Cost of Living Comparison Between Seattle, WA and Olympia, WA Cost of Living Comparison Between Seattle, WA and Olympia, WA

Monthly Cost of Living

A single person spends $3,565 per month in Seattle, WA vs $2,813 in Olympia, WA, rent included.

A couple spends around $5,605 per month in Seattle, WA vs $3,874 in Olympia, WA, rent included.

A family of three spends $7,645 per month in Seattle, WA vs $4,936 in Olympia, WA, rent included.

Seattle, WA costs about 27% more than Olympia, WA, driven mainly by Groceries & Markets.

Both Seattle, WA and Olympia, WA sit above the global median – Seattle, WA by 167%, Olympia, WA by 111%.

Currency
🍽 Eating Out
Seattle, WA
Olympia, WA
Difference
Meal at Budget Restaurant
$24.79 $24.79
$20.09 $20.09
23.39%
Three-Course Dinner for Two, Mid-Range
$119 $119
$69.3 $69.3
71.45%
Fast Food Meal (McDonalds, etc)
$14.15 $14.15
$12.15 $12.15
16.46%
Cappuccino
$5.71 $5.71
$4.93 $4.93
15.82%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.93 $2.93
$2.50 $2.50
17.20%
Water (0.33 liter bottle)
$2.52 $2.52
$1.91 $1.91
31.94%
Local Beer (0.5 liter draught)
$7.89 $7.89
$7.16 $7.16
10.20%
Imported Beer (0.33 liter bottle)
$8.05 $8.05
$5.97 $5.97
34.84%
🛒 Groceries & Markets
Seattle, WA
Olympia, WA
Difference
Milk (1 liter)
$1.36 $1.36
$1.04 $1.04
30.77%
White Bread (500g)
$5.07 $5.07
$3.85 $3.85
31.69%
Rice (white) (1kg)
$5.25 $5.25
$4.29 $4.29
22.38%
Eggs
$6.91 $6.91
$4.40 $4.40
57.05%
Local Cheese (1kg)
$24.95 $24.95
$15.03 $15.03
66.00%
Chicken Fillets (1kg)
$15.75 $15.75
$10.58 $10.58
48.87%
Beef Round Steak (1kg)
$20.72 $20.72
$14.90 $14.90
39.06%
Apples (1kg)
$6.19 $6.19
$5.16 $5.16
19.96%
Banana (1kg)
$2.79 $2.79
$1.63 $1.63
71.17%
Oranges (1kg)
$5.52 $5.52
$4.18 $4.18
32.06%
Tomato (1kg)
$6.42 $6.42
$5.00 $5.00
28.40%
Potato (1kg)
$3.16 $3.16
$2.87 $2.87
10.10%
Onion (1kg)
$3.89 $3.89
$2.04 $2.04
90.69%
Lettuce (1 head)
$2.70 $2.70
$2.26 $2.26
19.47%
Water (1.5 liter bottle)
$2.53 $2.53
$2.22 $2.22
13.96%
Cigarettes 20 Pack (Marlboro, Camel)
$11.37 $11.37
$10.86 $10.86
4.70%
Wine (Bottle)
$15.67 $15.67
$15.22 $15.22
2.96%
Local Beer (0.5 liter bottle)
$2.87 $2.87
$1.88 $1.88
52.66%
Imported Beer (0.33 liter bottle)
$4.26 $4.26
$4.63 $4.63
-7.99%
🚌 Getting Around
Seattle, WA
Olympia, WA
Difference
One-way Ticket (Public Transport)
$2.71 $2.71
$0.36 $0.36
652.78%
Public Transport Monthly Pass (Regular Price)
$98.8 $98.8
-
-
Taxi Start (Normal Tariff)
$2.58 $2.58
$3.87 $3.87
-33.33%
Taxi (Normal Tariff) (1km)
$1.63 $1.63
$2.04 $2.04
-20.10%
Taxi 1hour Waiting (Normal Tariff)
$29.68 $29.68
$36.29 $36.29
-18.21%
Gasoline (1 liter)
$1.14 $1.14
$1.03 $1.03
10.68%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.8K $32.8K
$33.2K $33.2K
-0.99%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K $26.4K
$25.9K $25.9K
2.15%
🧾 Monthly Utilities & Internet
Seattle, WA
Olympia, WA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$264 $264
$121 $121
118.11%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$61.6 $61.6
$60.4 $60.4
1.90%
Internet (50+ Mbps, Unlimited Data)
$75.5 $75.5
$63.0 $63.0
19.70%
🎉 Sport & Entertainment
Seattle, WA
Olympia, WA
Difference
Gym Membership (Monthly)
$78.0 $78.0
$58.0 $58.0
34.52%
Tennis Court (1 Hour on Weekend)
$40.28 $40.28
$9.83 $9.83
309.77%
Cinema Ticket
$16.11 $16.11
$11.03 $11.03
46.06%
🧸 Childcare & Education
Seattle, WA
Olympia, WA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,212 $2,212
$1,455 $1,455
51.99%
International Primary School, 1 Child (Yearly)
$29.0K $29.0K
$19.0K $19.0K
52.90%
👕👟 Clothing & Footwear
Seattle, WA
Olympia, WA
Difference
Jeans (Levis 501 Or Similar)
$69.3 $69.3
$51.9 $51.9
33.67%
Summer Dress (H&M, Zara, etc)
$53.8 $53.8
$48.06 $48.06
11.86%
Sport Shoes (Adidas, Nike)
$119 $119
$88.3 $88.3
35.04%
Men's Leather Business Shoes
$142 $142
$98.0 $98.0
44.64%
🏠 Accommodation & Living
Seattle, WA
Olympia, WA
Difference
1-bedroom Apartment, City Center (Monthly)
$2,357 $2,357
$1,682 $1,682
40.10%
1-bedroom Apartment, Outside City Center (Monthly)
$1,834 $1,834
$1,607 $1,607
14.13%
3-bedroom Apartment, City Center (Monthly)
$4,686 $4,686
$2,839 $2,839
65.10%
3-bedroom Apartment, Outside City Center (Monthly)
$3,571 $3,571
$2,309 $2,309
54.65%
Buy Apartment in City Center (m2)
$7,539 $7,539
$3,191 $3,191
136.23%
Buy Apartment Outside City Center (m2)
$5,046 $5,046
$2,943 $2,943
71.45%
💵 Salaries & Financials
Seattle, WA
Olympia, WA
Difference
Average Monthly Net Salary (After Tax)
$6,473 $6,473
$5,033 $5,033
28.62%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.42
6.41
0.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: July 12, 2026

Last update for Olympia, WA: July 11, 2026

Cost Breakdown

A central one-bedroom costs $2,357 in Seattle, WA versus $1,682 in Olympia, WA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 29% higher in Seattle, WA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $119 in Seattle, WA versus $69.0 in Olympia, WA. Monthly groceries follow the same trend: $543 vs $401 – making Olympia, WA the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Seattle, WA vs Olympia, WA: Cost of Living - Frequently Asked Questions
Which city is more expensive, Seattle, WA or Olympia, WA?
Seattle, WA costs about 27% more than Olympia, WA, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Seattle, WA and in Olympia, WA?
For a comfortable life, plan on about $5,347 per month in Seattle, WA and $4,219 in Olympia, WA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Seattle, WA or Olympia, WA?
Rent is clearly cheaper in Olympia, WA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Seattle, WA compared to Olympia, WA?
Monthly expenses with rent come to $3,565 in Seattle, WA and $2,813 in Olympia, WA. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do childcare costs compare in Seattle, WA and in Olympia, WA?
Kindergarten costs $2,212 per month in Seattle, WA and $1,455 in Olympia, WA. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $2,000/month in Seattle, WA or in Olympia, WA?
$2,000 is a stretch for both – monthly costs hit $3,565 in Seattle, WA and $2,813 in Olympia, WA. You'll need shared housing and careful budgeting no matter which city you pick.
Which city is better for digital nomads, Seattle, WA or Olympia, WA?
For digital nomads, it depends on budget. Olympia, WA costs $2,813 versus $3,565 in Seattle, WA. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
Should I move to Seattle, WA or to Olympia, WA?
If budget matters most, go with Olympia, WA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Seattle, WA makes more sense. Both are solid long-term options with distinct trade-offs.

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