Cost of Living Comparison Between Seattle, WA and Katy, TX Cost of Living Comparison Between Seattle, WA and Katy, TX

Monthly Cost of Living

A single person spends $3,661 per month in Seattle, WA vs $2,707 in Katy, TX, rent included.

A couple spends around $5,544 per month in Seattle, WA vs $3,566 in Katy, TX, rent included.

A family of three spends $7,427 per month in Seattle, WA vs $4,425 in Katy, TX, rent included.

Seattle, WA costs about 35% more than Katy, TX, driven mainly by Groceries & Markets.

Both Seattle, WA and Katy, TX sit above the global median – Seattle, WA by 173%, Katy, TX by 102%.

Meal at Budget Restaurant

$25.32 $25.32

$13.58 $13.58

86.45%

Three-Course Dinner for Two, Mid-Range

$121 $121

$60.9 $60.9

99.16%

Fast Food Meal (McDonalds, etc)

$14.11 $14.11

$9.20 $9.20

53.37%

Cappuccino

$5.82 $5.82

$4.51 $4.51

29.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.98 $2.98

$2.28 $2.28

30.70%

Water (0.33 liter bottle)

$2.40 $2.40

$1.98 $1.98

21.21%

Local Beer (0.5 liter draught)

$7.73 $7.73

$3.91 $3.91

97.70%

Imported Beer (0.33 liter bottle)

$7.87 $7.87

$5.87 $5.87

34.07%

Milk (1 liter)

$1.34 $1.34

$0.96 $0.96

39.58%

White Bread (500g)

$4.91 $4.91

$2.96 $2.96

65.88%

Rice (white) (1kg)

$5.14 $5.14

$4.67 $4.67

10.06%

Eggs

$6.57 $6.57

$3.08 $3.08

113.31%

Local Cheese (1kg)

$24.64 $24.64

$10.62 $10.62

132.02%

Chicken Fillets (1kg)

$15.88 $15.88

$10.20 $10.20

55.69%

Beef Round Steak (1kg)

$20.14 $20.14

$14.76 $14.76

36.45%

Apples (1kg)

$6.27 $6.27

$3.79 $3.79

65.44%

Banana (1kg)

$2.86 $2.86

$1.18 $1.18

142.37%

Oranges (1kg)

$5.29 $5.29

$3.09 $3.09

71.20%

Tomato (1kg)

$6.39 $6.39

$3.18 $3.18

100.94%

Potato (1kg)

$3.21 $3.21

$1.88 $1.88

70.74%

Onion (1kg)

$3.83 $3.83

$2.48 $2.48

54.44%

Lettuce (1 head)

$2.74 $2.74

$1.70 $1.70

61.18%

Water (1.5 liter bottle)

$2.58 $2.58

$1.28 $1.28

101.56%

Cigarettes 20 Pack (Marlboro, Camel)

$11.64 $11.64

$8.90 $8.90

30.79%

Wine (Bottle)

$15.77 $15.77

$12.32 $12.32

28.00%

Local Beer (0.5 liter bottle)

$2.88 $2.88

$1.75 $1.75

64.57%

Imported Beer (0.33 liter bottle)

$4.39 $4.39

$1.86 $1.86

136.02%

One-way Ticket (Public Transport)

$2.76 $2.76

$3.16 $3.16

-12.66%

Public Transport Monthly Pass (Regular Price)

$98.8 $98.8

$90.6 $90.6

8.98%

Taxi Start (Normal Tariff)

$2.67 $2.67

$3.42 $3.42

-21.93%

Taxi (Normal Tariff) (1km)

$1.70 $1.70

$1.84 $1.84

-7.61%

Taxi 1hour Waiting (Normal Tariff)

$29.74 $29.74

$45.39 $45.39

-34.48%

Gasoline (1 liter)

$1.14 $1.14

$0.78 $0.78

46.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.9K $32.9K

$29.3K $29.3K

12.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$23.9K $23.9K

8.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$268 $268

$202 $202

32.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.9 $60.9

$59.4 $59.4

2.54%

Internet (50+ Mbps, Unlimited Data)

$76.2 $76.2

$75.3 $75.3

1.18%

Gym Membership (Monthly)

$78.1 $78.1

$31.30 $31.30

149.36%

Tennis Court (1 Hour on Weekend)

$40.15 $40.15

$25.39 $25.39

58.13%

Cinema Ticket

$15.82 $15.82

$13.60 $13.60

16.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,252 $2,252

$1,001 $1,001

125.04%

International Primary School, 1 Child (Yearly)

$29.7K $29.7K

$16.1K $16.1K

84.58%

Jeans (Levis 501 Or Similar)

$70.8 $70.8

$45.03 $45.03

57.16%

Summer Dress (H&M, Zara, etc)

$53.1 $53.1

$41.83 $41.83

27.04%

Sport Shoes (Adidas, Nike)

$117 $117

$90.6 $90.6

29.39%

Men's Leather Business Shoes

$139 $139

$113 $113

22.21%

1-bedroom Apartment, City Center (Monthly)

$2,310 $2,310

$1,672 $1,672

38.13%

1-bedroom Apartment, Outside City Center (Monthly)

$1,849 $1,849

$1,547 $1,547

19.56%

3-bedroom Apartment, City Center (Monthly)

$4,739 $4,739

$2,329 $2,329

103.44%

3-bedroom Apartment, Outside City Center (Monthly)

$3,556 $3,556

$1,884 $1,884

88.70%

Buy Apartment in City Center (m2)

$7,775 $7,775

$2,070 $2,070

275.51%

Buy Apartment Outside City Center (m2)

$5,351 $5,351

$1,742 $1,742

207.16%

Average Monthly Net Salary (After Tax)

$6,575 $6,575

$5,989 $5,989

9.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.42

6.29

2.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: April 21, 2026

Last update for Katy, TX: April 21, 2026

Cost Breakdown

A central one-bedroom costs $2,310 in Seattle, WA versus $1,672 in Katy, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 10% higher in Seattle, WA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $121 in Seattle, WA versus $61 in Katy, TX. Monthly groceries follow the same trend: $539 vs $322 – making Katy, TX the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Katy, TX: Cost of Living - Frequently Asked Questions

Seattle, WA costs about 35% more than Katy, TX, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $5,491 per month in Seattle, WA and $4,061 in Katy, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Katy, TX, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 68% more in Seattle, WA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $121 in Seattle, WA and $61.0 in Katy, TX. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,000 is a stretch for both – monthly costs hit $3,661 in Seattle, WA and $2,707 in Katy, TX. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Katy, TX costs $2,707 versus $3,661 in Seattle, WA. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Katy, TX. If higher salaries, better infrastructure, or specific career opportunities are the priority, Seattle, WA makes more sense. Both are solid long-term options with distinct trade-offs.