Last update: Oct 2026

Cost of Living Comparison Between Seattle, WA and New Smyrna Beach, FL

For one person, living is cheaper in New Smyrna Beach, FL: $2,736 a month against $3,785 in Seattle, WA, rent and utilities included – about $12,600 less a year. Rent and utilities account for about half of the difference.

184

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index
132

Cost of Living Index in New Smyrna Beach, FL
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New Smyrna Beach, FL Living Index

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Seattle, WA

🇺🇸 United States

$3,785

/mo nomad

New Smyrna Beach, FL

🇺🇸 United States

$2,736

/mo nomad

Monthly Cost of Living

How much you'll spend in Seattle, WA and in New Smyrna Beach, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seattle, WA and in New Smyrna Beach, FL actually costs, broken down by who's living it.

A single person spends $3,785 per month in Seattle, WA vs $2,736 in New Smyrna Beach, FL, rent included.

Seattle, WA $3,785
New Smyrna Beach, FL $2,736

A couple spends around $5,688 per month in Seattle, WA vs $3,935 in New Smyrna Beach, FL, rent included.

Seattle, WA $5,688
New Smyrna Beach, FL $3,935

A family of three spends $7,592 per month in Seattle, WA vs $5,134 in New Smyrna Beach, FL, rent included.

Seattle, WA $7,592
New Smyrna Beach, FL $5,134

Seattle, WA costs about 38% more than New Smyrna Beach, FL, and outside of rent the biggest gap is in groceries.

Both Seattle, WA and New Smyrna Beach, FL sit above the global median – Seattle, WA by 178%, New Smyrna Beach, FL by 101%.

Meal at Budget Restaurant

$25.30 $25.30

$19.91 $19.91

27.07%

Three-Course Dinner for Two, Mid-Range

$101 $101

$78.8 $78.8

28.05%

Fast Food Meal (McDonalds, etc)

$14.76 $14.76

$11.65 $11.65

26.70%

Cappuccino

$6.50 $6.50

$5.86 $5.86

10.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.21 $3.21

$3.10 $3.10

3.55%

Water (0.33 liter bottle)

$3.14 $3.14

$2.16 $2.16

45.37%

Local Beer (0.5 liter draught)

$7.97 $7.97

$6.99 $6.99

14.02%

Imported Beer (0.33 liter bottle)

$8.13 $8.13

$6.94 $6.94

17.15%

Milk (1 liter)

$1.17 $1.17

$1.02 $1.02

14.71%

White Bread (500g)

$5.30 $5.30

$3.17 $3.17

67.19%

Rice (white) (1kg)

$6.40 $6.40

$2.50 $2.50

156.00%

Eggs

$5.06 $5.06

$4.56 $4.56

10.96%

Local Cheese (1kg)

$18.71 $18.71

$11.99 $11.99

56.05%

Chicken Fillets (1kg)

$18.72 $18.72

$9.67 $9.67

93.59%

Beef Round Steak (1kg)

$22.88 $22.88

$15.71 $15.71

45.64%

Apples (1kg)

$6.06 $6.06

$5.94 $5.94

2.02%

Banana (1kg)

$1.95 $1.95

$1.39 $1.39

40.29%

Oranges (1kg)

$5.51 $5.51

$4.01 $4.01

37.41%

Tomato (1kg)

$6.52 $6.52

$4.74 $4.74

37.55%

Potato (1kg)

$3.49 $3.49

$2.49 $2.49

40.16%

Onion (1kg)

$3.29 $3.29

$2.84 $2.84

15.85%

Lettuce (1 head)

$2.80 $2.80

$1.53 $1.53

83.01%

Water (1.5 liter bottle)

$2.58 $2.58

$1.76 $1.76

46.59%

Cigarettes 20 Pack (Marlboro, Camel)

$12.49 $12.49

$8.82 $8.82

41.61%

Wine (Bottle)

$14.87 $14.87

$13.75 $13.75

8.15%

Local Beer (0.5 liter bottle)

$4.19 $4.19

$2.06 $2.06

103.40%

Imported Beer (0.33 liter bottle)

$5.80 $5.80

$2.98 $2.98

94.63%

One-way Ticket (Public Transport)

$3.05 $3.05

Public Transport Monthly Pass (Regular Price)

$106 $106

Taxi Start (Normal Tariff)

$2.58 $2.58

$1.53 $1.53

68.63%

Taxi (Normal Tariff) (1km)

$1.64 $1.64

$1.12 $1.12

46.43%

Taxi 1hour Waiting (Normal Tariff)

$30.12 $30.12

$13.66 $13.66

120.50%

Gasoline (1 liter)

$1.41 $1.41

$0.94 $0.94

50.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.8K $36.8K

$26.8K $26.8K

37.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$25.8K $25.8K

3.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$308 $308

$188 $188

63.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.2 $69.2

$64.1 $64.1

7.89%

Internet (50+ Mbps, Unlimited Data)

$86.1 $86.1

$68.6 $68.6

25.53%

Gym Membership (Monthly)

$76.5 $76.5

$25.14 $25.14

204.10%

Tennis Court (1 Hour on Weekend)

$35.50 $35.50

Cinema Ticket

$18.02 $18.02

$13.45 $13.45

33.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,746 $2,746

$625 $625

339.03%

International Primary School, 1 Child (Yearly)

$30.6K $30.6K

$12.1K $12.1K

153.27%

Jeans (Levis 501 Or Similar)

$79.2 $79.2

$53.8 $53.8

47.06%

Summer Dress (H&M, Zara, etc)

$54.3 $54.3

$48.80 $48.80

11.29%

Sport Shoes (Adidas, Nike)

$127 $127

$86.8 $86.8

46.14%

Men's Leather Business Shoes

$159 $159

$113 $113

40.69%

1-bedroom Apartment, City Center (Monthly)

$2,508 $2,508

$1,643 $1,643

52.71%

1-bedroom Apartment, Outside City Center (Monthly)

$1,938 $1,938

$1,522 $1,522

27.37%

3-bedroom Apartment, City Center (Monthly)

$5,117 $5,117

$2,421 $2,421

111.39%

3-bedroom Apartment, Outside City Center (Monthly)

$3,542 $3,542

$2,420 $2,420

46.39%

Buy Apartment in City Center (m2)

$7,374 $7,374

$2,720 $2,720

171.05%

Buy Apartment Outside City Center (m2)

$5,002 $5,002

$2,373 $2,373

110.76%

Average Monthly Net Salary (After Tax)

$6,470 $6,470

$7,529 $7,529

-14.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.69

2.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: October 26, 2026

Last update for New Smyrna Beach, FL: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Seattle, WA

$1.9K 51.2%

New Smyrna Beach, FL

$1.5K 55.6% 21.5% $417

Groceries & Markets

Seattle, WA

$547 14.5%

New Smyrna Beach, FL

$363 13.3% 33.6% $184

Monthly Utilities & Internet

Seattle, WA

$463 12.2%

New Smyrna Beach, FL

$321 11.7% 30.7% $142

Eating Out

Seattle, WA

$406 10.7%

New Smyrna Beach, FL

$334 12.2% 17.7% $72

Clothing & Footwear

Seattle, WA

$189 5%

New Smyrna Beach, FL

$136 5% 27.9% $53

Getting Around

Seattle, WA

$129 3.4%

New Smyrna Beach, FL

$7.1 * 0.3% 94.5% $122

Sport & Entertainment

Seattle, WA

$112 3%

New Smyrna Beach, FL

$52 1.9% 53.7% $60

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,508 in Seattle, WA versus $1,643 in New Smyrna Beach, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 16% higher in New Smyrna Beach, FL, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $101 in Seattle, WA versus $79 in New Smyrna Beach, FL. Monthly groceries follow the same trend: $547 vs $363 – making New Smyrna Beach, FL the more affordable choice for daily food spending.

Good to know

🇺🇸 Seattle, WA

🇺🇸 New Smyrna Beach, FL

🕒 Local time

10:58 10:58 AM

13:58 1:58 PM

3 h ahead of Seattle, WA

🌤 Weather

👥 Population

737,015

30,142

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

On the map

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Between locations

Seattle, WA New Smyrna Beach, FL 4,090 km ≈ 6 h nonstop flight

From you

Seattle, WA
New Smyrna Beach, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs New Smyrna Beach, FL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,785 in Seattle, WA, $2,736 in New Smyrna Beach, FL – New Smyrna Beach, FL comes out roughly 28% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $5,677 per month in Seattle, WA and $4,104 in New Smyrna Beach, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in New Smyrna Beach, FL, especially for central apartments: a one-bedroom in the center costs $1,643 there versus $2,508 in Seattle, WA.

A mid-range dinner for two costs $101 in Seattle, WA and $79 in New Smyrna Beach, FL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 50% more in Seattle, WA, though the gap depends on what you buy.

Families tend to lean toward New Smyrna Beach, FL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.