Cost of Living Comparison Between Seattle, WA and Madison, WI Cost of Living Comparison Between Seattle, WA and Madison, WI

Monthly Cost of Living

A single person spends $3,583 per month in Seattle, WA vs $2,864 in Madison, WI, rent included.

A couple spends around $5,632 per month in Seattle, WA vs $4,134 in Madison, WI, rent included.

A family of three spends $7,681 per month in Seattle, WA vs $5,405 in Madison, WI, rent included.

Seattle, WA costs about 25% more than Madison, WI, driven mainly by Groceries & Markets.

Both Seattle, WA and Madison, WI sit above the global median – Seattle, WA by 168%, Madison, WI by 114%.

Currency
🍽 Eating Out
Seattle, WA
Madison, WI
Difference
Meal at Budget Restaurant
$24.97 $24.97
$15.24 $15.24
63.85%
Three-Course Dinner for Two, Mid-Range
$119 $119
$76.3 $76.3
56.58%
Fast Food Meal (McDonalds, etc)
$13.90 $13.90
$10.92 $10.92
27.29%
Cappuccino
$5.56 $5.56
$5.24 $5.24
6.11%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.06 $3.06
$2.61 $2.61
17.24%
Water (0.33 liter bottle)
$2.47 $2.47
$2.34 $2.34
5.56%
Local Beer (0.5 liter draught)
$7.96 $7.96
$6.18 $6.18
28.80%
Imported Beer (0.33 liter bottle)
$8.01 $8.01
$6.82 $6.82
17.45%
🛒 Groceries & Markets
Seattle, WA
Madison, WI
Difference
Milk (1 liter)
$1.34 $1.34
$0.89 $0.89
50.56%
White Bread (500g)
$5.05 $5.05
$3.72 $3.72
35.75%
Rice (white) (1kg)
$5.36 $5.36
$5.10 $5.10
5.10%
Eggs
$6.59 $6.59
$3.98 $3.98
65.58%
Local Cheese (1kg)
$25.31 $25.31
$13.79 $13.79
83.54%
Chicken Fillets (1kg)
$16.19 $16.19
$13.39 $13.39
20.91%
Beef Round Steak (1kg)
$20.30 $20.30
$16.57 $16.57
22.51%
Apples (1kg)
$5.97 $5.97
$4.46 $4.46
33.86%
Banana (1kg)
$2.74 $2.74
$1.52 $1.52
80.26%
Oranges (1kg)
$5.36 $5.36
$5.86 $5.86
-8.53%
Tomato (1kg)
$6.61 $6.61
$4.66 $4.66
41.85%
Potato (1kg)
$3.25 $3.25
$2.61 $2.61
24.52%
Onion (1kg)
$3.79 $3.79
$2.87 $2.87
32.06%
Lettuce (1 head)
$2.73 $2.73
$2.03 $2.03
34.48%
Water (1.5 liter bottle)
$2.53 $2.53
$1.95 $1.95
29.74%
Cigarettes 20 Pack (Marlboro, Camel)
$11.31 $11.31
$9.96 $9.96
13.55%
Wine (Bottle)
$16.28 $16.28
$15.75 $15.75
3.37%
Local Beer (0.5 liter bottle)
$2.85 $2.85
$2.28 $2.28
25.00%
Imported Beer (0.33 liter bottle)
$4.16 $4.16
$4.83 $4.83
-13.87%
🚌 Getting Around
Seattle, WA
Madison, WI
Difference
One-way Ticket (Public Transport)
$2.69 $2.69
$1.96 $1.96
37.24%
Public Transport Monthly Pass (Regular Price)
$97.1 $97.1
$63.1 $63.1
53.78%
Taxi Start (Normal Tariff)
$2.71 $2.71
$4.52 $4.52
-40.04%
Taxi (Normal Tariff) (1km)
$1.73 $1.73
$2.23 $2.23
-22.42%
Taxi 1hour Waiting (Normal Tariff)
$29.46 $29.46
$42.40 $42.40
-30.52%
Gasoline (1 liter)
$1.20 $1.20
$0.85 $0.85
41.18%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.6K $33.6K
$25.4K $25.4K
32.32%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K $26.0K
$25.8K $25.8K
0.94%
🧾 Monthly Utilities & Internet
Seattle, WA
Madison, WI
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$266 $266
$216 $216
23.55%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60.4 $60.4
$50.2 $50.2
20.47%
Internet (50+ Mbps, Unlimited Data)
$76.2 $76.2
$74.4 $74.4
2.45%
🎉 Sport & Entertainment
Seattle, WA
Madison, WI
Difference
Gym Membership (Monthly)
$79.2 $79.2
$63.6 $63.6
24.45%
Tennis Court (1 Hour on Weekend)
$40.51 $40.51
$30.07 $30.07
34.72%
Cinema Ticket
$16.22 $16.22
$14.83 $14.83
9.37%
🧸 Childcare & Education
Seattle, WA
Madison, WI
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,280 $2,280
$1,656 $1,656
37.69%
International Primary School, 1 Child (Yearly)
$29.6K $29.6K
$25.0K $25.0K
18.12%
👕👟 Clothing & Footwear
Seattle, WA
Madison, WI
Difference
Jeans (Levis 501 Or Similar)
$69.6 $69.6
$67.7 $67.7
2.79%
Summer Dress (H&M, Zara, etc)
$52.6 $52.6
$47.64 $47.64
10.33%
Sport Shoes (Adidas, Nike)
$120 $120
$99.4 $99.4
20.36%
Men's Leather Business Shoes
$143 $143
$134 $134
6.37%
🏠 Accommodation & Living
Seattle, WA
Madison, WI
Difference
1-bedroom Apartment, City Center (Monthly)
$2,378 $2,378
$1,701 $1,701
39.79%
1-bedroom Apartment, Outside City Center (Monthly)
$1,866 $1,866
$1,438 $1,438
29.74%
3-bedroom Apartment, City Center (Monthly)
$4,724 $4,724
$3,068 $3,068
53.97%
3-bedroom Apartment, Outside City Center (Monthly)
$3,510 $3,510
$2,446 $2,446
43.51%
Buy Apartment in City Center (m2)
$7,711 $7,711
$4,392 $4,392
75.56%
Buy Apartment Outside City Center (m2)
$5,381 $5,381
$2,563 $2,563
109.95%
💵 Salaries & Financials
Seattle, WA
Madison, WI
Difference
Average Monthly Net Salary (After Tax)
$6,493 $6,493
$4,331 $4,331
49.92%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.42
6.55
-1.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: April 27, 2026

Last update for Madison, WI: April 27, 2026

Cost Breakdown

A central one-bedroom costs $2,378 in Seattle, WA versus $1,701 in Madison, WI. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 50% higher in Seattle, WA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $119 in Seattle, WA versus $76.0 in Madison, WI. Monthly groceries follow the same trend: $544 vs $416 – making Madison, WI the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Seattle, WA vs Madison, WI: Cost of Living - Frequently Asked Questions
How do living costs in Seattle, WA and Madison, WI compare overall?
Monthly costs with rent: $3,583 in Seattle, WA, $2,864 in Madison, WI – roughly 25% apart. Seattle, WA costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Seattle, WA compared to Madison, WI?
For a comfortable life, plan on about $5,374 per month in Seattle, WA and $4,296 in Madison, WI. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Seattle, WA and Madison, WI?
Rent is clearly cheaper in Madison, WI, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in Seattle, WA and Madison, WI?
Public transport costs about 54% less in Madison, WI. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between Seattle, WA and Madison, WI?
Kindergarten costs $2,280 per month in Seattle, WA and $1,656 in Madison, WI. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is feasible on a $3,000 budget?
$3,000 is a stretch for both – monthly costs hit $3,583 in Seattle, WA and $2,864 in Madison, WI. You'll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Seattle, WA and Madison, WI?
It depends on your priorities. Seattle, WA has an edge in some lifestyle areas, with costs from $2,864 in Madison, WI to $3,583 in Seattle, WA. Climate, culture, job market, and personal taste all factor in.
Is Seattle, WA or Madison, WI safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Seattle, WA and Madison, WI?
If budget matters most, go with Madison, WI. If higher salaries, better infrastructure, or specific career opportunities are the priority, Seattle, WA makes more sense. Both are solid long-term options with distinct trade-offs.

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