Cost of Living Comparison Between Seattle, WA and San Rafael, CA Cost of Living Comparison Between Seattle, WA and San Rafael, CA

Monthly Cost of Living

Monthly costs for one person with rent: $3,598 in Seattle, WA versus $4,491 in San Rafael, CA.

Estimated couple costs with rent: $5,539 in Seattle, WA versus $5,708 in San Rafael, CA.

Monthly costs for a family of three with rent: $7,479 in Seattle, WA versus $6,925 in San Rafael, CA.

Living in Seattle, WA costs roughly 20% less than in San Rafael, CA, driven mainly by Sport & Entertainment.

Both cities are pricier than the global median: Seattle, WA 168% above, San Rafael, CA 235% above.

Meal at Budget Restaurant

$24.80 $24.80

$22.75 $22.75

9.01%

Three-Course Dinner for Two, Mid-Range

$118 $118

$64.5 $64.5

82.38%

Fast Food Meal (McDonalds, etc)

$13.77 $13.77

$10.91 $10.91

26.21%

Cappuccino

$5.71 $5.71

$5.50 $5.50

3.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.05 $3.05

$2.69 $2.69

13.38%

Water (0.33 liter bottle)

$2.50 $2.50

$2.46 $2.46

1.63%

Local Beer (0.5 liter draught)

$7.83 $7.83

$5.94 $5.94

31.82%

Imported Beer (0.33 liter bottle)

$7.88 $7.88

$9.31 $9.31

-15.36%

Milk (1 liter)

$1.35 $1.35

$1.24 $1.24

8.87%

White Bread (500g)

$5.06 $5.06

$3.99 $3.99

26.82%

Rice (white) (1kg)

$5.39 $5.39

$6.89 $6.89

-21.77%

Eggs

$6.85 $6.85

$4.65 $4.65

47.31%

Local Cheese (1kg)

$25.07 $25.07

$15.23 $15.23

64.61%

Chicken Fillets (1kg)

$15.85 $15.85

$12.96 $12.96

22.30%

Beef Round Steak (1kg)

$20.59 $20.59

$18.41 $18.41

11.84%

Apples (1kg)

$6.14 $6.14

$4.91 $4.91

25.05%

Banana (1kg)

$2.82 $2.82

Oranges (1kg)

$5.51 $5.51

$5.88 $5.88

-6.29%

Tomato (1kg)

$6.74 $6.74

$8.58 $8.58

-21.45%

Potato (1kg)

$3.15 $3.15

$3.95 $3.95

-20.25%

Onion (1kg)

$3.82 $3.82

$3.94 $3.94

-3.05%

Lettuce (1 head)

$2.69 $2.69

$2.41 $2.41

11.62%

Water (1.5 liter bottle)

$2.64 $2.64

$2.94 $2.94

-10.20%

Cigarettes 20 Pack (Marlboro, Camel)

$11.65 $11.65

$10.96 $10.96

6.30%

Wine (Bottle)

$15.69 $15.69

$13.55 $13.55

15.79%

Local Beer (0.5 liter bottle)

$2.93 $2.93

$2.16 $2.16

35.65%

Imported Beer (0.33 liter bottle)

$4.24 $4.24

$3.47 $3.47

22.19%

One-way Ticket (Public Transport)

$2.82 $2.82

$1.54 $1.54

83.12%

Public Transport Monthly Pass (Regular Price)

$100 $100

$30.49 $30.49

228.50%

Taxi Start (Normal Tariff)

$2.60 $2.60

$3.54 $3.54

-26.55%

Taxi (Normal Tariff) (1km)

$1.72 $1.72

$1.58 $1.58

8.86%

Taxi 1hour Waiting (Normal Tariff)

$30.22 $30.22

$28.98 $28.98

4.28%

Gasoline (1 liter)

$1.19 $1.19

$1.29 $1.29

-7.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.7K $32.7K

$27.0K $27.0K

21.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$27.3K $27.3K

-4.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$263 $263

$186 $186

41.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.9 $60.9

$51.4 $51.4

18.47%

Internet (50+ Mbps, Unlimited Data)

$75.9 $75.9

$61.9 $61.9

22.62%

Gym Membership (Monthly)

$79.6 $79.6

$254 $254

-68.65%

Tennis Court (1 Hour on Weekend)

$39.89 $39.89

$39.39 $39.39

1.27%

Cinema Ticket

$16.27 $16.27

$14.28 $14.28

13.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,281 $2,281

$2,009 $2,009

13.54%

International Primary School, 1 Child (Yearly)

$29.3K $29.3K

$23.7K $23.7K

23.58%

Jeans (Levis 501 Or Similar)

$68.6 $68.6

$41.32 $41.32

66.05%

Summer Dress (H&M, Zara, etc)

$52.0 $52.0

$38.45 $38.45

35.14%

Sport Shoes (Adidas, Nike)

$116 $116

$101 $101

14.79%

Men's Leather Business Shoes

$143 $143

$125 $125

14.59%

1-bedroom Apartment, City Center (Monthly)

$2,336 $2,336

$3,431 $3,431

-31.91%

1-bedroom Apartment, Outside City Center (Monthly)

$1,863 $1,863

$2,796 $2,796

-33.36%

3-bedroom Apartment, City Center (Monthly)

$4,628 $4,628

$4,056 $4,056

14.12%

3-bedroom Apartment, Outside City Center (Monthly)

$3,477 $3,477

$3,280 $3,280

6.00%

Buy Apartment in City Center (m2)

$7,766 $7,766

$7,503 $7,503

3.50%

Buy Apartment Outside City Center (m2)

$5,232 $5,232

$5,375 $5,375

-2.66%

Average Monthly Net Salary (After Tax)

$6,617 $6,617

$5,354 $5,354

23.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.42

6.32

1.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: May 30, 2026

Last update for San Rafael, CA: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,336 in Seattle, WA and $3,431 in San Rafael, CA. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 24% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $118 in Seattle, WA vs $65.0 in San Rafael, CA for a mid-range dinner for two. Groceries echo the gap at $547 vs $481 per month, with San Rafael, CA cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs San Rafael, CA: Cost of Living - Frequently Asked Questions

Seattle, WA wins on cost – living expenses run 25% lower than in San Rafael, CA. Housing and daily spending are where you'll feel the difference most, making Seattle, WA the obvious pick if budget is a priority.

Seattle, WA pays 24% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,336 in Seattle, WA versus $3,431 in San Rafael, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,598 per month in Seattle, WA versus $4,491 in San Rafael, CA – a 25% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Seattle, WA runs roughly 229% less than in San Rafael, CA. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,500. Seattle, WA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Seattle, WA delivers better value – similar infrastructure at $3,598 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Seattle, WA hard to pass up.

Safety-wise, Seattle, WA and San Rafael, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Seattle, WA gentler on the wallet – expenses run 25% less than in San Rafael, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.