Last update: Oct 2026

Cost of Living Comparison Between Seattle, WA and Homestead, FL

For one person, living is cheaper in Homestead, FL: $3,460 a month against $3,785 in Seattle, WA, rent and utilities included – about $3,900 less a year. The total is higher in Seattle, WA despite lower rent and utilities.

184

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index
165

Cost of Living Index in Homestead, FL
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Homestead, FL Living Index

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Seattle, WA

🇺🇸 United States

$3,785

/mo nomad

Homestead, FL

🇺🇸 United States

$3,460

/mo nomad

Monthly Cost of Living

How much you'll spend in Seattle, WA and in Homestead, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seattle, WA and in Homestead, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,785 in Seattle, WA versus $3,460 in Homestead, FL.

Seattle, WA $3,785
Homestead, FL $3,460

Estimated couple costs with rent: $5,688 in Seattle, WA versus $4,870 in Homestead, FL.

Seattle, WA $5,688
Homestead, FL $4,870

Monthly costs for a family of three with rent: $7,592 in Seattle, WA versus $6,281 in Homestead, FL.

Seattle, WA $7,592
Homestead, FL $6,281

Living in Seattle, WA is roughly 9% more expensive than in Homestead, FL, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Seattle, WA 178% above, Homestead, FL 154% above.

Meal at Budget Restaurant

$25.30 $25.30

$20.28 $20.28

24.75%

Three-Course Dinner for Two, Mid-Range

$101 $101

$74.1 $74.1

36.20%

Fast Food Meal (McDonalds, etc)

$14.76 $14.76

$9.98 $9.98

47.90%

Cappuccino

$6.50 $6.50

$4.97 $4.97

30.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.21 $3.21

$2.02 $2.02

58.91%

Water (0.33 liter bottle)

$3.14 $3.14

$1.98 $1.98

58.59%

Local Beer (0.5 liter draught)

$7.97 $7.97

$5.30 $5.30

50.38%

Imported Beer (0.33 liter bottle)

$8.13 $8.13

$7.39 $7.39

10.01%

Milk (1 liter)

$1.17 $1.17

$0.82 $0.82

42.68%

White Bread (500g)

$5.30 $5.30

$2.66 $2.66

99.25%

Rice (white) (1kg)

$6.40 $6.40

$3.10 $3.10

106.45%

Eggs

$5.06 $5.06

$3.83 $3.83

32.11%

Local Cheese (1kg)

$18.71 $18.71

$13.32 $13.32

40.47%

Chicken Fillets (1kg)

$18.72 $18.72

$6.57 $6.57

184.93%

Beef Round Steak (1kg)

$22.88 $22.88

$14.74 $14.74

55.22%

Apples (1kg)

$6.06 $6.06

$3.99 $3.99

51.88%

Banana (1kg)

$1.95 $1.95

$1.52 $1.52

28.29%

Oranges (1kg)

$5.51 $5.51

$4.32 $4.32

27.55%

Tomato (1kg)

$6.52 $6.52

$5.40 $5.40

20.74%

Potato (1kg)

$3.49 $3.49

$2.89 $2.89

20.76%

Onion (1kg)

$3.29 $3.29

$3.33 $3.33

-1.20%

Lettuce (1 head)

$2.80 $2.80

$1.03 $1.03

171.84%

Water (1.5 liter bottle)

$2.58 $2.58

$1.97 $1.97

30.96%

Cigarettes 20 Pack (Marlboro, Camel)

$12.49 $12.49

$9.26 $9.26

34.88%

Wine (Bottle)

$14.87 $14.87

$14.17 $14.17

4.94%

Local Beer (0.5 liter bottle)

$4.19 $4.19

$2.05 $2.05

104.39%

Imported Beer (0.33 liter bottle)

$5.80 $5.80

$2.46 $2.46

135.77%

One-way Ticket (Public Transport)

$3.05 $3.05

$2.22 $2.22

37.39%

Public Transport Monthly Pass (Regular Price)

$106 $106

$57.2 $57.2

85.27%

Taxi Start (Normal Tariff)

$2.58 $2.58

$3.15 $3.15

-18.10%

Taxi (Normal Tariff) (1km)

$1.64 $1.64

$1.88 $1.88

-12.77%

Taxi 1hour Waiting (Normal Tariff)

$30.12 $30.12

$31.75 $31.75

-5.13%

Gasoline (1 liter)

$1.41 $1.41

$1.03 $1.03

36.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.8K $36.8K

$28.2K $28.2K

30.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$22.7K $22.7K

17.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$308 $308

$171 $171

79.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.2 $69.2

$57.2 $57.2

20.99%

Internet (50+ Mbps, Unlimited Data)

$86.1 $86.1

$76.7 $76.7

12.18%

Gym Membership (Monthly)

$76.5 $76.5

$40.63 $40.63

88.16%

Tennis Court (1 Hour on Weekend)

$35.50 $35.50

$30.36 $30.36

16.93%

Cinema Ticket

$18.02 $18.02

$12.93 $12.93

39.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,746 $2,746

$895 $895

206.72%

International Primary School, 1 Child (Yearly)

$30.6K $30.6K

$15.2K $15.2K

100.65%

Jeans (Levis 501 Or Similar)

$79.2 $79.2

$41.90 $41.90

88.90%

Summer Dress (H&M, Zara, etc)

$54.3 $54.3

$42.12 $42.12

28.94%

Sport Shoes (Adidas, Nike)

$127 $127

$78.9 $78.9

60.67%

Men's Leather Business Shoes

$159 $159

$103 $103

54.11%

1-bedroom Apartment, City Center (Monthly)

$2,508 $2,508

$2,161 $2,161

16.07%

1-bedroom Apartment, Outside City Center (Monthly)

$1,938 $1,938

$2,242 $2,242

-13.53%

3-bedroom Apartment, City Center (Monthly)

$5,117 $5,117

$3,871 $3,871

32.18%

3-bedroom Apartment, Outside City Center (Monthly)

$3,542 $3,542

$3,548 $3,548

-0.16%

Buy Apartment in City Center (m2)

$7,374 $7,374

$3,223 $3,223

128.79%

Buy Apartment Outside City Center (m2)

$5,002 $5,002

$2,538 $2,538

97.06%

Average Monthly Net Salary (After Tax)

$6,470 $6,470

$3,237 $3,237

99.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.25

10.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: October 26, 2026

Last update for Homestead, FL: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Seattle, WA

$1.9K 51.2%

Homestead, FL

$2.2K 64.8% 15.6% $303

Groceries & Markets

Seattle, WA

$547 14.5%

Homestead, FL

$339 9.8% 37.9% $208

Monthly Utilities & Internet

Seattle, WA

$463 12.2%

Homestead, FL

$305 8.8% 34.1% $158

Eating Out

Seattle, WA

$406 10.7%

Homestead, FL

$309 8.9% 23.9% $97

Clothing & Footwear

Seattle, WA

$189 5%

Homestead, FL

$120 3.5% 36.5% $69

Getting Around

Seattle, WA

$129 3.4%

Homestead, FL

$79 2.3% 39% $50

Sport & Entertainment

Seattle, WA

$112 3%

Homestead, FL

$67 1.9% 40.9% $46

Cost Breakdown

A one-bedroom apartment in the center runs $2,508 in Seattle, WA and $2,161 in Homestead, FL. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 100% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $101 in Seattle, WA vs $74 in Homestead, FL for a mid-range dinner for two. Groceries echo the gap at $547 vs $339 per month, with Homestead, FL cheaper across the board.

Good to know

🇺🇸 Seattle, WA

🇺🇸 Homestead, FL

🕒 Local time

11:49 11:49 AM

14:49 2:49 PM

3 h ahead of Seattle, WA

🌤 Weather

👥 Population

737,015

80,737

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.894 EUR

Exchange rates and currency converter

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Between locations

Seattle, WA Homestead, FL 4,400 km ≈ 6 h nonstop flight

From you

Seattle, WA
Homestead, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Homestead, FL: Cost of Living - Frequently Asked Questions

Homestead, FL wins on cost – living expenses run 9% lower than in Seattle, WA. Housing and daily spending are where you’ll feel the difference most, making Homestead, FL the obvious pick if budget is a priority.

Average pay runs 100% higher in Seattle, WA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,508 in Seattle, WA versus $2,161 in Homestead, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Homestead, FL – a meal for two runs $74 versus $101 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $3,785 per month in Seattle, WA versus $3,460 in Homestead, FL – Homestead, FL is about 9% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $2,000. Homestead, FL is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Homestead, FL gentler on the wallet – expenses run 9% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.