Last update: Oct 2026

Cost of Living Comparison Between Seattle, WA and Lafayette, CO

For one person, living is cheaper in Lafayette, CO: $2,709 a month against $3,782 in Seattle, WA, rent and utilities included – about $12,900 less a year. Rent and utilities account for most of the difference.

Seattle, WA
🇺🇸 United States
$3,782
/mo nomad
Lafayette, CO
🇺🇸 United States
$2,709
/mo nomad
Monthly Cost of Living

How much you'll spend in Seattle, WA and in Lafayette, CO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seattle, WA and in Lafayette, CO actually costs, broken down by who's living it.

A single person spends $3,782 per month in Seattle, WA vs $2,709 in Lafayette, CO, rent included.

  • Seattle, WA $3,782
  • Lafayette, CO $2,709

A couple spends around $5,636 per month in Seattle, WA vs $3,773 in Lafayette, CO, rent included.

  • Seattle, WA $5,636
  • Lafayette, CO $3,773

A family of three spends $7,489 per month in Seattle, WA vs $4,838 in Lafayette, CO, rent included.

  • Seattle, WA $7,489
  • Lafayette, CO $4,838

Seattle, WA costs about 40% more than Lafayette, CO, and outside of rent the biggest gap is in groceries.

Both Seattle, WA and Lafayette, CO sit above the global median – Seattle, WA by 179%, Lafayette, CO by 100%.

Currency
🍽 Eating Out
Seattle, WA
Lafayette, CO
Difference
Meal at Budget Restaurant
$24.52 $24.52
$19.61 $19.61
25.04%
Three-Course Dinner for Two, Mid-Range
$98.2 $98.2
$73.7 $73.7
33.20%
Fast Food Meal (McDonalds, etc)
$14.79 $14.79
$10.26 $10.26
44.15%
Cappuccino
$6.52 $6.52
$5.25 $5.25
24.19%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.23 $3.23
$2.70 $2.70
19.63%
Water (0.33 liter bottle)
$3.17 $3.17
$1.97 $1.97
60.91%
Local Beer (0.5 liter draught)
$7.85 $7.85
$6.15 $6.15
27.64%
Imported Beer (0.33 liter bottle)
$8.03 $8.03
$7.35 $7.35
9.25%
🛒 Groceries & Markets
Seattle, WA
Lafayette, CO
Difference
Milk (1 liter)
$1.21 $1.21
$0.92 $0.92
31.52%
White Bread (500g)
$5.14 $5.14
$3.99 $3.99
28.82%
Rice (white) (1kg)
$6.05 $6.05
$4.03 $4.03
50.12%
Eggs
$4.88 $4.88
$4.25 $4.25
14.82%
Local Cheese (1kg)
$19.18 $19.18
$11.55 $11.55
66.06%
Chicken Fillets (1kg)
$18.91 $18.91
$11.42 $11.42
65.59%
Beef Round Steak (1kg)
$23.31 $23.31
$18.04 $18.04
29.21%
Apples (1kg)
$5.99 $5.99
$4.86 $4.86
23.25%
Banana (1kg)
$1.93 $1.93
$1.58 $1.58
22.15%
Oranges (1kg)
$5.25 $5.25
$4.79 $4.79
9.60%
Tomato (1kg)
$6.57 $6.57
$5.16 $5.16
27.33%
Potato (1kg)
$3.62 $3.62
$2.46 $2.46
47.15%
Onion (1kg)
$3.31 $3.31
$3.32 $3.32
-0.30%
Lettuce (1 head)
$2.78 $2.78
$2.40 $2.40
15.83%
Water (1.5 liter bottle)
$2.51 $2.51
$2.08 $2.08
20.67%
Cigarettes 20 Pack (Marlboro, Camel)
$12.18 $12.18
$8.97 $8.97
35.79%
Wine (Bottle)
$14.83 $14.83
$14.93 $14.93
-0.67%
Local Beer (0.5 liter bottle)
$4.22 $4.22
$1.98 $1.98
113.13%
Imported Beer (0.33 liter bottle)
$5.77 $5.77
$3.49 $3.49
65.33%
🚌 Getting Around
Seattle, WA
Lafayette, CO
Difference
One-way Ticket (Public Transport)
$2.95 $2.95
$2.26 $2.26
30.53%
Public Transport Monthly Pass (Regular Price)
$106 $106
-
-
Taxi Start (Normal Tariff)
$2.65 $2.65
$3.01 $3.01
-11.96%
Taxi (Normal Tariff) (1km)
$1.72 $1.72
$1.57 $1.57
9.55%
Taxi 1hour Waiting (Normal Tariff)
$29.72 $29.72
$30.06 $30.06
-1.13%
Gasoline (1 liter)
$1.49 $1.49
$1.04 $1.04
43.27%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.9K $35.9K
$25.1K $25.1K
42.98%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$27.4K $27.4K
-4.05%
🧾 Monthly Utilities & Internet
Seattle, WA
Lafayette, CO
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$302 $302
$159 $159
89.84%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$70.1 $70.1
$59.5 $59.5
17.87%
Internet (50+ Mbps, Unlimited Data)
$85.3 $85.3
$67.9 $67.9
25.56%
🎉 Sport & Entertainment
Seattle, WA
Lafayette, CO
Difference
Gym Membership (Monthly)
$77.8 $77.8
$41.03 $41.03
89.71%
Tennis Court (1 Hour on Weekend)
$34.58 $34.58
-
-
Cinema Ticket
$17.84 $17.84
$12.89 $12.89
38.40%
🧸 Childcare & Education
Seattle, WA
Lafayette, CO
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,973 $2,973
$1,302 $1,302
128.35%
International Primary School, 1 Child (Yearly)
$31.3K $31.3K
$24.5K $24.5K
27.64%
👕👟 Clothing & Footwear
Seattle, WA
Lafayette, CO
Difference
Jeans (Levis 501 Or Similar)
$76.6 $76.6
$57.5 $57.5
33.15%
Summer Dress (H&M, Zara, etc)
$54.1 $54.1
$37.42 $37.42
44.44%
Sport Shoes (Adidas, Nike)
$128 $128
$80.6 $80.6
58.92%
Men's Leather Business Shoes
$164 $164
$102 $102
61.67%
🏠 Accommodation & Living
Seattle, WA
Lafayette, CO
Difference
1-bedroom Apartment, City Center (Monthly)
$2,445 $2,445
$1,455 $1,455
68.04%
1-bedroom Apartment, Outside City Center (Monthly)
$1,947 $1,947
$1,494 $1,494
30.27%
3-bedroom Apartment, City Center (Monthly)
$4,744 $4,744
$2,743 $2,743
72.94%
3-bedroom Apartment, Outside City Center (Monthly)
$3,469 $3,469
$2,107 $2,107
64.60%
Buy Apartment in City Center (m2)
$7,367 $7,367
$2,612 $2,612
182.01%
Buy Apartment Outside City Center (m2)
$5,127 $5,127
$2,537 $2,537
102.08%
💵 Salaries & Financials
Seattle, WA
Lafayette, CO
Difference
Average Monthly Net Salary (After Tax)
$6,506 $6,506
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.89
6.57
4.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: October 19, 2026

Last update for Lafayette, CO: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Seattle, WA
$1.9K
Lafayette, CO
$1.5K 23.2% $452
Groceries & Markets
Seattle, WA
$546
Lafayette, CO
$402 26.3% $144
Monthly Utilities & Internet
Seattle, WA
$457
Lafayette, CO
$286 37.4% $171
Eating Out
Seattle, WA
$400
Lafayette, CO
$315 21.2% $85
Clothing & Footwear
Seattle, WA
$190
Lafayette, CO
$125 34.5% $66
Getting Around
Seattle, WA
$129
Lafayette, CO
$20 * 84.6% $109
Sport & Entertainment
Seattle, WA
$114
Lafayette, CO
$67 41.1% $47

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,445 in Seattle, WA versus $1,455 in Lafayette, CO. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $98.0 in Seattle, WA versus $74.0 in Lafayette, CO. Monthly groceries follow the same trend: $546 vs $402 – making Lafayette, CO the more affordable choice for daily food spending.

Good to know
🇺🇸 Seattle, WA
🇺🇸 Lafayette, CO
🕒 Local time
12:19 12:19 PM
13:19 1:19 PM
1 h ahead of Seattle, WA
🌤 Weather
👥 Population
737,015
27,729
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 21, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Seattle, WA Lafayette, CO 1,620 km ≈ 2 h 30 min nonstop flight
From you
  • Seattle, WA
  • Lafayette, CO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Seattle, WA vs Lafayette, CO: Cost of Living - Frequently Asked Questions
Is Lafayette, CO cheaper than Seattle, WA?
Yes – Seattle, WA is pricier by about 40%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $5,673 per month in Seattle, WA and $4,063 in Lafayette, CO. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Lafayette, CO, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Seattle, WA and in Lafayette, CO?
Monthly expenses with rent come to $3,782 in Seattle, WA and $2,709 in Lafayette, CO. That's a gap of about 40%.
Which city has cheaper kindergarten?
Kindergarten costs $2,973 per month in Seattle, WA and $1,302 in Lafayette, CO. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,500 enough to cover costs in Seattle, WA or in Lafayette, CO?
$2,500 is a stretch for both – monthly costs hit $3,782 in Seattle, WA and $2,709 in Lafayette, CO. You'll need shared housing and careful budgeting no matter which city you pick.
Is Seattle, WA or Lafayette, CO more family-friendly?
Families tend to lean toward Lafayette, CO – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Seattle, WA or Lafayette, CO?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Lafayette, CO. If higher salaries, better infrastructure, or specific career opportunities are the priority, Seattle, WA makes more sense. Both are solid long-term options with distinct trade-offs.

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