Cost of Living Comparison Between Seattle, WA and Merced, CA Cost of Living Comparison Between Seattle, WA and Merced, CA

Monthly Cost of Living

Monthly costs for one person with rent: $3,598 in Seattle, WA versus $2,475 in Merced, CA.

Estimated couple costs with rent: $5,539 in Seattle, WA versus $3,618 in Merced, CA.

Monthly costs for a family of three with rent: $7,479 in Seattle, WA versus $4,761 in Merced, CA.

Living in Seattle, WA is roughly 45% more expensive than Merced, CA, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Seattle, WA 168% above, Merced, CA 85% above.

Meal at Budget Restaurant

$24.80 $24.80

$20.29 $20.29

22.23%

Three-Course Dinner for Two, Mid-Range

$118 $118

$40.11 $40.11

193.42%

Fast Food Meal (McDonalds, etc)

$13.77 $13.77

$11.72 $11.72

17.49%

Cappuccino

$5.71 $5.71

$5.91 $5.91

-3.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.05 $3.05

$3.08 $3.08

-0.97%

Water (0.33 liter bottle)

$2.50 $2.50

$2.03 $2.03

23.15%

Local Beer (0.5 liter draught)

$7.83 $7.83

$9.09 $9.09

-13.86%

Imported Beer (0.33 liter bottle)

$7.88 $7.88

$9.96 $9.96

-20.88%

Milk (1 liter)

$1.35 $1.35

$1.18 $1.18

14.41%

White Bread (500g)

$5.06 $5.06

$2.73 $2.73

85.35%

Rice (white) (1kg)

$5.39 $5.39

$3.30 $3.30

63.33%

Eggs

$6.85 $6.85

$4.80 $4.80

42.71%

Local Cheese (1kg)

$25.07 $25.07

$10.80 $10.80

132.13%

Chicken Fillets (1kg)

$15.85 $15.85

$15.45 $15.45

2.59%

Beef Round Steak (1kg)

$20.59 $20.59

$17.27 $17.27

19.22%

Apples (1kg)

$6.14 $6.14

$5.90 $5.90

4.07%

Banana (1kg)

$2.82 $2.82

$2.55 $2.55

10.59%

Oranges (1kg)

$5.51 $5.51

$1.49 $1.49

269.80%

Tomato (1kg)

$6.74 $6.74

$4.49 $4.49

50.11%

Potato (1kg)

$3.15 $3.15

$2.10 $2.10

50.00%

Onion (1kg)

$3.82 $3.82

$3.21 $3.21

19.00%

Lettuce (1 head)

$2.69 $2.69

$1.02 $1.02

163.73%

Water (1.5 liter bottle)

$2.64 $2.64

$2.78 $2.78

-5.04%

Cigarettes 20 Pack (Marlboro, Camel)

$11.65 $11.65

$10.27 $10.27

13.44%

Wine (Bottle)

$15.69 $15.69

$15.14 $15.14

3.63%

Local Beer (0.5 liter bottle)

$2.93 $2.93

$2.35 $2.35

24.68%

Imported Beer (0.33 liter bottle)

$4.24 $4.24

$3.30 $3.30

28.48%

One-way Ticket (Public Transport)

$2.82 $2.82

$1.47 $1.47

91.84%

Public Transport Monthly Pass (Regular Price)

$100 $100

$59.6 $59.6

67.97%

Taxi Start (Normal Tariff)

$2.60 $2.60

$3.09 $3.09

-15.86%

Taxi (Normal Tariff) (1km)

$1.72 $1.72

$1.66 $1.66

3.61%

Taxi 1hour Waiting (Normal Tariff)

$30.22 $30.22

$26.91 $26.91

12.30%

Gasoline (1 liter)

$1.19 $1.19

$1.23 $1.23

-3.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.7K $32.7K

$29.9K $29.9K

9.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$27.0K $27.0K

-3.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$263 $263

$273 $273

-3.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.9 $60.9

$34.82 $34.82

74.84%

Internet (50+ Mbps, Unlimited Data)

$75.9 $75.9

$67.1 $67.1

13.13%

Gym Membership (Monthly)

$79.6 $79.6

$33.49 $33.49

137.62%

Tennis Court (1 Hour on Weekend)

$39.89 $39.89

$14.15 $14.15

181.91%

Cinema Ticket

$16.27 $16.27

$15.73 $15.73

3.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,281 $2,281

$1,942 $1,942

17.43%

International Primary School, 1 Child (Yearly)

$29.3K $29.3K

$26.4K $26.4K

11.02%

Jeans (Levis 501 Or Similar)

$68.6 $68.6

$52.8 $52.8

29.89%

Summer Dress (H&M, Zara, etc)

$52.0 $52.0

$44.16 $44.16

17.66%

Sport Shoes (Adidas, Nike)

$116 $116

$88.7 $88.7

30.54%

Men's Leather Business Shoes

$143 $143

$139 $139

3.20%

1-bedroom Apartment, City Center (Monthly)

$2,336 $2,336

$1,641 $1,641

42.38%

1-bedroom Apartment, Outside City Center (Monthly)

$1,863 $1,863

$1,073 $1,073

73.58%

3-bedroom Apartment, City Center (Monthly)

$4,628 $4,628

$1,960 $1,960

136.09%

3-bedroom Apartment, Outside City Center (Monthly)

$3,477 $3,477

$1,894 $1,894

83.55%

Buy Apartment in City Center (m2)

$7,766 $7,766

$2,870 $2,870

170.57%

Buy Apartment Outside City Center (m2)

$5,232 $5,232

$2,857 $2,857

83.13%

Average Monthly Net Salary (After Tax)

$6,617 $6,617

$3,286 $3,286

101.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.42

6.36

0.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: May 30, 2026

Last update for Merced, CA: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,336 in Seattle, WA and $1,641 in Merced, CA. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 101% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $118 in Seattle, WA vs $40.00 in Merced, CA for a mid-range dinner for two. Groceries echo the gap at $547 vs $405 per month, with Merced, CA cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Merced, CA: Cost of Living - Frequently Asked Questions

Seattle, WA and Merced, CA differ by about 45% in total monthly costs ($3,598 vs $2,475 including rent). Merced, CA is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Seattle, WA pays 101% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,336 in Seattle, WA versus $1,641 in Merced, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,281 in Seattle, WA versus $1,942 in Merced, CA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 35% higher in Seattle, WA. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $3,000. Merced, CA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Merced, CA gentler on the wallet – expenses run 45% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.