Last update: Oct 2026

Cost of Living Comparison Between Seattle, WA and San Marcos, TX

For one person, living is cheaper in San Marcos, TX: $2,361 a month against $3,800 in Seattle, WA, rent and utilities included – about $17,300 less a year. Rent and utilities account for most of the difference.

Seattle, WA
🇺🇸 United States
$3,800
/mo nomad
San Marcos, TX
🇺🇸 United States
$2,361
/mo nomad
Monthly Cost of Living

How much you'll spend in Seattle, WA and in San Marcos, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seattle, WA and in San Marcos, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,800 in Seattle, WA versus $2,361 in San Marcos, TX.

  • Seattle, WA $3,800
  • San Marcos, TX $2,361

Estimated couple costs with rent: $5,702 in Seattle, WA versus $3,510 in San Marcos, TX.

  • Seattle, WA $5,702
  • San Marcos, TX $3,510

Monthly costs for a family of three with rent: $7,603 in Seattle, WA versus $4,658 in San Marcos, TX.

  • Seattle, WA $7,603
  • San Marcos, TX $4,658

Living in Seattle, WA is roughly 61% more expensive than in San Marcos, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Seattle, WA 182% above, San Marcos, TX 75% above.

Currency
🍽 Eating Out
Seattle, WA
San Marcos, TX
Difference
Meal at Budget Restaurant
$25.32 $25.32
$14.98 $14.98
69.03%
Three-Course Dinner for Two, Mid-Range
$101 $101
$60.5 $60.5
67.75%
Fast Food Meal (McDonalds, etc)
$14.85 $14.85
$11.80 $11.80
25.85%
Cappuccino
$6.59 $6.59
$4.72 $4.72
39.62%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.22 $3.22
$2.90 $2.90
11.03%
Water (0.33 liter bottle)
$3.14 $3.14
$1.73 $1.73
81.50%
Local Beer (0.5 liter draught)
$8.18 $8.18
$5.12 $5.12
59.77%
Imported Beer (0.33 liter bottle)
$8.03 $8.03
$6.11 $6.11
31.42%
🛒 Groceries & Markets
Seattle, WA
San Marcos, TX
Difference
Milk (1 liter)
$1.21 $1.21
$0.76 $0.76
59.21%
White Bread (500g)
$5.12 $5.12
$3.20 $3.20
60.00%
Rice (white) (1kg)
$6.30 $6.30
$3.74 $3.74
68.45%
Eggs
$4.90 $4.90
$2.77 $2.77
76.90%
Local Cheese (1kg)
$19.10 $19.10
$10.06 $10.06
89.86%
Chicken Fillets (1kg)
$18.50 $18.50
$9.81 $9.81
88.58%
Beef Round Steak (1kg)
$23.03 $23.03
$12.95 $12.95
77.84%
Apples (1kg)
$5.81 $5.81
$6.21 $6.21
-6.44%
Banana (1kg)
$1.95 $1.95
$1.13 $1.13
72.57%
Oranges (1kg)
$5.29 $5.29
$6.58 $6.58
-19.60%
Tomato (1kg)
$6.48 $6.48
$4.83 $4.83
34.16%
Potato (1kg)
$3.57 $3.57
$3.99 $3.99
-10.53%
Onion (1kg)
$3.15 $3.15
$2.92 $2.92
7.88%
Lettuce (1 head)
$2.85 $2.85
$1.83 $1.83
55.74%
Water (1.5 liter bottle)
$2.42 $2.42
$1.80 $1.80
34.44%
Cigarettes 20 Pack (Marlboro, Camel)
$12.75 $12.75
$8.49 $8.49
50.18%
Wine (Bottle)
$14.99 $14.99
$13.93 $13.93
7.61%
Local Beer (0.5 liter bottle)
$4.17 $4.17
$1.77 $1.77
135.59%
Imported Beer (0.33 liter bottle)
$5.99 $5.99
$3.94 $3.94
52.03%
🚌 Getting Around
Seattle, WA
San Marcos, TX
Difference
One-way Ticket (Public Transport)
$3.04 $3.04
-
-
Public Transport Monthly Pass (Regular Price)
$110 $110
-
-
Taxi Start (Normal Tariff)
$2.55 $2.55
$4.57 $4.57
-44.20%
Taxi (Normal Tariff) (1km)
$1.64 $1.64
$1.82 $1.82
-9.89%
Taxi 1hour Waiting (Normal Tariff)
$29.58 $29.58
$59.5 $59.5
-50.29%
Gasoline (1 liter)
$1.42 $1.42
$0.81 $0.81
75.31%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.7K $35.7K
$36.0K $36.0K
-0.82%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6K $25.6K
$25.0K $25.0K
2.16%
🧾 Monthly Utilities & Internet
Seattle, WA
San Marcos, TX
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$299 $299
$134 $134
123.11%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$70.8 $70.8
$40.38 $40.38
75.38%
Internet (50+ Mbps, Unlimited Data)
$88.3 $88.3
$55.8 $55.8
58.20%
🎉 Sport & Entertainment
Seattle, WA
San Marcos, TX
Difference
Gym Membership (Monthly)
$79.5 $79.5
$68.9 $68.9
15.38%
Tennis Court (1 Hour on Weekend)
$35.37 $35.37
-
-
Cinema Ticket
$17.12 $17.12
$11.32 $11.32
51.24%
🧸 Childcare & Education
Seattle, WA
San Marcos, TX
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,013 $3,013
$665 $665
353.29%
International Primary School, 1 Child (Yearly)
$31.6K $31.6K
$17.7K $17.7K
78.68%
👕👟 Clothing & Footwear
Seattle, WA
San Marcos, TX
Difference
Jeans (Levis 501 Or Similar)
$77.2 $77.2
$59.4 $59.4
30.03%
Summer Dress (H&M, Zara, etc)
$55.1 $55.1
$38.15 $38.15
44.46%
Sport Shoes (Adidas, Nike)
$126 $126
$83.0 $83.0
51.40%
Men's Leather Business Shoes
$163 $163
$123 $123
32.73%
🏠 Accommodation & Living
Seattle, WA
San Marcos, TX
Difference
1-bedroom Apartment, City Center (Monthly)
$2,464 $2,464
$1,350 $1,350
82.60%
1-bedroom Apartment, Outside City Center (Monthly)
$1,956 $1,956
$1,258 $1,258
55.55%
3-bedroom Apartment, City Center (Monthly)
$4,711 $4,711
$2,855 $2,855
65.02%
3-bedroom Apartment, Outside City Center (Monthly)
$3,550 $3,550
$2,205 $2,205
61.02%
Buy Apartment in City Center (m2)
$7,346 $7,346
$2,463 $2,463
198.24%
Buy Apartment Outside City Center (m2)
$5,048 $5,048
$1,874 $1,874
169.40%
💵 Salaries & Financials
Seattle, WA
San Marcos, TX
Difference
Average Monthly Net Salary (After Tax)
$6,286 $6,286
$3,143 $3,143
100.01%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.85
6.45
6.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: October 13, 2026

Last update for San Marcos, TX: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Seattle, WA
$2K
San Marcos, TX
$1.3K 35.7% $699
Groceries & Markets
Seattle, WA
$542
San Marcos, TX
$363 32.9% $178
Monthly Utilities & Internet
Seattle, WA
$458
San Marcos, TX
$230 49.8% $228
Eating Out
Seattle, WA
$409
San Marcos, TX
$268 34.3% $140
Clothing & Footwear
Seattle, WA
$189
San Marcos, TX
$136 27.9% $53
Getting Around
Seattle, WA
$133
San Marcos, TX
$14 * 89.7% $119
Sport & Entertainment
Seattle, WA
$114
San Marcos, TX
$92 19.5% $22

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,464 in Seattle, WA and $1,350 in San Marcos, TX. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 100% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $101 in Seattle, WA vs $60.0 in San Marcos, TX for a mid-range dinner for two. Groceries echo the gap at $542 vs $363 per month, with San Marcos, TX cheaper across the board.

Good to know
🇺🇸 Seattle, WA
🇺🇸 San Marcos, TX
🕒 Local time
12:25 12:25 PM
14:25 2:25 PM
2 h ahead of Seattle, WA
🌤 Weather
👥 Population
737,015
44,894
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Seattle, WA San Marcos, TX 2,870 km ≈ 4 h nonstop flight
From you
  • Seattle, WA
  • San Marcos, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Seattle, WA vs San Marcos, TX: Cost of Living - Frequently Asked Questions
Which city is more expensive, Seattle, WA or San Marcos, TX?
San Marcos, TX wins on cost – living expenses run 61% lower than in Seattle, WA. Housing and daily spending are where you'll feel the difference most, making San Marcos, TX the obvious pick if budget is a priority.
Are salaries higher in Seattle, WA or in San Marcos, TX?
Average pay runs 100% higher in Seattle, WA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Seattle, WA compared to San Marcos, TX?
Rent for a central apartment: $2,464 in Seattle, WA versus $1,350 in San Marcos, TX. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Seattle, WA or in San Marcos, TX?
Supermarket bills run roughly 49% higher in Seattle, WA. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Seattle, WA compared to San Marcos, TX?
All in, you'll spend $3,800 per month in Seattle, WA versus $2,361 in San Marcos, TX – a 61% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $2,000/month in Seattle, WA or in San Marcos, TX?
At $2,361 in San Marcos, TX versus $3,800 in Seattle, WA, a $2,000 budget is realistic in San Marcos, TX but tight or insufficient in Seattle, WA. The gap between the two cities makes San Marcos, TX the clear choice for anyone on this budget.
Which city is better for digital nomads, Seattle, WA or San Marcos, TX?
Both work as nomad bases, but San Marcos, TX delivers better value – similar infrastructure at $2,361 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes San Marcos, TX hard to pass up.
Which city is more affordable for expats?
Expats usually find San Marcos, TX gentler on the wallet – expenses run 61% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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