Cost of Living Comparison Between Seattle, WA and New Smyrna Beach, FL Cost of Living Comparison Between Seattle, WA and New Smyrna Beach, FL

Monthly Cost of Living

A single person spends $3,880 per month in Seattle, WA vs $2,672 in New Smyrna Beach, FL, rent included.

A couple spends around $5,820 per month in Seattle, WA vs $3,800 in New Smyrna Beach, FL, rent included.

A family of three spends $7,759 per month in Seattle, WA vs $4,929 in New Smyrna Beach, FL, rent included.

Seattle, WA costs about 45% more than New Smyrna Beach, FL, driven mainly by Groceries & Markets.

Both Seattle, WA and New Smyrna Beach, FL sit above the global median – Seattle, WA by 184%, New Smyrna Beach, FL by 95%.

Currency
🍽 Eating Out
Seattle, WA
New Smyrna Beach, FL
Difference
Meal at Budget Restaurant
$25.01 $25.01
$20.32 $20.32
23.08%
Three-Course Dinner for Two, Mid-Range
$99.9 $99.9
$67.1 $67.1
48.96%
Fast Food Meal (McDonalds, etc)
$15.06 $15.06
$9.74 $9.74
54.62%
Cappuccino
$6.37 $6.37
$5.38 $5.38
18.40%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.08 $3.08
$2.50 $2.50
23.20%
Water (0.33 liter bottle)
$3.00 $3.00
$1.94 $1.94
54.64%
Local Beer (0.5 liter draught)
$7.80 $7.80
$5.52 $5.52
41.30%
Imported Beer (0.33 liter bottle)
$8.21 $8.21
$7.35 $7.35
11.70%
🛒 Groceries & Markets
Seattle, WA
New Smyrna Beach, FL
Difference
Milk (1 liter)
$1.21 $1.21
$0.98 $0.98
23.47%
White Bread (500g)
$4.99 $4.99
$3.28 $3.28
52.13%
Rice (white) (1kg)
$6.39 $6.39
$2.00 $2.00
219.50%
Eggs
$5.12 $5.12
$4.02 $4.02
27.36%
Local Cheese (1kg)
$21.05 $21.05
$11.94 $11.94
76.30%
Chicken Fillets (1kg)
$18.38 $18.38
$9.12 $9.12
101.54%
Beef Round Steak (1kg)
$24.03 $24.03
$19.13 $19.13
25.61%
Apples (1kg)
$5.89 $5.89
$6.29 $6.29
-6.36%
Banana (1kg)
$1.88 $1.88
$1.67 $1.67
12.57%
Oranges (1kg)
$5.29 $5.29
$5.78 $5.78
-8.48%
Tomato (1kg)
$6.47 $6.47
$3.26 $3.26
98.47%
Potato (1kg)
$3.68 $3.68
$1.85 $1.85
98.92%
Onion (1kg)
$3.36 $3.36
$2.90 $2.90
15.86%
Lettuce (1 head)
$2.79 $2.79
$1.49 $1.49
87.25%
Water (1.5 liter bottle)
$2.58 $2.58
$1.48 $1.48
74.32%
Cigarettes 20 Pack (Marlboro, Camel)
$13.92 $13.92
$8.19 $8.19
69.96%
Wine (Bottle)
$14.99 $14.99
$13.20 $13.20
13.56%
Local Beer (0.5 liter bottle)
$4.28 $4.28
$1.75 $1.75
144.57%
Imported Beer (0.33 liter bottle)
$5.86 $5.86
$3.01 $3.01
94.68%
🚌 Getting Around
Seattle, WA
New Smyrna Beach, FL
Difference
One-way Ticket (Public Transport)
$2.92 $2.92
-
-
Public Transport Monthly Pass (Regular Price)
$109 $109
-
-
Taxi Start (Normal Tariff)
$2.57 $2.57
$3.60 $3.60
-28.61%
Taxi (Normal Tariff) (1km)
$1.72 $1.72
$1.46 $1.46
17.81%
Taxi 1hour Waiting (Normal Tariff)
$30.40 $30.40
$30.30 $30.30
0.33%
Gasoline (1 liter)
$1.40 $1.40
$0.91 $0.91
53.85%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.1K $36.1K
$26.8K $26.8K
34.90%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.5K $25.5K
$24.6K $24.6K
3.61%
🧾 Monthly Utilities & Internet
Seattle, WA
New Smyrna Beach, FL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$299 $299
$188 $188
58.84%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$69.4 $69.4
$42.53 $42.53
63.20%
Internet (50+ Mbps, Unlimited Data)
$87.7 $87.7
$65.5 $65.5
33.98%
🎉 Sport & Entertainment
Seattle, WA
New Smyrna Beach, FL
Difference
Gym Membership (Monthly)
$80.2 $80.2
$25.30 $25.30
216.96%
Tennis Court (1 Hour on Weekend)
$34.93 $34.93
-
-
Cinema Ticket
$17.70 $17.70
$15.55 $15.55
13.83%
🧸 Childcare & Education
Seattle, WA
New Smyrna Beach, FL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,020 $3,020
$1,082 $1,082
179.15%
International Primary School, 1 Child (Yearly)
$31.0K $31.0K
$17.7K $17.7K
75.17%
👕👟 Clothing & Footwear
Seattle, WA
New Smyrna Beach, FL
Difference
Jeans (Levis 501 Or Similar)
$77.3 $77.3
$37.42 $37.42
106.65%
Summer Dress (H&M, Zara, etc)
$55.1 $55.1
$49.30 $49.30
11.70%
Sport Shoes (Adidas, Nike)
$128 $128
$60.9 $60.9
110.70%
Men's Leather Business Shoes
$159 $159
$99.1 $99.1
60.91%
🏠 Accommodation & Living
Seattle, WA
New Smyrna Beach, FL
Difference
1-bedroom Apartment, City Center (Monthly)
$2,488 $2,488
$1,627 $1,627
52.94%
1-bedroom Apartment, Outside City Center (Monthly)
$1,930 $1,930
$1,560 $1,560
23.75%
3-bedroom Apartment, City Center (Monthly)
$4,755 $4,755
$2,509 $2,509
89.48%
3-bedroom Apartment, Outside City Center (Monthly)
$3,639 $3,639
$2,429 $2,429
49.83%
Buy Apartment in City Center (m2)
$7,583 $7,583
$2,724 $2,724
178.39%
Buy Apartment Outside City Center (m2)
$5,109 $5,109
$2,344 $2,344
117.94%
💵 Salaries & Financials
Seattle, WA
New Smyrna Beach, FL
Difference
Average Monthly Net Salary (After Tax)
$6,219 $6,219
$7,456 $7,456
-16.59%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.45
6.07
6.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: September 14, 2026

Last update for New Smyrna Beach, FL: September 13, 2026

Cost Breakdown

A central one-bedroom costs $2,488 in Seattle, WA versus $1,627 in New Smyrna Beach, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 20% higher in New Smyrna Beach, FL, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $100 in Seattle, WA versus $67.0 in New Smyrna Beach, FL. Monthly groceries follow the same trend: $552 vs $363 – making New Smyrna Beach, FL the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Seattle, WA vs New Smyrna Beach, FL: Cost of Living - Frequently Asked Questions
How do living costs in Seattle, WA and in New Smyrna Beach, FL compare overall?
Monthly costs with rent: $3,880 in Seattle, WA, $2,672 in New Smyrna Beach, FL – roughly 45% apart. Seattle, WA costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Seattle, WA compared to New Smyrna Beach, FL?
For a comfortable life, plan on about $5,820 per month in Seattle, WA and $4,008 in New Smyrna Beach, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Seattle, WA and New Smyrna Beach, FL?
Rent is clearly cheaper in New Smyrna Beach, FL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $100 in Seattle, WA and $67.0 in New Smyrna Beach, FL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 52% more in Seattle, WA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $3,000 per month?
A $3,000 monthly budget goes further in New Smyrna Beach, FL, where all-in costs run around $2,672, than in Seattle, WA at $3,880. In New Smyrna Beach, FL it covers expenses comfortably, while in Seattle, WA it requires careful planning or may not stretch far enough.
How does quality of life compare between Seattle, WA and New Smyrna Beach, FL?
It depends on your priorities. Seattle, WA has an edge in some lifestyle areas, with costs from $2,672 in New Smyrna Beach, FL to $3,880 in Seattle, WA. Climate, culture, job market, and personal taste all factor in.
How do I decide between Seattle, WA and New Smyrna Beach, FL?
If budget matters most, go with New Smyrna Beach, FL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Seattle, WA makes more sense. Both are solid long-term options with distinct trade-offs.

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