Last update: Oct 2026

Cost of Living Comparison Between Seattle, WA and Rock Island, IL

For one person, living is cheaper in Rock Island, IL: $2,664 a month against $3,782 in Seattle, WA, rent and utilities included – about $13,400 less a year. Rent and utilities account for most of the difference.

Seattle, WA
🇺🇸 United States
$3,782
/mo nomad
Rock Island, IL
🇺🇸 United States
$2,664
/mo nomad
Monthly Cost of Living

How much you'll spend in Seattle, WA and in Rock Island, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seattle, WA and in Rock Island, IL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,782 in Seattle, WA versus $2,664 in Rock Island, IL.

  • Seattle, WA $3,782
  • Rock Island, IL $2,664

Estimated couple costs with rent: $5,636 in Seattle, WA versus $3,843 in Rock Island, IL.

  • Seattle, WA $5,636
  • Rock Island, IL $3,843

Monthly costs for a family of three with rent: $7,489 in Seattle, WA versus $5,023 in Rock Island, IL.

  • Seattle, WA $7,489
  • Rock Island, IL $5,023

Living in Seattle, WA is roughly 42% more expensive than in Rock Island, IL, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Seattle, WA 179% above, Rock Island, IL 97% above.

Currency
🍽 Eating Out
Seattle, WA
Rock Island, IL
Difference
Meal at Budget Restaurant
$24.52 $24.52
$20.07 $20.07
22.17%
Three-Course Dinner for Two, Mid-Range
$98.2 $98.2
$67.2 $67.2
46.25%
Fast Food Meal (McDonalds, etc)
$14.79 $14.79
$12.84 $12.84
15.19%
Cappuccino
$6.52 $6.52
$5.90 $5.90
10.51%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.23 $3.23
$3.14 $3.14
2.87%
Water (0.33 liter bottle)
$3.17 $3.17
$2.40 $2.40
32.08%
Local Beer (0.5 liter draught)
$7.85 $7.85
$7.08 $7.08
10.88%
Imported Beer (0.33 liter bottle)
$8.03 $8.03
$7.97 $7.97
0.75%
🛒 Groceries & Markets
Seattle, WA
Rock Island, IL
Difference
Milk (1 liter)
$1.21 $1.21
$0.94 $0.94
28.72%
White Bread (500g)
$5.14 $5.14
$3.51 $3.51
46.44%
Rice (white) (1kg)
$6.05 $6.05
$4.23 $4.23
43.03%
Eggs
$4.88 $4.88
$3.71 $3.71
31.54%
Local Cheese (1kg)
$19.18 $19.18
$15.09 $15.09
27.10%
Chicken Fillets (1kg)
$18.91 $18.91
$13.15 $13.15
43.80%
Beef Round Steak (1kg)
$23.31 $23.31
$20.09 $20.09
16.03%
Apples (1kg)
$5.99 $5.99
$4.73 $4.73
26.64%
Banana (1kg)
$1.93 $1.93
$1.63 $1.63
18.40%
Oranges (1kg)
$5.25 $5.25
$5.15 $5.15
1.94%
Tomato (1kg)
$6.57 $6.57
$4.79 $4.79
37.16%
Potato (1kg)
$3.62 $3.62
$2.80 $2.80
29.29%
Onion (1kg)
$3.31 $3.31
$3.13 $3.13
5.75%
Lettuce (1 head)
$2.78 $2.78
$2.16 $2.16
28.70%
Water (1.5 liter bottle)
$2.51 $2.51
$2.42 $2.42
3.72%
Cigarettes 20 Pack (Marlboro, Camel)
$12.18 $12.18
$10.72 $10.72
13.62%
Wine (Bottle)
$14.83 $14.83
$15.51 $15.51
-4.38%
Local Beer (0.5 liter bottle)
$4.22 $4.22
$2.66 $2.66
58.65%
Imported Beer (0.33 liter bottle)
$5.77 $5.77
$4.36 $4.36
32.34%
🚌 Getting Around
Seattle, WA
Rock Island, IL
Difference
One-way Ticket (Public Transport)
$2.95 $2.95
$1.82 $1.82
62.09%
Public Transport Monthly Pass (Regular Price)
$106 $106
-
-
Taxi Start (Normal Tariff)
$2.65 $2.65
$3.96 $3.96
-33.08%
Taxi (Normal Tariff) (1km)
$1.72 $1.72
$1.99 $1.99
-13.57%
Taxi 1hour Waiting (Normal Tariff)
$29.72 $29.72
$44.24 $44.24
-32.82%
Gasoline (1 liter)
$1.49 $1.49
$1.00 $1.00
49.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.9K $35.9K
$31.2K $31.2K
15.12%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$25.6K $25.6K
2.38%
🧾 Monthly Utilities & Internet
Seattle, WA
Rock Island, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$302 $302
$267 $267
13.08%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$70.1 $70.1
$52.3 $52.3
34.15%
Internet (50+ Mbps, Unlimited Data)
$85.3 $85.3
$80.6 $80.6
5.75%
🎉 Sport & Entertainment
Seattle, WA
Rock Island, IL
Difference
Gym Membership (Monthly)
$77.8 $77.8
$45.16 $45.16
72.36%
Tennis Court (1 Hour on Weekend)
$34.58 $34.58
-
-
Cinema Ticket
$17.84 $17.84
$15.12 $15.12
17.99%
🧸 Childcare & Education
Seattle, WA
Rock Island, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,973 $2,973
$1,719 $1,719
72.97%
International Primary School, 1 Child (Yearly)
$31.3K $31.3K
$23.8K $23.8K
31.38%
👕👟 Clothing & Footwear
Seattle, WA
Rock Island, IL
Difference
Jeans (Levis 501 Or Similar)
$76.6 $76.6
$64.5 $64.5
18.68%
Summer Dress (H&M, Zara, etc)
$54.1 $54.1
$50.9 $50.9
6.29%
Sport Shoes (Adidas, Nike)
$128 $128
$108 $108
19.04%
Men's Leather Business Shoes
$164 $164
$120 $120
37.01%
🏠 Accommodation & Living
Seattle, WA
Rock Island, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$2,445 $2,445
$1,812 $1,812
34.92%
1-bedroom Apartment, Outside City Center (Monthly)
$1,947 $1,947
$1,239 $1,239
57.18%
3-bedroom Apartment, City Center (Monthly)
$4,744 $4,744
$2,614 $2,614
81.47%
3-bedroom Apartment, Outside City Center (Monthly)
$3,469 $3,469
$2,021 $2,021
71.62%
Buy Apartment in City Center (m2)
$7,367 $7,367
$2,912 $2,912
153.01%
Buy Apartment Outside City Center (m2)
$5,127 $5,127
$2,284 $2,284
124.45%
💵 Salaries & Financials
Seattle, WA
Rock Island, IL
Difference
Average Monthly Net Salary (After Tax)
$6,506 $6,506
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.89
6.69
2.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: October 19, 2026

Last update for Rock Island, IL: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Seattle, WA
$1.9K
Rock Island, IL
$1.2K 36.4% $708
Groceries & Markets
Seattle, WA
$546
Rock Island, IL
$431 21% $115
Monthly Utilities & Internet
Seattle, WA
$457
Rock Island, IL
$400 12.6% $57
Eating Out
Seattle, WA
$400
Rock Island, IL
$343 14.1% $56
Clothing & Footwear
Seattle, WA
$190
Rock Island, IL
$154 18.9% $36
Getting Around
Seattle, WA
$129
Rock Island, IL
$21 * 83.6% $108
Sport & Entertainment
Seattle, WA
$114
Rock Island, IL
$75 33.6% $38

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,445 in Seattle, WA and $1,812 in Rock Island, IL. Housing cost is often the main lever when comparing two cities.

Dining out: $98.0 in Seattle, WA vs $67.0 in Rock Island, IL for a mid-range dinner for two. Groceries echo the gap at $546 vs $431 per month, with Rock Island, IL cheaper across the board.

Good to know
🇺🇸 Seattle, WA
🇺🇸 Rock Island, IL
🕒 Local time
18:51 6:51 PM
20:51 8:51 PM
2 h ahead of Seattle, WA
🌤 Weather
👥 Population
737,015
37,108
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Seattle, WA Rock Island, IL 2,590 km ≈ 3 h 45 min nonstop flight
From you
  • Seattle, WA
  • Rock Island, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Seattle, WA vs Rock Island, IL: Cost of Living - Frequently Asked Questions
Which city is more expensive, Seattle, WA or Rock Island, IL?
Rock Island, IL wins on cost – living expenses run 42% lower than in Seattle, WA. Housing and daily spending are where you'll feel the difference most, making Rock Island, IL the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Seattle, WA and in Rock Island, IL?
You'd need roughly $5,673 in Seattle, WA and $3,995 in Rock Island, IL to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Seattle, WA compared to Rock Island, IL?
Rent for a central apartment: $2,445 in Seattle, WA versus $1,812 in Rock Island, IL. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Seattle, WA or in Rock Island, IL?
Supermarket bills run roughly 27% higher in Seattle, WA. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Seattle, WA compared to Rock Island, IL?
All in, you'll spend $3,782 per month in Seattle, WA versus $2,664 in Rock Island, IL – a 42% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $2,000/month in Seattle, WA or in Rock Island, IL?
Both cities are expensive relative to $2,000. Rock Island, IL is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Which city is better for digital nomads, Seattle, WA or Rock Island, IL?
Both work as nomad bases, but Rock Island, IL delivers better value – similar infrastructure at $2,664 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Rock Island, IL hard to pass up.
Which city is more affordable for expats?
Expats usually find Rock Island, IL gentler on the wallet – expenses run 42% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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