Cost of Living Comparison Between Seattle, WA and Saint Paul, MN Cost of Living Comparison Between Seattle, WA and Saint Paul, MN

Monthly Cost of Living

A single person spends $3,565 per month in Seattle, WA vs $2,405 in Saint Paul, MN, rent included.

A couple spends around $5,605 per month in Seattle, WA vs $3,753 in Saint Paul, MN, rent included.

A family of three spends $7,645 per month in Seattle, WA vs $5,100 in Saint Paul, MN, rent included.

Seattle, WA costs about 48% more than Saint Paul, MN, driven mainly by Groceries & Markets.

Both Seattle, WA and Saint Paul, MN sit above the global median – Seattle, WA by 167%, Saint Paul, MN by 80%.

Meal at Budget Restaurant

$24.79 $24.79

$17.76 $17.76

39.58%

Three-Course Dinner for Two, Mid-Range

$119 $119

$66.2 $66.2

79.47%

Fast Food Meal (McDonalds, etc)

$14.15 $14.15

$9.82 $9.82

44.09%

Cappuccino

$5.71 $5.71

$5.05 $5.05

13.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.93 $2.93

$2.78 $2.78

5.40%

Water (0.33 liter bottle)

$2.52 $2.52

$2.38 $2.38

5.88%

Local Beer (0.5 liter draught)

$7.89 $7.89

$5.88 $5.88

34.18%

Imported Beer (0.33 liter bottle)

$8.05 $8.05

$6.86 $6.86

17.35%

Milk (1 liter)

$1.36 $1.36

$1.04 $1.04

30.77%

White Bread (500g)

$5.07 $5.07

$4.18 $4.18

21.29%

Rice (white) (1kg)

$5.25 $5.25

$3.81 $3.81

37.80%

Eggs

$6.91 $6.91

$3.33 $3.33

107.51%

Local Cheese (1kg)

$24.95 $24.95

$9.36 $9.36

166.56%

Chicken Fillets (1kg)

$15.75 $15.75

$11.62 $11.62

35.54%

Beef Round Steak (1kg)

$20.72 $20.72

$14.26 $14.26

45.30%

Apples (1kg)

$6.19 $6.19

$5.06 $5.06

22.33%

Banana (1kg)

$2.79 $2.79

$1.20 $1.20

132.50%

Oranges (1kg)

$5.52 $5.52

$5.64 $5.64

-2.13%

Tomato (1kg)

$6.42 $6.42

$5.18 $5.18

23.94%

Potato (1kg)

$3.16 $3.16

$3.94 $3.94

-19.80%

Onion (1kg)

$3.89 $3.89

$3.75 $3.75

3.73%

Lettuce (1 head)

$2.70 $2.70

$1.99 $1.99

35.68%

Water (1.5 liter bottle)

$2.53 $2.53

$1.92 $1.92

31.77%

Cigarettes 20 Pack (Marlboro, Camel)

$11.37 $11.37

$10.66 $10.66

6.66%

Wine (Bottle)

$15.67 $15.67

$14.71 $14.71

6.53%

Local Beer (0.5 liter bottle)

$2.87 $2.87

$1.75 $1.75

64.00%

Imported Beer (0.33 liter bottle)

$4.26 $4.26

$4.45 $4.45

-4.27%

One-way Ticket (Public Transport)

$2.71 $2.71

$2.27 $2.27

19.38%

Public Transport Monthly Pass (Regular Price)

$98.8 $98.8

$121 $121

-18.54%

Taxi Start (Normal Tariff)

$2.58 $2.58

$5.04 $5.04

-48.81%

Taxi (Normal Tariff) (1km)

$1.63 $1.63

$1.37 $1.37

18.98%

Taxi 1hour Waiting (Normal Tariff)

$29.68 $29.68

$29.27 $29.27

1.40%

Gasoline (1 liter)

$1.14 $1.14

$0.82 $0.82

39.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.8K $32.8K

$35.1K $35.1K

-6.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K $26.4K

$25.6K $25.6K

3.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$264 $264

$226 $226

16.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.6 $61.6

$49.33 $49.33

24.81%

Internet (50+ Mbps, Unlimited Data)

$75.5 $75.5

$71.9 $71.9

4.94%

Gym Membership (Monthly)

$78.0 $78.0

$42.02 $42.02

85.67%

Tennis Court (1 Hour on Weekend)

$40.28 $40.28

$9.81 $9.81

310.60%

Cinema Ticket

$16.11 $16.11

$14.01 $14.01

14.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,212 $2,212

$1,458 $1,458

51.72%

International Primary School, 1 Child (Yearly)

$29.0K $29.0K

$30.6K $30.6K

-5.13%

Jeans (Levis 501 Or Similar)

$69.3 $69.3

$38.77 $38.77

78.80%

Summer Dress (H&M, Zara, etc)

$53.8 $53.8

$41.32 $41.32

30.11%

Sport Shoes (Adidas, Nike)

$119 $119

$84.5 $84.5

41.00%

Men's Leather Business Shoes

$142 $142

$127 $127

11.90%

1-bedroom Apartment, City Center (Monthly)

$2,357 $2,357

$1,248 $1,248

88.85%

1-bedroom Apartment, Outside City Center (Monthly)

$1,834 $1,834

$1,017 $1,017

80.33%

3-bedroom Apartment, City Center (Monthly)

$4,686 $4,686

$2,180 $2,180

114.99%

3-bedroom Apartment, Outside City Center (Monthly)

$3,571 $3,571

$2,276 $2,276

56.92%

Buy Apartment in City Center (m2)

$7,539 $7,539

$2,957 $2,957

154.91%

Buy Apartment Outside City Center (m2)

$5,046 $5,046

$2,197 $2,197

129.70%

Average Monthly Net Salary (After Tax)

$6,473 $6,473

$4,046 $4,046

59.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.42

6.43

-0.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: July 12, 2026

Last update for Saint Paul, MN: July 11, 2026

Cost Breakdown

A central one-bedroom costs $2,357 in Seattle, WA versus $1,248 in Saint Paul, MN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 60% higher in Seattle, WA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $119 in Seattle, WA versus $66.0 in Saint Paul, MN. Monthly groceries follow the same trend: $543 vs $388 – making Saint Paul, MN the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Saint Paul, MN: Cost of Living - Frequently Asked Questions

Yes – Seattle, WA is pricier by about 48%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $5,347 per month in Seattle, WA and $3,608 in Saint Paul, MN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Saint Paul, MN, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $2,212 per month in Seattle, WA and $1,458 in Saint Paul, MN. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 40% more in Seattle, WA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Saint Paul, MN, where all-in costs run around $2,405, than in Seattle, WA at $3,565. In Saint Paul, MN it covers expenses comfortably, while in Seattle, WA it requires careful planning or may not stretch far enough.

Families tend to lean toward Saint Paul, MN – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Saint Paul, MN. If higher salaries, better infrastructure, or specific career opportunities are the priority, Seattle, WA makes more sense. Both are solid long-term options with distinct trade-offs.