Cost of Living Comparison Between Seattle, WA and Santa Cruz, CA Cost of Living Comparison Between Seattle, WA and Santa Cruz, CA

๐Ÿ˜ Solo nomad: Seattle, WA is 25.6% more expensive than Santa Cruz, CA without rent, and 14.3% cheaper with rent.
๐Ÿ˜ Family of 3: Seattle, WA is 13.9% more expensive than Santa Cruz, CA without rent, and 0.8% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Seattle, WA
Santa Cruz, CA
Difference
Meal at Budget Restaurant
$25.11 $25.11
$22.44 $22.44
11.90%
Three-Course Dinner for Two, Mid-Range
$118 $118
$79.7 $79.7
48.53%
Fast Food Meal (McDonalds, etc)
$13.84 $13.84
$12.36 $12.36
11.97%
Cappuccino
$5.8 $5.8
$5.85 $5.85
-0.85%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.95 $2.95
$3.41 $3.41
-13.49%
Water (0.33 liter bottle)
$2.51 $2.51
$2.54 $2.54
-1.18%
Local Beer (0.5 liter draught)
$7.81 $7.81
$6.93 $6.93
12.70%
Imported Beer (0.33 liter bottle)
$7.84 $7.84
$7.46 $7.46
5.09%
๐Ÿ›’ Groceries & Markets
Seattle, WA
Santa Cruz, CA
Difference
Milk (1 liter)
$1.34 $1.34
$1.43 $1.43
-6.29%
White Bread (500g)
$4.98 $4.98
$5.16 $5.16
-3.49%
Rice (white) (1kg)
$5.35 $5.35
$6.65 $6.65
-19.55%
Eggs
$6.91 $6.91
$5.96 $5.96
15.94%
Local Cheese (1kg)
$24.8 $24.8
$23.24 $23.24
6.71%
Chicken Fillets (1kg)
$15.74 $15.74
$14.85 $14.85
5.99%
Beef Round Steak (1kg)
$20.84 $20.84
$23.7 $23.7
-12.07%
Apples (1kg)
$6.05 $6.05
$7.05 $7.05
-14.18%
Banana (1kg)
$2.75 $2.75
$2.78 $2.78
-1.08%
Oranges (1kg)
$5.47 $5.47
$5.32 $5.32
2.82%
Tomato (1kg)
$6.45 $6.45
$7.49 $7.49
-13.89%
Potato (1kg)
$3.11 $3.11
$3.88 $3.88
-19.85%
Onion (1kg)
$3.69 $3.69
$3.93 $3.93
-6.11%
Lettuce (1 head)
$2.78 $2.78
$2.9 $2.9
-4.14%
Water (1.5 liter bottle)
$2.52 $2.52
$2.86 $2.86
-11.89%
Cigarettes 20 Pack (Marlboro, Camel)
$11.64 $11.64
$14.16 $14.16
-17.80%
Wine (Bottle)
$17.15 $17.15
$12.02 $12.02
42.68%
Local Beer (0.5 liter bottle)
$2.94 $2.94
$2.15 $2.15
36.74%
Imported Beer (0.33 liter bottle)
$4.19 $4.19
$2.67 $2.67
56.93%
๐ŸšŒ Getting Around
Seattle, WA
Santa Cruz, CA
Difference
One-way Ticket (Public Transport)
$2.8 $2.8
$2.05 $2.05
36.59%
Public Transport Monthly Pass (Regular Price)
$101 $101
$65.2 $65.2
54.63%
Taxi Start (Normal Tariff)
$2.68 $2.68
$4.09 $4.09
-34.47%
Taxi (Normal Tariff) (1km)
$1.65 $1.65
$1.93 $1.93
-14.51%
Taxi 1hour Waiting (Normal Tariff)
$30.13 $30.13
$38.9 $38.9
-22.54%
Gasoline (1 liter)
$1.16 $1.16
$1.24 $1.24
-6.45%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.3K $33.3K
$34.9K $34.9K
-4.51%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3K $26.3K
$26.5K $26.5K
-0.71%
๐Ÿงพ Monthly Utilities & Internet
Seattle, WA
Santa Cruz, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$271 $271
$221 $221
22.73%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$61.8 $61.8
$47.05 $47.05
31.39%
Internet (50+ Mbps, Unlimited Data)
$75.2 $75.2
$67.8 $67.8
10.85%
๐ŸŽ‰ Sport & Entertainment
Seattle, WA
Santa Cruz, CA
Difference
Gym Membership (Monthly)
$78.4 $78.4
$60.2 $60.2
30.24%
Tennis Court (1 Hour on Weekend)
$41.04 $41.04
-
-
Cinema Ticket
$15.89 $15.89
$17.04 $17.04
-6.75%
๐Ÿงธ Childcare & Education
Seattle, WA
Santa Cruz, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,248 $2,248
$3,225 $3,225
-30.29%
International Primary School, 1 Child (Yearly)
$29K $29K
$38.5K $38.5K
-24.55%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Seattle, WA
Santa Cruz, CA
Difference
Jeans (Levis 501 Or Similar)
$69.5 $69.5
$63.2 $63.2
10.08%
Summer Dress (H&M, Zara, etc)
$52.5 $52.5
$46.64 $46.64
12.61%
Sport Shoes (Adidas, Nike)
$120 $120
$79.3 $79.3
50.79%
Men's Leather Business Shoes
$142 $142
$115 $115
23.50%
๐Ÿ  Accommodation & Living
Seattle, WA
Santa Cruz, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$2,376 $2,376
$2,893 $2,893
-17.88%
1-bedroom Apartment, Outside City Center (Monthly)
$1,829 $1,829
$2,648 $2,648
-30.92%
3-bedroom Apartment, City Center (Monthly)
$4,702 $4,702
$5,700 $5,700
-17.50%
3-bedroom Apartment, Outside City Center (Monthly)
$3,474 $3,474
$4,219 $4,219
-17.66%
Buy Apartment in City Center (m2)
$6,928 $6,928
$9,235 $9,235
-24.98%
Buy Apartment Outside City Center (m2)
$5,224 $5,224
$8,116 $8,116
-35.64%
๐Ÿ’ต Salaries & Financials
Seattle, WA
Santa Cruz, CA
Difference
Average Monthly Net Salary (After Tax)
$6,473 $6,473
$5,594 $5,594
15.71%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.42
6.36
0.94%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Seattle, WA: October 29, 2025

Last update for Santa Cruz, CA: October 27, 2025

Join the CityCost newsletter โ€“ low traffic, no spam, and easy to unsubscribe. Your email stays private.