Last update: Nov 2026

Cost of Living Comparison Between Seattle, WA and Lynn, MA

For one person, living is cheaper in Lynn, MA: $3,210 a month against $3,762 in Seattle, WA, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

182

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index
155

Cost of Living Index in Lynn, MA
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Lynn, MA Living Index

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Seattle, WA

🇺🇸 United States

$3,762

/mo nomad

Lynn, MA

🇺🇸 United States

$3,210

/mo nomad

Monthly Cost of Living

How much you'll spend in Seattle, WA and in Lynn, MA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seattle, WA and in Lynn, MA actually costs, broken down by who's living it.

A single person spends $3,762 per month in Seattle, WA vs $3,210 in Lynn, MA, rent included.

Seattle, WA $3,762
Lynn, MA $3,210

A couple spends around $5,651 per month in Seattle, WA vs $4,604 in Lynn, MA, rent included.

Seattle, WA $5,651
Lynn, MA $4,604

A family of three spends $7,541 per month in Seattle, WA vs $5,999 in Lynn, MA, rent included.

Seattle, WA $7,541
Lynn, MA $5,999

Seattle, WA costs about 17% more than Lynn, MA, and outside of rent the biggest gap is in groceries.

Both Seattle, WA and Lynn, MA sit above the global median – Seattle, WA by 178%, Lynn, MA by 137%.

Meal at Budget Restaurant

$23.80 $23.80

$19.63 $19.63

21.24%

Three-Course Dinner for Two, Mid-Range

$98.6 $98.6

$99.9 $99.9

-1.27%

Fast Food Meal (McDonalds, etc)

$14.94 $14.94

$14.79 $14.79

1.01%

Cappuccino

$6.79 $6.79

$5.14 $5.14

32.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.23 $3.23

$2.93 $2.93

10.24%

Water (0.33 liter bottle)

$3.15 $3.15

$2.29 $2.29

37.55%

Local Beer (0.5 liter draught)

$8.21 $8.21

$7.84 $7.84

4.72%

Imported Beer (0.33 liter bottle)

$7.87 $7.87

$8.19 $8.19

-3.91%

Milk (1 liter)

$1.17 $1.17

White Bread (500g)

$5.29 $5.29

$4.37 $4.37

21.05%

Rice (white) (1kg)

$5.76 $5.76

$5.35 $5.35

7.66%

Eggs

$4.89 $4.89

$5.47 $5.47

-10.60%

Local Cheese (1kg)

$20.25 $20.25

$13.24 $13.24

52.95%

Chicken Fillets (1kg)

$17.95 $17.95

$14.12 $14.12

27.12%

Beef Round Steak (1kg)

$23.35 $23.35

$17.58 $17.58

32.82%

Apples (1kg)

$5.94 $5.94

$6.59 $6.59

-9.86%

Banana (1kg)

$1.89 $1.89

$2.09 $2.09

-9.57%

Oranges (1kg)

$5.35 $5.35

$5.41 $5.41

-1.11%

Tomato (1kg)

$6.57 $6.57

$5.55 $5.55

18.38%

Potato (1kg)

$3.39 $3.39

$2.57 $2.57

31.91%

Onion (1kg)

$2.88 $2.88

$2.56 $2.56

12.50%

Lettuce (1 head)

$2.89 $2.89

$2.26 $2.26

27.88%

Water (1.5 liter bottle)

$2.43 $2.43

$2.84 $2.84

-14.44%

Cigarettes 20 Pack (Marlboro, Camel)

$12.18 $12.18

$13.19 $13.19

-7.66%

Wine (Bottle)

$15.24 $15.24

$13.86 $13.86

9.96%

Local Beer (0.5 liter bottle)

$4.38 $4.38

$2.08 $2.08

110.58%

Imported Beer (0.33 liter bottle)

$5.89 $5.89

$3.81 $3.81

54.59%

One-way Ticket (Public Transport)

$2.96 $2.96

$2.01 $2.01

47.26%

Public Transport Monthly Pass (Regular Price)

$109 $109

$59.1 $59.1

84.94%

Taxi Start (Normal Tariff)

$2.52 $2.52

$4.04 $4.04

-37.62%

Taxi (Normal Tariff) (1km)

$1.72 $1.72

$2.44 $2.44

-29.51%

Taxi 1hour Waiting (Normal Tariff)

$29.70 $29.70

$27.47 $27.47

8.12%

Gasoline (1 liter)

$1.51 $1.51

$1.07 $1.07

41.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.2K $36.2K

$30.5K $30.5K

18.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$26.8K $26.8K

-4.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$289 $289

$313 $313

-7.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.1 $69.1

$101 $101

-31.89%

Internet (50+ Mbps, Unlimited Data)

$84.8 $84.8

$85.0 $85.0

-0.20%

Gym Membership (Monthly)

$69.4 $69.4

$40.14 $40.14

72.97%

Tennis Court (1 Hour on Weekend)

$35.05 $35.05

Cinema Ticket

$17.97 $17.97

$16.20 $16.20

10.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,819 $2,819

$1,814 $1,814

55.42%

International Primary School, 1 Child (Yearly)

$43.9K $43.9K

$43.5K $43.5K

1.04%

Jeans (Levis 501 Or Similar)

$91.2 $91.2

$75.3 $75.3

21.08%

Summer Dress (H&M, Zara, etc)

$55.1 $55.1

$50.3 $50.3

9.44%

Sport Shoes (Adidas, Nike)

$127 $127

$112 $112

13.15%

Men's Leather Business Shoes

$162 $162

$154 $154

5.38%

1-bedroom Apartment, City Center (Monthly)

$2,579 $2,579

$2,125 $2,125

21.38%

1-bedroom Apartment, Outside City Center (Monthly)

$1,943 $1,943

$1,580 $1,580

22.92%

3-bedroom Apartment, City Center (Monthly)

$5,100 $5,100

$3,342 $3,342

52.62%

3-bedroom Apartment, Outside City Center (Monthly)

$3,541 $3,541

$2,459 $2,459

43.99%

Buy Apartment in City Center (m2)

$7,357 $7,357

$2,788 $2,788

163.86%

Buy Apartment Outside City Center (m2)

$4,921 $4,921

$2,360 $2,360

108.52%

Average Monthly Net Salary (After Tax)

$6,448 $6,448

$3,660 $3,660

76.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.8

6.64

2.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: November 2, 2026

Last update for Lynn, MA: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Seattle, WA

$1.9K 51.6%

Lynn, MA

$1.6K 49.2% 18.6% $362

Groceries & Markets

Seattle, WA

$544 14.5%

Lynn, MA

$458 14.3% 15.7% $85

Monthly Utilities & Internet

Seattle, WA

$443 11.8%

Lynn, MA

$499 15.6% 12.8% $57

Eating Out

Seattle, WA

$399 10.6%

Lynn, MA

$340 10.6% 14.9% $60

Clothing & Footwear

Seattle, WA

$196 5.2%

Lynn, MA

$176 5.5% 10% $20

Getting Around

Seattle, WA

$132 3.5%

Lynn, MA

$83 2.6% 37% $49

Sport & Entertainment

Seattle, WA

$105 2.8%

Lynn, MA

$73 2.3% 31.2% $33

Cost Breakdown

A central one-bedroom costs $2,579 in Seattle, WA versus $2,125 in Lynn, MA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 76% higher in Seattle, WA. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $99 in Seattle, WA versus $100 in Lynn, MA. Groceries tell a different story – $544 in Seattle, WA vs $458 in Lynn, MA – so Lynn, MA wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Seattle, WA

🇺🇸 Lynn, MA

🕒 Local time

02:07 2:07 AM

05:07 5:07 AM

3 h ahead of Seattle, WA

🌤 Weather

👥 Population

737,015

90,329

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Seattle, WA Lynn, MA 4,000 km ≈ 6 h nonstop flight

From you

Seattle, WA
Lynn, MA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Lynn, MA: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,762 in Seattle, WA, $3,210 in Lynn, MA – Lynn, MA comes out roughly 15% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $5,642 per month in Seattle, WA and $4,815 in Lynn, MA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lynn, MA, especially for central apartments: a one-bedroom in the center costs $2,125 there versus $2,579 in Seattle, WA.

Monthly expenses with rent come to $3,762 in Seattle, WA and $3,210 in Lynn, MA. That makes Lynn, MA about 15% cheaper.

Kindergarten costs $2,819 per month in Seattle, WA and $1,814 in Lynn, MA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$3,000 is a stretch for both – monthly costs hit $3,762 in Seattle, WA and $3,210 in Lynn, MA. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Lynn, MA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Lynn, MA. If higher salaries or specific career opportunities are the priority, Seattle, WA makes more sense. Both are solid long-term options with distinct trade-offs.