Cost of Living Comparison Between Seattle, WA and Plano, TX Cost of Living Comparison Between Seattle, WA and Plano, TX

Monthly Cost of Living

Monthly costs for one person with rent: $3,583 in Seattle, WA versus $2,789 in Plano, TX.

Estimated couple costs with rent: $5,632 in Seattle, WA versus $4,342 in Plano, TX.

Monthly costs for a family of three with rent: $7,681 in Seattle, WA versus $5,895 in Plano, TX.

Living in Seattle, WA is roughly 28% more expensive than Plano, TX, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Seattle, WA 168% above, Plano, TX 108% above.

Meal at Budget Restaurant

$24.97 $24.97

$17.84 $17.84

39.97%

Three-Course Dinner for Two, Mid-Range

$119 $119

$76.3 $76.3

56.54%

Fast Food Meal (McDonalds, etc)

$13.90 $13.90

$10.12 $10.12

37.35%

Cappuccino

$5.56 $5.56

$4.70 $4.70

18.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.06 $3.06

$2.48 $2.48

23.39%

Water (0.33 liter bottle)

$2.47 $2.47

$1.97 $1.97

25.38%

Local Beer (0.5 liter draught)

$7.96 $7.96

$5.90 $5.90

34.92%

Imported Beer (0.33 liter bottle)

$8.01 $8.01

$7.15 $7.15

12.03%

Milk (1 liter)

$1.34 $1.34

$0.93 $0.93

44.09%

White Bread (500g)

$5.05 $5.05

$3.08 $3.08

63.96%

Rice (white) (1kg)

$5.36 $5.36

$4.81 $4.81

11.43%

Eggs

$6.59 $6.59

$4.32 $4.32

52.55%

Local Cheese (1kg)

$25.31 $25.31

$13.45 $13.45

88.18%

Chicken Fillets (1kg)

$16.19 $16.19

$13.89 $13.89

16.56%

Beef Round Steak (1kg)

$20.30 $20.30

$17.83 $17.83

13.85%

Apples (1kg)

$5.97 $5.97

$6.06 $6.06

-1.49%

Banana (1kg)

$2.74 $2.74

$1.43 $1.43

91.61%

Oranges (1kg)

$5.36 $5.36

$4.34 $4.34

23.50%

Tomato (1kg)

$6.61 $6.61

$4.10 $4.10

61.22%

Potato (1kg)

$3.25 $3.25

$3.76 $3.76

-13.56%

Onion (1kg)

$3.79 $3.79

$3.14 $3.14

20.70%

Lettuce (1 head)

$2.73 $2.73

$2.11 $2.11

29.38%

Water (1.5 liter bottle)

$2.53 $2.53

$2.37 $2.37

6.75%

Cigarettes 20 Pack (Marlboro, Camel)

$11.31 $11.31

$10.11 $10.11

11.87%

Wine (Bottle)

$16.28 $16.28

$15.29 $15.29

6.47%

Local Beer (0.5 liter bottle)

$2.85 $2.85

$1.69 $1.69

68.64%

Imported Beer (0.33 liter bottle)

$4.16 $4.16

$3.37 $3.37

23.44%

One-way Ticket (Public Transport)

$2.69 $2.69

$5.04 $5.04

-46.63%

Public Transport Monthly Pass (Regular Price)

$97.1 $97.1

$106 $106

-8.84%

Taxi Start (Normal Tariff)

$2.71 $2.71

$3.02 $3.02

-10.26%

Taxi (Normal Tariff) (1km)

$1.73 $1.73

$1.76 $1.76

-1.70%

Taxi 1hour Waiting (Normal Tariff)

$29.46 $29.46

$23.59 $23.59

24.88%

Gasoline (1 liter)

$1.20 $1.20

$0.74 $0.74

62.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K $33.6K

$35.4K $35.4K

-5.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$28.1K $28.1K

-7.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$266 $266

$186 $186

43.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.4 $60.4

$45.69 $45.69

32.28%

Internet (50+ Mbps, Unlimited Data)

$76.2 $76.2

$63.3 $63.3

20.42%

Gym Membership (Monthly)

$79.2 $79.2

$79.4 $79.4

-0.35%

Tennis Court (1 Hour on Weekend)

$40.51 $40.51

$50.0 $50.0

-19.03%

Cinema Ticket

$16.22 $16.22

$12.68 $12.68

27.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,280 $2,280

$1,153 $1,153

97.82%

International Primary School, 1 Child (Yearly)

$29.6K $29.6K

$17.7K $17.7K

67.35%

Jeans (Levis 501 Or Similar)

$69.6 $69.6

$54.0 $54.0

29.00%

Summer Dress (H&M, Zara, etc)

$52.6 $52.6

$37.88 $37.88

38.75%

Sport Shoes (Adidas, Nike)

$120 $120

$104 $104

15.52%

Men's Leather Business Shoes

$143 $143

$132 $132

8.16%

1-bedroom Apartment, City Center (Monthly)

$2,378 $2,378

$1,616 $1,616

47.15%

1-bedroom Apartment, Outside City Center (Monthly)

$1,866 $1,866

$1,359 $1,359

37.33%

3-bedroom Apartment, City Center (Monthly)

$4,724 $4,724

$3,037 $3,037

55.54%

3-bedroom Apartment, Outside City Center (Monthly)

$3,510 $3,510

$2,770 $2,770

26.75%

Buy Apartment in City Center (m2)

$7,711 $7,711

$2,333 $2,333

230.45%

Buy Apartment Outside City Center (m2)

$5,381 $5,381

$2,397 $2,397

124.47%

Average Monthly Net Salary (After Tax)

$6,493 $6,493

$5,725 $5,725

13.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.42

6.36

0.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: April 27, 2026

Last update for Plano, TX: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,378 in Seattle, WA and $1,616 in Plano, TX. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 13% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $119 in Seattle, WA vs $76.0 in Plano, TX for a mid-range dinner for two. Groceries echo the gap at $544 vs $417 per month, with Plano, TX cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Plano, TX: Cost of Living - Frequently Asked Questions

Plano, TX is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Sport & Entertainment. The 28% gap adds up to real monthly savings that compound significantly over time.

Seattle, WA pays 13% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,378 in Seattle, WA versus $1,616 in Plano, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,280 in Seattle, WA versus $1,153 in Plano, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 30% higher in Seattle, WA. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $2,500. Plano, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Plano, TX is more practical. Housing and childcare are both notably cheaper than in Seattle, WA, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Plano, TX gentler on the wallet – expenses run 28% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.