $3,625

$2,526 $2,526

43.53%

Buy Apartment in City Center (m2)

$7,376 $7,376

$5,388 $5,388

36.89%

Buy Apartment Outside City Center (m2)

$5,007 $5,007

$4,366 $4,366

14.67%

Average Monthly Net Salary (After Tax)

$6,165 $6,165

$4,923 $4,923

25.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.3

2.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: September 7, 2026

Last update for Silver Spring, MD: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,456 in Seattle, WA and $1,925 in Silver Spring, MD. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 25% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $101 in Seattle, WA vs $92.0 in Silver Spring, MD for a mid-range dinner for two. Groceries echo the gap at $551 vs $483 per month, with Silver Spring, MD cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Silver Spring, MD: Cost of Living - Frequently Asked Questions

Silver Spring, MD is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Sport & Entertainment. The 55% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 25% higher in Seattle, WA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,456 in Seattle, WA versus $1,925 in Silver Spring, MD. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Silver Spring, MD – a meal for two runs $92.0 versus $101 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,886 per month in Seattle, WA versus $2,505 in Silver Spring, MD – a 55% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Silver Spring, MD is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Silver Spring, MD is more practical. Housing and childcare are both notably cheaper than in Seattle, WA, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Silver Spring, MD gentler on the wallet – expenses run 55% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.