Last update: Oct 2026

Cost of Living Comparison Between Seattle, WA and Newburgh, NY

For one person, living is cheaper in Newburgh, NY: $2,972 a month against $3,785 in Seattle, WA, rent and utilities included – about $9,800 less a year. Rent and utilities account for most of the difference.

184

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index
143

Cost of Living Index in Newburgh, NY
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Newburgh, NY Living Index

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Seattle, WA

🇺🇸 United States

$3,785

/mo nomad

Newburgh, NY

🇺🇸 United States

$2,972

/mo nomad

Monthly Cost of Living

How much you'll spend in Seattle, WA and in Newburgh, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seattle, WA and in Newburgh, NY actually costs, broken down by who's living it.

A single person spends $3,785 per month in Seattle, WA vs $2,972 in Newburgh, NY, rent included.

Seattle, WA $3,785
Newburgh, NY $2,972

A couple spends around $5,688 per month in Seattle, WA vs $4,205 in Newburgh, NY, rent included.

Seattle, WA $5,688
Newburgh, NY $4,205

A family of three spends $7,592 per month in Seattle, WA vs $5,439 in Newburgh, NY, rent included.

Seattle, WA $7,592
Newburgh, NY $5,439

Seattle, WA costs about 27% more than Newburgh, NY, and outside of rent the biggest gap is in groceries.

Both Seattle, WA and Newburgh, NY sit above the global median – Seattle, WA by 178%, Newburgh, NY by 118%.

Meal at Budget Restaurant

$25.30 $25.30

$25.31 $25.31

-0.04%

Three-Course Dinner for Two, Mid-Range

$101 $101

-0.12%

Fast Food Meal (McDonalds, etc)

$14.76 $14.76

$11.02 $11.02

33.94%

Cappuccino

$6.50 $6.50

$4.93 $4.93

31.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.21 $3.21

$2.12 $2.12

51.42%

Water (0.33 liter bottle)

$3.14 $3.14

$1.52 $1.52

106.58%

Local Beer (0.5 liter draught)

$7.97 $7.97

$8.23 $8.23

-3.16%

Imported Beer (0.33 liter bottle)

$8.13 $8.13

$5.05 $5.05

60.99%

Milk (1 liter)

$1.17 $1.17

$1.28 $1.28

-8.59%

White Bread (500g)

$5.30 $5.30

$4.21 $4.21

25.89%

Rice (white) (1kg)

$6.40 $6.40

$7.66 $7.66

-16.45%

Eggs

$5.06 $5.06

$5.89 $5.89

-14.09%

Local Cheese (1kg)

$18.71 $18.71

$12.42 $12.42

50.64%

Chicken Fillets (1kg)

$18.72 $18.72

$11.79 $11.79

58.78%

Beef Round Steak (1kg)

$22.88 $22.88

$17.53 $17.53

30.52%

Apples (1kg)

$6.06 $6.06

$5.54 $5.54

9.39%

Banana (1kg)

$1.95 $1.95

$1.73 $1.73

12.72%

Oranges (1kg)

$5.51 $5.51

$6.42 $6.42

-14.17%

Tomato (1kg)

$6.52 $6.52

$6.05 $6.05

7.77%

Potato (1kg)

$3.49 $3.49

$5.61 $5.61

-37.79%

Onion (1kg)

$3.29 $3.29

$3.74 $3.74

-12.03%

Lettuce (1 head)

$2.80 $2.80

$2.04 $2.04

37.25%

Water (1.5 liter bottle)

$2.58 $2.58

$1.96 $1.96

31.63%

Cigarettes 20 Pack (Marlboro, Camel)

$12.49 $12.49

$9.81 $9.81

27.32%

Wine (Bottle)

$14.87 $14.87

$24.21 $24.21

-38.58%

Local Beer (0.5 liter bottle)

$4.19 $4.19

$1.75 $1.75

139.43%

Imported Beer (0.33 liter bottle)

$5.80 $5.80

$5.53 $5.53

4.88%

One-way Ticket (Public Transport)

$3.05 $3.05

$2.01 $2.01

51.74%

Public Transport Monthly Pass (Regular Price)

$106 $106

$59.6 $59.6

77.66%

Taxi Start (Normal Tariff)

$2.58 $2.58

$2.95 $2.95

-12.54%

Taxi (Normal Tariff) (1km)

$1.64 $1.64

$2.02 $2.02

-18.81%

Taxi 1hour Waiting (Normal Tariff)

$30.12 $30.12

$23.62 $23.62

27.52%

Gasoline (1 liter)

$1.41 $1.41

$1.06 $1.06

33.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.8K $36.8K

$28.0K $28.0K

31.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$26.1K $26.1K

1.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$308 $308

$151 $151

103.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.2 $69.2

$73.2 $73.2

-5.51%

Internet (50+ Mbps, Unlimited Data)

$86.1 $86.1

$65.0 $65.0

32.47%

Gym Membership (Monthly)

$76.5 $76.5

$38.14 $38.14

100.45%

Tennis Court (1 Hour on Weekend)

$35.50 $35.50

Cinema Ticket

$18.02 $18.02

$11.78 $11.78

52.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,746 $2,746

$2,480 $2,480

10.72%

International Primary School, 1 Child (Yearly)

$30.6K $30.6K

$23.2K $23.2K

31.68%

Jeans (Levis 501 Or Similar)

$79.2 $79.2

$41.94 $41.94

88.72%

Summer Dress (H&M, Zara, etc)

$54.3 $54.3

$57.3 $57.3

-5.20%

Sport Shoes (Adidas, Nike)

$127 $127

$77.6 $77.6

63.36%

Men's Leather Business Shoes

$159 $159

$156 $156

1.79%

1-bedroom Apartment, City Center (Monthly)

$2,508 $2,508

$1,617 $1,617

55.12%

1-bedroom Apartment, Outside City Center (Monthly)

$1,938 $1,938

$1,553 $1,553

24.78%

3-bedroom Apartment, City Center (Monthly)

$5,117 $5,117

$2,132 $2,132

140.07%

3-bedroom Apartment, Outside City Center (Monthly)

$3,542 $3,542

$2,130 $2,130

66.31%

Buy Apartment in City Center (m2)

$7,374 $7,374

$2,982 $2,982

147.29%

Buy Apartment Outside City Center (m2)

$5,002 $5,002

$2,339 $2,339

113.83%

Average Monthly Net Salary (After Tax)

$6,470 $6,470

$4,740 $4,740

36.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.75

2.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: October 26, 2026

Last update for Newburgh, NY: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Seattle, WA

$1.9K 51.2%

Newburgh, NY

$1.6K 52.3% 19.9% $385

Groceries & Markets

Seattle, WA

$547 14.5%

Newburgh, NY

$476 16% 12.9% $71

Monthly Utilities & Internet

Seattle, WA

$463 12.2%

Newburgh, NY

$290 9.7% 37.4% $173

Eating Out

Seattle, WA

$406 10.7%

Newburgh, NY

$361 12.1% 11.3% $46

Clothing & Footwear

Seattle, WA

$189 5%

Newburgh, NY

$150 5% 20.6% $39

Getting Around

Seattle, WA

$129 3.4%

Newburgh, NY

$81 2.7% 37.4% $48

Sport & Entertainment

Seattle, WA

$112 3%

Newburgh, NY

$62 2.1% 45.1% $51

Cost Breakdown

A central one-bedroom costs $2,508 in Seattle, WA versus $1,617 in Newburgh, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 36% higher in Seattle, WA. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $101 in Seattle, WA versus $101 in Newburgh, NY. Groceries tell a different story – $547 in Seattle, WA vs $476 in Newburgh, NY – so Newburgh, NY wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Seattle, WA

🇺🇸 Newburgh, NY

🕒 Local time

11:00 11:00 AM

14:00 2:00 PM

3 h ahead of Seattle, WA

🌤 Weather

👥 Population

737,015

28,290

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

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Between locations

Seattle, WA Newburgh, NY 3,820 km ≈ 5 h nonstop flight

From you

Seattle, WA
Newburgh, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Newburgh, NY: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,785 in Seattle, WA, $2,972 in Newburgh, NY – roughly 27% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $5,677 per month in Seattle, WA and $4,458 in Newburgh, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Newburgh, NY, especially for central apartments: a one-bedroom in the center costs $1,617 there versus $2,508 in Seattle, WA.

Monthly expenses with rent come to $3,785 in Seattle, WA and $2,972 in Newburgh, NY. That’s a gap of about 27%.

Kindergarten costs $2,746 per month in Seattle, WA and $2,480 in Newburgh, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Families tend to lean toward Newburgh, NY – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Newburgh, NY. If higher salaries, better infrastructure, or specific career opportunities are the priority, Seattle, WA makes more sense. Both are solid long-term options with distinct trade-offs.